Lion's Share Credit Union Salisbury NC | Best Auto Loans & ATM Services

Introduction

Welcome to Lion's Share, your trusted financial partner located at 850 Harrison Rd, Salisbury, NC 28147. Since our establishment in 1982, we have been dedicated to serving our community and building lasting relationships with our members. With a strong membership base of 12,845 individuals, we pride ourselves on being more than just a credit union; we are a family committed to helping you achieve your financial goals. At Lion's Share, we understand that every member has unique needs. That's why we offer a wide range of services including personal banking, auto loans, mortgage options, and credit cards with rewards tailored just for you. Our total assets stand at an impressive $70,648,398, reflecting our commitment to financial stability and growth. With $6,401,996 in total deposits and a net worth of $5,641,297, you can trust that your money is in safe hands. Our team is led by CEO Ronald Baron and Board President Kara Goode, who both share a passion for empowering members through exceptional service. We currently have 26 employees ready to assist you during our operating hours from Monday to Friday, 8:30 AM to 5:00 PM. While members can visit us at our branch address, official correspondence should be sent to P.O. Box 278, Salisbury, NC 28145-0278. For any inquiries or assistance, don't hesitate to call us at 704-636-0643 or fax us at 704-637-6311. Join us at Lion's Share today and discover how we can help you navigate your financial journey with confidence. Visit our website at www.lionsharecu.org for more information or to start your membership application!

Branch History & Mission

Commitment to Innovation

As technology evolves, so do we. At Lion's Share, we embrace digital advancements by offering online banking and mobile payment options. Our drive-thru service provides convenient access for quick transactions, while ADA compliance ensures everyone can navigate our services easily.

Join Us

We invite you to become part of the Lion's Share family. Experience the difference that comes from being a member of a credit union focused on community and service. Visit us during our operating hours Monday through Friday from 8:30 AM to 5:00 PM or reach out at 704-636-0643 for any inquiries. Together, let's build a brighter financial future!

Our Mission

At Lion's Share, our mission is simple yet profound: to provide exceptional financial services while enhancing the well-being of our community. We believe that everyone deserves access to quality banking solutions tailored to their needs. From personal banking products like checking and savings accounts to auto loans and credit cards with rewards, we are here to help you achieve your financial goals. We are proud of our efforts in community outreach and partnerships that uplift those around us. Whether through educational programs or local sponsorships, we strive to make a positive impact in Salisbury and beyond.

Branch Location & Accessibility

Welcome to Lion's Share, your friendly neighborhood credit union located at 850 Harrison Rd in Salisbury, NC. Our branch is situated conveniently for all your banking needs, making it easy for you to stop by while running errands or enjoying a day out in the city. If you're looking for landmarks, we're just a short drive from the vibrant downtown area and close to local shops and restaurants. At Lion's Share, we value accessibility. Our branch features ADA-compliant entrances and ramps, ensuring everyone can visit us with ease. We also offer convenient drive-thru banking services for those who prefer to handle their transactions without leaving their vehicle. Parking is ample and easily accessible, so you won't have to worry about finding a spot when you visit us. We're here to serve you Monday through Friday from 8:30 AM to 5:00 PM, giving you plenty of time during the week to come in and talk with our friendly staff. Whether you're interested in opening an account or need assistance with loans and other financial services, our team is ready to help. While you can reach us at our branch location for all your banking needs, please note that any official correspondence should be sent to our mailing address at P.O. Box 278, Salisbury, NC 28145-0278. If you have any questions or would like more information about our services such as personal banking options, auto loans, mortgage refinancing, or even business banking feel free to give us a call at 704-636-0643. We invite you to come by and discover how Lion's Share can support your financial journey!

Member Eligibility

At Lion's Share, we believe that becoming a member means joining a supportive community where your financial needs are prioritized. If you're looking to become part of our family, you'll be pleased to know that eligibility is straightforward and welcoming. Whether you live, work, or worship in the Rowan County area, you can easily qualify for membership. We also extend our doors to family members of current members, making it even easier to join your loved ones in enjoying the benefits we offer. Once you're ready to take this exciting step, opening an account is a breeze! Simply visit us at 850 Harrison Rd Salisbury Nc 28147 or check out the details online here. You can also reach out to us at (704) 636-0643 if you have any questions or need assistance. We're here to help you every step of the way as you embark on your journey with Lion's Share!

Business Banking & Commercial Services

Practical Merchant Services

In today's fast-paced world, having efficient merchant services can make all the difference. Picture being able to accept payments seamlessly, whether online or in-person, allowing you to focus on what truly matters growing your business. Our services can help simplify transactions and improve cash flow, giving you peace of mind. Visit us at 850 Harrison Rd, Salisbury, NC 28147, or call us at 704-636-0643 to learn how Lion's Share can partner with you for success. Together, let's build a brighter future for your business!

Tailored Financing Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member or non-member commercial loans funded, we are eager to help you explore financing options that suit your needs. Imagine securing the capital for that new piece of equipment or a renovation that could elevate your company's success.

