Listerhill Credit Union Killen AL | Top Auto Loans & Personal Banking

Introduction

Welcome to Listerhill, your trusted partner in financial wellness located at 300 Highway 43, Killen, AL 35645. Since our establishment in 1952, we have proudly served our community, fostering a spirit of cooperation and mutual support among our 93,981 members. At Listerhill, we understand that finances can be daunting, but we're here to help you navigate through with confidence. With total assets exceeding $1.4 billion, and a solid net worth of $151,107,184, we are committed to providing robust financial solutions tailored to your needs. Our offerings include everything from personal checking and savings accounts to auto loans, mortgages, and business banking services. Whether you're looking to buy a new car or manage your daily expenses more effectively, we've got you covered. While members can visit us at our branch location, official correspondence should be directed to P.O. Box 566, Sheffield, AL 35660. As part of our dedication to accessibility, we also offer online and mobile banking options so you can manage your finances on the go. Under the leadership of our CEO Brad Green and Board President Mark Linder, we strive to create a welcoming environment where all members feel valued. With a team of 285 employees, we are here to provide personalized service and build lasting relationships within our community. We invite you to reach out with any questions or visit us during our operating hours: Monday through Friday from 9 AM to 5 PM and Saturday from 8:30 AM to 12 PM. Feel free to call us at 256-757-5371 for assistance or visit our website at listerhill.com for more information about how we can assist you today!

Branch History & Mission

Community Engagement

Listerhill is not just a credit union; it's a part of your neighborhood. We embrace innovation by offering online and mobile banking solutions that make managing your finances simple and convenient. Additionally, our branch is ADA compliant, ensuring accessibility for all members of the community. We also provide shared service center options for those who may need assistance with basic transactions or want to connect with other partner credit unions. Whether you need an ATM or have questions about your account, our dedicated team is here for you.

Join Us Today

As we continue on this journey of growth and service since 1952, we invite you to be part of the Listerhill family. Experience firsthand how we prioritize your needs while making a difference in the community. For more information or to become a member today, visit us at Listerhill.com or call us at 256-757-5371. Together, let's build a brighter future!

Our Mission

At the heart of Listerhill's mission is a commitment to delivering exceptional financial services while uplifting our community. We strive to empower our members with tools and resources that help them achieve their financial goals be it through personal banking solutions like checking and savings accounts or tailored auto loans and mortgages. We also offer business banking services to support local entrepreneurs. Our mission extends beyond banking. We believe in giving back to the communities we serve. Through various outreach programs and partnerships with local organizations, we work tirelessly to make a positive impact in Killen and surrounding areas.

Branch Location & Accessibility

Convenient Access and Nearby Landmarks

Nestled in the heart of Lauderdale County, our branch is just a stone's throw away from local favorites like the scenic Pickwick Lake and the bustling downtown area. You'll find plenty of parking right outside our doors, ensuring that your visit is hassle-free. Plus, we're committed to accessibility; our facilities comply with ADA standards, featuring ramps and designated spaces for those who need them. While members can visit us at 300 Highway 43, official correspondence should be sent to P.O. Box 566 in Sheffield, AL.

Get in Touch!

Have questions or want to learn more? Don't hesitate to reach out! You can give us a call at 256-757-5371 or stop by during our operating hours. We can't wait to assist you at Listerhill where community meets convenience!

Operating Hours

We know that your time is valuable! That's why we offer convenient operating hours designed to fit into your busy schedule. Our lobby is open Monday through Wednesday from 9 AM to 5 PM, Thursday and Friday from 9 AM to 6 PM, and Saturday from 8:30 AM until noon. We also have an ATM available for those times when you need quick access to cash outside of regular hours.

Services Tailored Just for You

At Listerhill, we provide a variety of services aimed at meeting your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we've got you covered. If you're looking for online convenience, our mobile banking platform allows you to manage your finances anytime, anywhere. Additionally, if you're a member of another participating credit union, feel free to take advantage of basic shared branch transactions while visiting us!

Member Eligibility

Becoming a member of Listerhill is like joining a friendly family that cares about your financial well-being. If you live, work, or worship in the areas we serve, you're already on the right track! Our community is welcoming to anyone who wants to experience the benefits of credit union membership. At Listerhill, we believe in empowering our members with great services and personalized support to help you reach your financial goals. Whether you're looking for checking accounts, loans, or financial advice, our dedicated team is here for you. The membership process is straightforward and designed to make you feel at home. You can easily check out the eligibility details by visiting . Once you're ready to open an account, just head over to https://apply.listerhill.com/apply.aspx?enc=kw21wblm1yxpjjabdozadytc7gh5sidmi3mr4uo_vrz9issrsothnrpxi3h0iia8tmdpenkdvptu6wvtqfn7elqf-wfj7p_nfbslfqutjcs . If you have any questions or need assistance along the way, don't hesitate to give us a call at (256) 757-5371. We're excited to welcome you to our community at Listerhill, located at 300 Highway 43 Killen Al 35645!

Business Banking & Commercial Services

Loan Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $534 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $239,753,120, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Transactions

Imagine having the tools you need right at your fingertips. Our merchant services simplify payment processing, making it easier for you to serve your customers. From accepting credit cards to online payment solutions, we ensure you can focus on what matters most growing your business. Visit us at 300 Highway 43 Killen Al 35645 in Killen, AL or call us at (256) 757-5371 to learn more about how our business banking and commercial services can work for you!

