Livingston Parish CU Denham Springs LA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Livingston Parish your trusted partner in financial growth and community support. Located at 890 Florida Ave SE, Denham Springs, LA 70726, our main office has been serving members since 1969, demonstrating a commitment to providing quality financial services for over five decades. With a total membership of 1,756 and assets exceeding $10,680,316, we prioritize your financial well-being. At Livingston Parish, we believe in putting our members first. Whether you're seeking personal banking solutions like checking and savings accounts or looking for auto loans and mortgage refinancing options, we have you covered. Our dedication to the community is evident through our robust loan portfolio, which includes 309 loans to help members achieve their dreams. Our leadership team is here for you! Under the guidance of CEO Fred Banks and Board President Barbara Robinson, we strive to create a welcoming environment where your financial needs are met with care. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 687, Denham Springs, LA 70727. With total deposits amounting to $3,542,294 and a net worth of $2,314,938, you can trust that your funds are secure with us. We also maintain a healthy cash reserve of $199,015, ensuring we are always prepared to serve our members efficiently. Have questions or need assistance? Don't hesitate to reach out! Call us at 225-664-9103 during our operating hours from 9:00 AM to 5:00 PM Monday through Thursday and until 5:30 PM on Friday. Visit our website at lpfcu.org for more information about our services. Join us at Livingston Parish Credit Union today where your success is our mission!

Branch History & Mission

At Livingston Parish, we are proud to share a rich history that spans over five decades. Founded in 1969, our branch has grown from its humble beginnings to become a trusted financial partner for the community of Denham Springs, LA. Located at 890 Florida Ave SE, we are ideally positioned to serve our members with dedication and care. Throughout the years, we have embraced change and innovation while staying true to our mission: to provide accessible financial services that empower individuals and strengthen our community. With a total membership of 1,756 and assets amounting to an impressive $10,680,316, we have established ourselves as a cornerstone of financial support in the region. Our commitment extends beyond just banking. We focus on understanding the unique needs of our members and offering personalized solutions whether it's through checking and savings accounts, auto loans, or mortgage refinancing. Our mission is deeply rooted in community support; we actively engage in partnerships and outreach programs that aim to uplift those around us. While members can visit us at 890 Florida Ave SE, official correspondence should be sent to PO Box 687, Denham Springs, LA 70727. Our operating hours are designed for your convenience: from 9:00 AM to 5:00 PM Monday through Thursday and until 5:30 PM on Friday. Although we currently do not offer ATM services or drive-thru banking, we ensure that our online banking platform allows you to manage your finances anytime, anywhere. Livingston Parish is more than just a credit union; it's a community hub where people come together for shared goals and dreams. As we look toward the future, we remain focused on enhancing our services while maintaining the personal touch that has defined us since our inception. We invite you to join us at Livingston Parish. Experience firsthand how we can help you achieve your financial goals while being part of a community dedicated to growth and support. Together, let's build a brighter future!

Branch Location & Accessibility

Accessibility Features

At our branch, we prioritize accessibility for everyone. Our location is ADA compliant, featuring ramps and designated parking spaces to ensure that all members can easily access our services. We strive to create a welcoming environment where everyone feels comfortable.

Connect With Us

If you have any questions or need assistance, don't hesitate to give us a call at 225-664-9103. We invite you to visit us today and discover how Livingston Parish can help you achieve your financial goals!

Operating Hours

We're here for you Monday through Thursday from 9:00 AM to 5:00 PM, and on Friday from 9:00 AM to 5:30 PM. These hours are designed to fit your busy schedule, making it convenient for you to stop by before or after work or during your lunch break.

Services Offered

Our Livingston Parish branch offers a variety of personal banking services tailored to meet your needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. You can also take advantage of our online and mobile banking options for added convenience. Unfortunately, we do not have ATM services or drive-thru banking at this location; however, our knowledgeable staff is always available to help with cash withdrawals and other transactions inside the branch.

Member Eligibility

At Livingston Parish, we believe that everyone deserves a financial partner who truly understands their needs. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the Livingston Parish area, you're already eligible to join our community. We pride ourselves on offering a range of benefits that come with membership, including personalized service and competitive rates on loans and savings accounts. To get started, just visit us at 890 Florida Ave Se Denham Springs La 70726 or give us a call at (225) 664-9103 for any questions you might have. For more detailed eligibility information, feel free to check out our website at . Joining us means stepping into a supportive environment where your financial goals are within reach!

Business Banking & Commercial Services

Business Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we haven't yet issued commercial loans, our focus remains on understanding your needs and preparing to offer competitive options when the time comes.