Comprehensive List Of Services

Business Banking Solutions

For small business owners, Lion's Share offers essential Business Banking services like merchant services and business loans. We understand how important it is for businesses to have reliable financial support, and we are here to ensure that you have the tools necessary for success.

Convenient Access and Support

In today's fast-paced world, convenience matters. That's why we provide Online & Mobile Banking options that allow you to manage your accounts anywhere, anytime. You can check balances, transfer funds, and pay bills all from the comfort of your home or on-the-go. For those who prefer face-to-face interaction, we have a basic drive-thru banking option available for deposits and withdrawals. Additionally, our branch supports basic shared transactions for partner credit union members, making it easy for everyone in our network to access their funds without hassle.

Get in Touch!

At Lion's Share, located at 850 Harrison Rd Salisbury NC 28147, we are always ready to assist you with any questions or concerns. Feel free to reach out at 704-636-0643 during our lobby hours from Monday to Friday between 8:30 AM and 5:00 PM. Explore all these services today by visiting our website at lionsharecu.org. Join us in experiencing financial services designed with your needs in mind!

Personal Banking Services

For individuals, we offer various Personal Banking options that include checking and savings accounts tailored to fit different lifestyles. Imagine easily managing your finances through our user-friendly online and mobile banking platforms. Need a car? Our Auto Loans & Vehicle Financing provide competitive rates to help you get on the road without breaking the bank. If you're thinking about buying a home or refinancing, our Mortgage Loans & Refinancing services can guide you through every step of the process. Sometimes life throws unexpected expenses your way. That's where our Personal Loans & Debt Consolidation come into play, giving you the flexibility to handle those challenges head-on while saving money on interest. Plus, with our credit cards that offer rewards, you can earn points on your everyday purchases.

Digital & Online Banking

Key Features

We know that security is important to you. That's why our online services include electronic signature authorization, making it easy for you to sign documents securely from the comfort of your home. Plus, you can opt for e-statements to keep track of your transactions without the clutter of paper statements it's both eco-friendly and convenient. If you're always on the go, our mobile application lets you manage your finances right from your smartphone. You can make mobile payments effortlessly and even send money to friends or family with our person-to-person transfer feature. For those who value real-time updates, our online banking services give you instant access to account balances and transaction history. This means no more waiting around you can stay on top of your financial health easily. At Lion's Share, we believe in making banking straightforward and user-friendly. Our digital services are here to help you take control of your finances while ensuring that security remains a top priority. Experience the ease of modern banking today!

Financial Strength

Commitment to Innovation

With $5,185,614 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $1,552 in used auto loans and $52,785,379 in total loans and leases across various sectors.

Member Trust

Total Share Accounts: 23,359, show a strong and growing member base that trusts us with their finances. This trust is vital for fostering community spirit and enhancing our collective growth. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lion's Share is your trusted partner. Visit us at 850 Harrison Rd Salisbury Nc 28147 or call (704) 636-0643 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $-$99,735 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 26 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $15,584,136 in share certificates and $16,954,833 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,279,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $5,641,297, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 7.93% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We've already provided $24,556,658 in used vehicle loans and $6,868,862 in new vehicle loans to help our members get on the road. Our financing options are designed to be flexible and accommodating so you can drive away with confidence.

Credit Lines and Refinancing Options

If you're considering ways to enhance your financial flexibility, take advantage of our total credit lines available at $2,500,000. Additionally, if you're looking at refinancing options for any of our products or checking eligibility for new offerings, our team is here to assist you every step of the way. At Lion's Share, we pride ourselves on serving our members with transparency and dedication. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For more information about how we can help you reach your financial goals or to speak with one of our friendly representatives, please give us a call at 704-636-0643 during our operating hours from Monday to Friday between 8:30 AM and 5:00 PM. We look forward to helping you secure the right loan for your needs!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Property loans totaling $7,798,978. Our team is ready to guide you through the process and find the best terms for your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $2,883,538 in unsecured credit card loans helping members manage their finances effectively, you can enjoy peace of mind knowing you have access to funds when needed.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, helping them make informed decisions about their borrowing needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effective LendMesh can be in finding competitive loan options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all loan offers displayed are fair and transparent. The platform prioritizes accuracy by regularly updating its data, allowing users to see the most current rates available.

LION'S SHARE FEDERAL CREDIT UNION - Salisbury, NC

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Loan rates in Salisbury, NC (28147)

Introduction

Branch History & Mission

Commitment to Innovation

Join Us

Our Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Practical Merchant Services

Tailored Financing Solutions

Comprehensive List Of Services

Business Banking Solutions

Convenient Access and Support

Get in Touch!

Personal Banking Services

Digital & Online Banking

Key Features

Financial Strength

Commitment to Innovation

Member Trust

Operational Efficiency

Secure Savings Opportunities

Strong Financial Health

Loan Offering

Auto Loans

Credit Lines and Refinancing Options

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Comparisons

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