Listerhill Credit Union Athens AL | Affordable Vehicle Loans & ATM Services

Introduction

Welcome to Listerhill, your trusted financial partner in the heart of Athens, Alabama! Since our establishment in 1952, we have proudly served our community with commitment and care, helping over 93,981 members achieve their financial goals. Located at 22223 Us72, Athens, AL 35613, our branch is not just a place for transactions; it's a hub for building relationships and fostering financial wellness. While members can visit us at our Athens location, official correspondence should be sent to P.O. Box 566, Sheffield, AL 35660. At Listerhill, we understand that every member's journey is unique. That's why we offer a diverse range of services including personal banking, auto loans, mortgage solutions, and business banking options tailored to your needs. With total assets exceeding $1.4 billion and total deposits of $161,594,605, we are well-equipped to provide you with secure and reliable banking solutions. Our dedicated team of 285 employees, led by CEO Brad Green and Board President Mark Linder, is here to guide you every step of the way. We take pride in our strong financial health, boasting a net worth of over $151 million and cash reserves of approximately $39 million. This stability allows us to offer competitive loan products with more than 58,236 loans issued to date. At Listerhill, we are not just about numbers; we are about people. Our mission goes beyond banking it's about making a positive impact in our community through trust and support. We invite you to explore how we can help you thrive financially. Feel free to reach out at 256-383-9204 or visit us online at listerhill.com for more information or to start your application today!

Branch History & Mission

Welcome to Listerhill in Athens, AL! Since our doors opened in 1952, we have proudly served our community, growing from a small local credit union into a trusted financial partner for over 93,981 members. Our journey has been defined by a commitment to helping individuals and families achieve their financial goals while fostering a sense of belonging and community. Located at 22223 Us72 Athens Al 35613, we are conveniently situated near [mention any nearby landmarks or features, if applicable]. This central location allows us to be easily accessible for all our members. While members can visit us at 22223 Us72 Athens Al 35613, official correspondence should be sent to P.O. Box 566, Sheffield, AL 35660. At Listerhill, our mission is clear: to provide exceptional financial services that empower our members and strengthen our community. We believe in putting people before profits, ensuring that everyone has access to the resources they need to succeed financially. Whether it's through our personal banking services, auto loans, mortgage options, or business banking solutions, we strive to meet the diverse needs of our membership. Over the years, we've made significant strides in enhancing our services. We now offer modern conveniences like online and mobile banking, making it easier than ever for you to manage your finances on the go. Our commitment to accessibility is further demonstrated by our ADA-compliant facilities and dedicated customer support team ready to assist you with any inquiries. Community involvement is at the heart of what we do. We actively engage in outreach efforts and partnerships with local organizations, aiming to uplift those around us. By participating in various community events and programs, we help create opportunities for growth and support within Athens. As we look ahead, we remain dedicated to innovation while staying true to our roots. With total assets reaching an impressive $1,401,006,047, we are well-positioned to continue serving you with integrity and care. Join us at Listerhill! Experience firsthand how we're not just another financial institution; we're your neighbors committed to your success. Visit us during our operating hours from 9 a.m. - 5 p.m., Monday through Friday. Have questions? Give us a call at (256) 383-9204 we're here for you! Together, let's build a brighter future for you and your community!

Branch Location & Accessibility

Welcome to Listerhill, your friendly credit union located at 22223 Us72 in Athens, Alabama! Nestled in the heart of Limestone County, our branch is conveniently situated near local landmarks and easy-to-reach routes, making it a breeze for you to drop by. Whether you're here to open an account or just need some quick banking assistance, we are ready to serve you with a smile. While members can visit us at our Athens location, official correspondence should be sent to P.O. Box 566, Sheffield, AL 35660. Our branch features ample parking and is fully accessible for everyone, including those who may need ramps or other ADA-compliant facilities. We strive to ensure that all members feel welcome and comfortable when they visit. At Listerhill, we understand your time is valuable. That's why we offer convenient operating hours from 9 a.m. to 5 p.m., Monday through Friday. If you're on the go, take advantage of our drive-thru service for quick deposits and withdrawals without leaving your vehicle. Plus, with ATM availability right on site, accessing your funds has never been easier! We also provide shared services for partner credit union members, allowing for simple transactions such as deposits and withdrawals. Our team is here to help with everything from personal banking needs like checking and savings accounts to auto loans and business banking services. If you have any questions or need assistance, don't hesitate to reach out! You can call us at 256-383-9204. We invite you to stop by Listerhill in Athens today and experience the difference that community-focused banking can make!

Member Eligibility

Becoming a member of Listerhill is like joining a caring community that puts your needs first. If you live, work, or go to school in the areas we serve, you're likely eligible to join us! We welcome individuals and families who are looking for a supportive financial partner. At Listerhill, we offer a range of benefits tailored just for you, from competitive loan rates to personalized service that makes banking easier and more enjoyable. The process to become a member is straightforward and welcoming. You can find detailed eligibility information at , where you'll see how easy it is to get started. To open your account, simply visit our website or give us a call at (256) 383-9204 during our operating hours from 9 a.m. to 5 p.m., Monday through Friday. We're excited to help you take the first step towards joining our family at Listerhill, located at 22223 Us72 Athens Al 35613!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $534 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $239,753,120, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

In addition to loans, our merchant services make managing transactions easier. Imagine having a system that allows you to accept payments quickly and securely, whether you're at a brick-and-mortar location or on the go. Our services can help streamline your operations, giving you more time to focus on what really matters growing your business. Visit us at 22223 Us72 Athens Al 35613 in Athens, AL, or contact us at (256) 383-9204 to explore how we can help your business thrive. Together, we can pave the way for a successful future!

