Listerhill Credit Union Florence AL | Low Mortgage Rates & Auto Loans

Introduction

At Listerhill, we believe in building strong financial futures for our community. Located at 3701 Cloverdale Rd, Florence, AL 35633, our branch has been serving members since 1952. With a commitment to personalized service, we proudly support over 93,981 members and manage assets exceeding $1.4 billion. As a trusted credit union, we understand the importance of community engagement and strive to provide tailored financial solutions that meet your needs. Our total loans amount to 58,236, while our deposits stand at an impressive $161,594,605. Under the leadership of CEO Brad Green and Board President Mark Linder, our dedicated team of 285 employees is here to help you achieve your financial goals. Whether you're looking for a new auto loan, personal banking services, or online banking convenience, Listerhill offers a wide range of options designed just for you. While members can visit us at our physical location, official correspondence should be sent to our mailing address: P.O. Box 566, Sheffield, AL 35660. Ready to take the next step? Call us today at 256-718-0730 or explore our website at listerhill.com to learn more about how we can assist you on your financial journey!

Branch History & Mission

Community Commitment

Listerhill isn't just about numbers; it's about people. Our total assets now stand at over $1.4 billion, but what truly matters is how we use these resources to support local initiatives and organizations that improve lives in Florence and beyond. Through partnerships and outreach efforts, we strive to give back in meaningful ways that resonate with our community's needs. In addition to traditional services like ATM access and drive-thru banking available during convenient hours (Monday through Friday from 9 AM to 5 PM and Saturday from 8:30 AM to 12 PM), we have embraced technology that allows us to serve you better. Features such as online banking and mobile payments make managing your finances easier than ever.

Join Us

As we look toward the future, we invite you to become part of the Listerhill family. Experience firsthand how our member-centric approach can benefit you financially while also contributing positively to the community around us. Visit us today or explore more about becoming a member through our website at Listerhill. Together, let's build a brighter financial future!

Our Mission

At the heart of Listerhill lies a mission driven by the needs of our members and community. We aim to enhance the financial well-being of every individual we serve through personalized banking solutions and dedicated support. Our services include everything from personal banking such as checking and savings accounts to auto loans, mortgage options, and business banking solutions. We believe in empowering our members with knowledge and resources to achieve their financial goals. Whether you're looking to buy your first car or planning for retirement, our experienced team is here to guide you every step of the way. While members can visit us at 3701 Cloverdale Rd, official correspondence should be sent to P.O. Box 566, Sheffield, AL 35660 if needed.

Branch Location & Accessibility

Connect with Us

If you have any questions or need assistance, don't hesitate to give us a call at 256-718-0730. Our dedicated team is ready to provide support and ensure that your experience is smooth and satisfying. Visit us at Listerhill's Petersville branch today we look forward to serving you!

Nearby Landmarks and Accessibility

Situated near the bustling heart of Florence, our branch is just a short drive from popular local spots like the Florence Mall and the scenic Tennessee River. We have ample parking available right outside the entrance, making it easy for you to visit us without any hassle. Plus, our facility is ADA compliant, ensuring that everyone can access our services comfortably.

Operating Hours and Services

Our doors are open Monday through Wednesday from 9 AM to 5 PM, with extended hours on Thursday and Friday until 6 PM. We also welcome you on Saturdays from 8:30 AM to 12 PM. Need quick service? Take advantage of our drive-thru option, available during all lobby hours. At Listerhill, we offer a variety of services tailored to meet your financial needs from checking and savings accounts to auto loans and mortgage options. With an ATM on-site for quick withdrawals and balance checks, managing your money has never been more convenient.

Member Eligibility

Becoming a member of Listerhill is like joining a close-knit family that truly cares about your financial well-being. If you live, work, worship, or attend school in the area, you're already on the right track! We welcome anyone who meets these simple criteria to join us at our branch located at 3701 Cloverdale Rd Florence Al 35633. Membership brings with it a world of benefits, including competitive loan rates, personalized service, and a community-focused approach to banking that prioritizes your needs. To start your journey with us, simply check out our eligibility details for more information at . When you're ready to open an account, it's as easy as visiting our online application page at https://apply.listerhill.com/apply.aspx?enc=kw21wblm1yxpjjabdozadytc7gh5sidmi3mr4uo_vrz9issrsothnrpxi3h0iia8tmdpenkdvptu6wvtqfn7elqf-wfj7p_nfbslfqutjcs. If you have any questions or need assistance along the way, don't hesitate to give us a call at (256) 718-0730. We look forward to welcoming you to the Listerhill family!

Business Banking & Commercial Services

Commercial Loans Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $534 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $239,753,120, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

Imagine running your store while knowing your transactions are secure and efficient. Our merchant services provide just that. From payment processing to point-of-sale systems, we help streamline your operations so you can focus on what matters most serving your customers. Visit us at 3701 Cloverdale Rd Florence Al 35633 in Florence, AL, or call us at (256) 718-0730 to learn more about how our business banking and commercial services can make a difference for you. Let's work together to grow your business!

