Introduction
Welcome to Lisbon Farmers Union Credit Union, your trusted financial partner in the heart of Lisbon, ND. Established in 1945, we have proudly served our community for over 75 years, helping members achieve their financial goals and dreams. With a commitment to personalized service and member satisfaction, we invite you to explore how we can support your banking needs. Located at 18 5Th Ave W, Lisbon, ND 58054, our branch is dedicated to providing a friendly and welcoming atmosphere. For official correspondence, please send mail to PO Box AB, Lisbon, ND 58054-4113. Whether you're seeking personal banking options or business solutions, our knowledgeable staff is here to assist you. At Lisbon Farmers Union Credit Union, we take pride in our robust financial standing. Our total assets amount to an impressive $4,470,291, with total deposits reaching $322,095. We have built a strong membership base of 243 individuals, all enjoying the benefits of being part of our credit union family. Our net worth stands at $2,732,426, reflecting our stability and commitment to serving you. Under the leadership of CEO Daniel Wagner and Board President Owen Trangsrud, we are focused on creating value for our members through various financial services. From checking and savings accounts to auto loans and business financing, we offer a wide range of products tailored to meet your needs. In fact, we've issued a total of 128 loans and leases, ensuring that our members have access to the funds they need when they need them. We understand that every member's financial journey is unique. That's why we prioritize personalized service and community involvement. As a member-owned institution, your success is our mission. If you're ready to take the next step in achieving your financial goals or simply want to learn more about what we offer, don't hesitate to reach out! Call us at 701-683-2296 during our operating hours from 9:00 AM to 5:00 PM Monday through Friday. We look forward to welcoming you into the Lisbon Farmers Union Credit Union family!
Branch History & Mission
Welcome to the Lisbon Farmers Union, where our rich history and strong commitment to community define who we are. Established in 1945, we have proudly served the residents of Lisbon, ND, from our branch located at 18 5Th Ave W. For nearly eight decades, our credit union has been a cornerstone in the lives of our members, fostering financial growth and stability. Over the years, Lisbon Farmers Union has evolved significantly. We started with a small group of dedicated individuals focused on supporting one another through cooperative banking. Today, we serve over 243 members with total assets amounting to an impressive $4,470,291. Our journey has been marked by milestones that reflect our unwavering dedication to providing personalized financial services tailored to the needs of our community. Our mission is simple yet powerful: to deliver accessible financial solutions while supporting the well-being of our community. We believe in putting people first, offering services like checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking options. We strive not only to meet your financial needs but also to contribute positively to the local economy through various outreach efforts. While members can visit us at 18 5Th Ave W Lisbon Nd 58054, official correspondence should be sent to PO Box AB, Lisbon, ND 58054-4113. Our operating hours are Monday through Friday from 9:00 AM to 5:00 PM. Although we currently do not offer ATM or drive-thru services, we remain committed to providing exceptional service within our branch. At Lisbon Farmers Union, we continually seek ways to enhance your banking experience. Though we may not have mobile banking or online services at this time, our team is always ready to assist you in person or via phone at 701-683-2296. Community involvement is at the heart of what we do. We actively engage in partnerships and local initiatives that uplift those around us. Our commitment extends beyond just numbers; it's about fostering relationships that lead to meaningful change. We invite you to become part of our legacy at Lisbon Farmers Union. Join us today and experience firsthand how we can help you achieve your financial goals while being part of a community-focused organization that truly cares. Together, let's build a brighter future for all!
Branch Location & Accessibility
Call Us Today!
With a dedicated team ready to help you navigate your financial journey, we encourage you to stop by or give us a call at 701-683-2296 for any inquiries. At Lisbon Farmers Union Credit Union, we're here for you come experience how easy banking can be!
Convenient Access and Features
At Lisbon Farmers Union Credit Union, we prioritize making banking simple and straightforward. While we do not offer ATM services at this branch or drive-thru banking options, our lobby is open Monday through Friday from 9:00 AM to 5:00 PM. We invite you to come inside where our team is ready to assist you with a range of services including personal banking, auto loans, mortgage loans, and business banking solutions. Our branch is designed with accessibility in mind. We comply with ADA standards so that everyone can comfortably visit us. There's ample parking available nearby, allowing for a smooth visit whether you're stopping by for a quick transaction or planning to discuss your financial goals with one of our knowledgeable staff members.
Member Eligibility
At Lisbon Farmers Union, we believe that everyone deserves a chance to be part of a friendly and supportive community. Joining us is easy! If you live, work, or worship in the Lisbon area or have family members who are already members, you're likely eligible to become a member yourself. We welcome individuals from all walks of life, making it simple for you to access our range of financial services tailored just for you. Becoming a member means you'll enjoy benefits like personalized banking solutions and competitive loan rates that can help you achieve your financial goals. Ready to take the next step? You can find more detailed information about membership eligibility on our website. If you have any questions or need assistance, feel free to call us at (701) 683-2296. We're here to help make your journey into membership as smooth as possible!
Business Banking & Commercial Services
Loan Options That Matter
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $13 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $423,609, we continue to drive economic growth by financing new and expanding businesses.
