Lithium Credit Union Bessemer City NC | Convenient ATM Services Only

Introduction

Welcome to Lithium Federal Credit Union, your trusted partner in financial well-being since 1956. Nestled at 1111 Bessemer City Kings Mtn Hwy, Bessemer City, NC 28016, we are proud to serve our community with a commitment to member-focused service and financial empowerment. With a total membership of 1,531 and assets amounting to an impressive $14,542,466, we strive to provide our members with the best possible banking experience. At Lithium, we believe in building strong relationships that go beyond transactions. Our dedicated team, led by CEO Eric Campbell and Board President Jackie Goode, is here to guide you through every financial decision you make. We offer a range of services designed to meet your needs, including loans, deposits, and various account options whether you're saving for a dream vacation or financing your first car. While members can visit us at our branch location, official correspondence should be sent to the same address: 1111 Bessemer City Kings Mtn Hwy, Bessemer City, NC 28016-9640. Our friendly staff is available from 9:00 AM to 5:00 PM (M-F) to assist you with any inquiries or services you may need. You can reach us at 704-868-0890 or send a fax to 704-868-5497. As a credit union, we take pride in our strong financial foundation: we have total deposits of $1,248,378, net worth of $2,147,510, and cash in hand totaling $208,874. This stability allows us to offer competitive loan products; currently, we manage over 1,227 loans and leases, ensuring that we can support our members' diverse borrowing needs. Join us at Lithium Federal Credit Union where your financial goals are not just dreams but achievable milestones. Visit our website at Lithium FCU today to learn more about how we can help you thrive financially!

Branch History & Mission

Welcome to Lithium Federal Credit Union, where our journey began in 1956. Located at 1111 Bessemer City Kings Mtn Hwy, Bessemer City, NC 28016, we have proudly served our community for over six decades. With a total membership of 1,531 and assets amounting to $14,542,466, we've grown from humble beginnings into a trusted financial partner for many. Our mission is simple yet powerful: to provide exceptional financial services while supporting the local community. We believe that every member deserves access to the resources they need to achieve their financial goals. At Lithium, we are dedicated to building strong relationships and fostering a sense of belonging among our members. Throughout our history, we've focused on adapting to meet the changing needs of our members. Our commitment to innovation has led us to offer modern conveniences like online banking and mobile payments, making it easier for you to manage your finances anytime, anywhere. While we may not have ATMs or drive-thru services at this branch, our friendly staff is here during our operating hours Monday through Friday from 9:00 AM to 5:00 PM to assist you with all your banking needs. We take pride in being a part of the Bessemer City community. Our outreach programs and partnerships with local organizations reflect our belief in giving back and making a difference where it matters most. Whether it's supporting local events or providing educational resources about financial literacy, we strive to uplift those around us. While you can visit us at our branch location for personalized service, official correspondence should be directed to 1111 Bessemer City Kings Mtn Hwy, Bessemer City, NC 28016-9640. Join us at Lithium Federal Credit Union and experience the benefits of being part of a credit union that truly cares about its members and community. Together, let's work towards achieving your financial dreams! For more information or assistance, don't hesitate to reach out at 704-868-0890 or visit our website at Lithium FCU.

Branch Location & Accessibility

Welcome to Lithium! Conveniently located at 1111 Bessemer City Kings Mtn Hwy Bessemer City Nc 28016 in beautiful Bessemer City, NC, our branch is here to serve you. Whether you're just passing through or a long-time local, we are easy to find and eager to assist with all your banking needs. Nestled near popular spots in town, our location makes it simple for you to stop by on your way home or while running errands. Parking is readily available, ensuring that your visit is hassle-free. We also prioritize accessibility, featuring ADA-compliant entrances and ramps so everyone can enjoy our services without barriers. At Lithium, we understand that your time is valuable. Our lobby hours are designed with your busy schedule in mind, operating from 9:00 AM to 5:00 PM, Monday through Friday. While we currently do not offer ATM services or drive-thru banking, our dedicated staff is always ready to help you inside the branch. For any official correspondence, please note that our mailing address is 1111 Bessemer City Kings Mtn Hwy, BESSEMER CITY, NC 28016-9640. We encourage you to reach out with questions or concerns by calling us at (704) 868-0890. Come visit us today at Lithium we're looking forward to welcoming you and helping you achieve your financial goals!

Member Eligibility

Joining the Lithium community means becoming part of a supportive family that values your financial well-being. At Lithium, we welcome individuals who live, work, worship, or attend school in our local area. It's all about creating a space where you feel understood and appreciated. Becoming a member opens up a world of benefits, including personalized service and competitive rates designed to help you thrive financially. If you're curious about the specific eligibility criteria, feel free to check out more detailed informati. When you're ready to take the next step, opening an account is straightforward and can be done by calling us at (704) 868-0890 or visiting us at our friendly branch located at 1111 Bessemer City Kings Mtn Hwy Bessemer City Nc 28016. We're excited to help you on your financial journey!

