Listerhill Credit Union Double Springs AL | Affordable Auto Loans & ATM Services

Introduction

Welcome to Listerhill, your trusted financial partner located at 15365 Highway 278, Double Springs, AL 35553. Since our establishment in 1952, we have proudly served our community with a commitment to providing quality banking services tailored to the needs of our members. As a credit union with over 93,981 members and total assets amounting to an impressive $1,401,006,047, we understand the importance of building strong relationships based on trust and mutual support. At Listerhill, we believe in empowering our members by offering a range of financial solutions including personal banking, auto loans, mortgages, and business loans. With total deposits reaching $161,594,605 and net worth standing at $151,107,184, we ensure that your funds are safe and accessible whenever you need them. Our dedicated team of 285 employees is here to assist you every step of the way. While members can visit us at our branch address for all your banking needs, official correspondence should be sent to P.O. Box 566, Sheffield, AL 35660. Whether you are looking for simple transactions or complex loan solutions our friendly staff led by CEO Brad Green and Board President Mark Linder is ready to help you achieve your financial goals. Explore more about what we offer by visiting our website at listerhill.com or give us a call at 205-489-8791. Join us today and experience the difference that a community-focused credit union can make in your life!

Branch History & Mission

Join Us Today!

Our drive-thru service and ATM availability ensure that you can access your funds without delay, whether you're making a quick deposit or withdrawal. Our lobby hours are designed for your convenience: Monday through Thursday from 9 AM to 5 PM and Friday until 6 PM. As we look forward to the future, we invite you to be part of our journey at Listerhill. Join us today and experience firsthand how we can help you achieve your financial dreams while contributing to the betterment of our community! For more information or to open an account, call us at 205-489-8791 or visit Listerhill.com.

Our Evolution

Since opening our doors, Listerhill has continually evolved to meet the changing needs of our members. We started as a small credit union dedicated to helping individuals and families achieve their financial goals. Over the years, we've expanded our services significantly, now offering everything from personal banking solutions like checking and savings accounts to various loan options including auto loans and mortgages. Our commitment to innovation is evident through our digital advancements. With online banking and mobile payments available, we ensure that accessing your finances is simple and convenient. We also prioritize accessibility; our branch is ADA compliant, making it easier for everyone to take advantage of our services.

Our Mission

At Listerhill, our mission goes beyond providing financial services; we are dedicated to uplifting our community. We strive to empower individuals through education about financial wellness while supporting local initiatives that foster growth and development. Whether it's partnering with local organizations or sponsoring community events, we aim to make a positive impact on the lives of those we serve. While members can visit us at 15365 Highway 278 for all their banking needs, official correspondence should be sent to P.O. Box 566 in Sheffield, AL 35660 if necessary.

Branch Location & Accessibility

Accessibility Features

At Listerhill, we prioritize accessibility. Our branch is designed with ADA compliance in mind, featuring ramps and spacious entrances that make it easy for everyone to visit us comfortably.

Operating Hours

We know that your time is valuable! That's why our doors are open Monday through Thursday from 9 AM to 5 PM and on Friday from 9 AM to 6 PM. We strive to accommodate your schedule so you can get the banking services you need without hassle.

Services Offered

Whether you require personal banking solutions like checking and savings accounts or are interested in auto loans and mortgages, we've got you covered. Our drive-thru service ensures that simple transactions like deposits and withdrawals can be done quickly and efficiently. Additionally, we provide ATM access for those who prefer self-service banking. If you ever need assistance or have questions about your account, feel free to reach out at 205-489-8791. While members can visit us at our branch address, any official correspondence should be sent to our mailing address: P.O. Box 566, Sheffield, AL 35660. We invite you to stop by Listerhill's Double Springs branch today! Our friendly staff is eager to assist you with all your financial needs.

Member Eligibility

Becoming a member of Listerhill means joining a caring community that values you and your financial well-being. If you're looking to be part of something special, you'll find that eligibility is designed to be inclusive. At Listerhill, we welcome individuals who live, work, worship, or attend school in our service area. Whether you're new to the area or have been around for years, there's a place for you here! By becoming a member, you gain access to personalized banking services tailored to fit your needs, from auto loans to savings accounts. Opening an account is a breeze! Just visit us at 15365 Highway 278 Double Springs Al 35553 or check out our online application process for all the details on how to get started. If you have any questions along the way, don't hesitate to call us at (205) 489-8791. For more information on eligibility criteria and updates, feel free to explore our website at . We're excited to welcome you into the Listerhill family!

Business Banking & Commercial Services

Financing Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $534 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $239,753,120, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

Imagine a bustling café where customers enjoy their morning coffee while you efficiently handle payments. Our merchant services ensure you can accept various payment methods seamlessly, making it easier for your customers to shop while you focus on growing your business. From card processing to online payment solutions, we've got you covered. Visit us at 15365 Highway 278 Double Springs Al 35553 in Double Springs, AL or call us at (205) 489-8791 to learn how we can help your business thrive!

