LISTERHILL CREDIT UNION - Sheffield, AL

At Listerhill, our mission is straightforward: to empower our members through accessible financial services while enriching the communities we operate in. We believe that everyone deserves the opportunity to achieve their financial goals, whether it's saving for a home, financing a vehicle, or planning for retirement. Our offerings include personal banking products like checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards tailored to meet your needs. While members can visit us at 703 S Montgomery Ave, official correspondence should be sent to P.O. Box 566, Sheffield, AL 35660. We understand that convenience matters; that's why we offer various ways to bank with us. With an ATM on-site and drive-thru services available during extended hours Monday through Friday from 9 AM to 6 PM on Thursdays and Fridays, plus Saturday hours from 8:30 AM to 12 PM we make banking easy and accessible. Our commitment extends beyond financial products. We actively engage in community outreach efforts, partnering with local organizations and hosting events that enrich Sheffield's vibrant culture. From financial literacy programs to support for local charities, we strive to make a positive impact where it matters most. In today's digital world, we've embraced technology to enhance your banking experience with online and mobile banking options available anytime you need them. We prioritize ADA compliance so that all our members can access services comfortably and confidently. We invite you to join Listerhill Credit Union today! Experience firsthand how we combine personalized service with innovative solutions designed just for you. Whether you're starting your financial journey or looking for better options than traditional banks provide, we're here to help you every step of the way. For any inquiries or assistance, feel free to call us at 256-386-0541 or visit our website at listerhill.com. Let's grow together!

At Listerhill, we prioritize accessibility for all our members. Our branch features ample parking and is fully ADA compliant, ensuring everyone can enjoy a hassle-free visit. We also offer a drive-thru service for those on the go, making quick transactions easier than ever. Whether you need to make a deposit or withdraw cash, our drive-thru is designed with your convenience in mind.

Our friendly team is available to assist you during convenient operating hours. We welcome you Monday through Wednesday from 9 AM to 5 PM, Thursday and Friday from 9 AM to 6 PM, and on Saturday from 8:30 AM to 12 PM. These hours are designed to fit your busy schedule so that you can get the services you need when it works best for you.

At Listerhill, we provide a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage financing, we have something for everyone. Plus, our ATM is available for easy cash access whenever you need it. Whether you're looking to open an account or simply want to chat about your financial goals, our team is here to help. Don't hesitate to reach out at 256-386-0541 or stop by today! We look forward to welcoming you into the Listerhill family!

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $534 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $239,753,120, we continue to drive economic growth by financing new and expanding businesses.

In addition to our lending options, we offer merchant services that simplify payment processing for your business. Imagine effortlessly accepting payments from customers using various methods, whether it's credit cards, mobile payments, or e-checks. This flexibility not only enhances customer satisfaction but also improves cash flow for your operations. Located at 703 S Montgomery Ave Sheffield Al 35660 in Sheffield, AL, we are here to support your business goals. Let's work together to make your business dreams a reality! For more information, give us a call at (256) 386-0541 or visit us online at https://listerhill.com/ .

If you're thinking about purchasing a new vehicle, our auto loans and vehicle financing options make it easy for you to hit the road without the stress of high payments. With competitive rates and flexible terms, you can focus on finding the perfect car while we handle the financing.

For local entrepreneurs, our business banking services, including merchant services and business loans, are designed to help your business thrive. We understand the unique challenges small businesses face, and we're here to provide tailored solutions that meet those needs.

With our credit cards featuring rewards, every purchase can earn you points towards exciting rewards or cashback. It's a great way to make your spending work harder for you.