Comprehensive List Of Services

Business Banking

For our local entrepreneurs, Listerhill provides essential business banking services. From merchant services that simplify payment processing to business loans designed for growth and expansion, we understand the unique challenges you face as a business owner.

Convenient Access

In addition to traditional banking methods, we ensure that accessing your accounts is simple and efficient. Our ATMs provide cash withdrawal services and balance checks whenever you need them. Plus, with basic drive-thru banking available for deposits, withdrawals, and other simple transactions, getting your banking done has never been easier.

Credit Cards

We also offer credit cards with rewards programs that fit your lifestyle. Whether you're shopping for everyday items or planning a special trip, you'll earn points on purchases that can be redeemed for cash back or travel rewards.

Digital Banking Features

With technology becoming an integral part of our lives, we embrace digital solutions that enhance your banking experience. Our online and mobile banking platforms allow you to manage your accounts on-the-go. You can set up electronic statements for paperless convenience and even make person-to-person payments instantly.

Get in Touch!

If you're ready to experience exceptional service tailored just for you or if you have any questions about what we offer at Listerhill, don't hesitate to reach out! Call us at (256) 718-0730 or visit us at 3701 Cloverdale Rd Florence Al 35633 today. We look forward to serving you!

Personal Banking

For individuals and families, our personal banking services include checking and savings accounts designed to help you manage your day-to-day finances effectively. Imagine being able to easily access your funds through our online and mobile banking options, allowing you to transfer money, pay bills, and monitor your spending from anywhere. When it comes to financing your next vehicle, our auto loans offer competitive rates to help you hit the road without breaking the bank. Looking to buy a home? Our mortgage loans and refinancing options can help make that dream a reality. If you're facing unexpected expenses or looking to consolidate debt, our personal loans are here to assist you in regaining control over your finances.

Digital & Online Banking

Easy Access to Your Accounts

With our 24/7 online banking services available at https://listerhill.com/, managing your accounts has never been easier. You can check balances, transfer funds, and pay bills with just a few clicks. Our user-friendly interface ensures that even those new to online banking can navigate easily.

Real-Time Management

With our comprehensive digital services, you have real-time access to your account information. This means you can monitor transactions as they happen and make informed financial decisions on the spot. No more waiting until the end of the month to review your statements; everything you need is just a tap away. In summary, Listerhill offers an array of digital banking solutions that combine convenience with top-notch security. Explore all these features today by visiting us online at https://listerhill.com/ and discover how easy banking can be!

Secure Transactions Made Simple

Safety is our top priority. At Listerhill, we utilize electronic signature authorization, so you can sign documents securely without the hassle of printing or mailing them. Plus, you can opt for e-statements, which not only help you stay organized but also reduce paper waste.

Stay Connected on the Go

For those who prefer mobile access, our mobile application allows you to manage your finances right from your smartphone. With features like mobile payments and person-to-person transfers, sending money to friends or family is quick and straightforward. Whether you're out shopping or relaxing at home, your bank is always within reach.

Financial Strength

A Solid Foundation

With a net worth of $151,107,184, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,078 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Excellence

Our operational efficiency is evident through our $4,734,172, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 263 full-time employees and 22 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 176,824, reflecting a strong and growing member base that trusts us with their finances. This trust drives us to constantly improve our services while maintaining the stability you expect from your credit union. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Listerhill is your trusted partner. Visit us at 3701 Cloverdale Rd Florence Al 35633 or call (256) 718-0730 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $102,567,632 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $12,652 in used auto loans and $1,036,999,950 in total loans and leases supporting members' financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $401,456,985 in share certificates and $67,124,284 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $177,182,794 in used vehicle loans and $29,805,906 in new vehicle loans already helping members get on the road. We provide flexible terms that can fit your budget, ensuring you can drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $239,753,120 provide the capital needed to grow and expand. We understand the challenges that come with running a business and are here to support your ambitions with tailored lending solutions. At Listerhill, we believe everyone deserves access to fair lending options that help them thrive financially. If you're considering refinancing or exploring eligibility options, our team is ready to assist you in finding the best possible rates and terms tailored just for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For more information about our loan offerings or to discuss how we can help you achieve your financial goals, feel free to reach out to us at (256) 718-0730, or visit us at our branch located at 3701 Cloverdale Rd Florence Al 35633 in Florence, AL.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $17,931,668, make buying or refinancing simple. We guide you through every step of the process, helping you find the right solution for your home financing needs.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $41,799,281 in loans helping members manage their finances effectively. Our credit cards come with various rewards and benefits, making it easy to use them wisely while enjoying added perks.

Loan Aggregator

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Listerhill