Business Banking & Commercial Services

Financing Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In today's market, having reliable merchant services is crucial. Imagine being able to accept payments seamlessly from customers, whether they're shopping online or visiting your storefront. Our merchant services simplify transactions, making it easier for you to focus on what you do best running your business. Visit us at 1111 Bessemer City Kings Mtn Hwy Bessemer City Nc 28016 in Bessemer City, NC, or call us at (704) 868-0890 to learn more about how our business banking and commercial services can help you thrive!

Comprehensive List Of Services

Digital Banking for Your Convenience

In today's fast-paced world, having access to digital banking is essential. Although our branch may have limited in-person services at the moment, we encourage our members to take advantage of our online banking features. With just a few clicks, you can manage your accounts from anywhere, whether you're at home or on the move. Imagine being able to check your account balance or transfer funds without needing to visit a branch! Our online platform allows you to conduct various transactions at your convenience. If you're in need of assistance or have questions about your account, don't hesitate to reach out via phone at (704) 868-0890 during our operating hours from 9:00 AM to 5:00 PM, Monday through Friday.

Everyday Banking Made Easy

We understand that managing finances can sometimes be overwhelming, which is why we focus on simplicity and accessibility. For those moments when you need quick access to your funds, ATM Services are available. While we currently offer ATM services only, this allows you to withdraw cash easily, check balances, and manage your money on the go.

Join Us Today!

Whether you're already a member or considering joining us for the first time, we are excited to help you navigate your financial journey. Visit us at 1111 Bessemer City Kings Mtn Hwy Bessemer City Nc 28016 in Bessemer City, NC, or call us today at (704) 868-0890 for any inquiries. Let's work together towards achieving your financial dreams!

Member-Centric Approach

At Lithium, we prioritize our members' needs and strive to provide a welcoming environment where you can feel comfortable discussing your financial goals. Whether you're planning for a major purchase or just want to ensure your finances are in order, we're here to support you every step of the way. As we continue to evolve and expand our service offerings, we invite you to stay connected with us through our website at Lithium Federal Cu. Explore all the ways we can help improve your financial well-being.

Digital & Online Banking

Convenient Online Banking Services

With our online banking platform available at https://lithiumfcu.org/, you can check your balance, transfer funds, and pay bills whenever you need to. Plus, our 24/7 online banking services mean you're never tied to traditional banking hours. You're in control, even if it's late at night or during your lunch break.

Mobile Application and Payments

For those who prefer managing their finances on the go, our mobile application is here for you. Available for download now, it allows you to perform essential banking tasks right from your smartphone. And if you love using mobile payments, you'll be pleased to know that we support this feature as well. Sending money to friends or family is quick and straightforward with person-to-person transfers.

Simple and Secure Transactions

While we do not currently offer electronic signature authorization, our existing features ensure that transactions are safe and user-friendly. Everything from viewing e-statements to making mobile payments is designed with your convenience in mind. In short, at Lithium, our digital and online banking services are tailored to help you manage your finances with ease and confidence. Explore these features today by visiting https://lithiumfcu.org/!

User-Friendly Features

We prioritize security in all our digital services. You can rest easy knowing that your personal information is protected while you enjoy the convenience of accessing your accounts. We also offer electronic statements for those who prefer a paperless option, making it easier to manage your finances while reducing clutter.

Financial Strength

Commitment to Growth

With $1,390,684 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals with $280 in used auto loans and $11,586,665 in total loans and leases.

Growing Member Base

Total Share Accounts stand at 2,591, showing a strong and growing member base that trusts us with their finances. This reflects not only our commitment to serving you but also the satisfaction of our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lithium is your trusted partner. Visit us at 1111 Bessemer City Kings Mtn Hwy Bessemer City Nc 28016 or call (704) 868-0890 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $3,095,068 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $994,629, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $4,540, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 5 full-time employees ready to assist you with knowledgeable service.

Solid Financial Health

With a net worth of $2,147,510, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 14.77% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,786,701 in used vehicle loans and $1,357,377 in new vehicle loans already helping members get on the road. We provide flexible terms tailored to fit your budget, making it easier than ever to drive off in a vehicle you love.

Credit Lines

If you need additional flexibility, consider our credit lines totaling $750,000. This option allows you to borrow as needed without taking out a traditional loan, giving you access to funds when unexpected expenses arise. If you're considering refinancing any of your current loans or want to learn more about eligibility options for our products, feel free to reach out. Our team at Lithium is ready to assist you with personalized advice and support tailored to your financial situation. For more information or to discuss which loan product might be right for you, contact us at (704) 868-0890 or visit us at 1111 Bessemer City Kings Mtn Hwy Bessemer City Nc 28016, Bessemer City, NC. Let's work together towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $4,303,805, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your existing mortgage, our dedicated team is here to guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $386,320 in loans helping members manage their finances effectively. These cards can be a useful tool for managing expenses while providing the ability to build or improve your credit score.

Loan Aggregator

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Ensuring Accurate Comparisons

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Get Started Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

LITHIUM FEDERAL CREDIT UNION - Bessemer City, NC

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