Practical Merchant Services

Imagine running your business with the confidence that your payment processing is seamless and efficient. Our merchant services are designed to help you streamline transactions, allowing you to focus on what you do best growing your business. From accepting various payment methods to ensuring quick deposits into your account, we make managing finances easier for you. For more information on how we can help your business thrive, visit us at 890 Florida Ave Se Denham Springs La 70726 in Denham Springs, LA, or give us a call at (225) 664-9103. Together, we can pave the way for your success!

Comprehensive List Of Services

Business Banking

For entrepreneurs and business owners, we provide business banking services including merchant services and business loans. We understand the unique challenges of running a business and are here to support you in achieving your goals with tailored financial solutions.

Digital Banking Features

Embracing modern technology is key at Livingston Parish. With our online and mobile banking features, managing your finances has never been easier. Need to send money to a friend? Use our person-to-person payment feature without any hassle! In addition to these core services, we also facilitate ATM and cash withdrawal services for easy access to your money when you need it most. As we continue to grow alongside our community in Denham Springs, we invite you to explore how Livingston Parish can be part of your financial journey. Whether you're saving for the future or seeking funding for a new venture, we're here to help every step of the way. Ready to learn more? Visit us today or call us at 225-664-9103! Your financial well-being is our priority.

Home Financing

For those looking to buy their first home or refinance an existing mortgage, our mortgage loans offer personalized guidance through the process. Picture stepping into your new home with confidence, knowing you have the right financial support behind you.

Personal Banking

Our personal banking services include checking and savings accounts tailored to fit various lifestyles and financial goals. Imagine effortlessly managing your finances with online banking, which allows you to check your balance or transfer funds anytime, anywhere. It's designed for convenience no need to rush to the bank during busy hours. If you're considering purchasing a new vehicle, our auto loans and vehicle financing options make it easy to drive away in the car you want. We understand that buying a car is a big decision; that's why we offer competitive rates and flexible terms that suit your budget.

Personal Loans & Credit Cards

Sometimes life throws unexpected expenses our way. Our personal loans and debt consolidation options can help you manage those costs effectively. Plus, don't forget about our credit cards with rewards! You can earn points on everyday purchases while enjoying benefits that make spending more rewarding.

Digital & Online Banking

Accessibility

Even if you're not tech-savvy, our services are user-friendly and accessible. You don't need a mobile application to enjoy these features; simply visit our website for all your banking needs. Our online banking service ensures that you can handle everything from checking balances to making transfers at any time that suits you. In summary, Livingston Parish provides robust digital and online banking options that cater to your needs while keeping security front and center. Join us today and experience the convenience of managing your finances effortlessly!

Key Services

With just a few clicks at https://www.lpfcu.org/, you can check balances, pay bills, and transfer money all from the comfort of your home or on the go. Our person-to-person transfer feature makes it easy to send money to friends or family quickly and securely, so you never miss a chance to help someone in need.

Security and User-Friendliness

We prioritize your security without compromising ease of use. While we don't currently offer electronic signature authorization or mobile payments, our online banking platform is designed with your safety in mind. You can confidently manage your accounts with tools that keep your information secure.

Financial Strength

At Livingston Parish, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. The strength of our finances ensures that we can provide you with reliable services and support your financial journey. With a net worth of $2,314,938, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 21.67% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $744,533 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $2,260,521 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have supported our members with $1,351,988 in used auto loans and a total of $4,806,817 in loans and leases across various sectors. Our operational efficiency is reflected in our net income of $54,417, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3 full-time employees who ensure that our branches are always ready to serve you with a knowledgeable and committed team. The total number of share accounts stands at 2,642, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Livingston Parish is your trusted partner. Visit us at 890 Florida Ave Se Denham Springs LA 70726 or call 225-664-9103 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $1,351,988 in used vehicle loans and $1,482,363 in new vehicle loans, helping members get on the road with confidence. Whether you're interested in financing a brand-new model or a reliable used vehicle, we are committed to making the process as smooth as possible.

Business Loans

For business owners, our outstanding commercial loans provide the capital needed for growth and expansion. While we currently do not have outstanding commercial loans available, we encourage interested parties to reach out for potential opportunities as they arise. Our commitment at Livingston Parish goes beyond just providing loans; we aim to support our members throughout their financial journeys with personalized services and expert guidance. If you're considering refinancing or want to know about eligibility options for any of our loan products, don't hesitate to contact us. You can reach us at (225) 664-9103 or visit us at 890 Florida Ave Se Denham Springs La 70726 in Denham Springs, LA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial goals!

Credit Lines and Personal Loans

Need extra funds for unexpected expenses or projects? Our total credit lines amounting to $1,125,500 give you flexibility when you need it most. Additionally, we offer unsecured credit card loans designed to help you manage your finances effectively, with total loans reaching $0.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $76,686, making buying or refinancing simple. We believe that everyone deserves the chance to own their dream home, and our competitive rates can help you achieve that goal.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers tailored to their financial needs.