Comprehensive List Of Services

Convenience at Your Fingertips

We understand that convenience is key in today's fast-paced world. That's why we provide robust Online & Mobile Banking features so you can access your account 24/7. Need cash? Our ATM services allow easy withdrawals and balance checks without hassle. Additionally, if you're a member of another credit union, you'll appreciate our basic shared branch transactions where deposits and withdrawals can be made easily.

Credit Cards with Benefits

Enjoy shopping rewards? Our Credit Cards with Rewards program lets you earn points on every purchase, making it easier to treat yourself while managing expenses wisely.

Financing Your Dreams

Thinking about buying a new car or refinancing your home? Our Auto Loans & Vehicle Financing options provide competitive rates to help you drive away in style without breaking the bank. Plus, if you're considering purchasing a home, our Mortgage Loans & Refinancing services can guide you through the process and find the best terms for your situation. For those unexpected expenses or plans that need funding, our Personal Loans & Debt Consolidation services are here for you. Picture consolidating multiple debts into one manageable payment it's that simple!

Get Started Today!

With all these services available at Listerhill, there's no better time than now to take control of your finances. Reach out to us at (256) 757-5371, visit us at 300 Highway 43 Killen Al 35645, or explore more about what we offer by visiting our website at https://listerhill.com/ . We look forward to partnering with you on this journey toward financial wellness!

Personal Banking Made Simple

We know that managing your finances can sometimes feel overwhelming. That's why we offer various Personal Banking options, including checking and savings accounts tailored to fit your lifestyle. Our accounts come with features like online and mobile banking, making it easy for you to manage your money anytime, anywhere. Imagine being able to check your balance or transfer funds from the comfort of your home or on the go!

Support for Businesses

At Listerhill, we don't just cater to individuals; our Business Banking solutions are designed for entrepreneurs too! From merchant services that streamline payments to business loans that help you expand operations, we're committed to supporting local businesses in achieving their dreams.

Digital & Online Banking

Accessible Banking

We believe in making banking accessible for everyone. Whether you're tech-savvy or just starting out with digital tools, our online resources are designed to be straightforward and easy to navigate. From setting up alerts for account activity to managing recurring payments, we've got the tools to help you stay on top of your finances effortlessly. Join us at Listerhill and discover how our digital and online banking services can enhance your banking experience. Enjoy peace of mind knowing that whether you're at home or on the go, we're here to support your financial journey!

Key Features

We offer a host of user-friendly features designed to simplify your banking experience. For instance, our mobile application allows you to manage your accounts right from your smartphone. You can make person-to-person transfers seamlessly, so sending money to friends or family is quick and hassle-free. And if you're looking for added convenience, our mobile payments feature lets you make purchases directly from your phone perfect for those busy days when you're out and about. Security is also a top priority at Listerhill. With electronic signature authorization available for various transactions, you can rest easy knowing that your information is safe. Plus, with e-statements available, you can go paperless while keeping track of your finances in a secure manner.

Financial Strength

Member-Centric Savings

Members' savings are secured through $401,456,985 in share certificates and $67,124,284 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $4,734,172 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 263 full-time employees and 22 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment in Our Community

With $102,567,632 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $12,652 in used auto loans and $1,036,999,950 in total loans and leases.

Solid Financial Health

With a net worth of $151,107,184, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,078 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted by Many

Total Share and Deposit Accounts: 176,824, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Listerhill is your trusted partner. Visit us at 300 Highway 43 Killen Al 35645 or call (256) 757-5371 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $177,182,794 in used vehicle loans and $29,805,906 in new vehicle loans already helping members get on the road. Whether you're looking for a brand-new vehicle or a reliable used car, our competitive financing options make it easy to drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $239,753,120 provide the capital needed to grow and expand your business. Whether you're looking to invest in new equipment or need working capital, we've got solutions tailored for small businesses. We believe in transparent lending and are committed to helping you find the right loan product for your needs. If you're considering refinancing options or want more information about eligibility requirements, our team is ready to assist you. Visit us at 300 Highway 43 Killen Al 35645, Killen, AL, or give us a call at (256) 757-5371 to learn more about our loan offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $17,931,668, make buying or refinancing simple. We are here to guide you through the process and ensure you find the right fit for your housing needs.

Unsecured Credit Card Loans

Managing daily expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans, with a total of $41,799,281 in loans helping members manage their finances effectively. Our credit cards come with various benefits to help you stay on top of your spending without sacrificing convenience.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a commitment to transparency and reliability, LendMesh empowers users to make informed borrowing decisions. LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This means you can trust that the offers are fair and transparent, based on the latest results (Source: https://www.ncua.gov ). Each loan offer is vetted for legitimacy, ensuring that you receive only verified data from trustworthy financial institutions. One of the standout features of LendMesh is its commitment to impartiality. There are no sponsored listings; lenders do not get prioritized based on paid promotions. Instead, LendMesh focuses solely on providing unbiased results so that you can easily compare loan options without hidden agendas. Additionally, LendMesh offers real-time rate comparisons from multiple institutions. This feature helps users stay updated on the latest loan rates, allowing for timely and informed decisions in an ever-changing market. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reflect the value and reliability that LendMesh brings to borrowers seeking the best rates. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

LISTERHILL CREDIT UNION