Linton Credit Union Tonawanda NY | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Linton Federal Credit Union, your trusted financial partner located at 61 E Park Dr, Tonawanda, NY 14150. Since our establishment in 1954, we have been dedicated to providing exceptional banking services tailored to meet the needs of our 883 members. Our commitment to the community is reflected in our strong financial foundation, with total assets amounting to $7,209,837 and total deposits reaching $521,820. At Linton, we understand that banking is more than just numbers; it's about building lasting relationships with our members. Led by our passionate CEO, Donna Matisko, and Board President Sean Kelly, our team of three dedicated employees is here to assist you with a range of services from personal checking and savings accounts to auto loans and business financing options. While members can visit us at our branch for all their banking needs, official correspondence should be sent to C/O Praxair Inc, P.O. Box 44, Tonawanda, NY 14150. We pride ourselves on being accessible and ready to serve you during our lobby hours from 11:30 AM to 1:00 PM on weekdays. Discover how we can help you achieve your financial goals today! Feel free to give us a call at 716-879-2363 for any inquiries or visit us at our branch. At Linton Federal Credit Union, you're not just a member; you're part of a family.

Branch History & Mission

Join Us!

As we look ahead to the future, we invite you to be part of our journey at Linton Federal Credit Union. Join us today and experience firsthand the benefits of being a member of an institution that truly cares about your financial well-being and community prosperity. Together, let's build a brighter future! For any inquiries or assistance, feel free to call us at 716-879-2363.

Our Journey

From our humble beginnings, Linton has always been driven by a mission to provide accessible financial services while fostering a sense of community. Our branch is conveniently located at 61 E Park Dr, Tonawanda, NY 14150 a place where neighbors can come together to discuss their financial needs. While members can visit us at this address for banking services, official correspondence should be sent to C/O Praxair Inc, Tonawanda, NY 14150. As we evolved through the decades, we embraced advancements that enhance member experience. Although we currently do not have ATM services or drive-thru banking available, our dedicated team is here during lobby hours from 11:30 AM to 1:00 PM on weekdays to assist you with your banking needs.

Our Mission

At Linton Federal Credit Union, our mission is simple yet powerful: to empower our members through personalized financial services while actively supporting the community. We offer a variety of products including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Each service is designed with your best interests in mind. We understand that being part of a community means more than just providing financial support; it's about giving back. That's why we prioritize partnerships and outreach efforts that enrich the lives of those around us. Whether it's sponsoring local events or offering educational workshops on financial literacy, we're dedicated to making a positive impact.

Branch Location & Accessibility

Accessibility Features

At Linton Federal Credit Union, we prioritize accessibility for all our members. Our branch is ADA compliant and features ramps for easy access. Plus, we offer convenient parking options right outside our doors.

Connect With Us

Have questions? Don't hesitate to reach out! You can give us a call at 716-879-2363. We invite you to visit us at Linton Federal Credit Union in Tonawanda where your financial success is our priority!

Mailing Address

While members can visit us at our branch address, official correspondence should be sent to C/O Praxair Inc, P.O. Box 44, Tonawanda, NY 14150.

Operating Hours

We understand that your time is valuable. That's why we're open Monday through Friday from 11:30 AM to 1:00 PM, making it easy for you to stop by during your lunch break or whenever suits you best.

Services Offered

Our dedicated team is ready to assist you with a wide range of services, including personal banking options like checking and savings accounts, auto loans and vehicle financing, mortgage loans and refinancing, personal loans and debt consolidation, as well as credit cards with rewards. If you're a business owner, we also provide essential services such as merchant services and business loans.

Member Eligibility

Becoming a member of Linton is like joining a caring family that looks out for your financial well-being. If you live, work, or attend school in the Tonawanda area, you're likely eligible to join us! Our community is open to anyone who shares our commitment to supporting one another and making smart financial choices. With membership at Linton, you can take advantage of great services like personal banking, auto loans, and more all designed with your needs in mind. To learn more about the specific eligibility criteria and ensure you qualify, feel free to check out our detailed guidelines at . When you're ready to start this exciting journey with us, opening an account is simple. Just give us a call at (716) 879-2363, and we'll guide you through every step! We look forward to welcoming you into our community at 61 E Park Dr Tonawanda Ny 14150!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer merchant services designed to make transactions easier for your business. Picture accepting payments seamlessly, allowing you to focus on what you do best running your business. Our solutions can help streamline payment processes, making it simpler for customers to shop with you. If you're interested in learning more about how we can assist you in achieving your business goals, visit us at 61 E Park Dr Tonawanda Ny 14150 in Tonawanda, NY. Let's work together to unlock the potential of your business!

Tailored Loan Options

Imagine having access to financing that grows with your business. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently don't have member or non-member commercial loans available, we are dedicated to exploring options that can help local entrepreneurs thrive.