Practical Merchant Services
In addition to loans, our merchant services simplify how you accept payments. Whether you're a retail shop or a service provider, having reliable payment processing is crucial. You can focus on serving your customers while we handle the transactions seamlessly. Located at 18 5Th Ave W Lisbon Nd 58054 in Lisbon, ND, our team is ready to help your business take the next step forward. Reach out at (701) 683-2296 during our hours from 9:00 AM to 5:00 PM Monday through Friday. Let's grow together!
Comprehensive List Of Services
Business Banking
For entrepreneurs and business owners, Lisbon Farmers Union offers robust business banking services including merchant services and business loans. If you're looking to expand your operations or need assistance managing cash flow, we're here to support your ambitions.
Digital Banking Convenience
In today's fast-paced world, convenience is key. That's why we provide comprehensive online and mobile banking services that allow you to manage your accounts anytime and anywhere. You can easily check balances, transfer funds, and pay bills from the comfort of your home or on the go. Although we currently do not have ATM availability at our branch, rest assured that our team is always ready to help with cash withdrawal services when needed.
Get Started Today!
Whether you're interested in personal banking solutions or seeking assistance for your business, Lisbon Farmers Union is committed to helping you achieve your financial goals. Feel free to reach out by calling us at 701-683-2296 during our hours of operation: Monday through Friday from 9:00 AM to 5:00 PM. We look forward to serving you!
Personal Banking
We offer various personal banking options that make managing your money straightforward and convenient. Our checking and savings accounts are designed to fit different lifestyles, helping you easily save for short-term goals or manage everyday expenses. Imagine having an account that not only meets your basic needs but also rewards you for saving more! When it comes to larger purchases, our auto loans and vehicle financing options can help you hit the road without breaking the bank. Picture yourself driving away in your new car with a manageable loan that fits within your budget. We also provide mortgage loans and refinancing solutions for those ready to buy their first home or looking to lower their current mortgage payments. If unexpected expenses arise or if you're planning a special project, our personal loans and debt consolidation services give you the flexibility to handle those financial bumps in the road. Plus, our credit cards with rewards ensure you earn benefits while making everyday purchases.
Digital & Online Banking
Key Services Available
While we currently do not provide online banking services through our website, we still prioritize your financial needs with user-friendly options. Although features like electronic signatures, e-statements, mobile payments, and person-to-person transfers are not available at this moment, we continuously strive to enhance our offerings for our members.
Real-Time Account Management
Although we lack certain online services right now, our staff is here to help you manage your finances effectively. Whether it's checking balances or discussing loan options, we're committed to making sure you have the support you need. At Lisbon Farmers Union, we're focused on delivering personalized service with a human touch. We appreciate your trust and look forward to serving all your banking needs both today and in the future!
Security and Accessibility
Even without these digital features, you can count on us for the highest level of security when handling your accounts. We take great care in protecting your personal information while providing accessible service through our branch. Our dedicated team is always ready to assist you during business hours.
Financial Strength
Growing Membership Base
With a total of 243 share accounts, we show a strong and growing member base that trusts us with their finances. This trust fuels our mission to provide exceptional service tailored to your individual needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lisbon Farmers Union is your trusted partner. Visit us at 18 5Th Ave W Lisbon Nd 58054 or call (701) 683-2296 to learn more about how we can help you achieve your financial goals.
Member-Focused Savings
Members' savings are secured through our commitment to sound financial practices. While we currently have $0 in share certificates and $0 in money market shares, our focus remains on safeguarding your deposits and providing stable growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Operational Efficiency
Our ability to generate income is another testament to our financial strength. Our $-$4,040 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1 full-time employees and 1 part-time employees who are dedicated to serving you with a knowledgeable team ready to assist with your needs.
Reinvesting for Better Services
Our $1,426,320 in undivided earnings allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $21 in used auto loans and $2,464,217 in total loans and leases, our lending capacity supports members' financial goals across various sectors.
Strong Financial Health
With a net worth of $2,732,426, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 61.12% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $362,651 in used vehicle loans and $55,843 in new vehicle loans already helping members get on the road. Whether you need financing for a brand-new ride or a dependable pre-owned vehicle, we have options that suit your needs.
Commercial Loans
For business owners, our outstanding commercial loans totaling $423,609 provide the capital needed to grow and expand. We understand that running a business requires significant investment, and we are here to support you with financing solutions that align with your business goals.
Credit Card Loans
We also offer flexible terms on unsecured credit card loans; however, at this time we do not have any available. If you're looking for ways to manage expenses more effectively, feel free to reach out for personalized advice and alternatives. Our team is committed to helping you navigate the loan application process smoothly. We offer refinancing options where applicable and can assist you in determining eligibility based on your unique financial situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're interested in learning more about our loan products or want assistance with an application, please don't hesitate to give us a call at 701-683-2296. We're here Monday through Friday from 9:00 AM to 5:00 PM (closed on legal holidays) to answer all your questions and help set you on the path toward financial success.
Mortgage Loans
Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently do not have any Junior Lien 1-4 Family Residential Properties loans available, our team is ready to help you explore other avenues for achieving your dream of owning a home.
Loan Aggregator
Accurate Loan Comparisons
LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This means that the information provided reflects the latest results in the market (Source: https://www.ncua.gov), ensuring fair and transparent offers for users. Every loan offer is carefully vetted to maintain integrity and reliability.
Benefits of Using LendMesh
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