Comprehensive List Of Services

ATM Access and Drive-Thru Services

Need cash quickly? Our convenient ATM & Cash Withdrawal Services are available whenever you need them. You can also take advantage of our basic drive-thru banking options for simple transactions like deposits and withdrawals all designed with your busy schedule in mind. Additionally, we participate in shared branching networks which means if you're a member of partner credit unions, you can conduct basic transactions like deposits and withdrawals at our location too.

Business Banking Services

For our business members, we offer specialized services that include Merchant Services and Business Loans to support your entrepreneurial journey. We understand that running a business comes with challenges, and we're here to provide the financial tools necessary for success.

Connect With Us

If you have any questions about our services or want to learn more about how we can help you achieve your financial goals, don't hesitate to reach out! Call us at (256) 383-9204 or visit us at 22223 Us72 Athens Al 35613 in Athens. You can also explore more about what we offer by visiting our website at Athens. Join us today and experience the difference that comes from being part of the Listerhill family!

Digital Banking Convenience

In today's fast-paced world, having access to your finances at your fingertips is essential. That's why we've invested in Online & Mobile Banking features that allow you to check balances, transfer funds, and pay bills anytime and anywhere. Our mobile application makes it easy to manage your accounts on-the-go, ensuring you stay connected without hassle.

Personal Banking Solutions

Our personal banking services start with Checking & Savings Accounts that help you manage your everyday finances efficiently. If you're considering purchasing a new car, our Auto Loans & Vehicle Financing options can help make your dream a reality with competitive rates and flexible terms. For those looking to buy a home or refinance their current mortgage, our Mortgage Loans & Refinancing services provide expert guidance and support every step of the way. If unexpected expenses arise or you're planning for big purchases, our Personal Loans & Debt Consolidation options can offer the financial relief you need. Plus, with our Credit Cards with Rewards, you can earn benefits while making everyday purchases.

Digital & Online Banking

Explore Our Online Banking Services

Visit us at https://listerhill.com/ to discover how easy it is to handle your banking needs online. Our 24/7 online banking service ensures that you can check your balance, transfer funds, and pay bills whenever it suits you. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick.

Mobile Banking at Your Fingertips

For those who prefer banking on their smartphones, our mobile application is readily available. You can make mobile payments effortlessly, ensuring that your transactions are as easy as sending a text message. Plus, with electronic signature authorization, signing documents has never been more secure or straightforward.

Stay Updated with E-Statements

Say goodbye to paper clutter! With our e-statements feature, you can access your account statements digitally whenever you need them. This not only helps the environment but also keeps your financial information organized and easily accessible. At Listerhill, we prioritize your security while providing a user-friendly experience. Whether you're using online banking or our mobile app, rest assured that your information is protected with top-notch security measures. Join us in embracing modern banking solutions that offer accessibility and ease of use. With all these features at your disposal, managing your finances has never been easier!

Financial Strength

Commitment to Innovation

With $102,567,632 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive, with $12,652 in used auto loans and $1,036,999,950 in total loans and leases available to support your financial goals across various sectors.

Growing Member Base

Total Share and Deposit Accounts stand at 176,824, showing a strong and growing member base that trusts us with their finances. Net Shares (funds available for lending and investments) amount to $0, further emphasizing our capability to assist you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Listerhill is your trusted partner. Visit us at 22223 Us72 Athens Al 35613 or call (256) 383-9204 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $4,734,172 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 263 full-time employees and 22 part-time employees who are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $401,456,985 in share certificates and $67,124,284 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $151,107,184, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,078 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $177,182,794 in used vehicle loans and $29,805,906 in new vehicle loans already helping members get on the road. We provide flexible terms to make your financing as manageable as possible, whether you're purchasing a new vehicle or a reliable used one.

Business Financing

For business owners, our outstanding commercial loans totaling $239,753,120 provide the capital needed to grow and expand. We are committed to supporting local businesses and helping them thrive in our community.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $41,799,281 in loans helping members manage their finances effectively. These cards can be an excellent way to handle unexpected expenses or build your credit score while enjoying rewards.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $17,931,668, make buying or refinancing simple. We aim to guide you through the process, ensuring you understand all your options and can choose the best path for your needs.

Refinancing Options

If you're considering refinancing any existing loans or mortgages, we can help you explore eligibility options tailored to your situation. This could be a great way to lower your monthly payments or reduce interest rates. At Listerhill, we're here to assist you every step of the way. For more information about our loan offerings or to discuss what option might be best for you, feel free to call us at (256) 383-9204 or visit us at 22223 Us72 Athens Al 35613 in Athens, AL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let's work together towards achieving your financial goals!

Loan Aggregator

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LISTERHILL CREDIT UNION