Comprehensive List Of Services

Business Banking Support

If you're a business owner, our Business Banking services include essential tools like Merchant Services and Business Loans. We know running a business comes with its own set of challenges, so we aim to provide solutions that help you thrive.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features, allowing you to manage your accounts anytime and anywhere. Although we currently do not have ATM services at this location, rest assured that our digital solutions make accessing your money easy and secure.

Credit Cards and Rewards

Don't forget about our Credit Cards with Rewards, which offer great benefits for everyday purchases. Picture earning points on groceries and gas that can lead to exciting rewards or cash back.

Home Financing Options

For those dreaming of homeownership or looking to refinance, our Mortgage Loans & Refinancing options are here to simplify the process. We guide you through every step, making it easier to secure the right loan for your situation.

Personal Banking Solutions

Our personal banking services start with Checking & Savings Accounts, designed for everyday banking and saving needs. Imagine having access to your funds easily while earning interest on your savings. If you're considering buying a car, our Auto Loans & Vehicle Financing options provide flexible terms that fit your budget. We understand that life can be unpredictable; that's why our Personal Loans & Debt Consolidation services help you manage expenses effectively without added stress.

We're Here for You

At Linton, we're committed to providing comprehensive financial services that cater to all aspects of your life. Our dedicated staff is just a phone call away at 716-879-2363, ready to answer any questions you may have or assist you in setting up an account. We invite you to explore what we can offer at Linton Federal Credit Union. Your financial journey is important to us, and we're excited to partner with you every step of the way!

Digital & Online Banking

At Linton, we understand that banking should be convenient and secure, no matter where you are. That's why we offer a range of digital and online banking services designed to make managing your finances easier than ever. With our online banking platform, available at , you can check your account balances, transfer funds, and pay bills all from the comfort of your home or on the go. While we currently do not offer electronic statements or mobile payments, our commitment to enhancing your banking experience remains strong. Our services include secure account management, allowing you to keep track of your transactions in real time. You can easily view your account history and ensure that everything is in order. Although we do not have a mobile application or person-to-person transfer options just yet, we are continuously looking for ways to improve our offerings. While electronic signature authorization isn't available at this time, we prioritize the security of your personal information with robust measures in place. Our online banking service operates 24/7, giving you access to your accounts whenever you need it. At Linton, we aim to provide a user-friendly experience that meets your financial needs today while preparing for the enhancements of tomorrow. We invite you to explore our digital banking options and discover how easy it can be to stay on top of your finances!

Financial Strength

Commitment to Member Benefits

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Moreover, with $1,390,759 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better.

Dedicated Team

We also take pride in having 2 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Your trust is important to us, and we're here to assist you every step of the way.

Diverse Lending Capacity

With $111 in used auto loans and $4,352,556 in total loans and leases, our lending capacity supports members' financial goals across various sectors. We aim to provide accessible financing options that help you achieve your dreams.

Growing Member Base

Total Share Accounts stand at 1,010, showing a strong and growing member base that trusts us with their finances. This growth reflects our commitment to fostering lasting relationships with our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Linton is your trusted partner. Visit us at 61 E Park Dr Tonawanda Ny 14150 or call (716) 879-2363 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. This efficiency allows us to provide high-quality service while keeping costs low.

Secure Savings Options

Members' savings are secured through $1,384,585 in share certificates, offering stable and rewarding financial growth opportunities. While we currently do not have money market shares available, our focus remains on providing valuable options tailored to meet your needs.

Strong Financial Health

With a net worth of $1,573,490, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,182 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already provided $1,685,870 in used vehicle loans and $1,752,125 in new vehicle loans, helping members get on the road with confidence. Whether you're purchasing a brand-new model or a reliable used vehicle, our team is here to guide you through every step of the process.

Credit Lines and Personal Loans

For those looking for flexibility, our total credit lines amount to $1,000,000. This can be an excellent resource for managing unexpected expenses or planning for future projects. Additionally, we provide unsecured credit card loans which help members manage their finances effectively; however, currently, our total for these loans is $0.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $296,692, ensuring you have the financial support you need to secure your dream home. Our mortgage team is available to help you explore all your options and find a plan that suits your needs.

Refinancing Options

If you're already carrying debt from other lenders, ask about our refinancing options. Refinancing can lower your monthly payments and make it easier to manage your budget. We're committed to helping you find solutions that fit within your financial landscape. At Linton, we pride ourselves on providing personalized service tailored to each member's unique situation. Our dedicated team is here to answer any questions you may have about eligibility requirements or the application process. To learn more about our loan offerings or to discuss how we can assist you further, please reach out at (716) 879-2363 or visit us at our branch located at 61 E Park Dr Tonawanda Ny 14150 in Tonawanda, NY. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial goals!

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LINTON FEDERAL CREDIT UNION