In today's world, convenience is key. Our robust online and mobile banking services allow you to manage your finances from anywhere at any time. You can check balances, transfer funds, pay bills, and even send money to friends instantly through person-to-person payment features. Plus, with our ATM access and drive-thru banking for simple transactions, getting cash or making deposits has never been easier. At Listerhill, located at 703 S Montgomery Ave Sheffield Al 35660, we strive to provide friendly service coupled with essential financial tools that empower our members in Sheffield, AL. If you're ready to take control of your financial future or have questions about any of our services, don't hesitate to give us a call at (256) 386-0541 or visit us today! Let us help you achieve your financial goals because at Sheffield, it's all about you!

Buying a home is one of life's biggest decisions. Our mortgage loans and refinancing options provide you with the support you need every step of the way. Whether you're a first-time homebuyer or looking to refinance an existing mortgage for better rates, we have solutions designed to suit your needs.

We understand that managing your money is a top priority. That's why our personal banking services include flexible checking and savings accounts tailored to fit your lifestyle. Imagine having a checking account with no monthly fees or a savings account that helps you grow your savings faster with competitive interest rates.

Need extra cash for unexpected expenses? Our personal loans offer quick access to funds when you need them most. Additionally, if you're juggling multiple debts, our debt consolidation loans can simplify your payments and potentially save you money on interest.

Our online banking platform is packed with user-friendly features that make it simple for you to manage your finances. You can easily check your account balances, transfer funds, and pay bills all from the comfort of your home or on the go. If you prefer to handle things directly from your smartphone, you'll be pleased to know that we have a mobile application available for download, providing you with all the tools you need right at your fingertips. For those who enjoy keeping track of their statements electronically, we offer e-statements that let you view and manage your financial documents securely online. Plus, with electronic signature authorization available, signing important documents is a breeze no need to visit the branch!

Need to send money quickly? Our person-to-person transfer feature allows you to send money to friends or family without any hassle. Whether you're splitting a bill or sending a gift, it's fast and straightforward. And if you're looking for convenience in payments, our mobile payments feature lets you make purchases directly from your phone. No more fumbling for cash or cards; just tap and go! At Listerhill, we're committed to making banking as easy as possible while keeping your information safe. Our robust security measures ensure that every transaction is protected, so you can bank with confidence. In today's fast-paced world, having reliable digital banking tools is essential. Join us at Listerhill and experience the ease and security of managing your finances online!

We also take pride in having 263 full-time employees and 22 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Your satisfaction is our priority.

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Listerhill is your trusted partner. Visit us at 703 S Montgomery Ave Sheffield Al 35660 or call (256) 386-0541 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. This approach allows us to keep our focus where it matters most on you.

With $102,567,632 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This means you can expect continuous improvements and new offerings designed to make your banking experience even better.

Members' savings are secured through $401,456,985 in share certificates and $67,124,284 in money market shares, offering stable and rewarding financial growth opportunities. This reflects our dedication to protecting your investments while helping them grow.

With a net worth of $151,107,184, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,078 showcases a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Our lending capacity supports members' financial goals across various sectors, with $12,652 in used auto loans and $1,036,999,950 in total loans and leases. Additionally, our $4,734,172 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $177,182,794 in used vehicle loans and $29,805,906 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you can drive away in the car you want without breaking the bank.

For business owners, our outstanding commercial loans totaling $239,753,120 provide the capital needed to grow and expand your business. Whether you're looking for funding for equipment or working capital, our commercial loan options can support your entrepreneurial journey.

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $17,931,668. Our team is here to guide you through the process and help you find a solution that fits your budget and lifestyle.

If you're considering refinancing any existing loans or exploring eligibility options for any of our products, our knowledgeable staff is ready to assist you every step of the way. At Listerhill, we prioritize transparency and customer service. You can reach us at (256) 386-0541 during our operating hours Monday through Friday from 9 AM to 5 PM and Saturday from 8:30 AM to 12 PM. Visit us online at Listerhill to learn more about how we can help you meet your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us be your partner in success!

We also offer flexible terms on unsecured credit card loans, with a total of $41,799,281 in loans helping members manage their finances effectively. These cards come with various benefits that can help you stay on top of your spending while earning rewards.

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