Comprehensive List Of Services

Accessibility at Your Fingertips

If you're on the go, take advantage of our basic drive-thru banking services for quick deposits, withdrawals, and simple transactions without leaving your vehicle. We want to make banking as convenient as possible so you can focus on what truly matters. At Listerhill, we pride ourselves on being more than just a bank; we're part of the community. If you're looking for reliable financial services tailored just for you, don't hesitate to reach out! Call us today at (205) 489-8791 or visit us at 15365 Highway 278 Double Springs Al 35553 in Double Springs. Let us help you achieve your financial goals together!

Business Banking Solutions

For local business owners, we provide tailored business banking services that include merchant services and business loans. You can count on us to be a supportive partner in helping your business grow. Just imagine having access to funds when you need them most.

Credit Options Tailored for You

We also know how important credit is in today's world. That's why we offer credit cards with rewards programs that can enhance your purchasing power while earning you benefits. Use it wisely, and watch those points add up!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's where our online and mobile banking features come into play. With these tools, managing your finances has never been easier. Check balances, transfer funds, or pay bills from anywhere using your smartphone or computer. We also provide ATM services for quick cash withdrawals and balance checks whenever you need them.

Personal Banking Services

When it comes to personal banking, we offer checking and savings accounts designed to help you manage your money effectively. Whether you're saving for a vacation or need a reliable place for your daily spending, our accounts provide flexibility and ease of access. For those looking to make larger purchases or consolidate debt, our auto loans and personal loans come with competitive rates and terms that suit your budget. Imagine being able to drive off in your dream car or finally taking that long-awaited trip without financial stress. With our mortgage loans and refinancing options, owning a home can be within your reach too. Our team will guide you through the process, ensuring you understand every step along the way.

Digital & Online Banking

Key Features

One standout feature is our electronic signature authorization, which makes signing documents quick and hassle-free. No need for physical paperwork complete transactions securely online. Additionally, our e-statements service ensures that you receive your account statements electronically, helping the environment while keeping your information safe and organized. If you're always on the go, you'll appreciate our mobile payments feature. Easily make purchases with your smartphone just another way we make managing money easier for you. Plus, with our person-to-person transfers, sending money to friends or family is just a tap away.

User-Friendly Experience

Our mobile application provides a user-friendly experience that allows you to do everything from checking your balance to depositing checks right from your phone. We prioritize security in every aspect of our digital services so that you can bank with confidence. With all these features at your fingertips, managing your finances is not just easier; it's also more enjoyable. At Listerhill, we are committed to providing accessible banking solutions tailored for you. Enjoy the peace of mind that comes with real-time account management and round-the-clock access to your financial needs!

Financial Strength

Growing Together

Total Share and Deposit Accounts stand at 176,824, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Listerhill is your trusted partner. Visit us at 15365 Highway 278 Double Springs Al 35553 or call (205) 489-8791 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $102,567,632 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is also impressive; with $12,652 in used auto loans and $1,036,999,950 in total loans and leases, we support members' financial goals across various sectors.

Member-Centric Savings Options

Members' savings are secured through $401,456,985 in share certificates and $67,124,284 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $4,734,172. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 263 full-time employees and 22 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Solid Financial Foundation

With a net worth of $151,107,184, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,078 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With over $177,182,794 in used vehicle loans and $29,805,906 in new vehicle loans already helping members get on the road, we are here to support your automotive dreams. Whether you're interested in financing a brand-new model or a reliable used option, we can help make it happen with tailored loan solutions.

Business Loans

For business owners, our outstanding commercial loans totaling $239,753,120 provide the capital needed to grow and expand your operations. We know how vital it is for businesses to have access to funding when they need it most. At Listerhill located at 15365 Highway 278 Double Springs Al 35553, we take pride in being a part of your community and working towards your financial success. Feel free to reach out at 205-489-8791 during our business hours: Monday - Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you explore your options today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $17,931,668, make buying or refinancing simple. We strive to empower our members by offering straightforward mortgage solutions that fit within their budget. Plus, if you need to refinance your existing home loan for better terms or lower payments, our team is ready to assist you every step of the way.

Personal Loans & Credit Cards

In addition to auto and mortgage loans, we also offer unsecured credit card loans with a total of $41,799,281 helping members manage their finances effectively. These cards come with flexible terms designed for convenience and ease of use. If you're looking for personal loans for debt consolidation or unexpected expenses, we are here to help you find the right option.

Loan Aggregator

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This compliance ensures that the offers displayed are fair and transparent. By using verified data, LendMesh helps users avoid misleading information often found in other comparison tools.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that the rates they see reflect true offerings. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. Every lender is treated equally, allowing users to focus solely on finding the best deal. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. The platform updates regularly, so users can rely on current information when comparing options. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback highlights the value of using a reliable comparison tool in navigating the lending landscape. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Listerhill