Lincone Credit Union Lincoln NE | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Lincone, your trusted partner in financial growth and community support located at 6700 S 70th St, Lincoln, NE 68516. Since our establishment in 1955, we have proudly served our members with a focus on personalized banking experiences that meet their unique needs. With a vibrant membership base of 17,754, we are committed to fostering strong relationships and empowering our community. At Lincone, we believe that financial security is essential for everyone. That's why we manage total assets of $167,546,929 while providing loans and leases totaling 9,763 to help our members achieve their dreams. Our dedication is reflected in our total deposits amounting to $5,731,964, showcasing the trust our members place in us. Under the leadership of our CEO, Mary Sailors, and Board President, Roger Peterson, Lincone aims to enhance your banking experience through a variety of services including personal banking, auto loans, mortgage refinancing, and business banking solutions. We also offer convenient online and mobile banking options so you can manage your finances anytime, anywhere. While you can visit us at our branch address for all your financial needs, please note that official correspondence should be sent to 6700 S 70th St, Lincoln, NE 68516-3603. We invite you to explore how Lincone can help you build a brighter financial future. Feel free to reach out to us at 402-475-7059 or check out our website at linconefcu.org for more information. Join us as we continue to grow together!

Branch History & Mission

Commitment to Community

Our mission goes beyond just providing financial products; we are deeply invested in the well-being of Lincoln. We actively engage in community outreach programs and partnerships that help uplift those around us. Whether it's sponsoring local events or supporting local charities, Lincone is dedicated to making a positive impact in the lives of our members and neighbors.

Join Us Today!

With ATM availability and drive-thru services for your convenience, Lincone is here for all your financial needs. We invite you to join our growing family and experience firsthand how we can help you achieve your financial goals. Call us at 402-475-7059 or visit our website today! Together, let's build a brighter future for our community.

Modern Solutions with Personal Touch

As we adapt to the changing times, Lincone embraces digital advancements to better serve you. Our online banking platform and mobile application make managing your finances easier than ever. However, we also understand the importance of personal connections. That's why our friendly staff is always ready to assist you during lobby hours from 8:30 AM to 5:00 PM Monday through Friday and 8:30 AM to 12:00 PM on Saturdays. While members can visit us at 6700 S 70th St, official correspondence should be sent to 6700 S 70th St, Lincoln, NE 68516-3603 if different from our branch address.

Our Evolution

From the day we opened our doors, our mission has been clear: to empower our members through accessible financial services while fostering a sense of belonging and community support. We take pride in the growth we've experienced, reflected in our total assets of over $167 million. This growth allows us to offer a wide range of services, including personal banking, auto loans, mortgage options, and business banking solutions.

Branch Location & Accessibility

Easy Access and Parking

Getting to our branch is straightforward, with ample parking available for all members. We've ensured that our facilities are accessible for everyone, including those who may need ADA-compliant features like ramps. If you prefer the convenience of banking from your vehicle, take advantage of our drive-thru service, open from 7:30 AM to 5:30 PM on weekdays and until noon on Saturdays.

Get in Touch!

Have questions? Our friendly staff is just a phone call away at 402-475-7059. We invite you to come in and experience the Lincone difference today! Stop by our branch or give us a call we're eager to assist you with all your banking needs!

Operating Hours That Work for You

We understand that life can be busy. That's why our lobby hours are designed to fit your schedule. We're open Monday through Friday from 8:30 AM to 5:00 PM, and we're here on Saturdays from 8:30 AM to noon. Whether you want to stop by before work or during your lunch break, we're ready to serve you.

Services Tailored for Your Needs

At Lincone's South 70th St. Branch, we offer a variety of services to help you manage your financial needs effectively. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need quick cash? Our ATM is available for withdrawals and balance checks whenever you need it. While members can visit us at our main location, please note that any official correspondence should be sent to our mailing address at 6700 S 70th St, Lincoln, NE 68516-3603.

Member Eligibility

Becoming a member of Lincone is like stepping into a welcoming community that truly cares about your financial well-being. If you're looking to join us, you'll be pleased to know that eligibility is quite accessible! Generally, anyone who lives, works, or worships in the Lincoln area can become a member. We believe in making banking personal and easy for everyone, whether you're opening your first account or looking for better loan options. To get started on your membership journey, you can find all the details about eligibility at . Once you're ready, opening an account is simple just visit us online at https://www.linconefcu.org/borrow/apply-for-a-loan or give us a call at (402) 475-7059 for any questions. We're located at 6700 S 70Th St Lincoln Ne 68516, and we can't wait to help you achieve your financial goals!

Business Banking & Commercial Services

Merchant Services for Everyday Needs

In addition to loans, we offer robust merchant services that simplify transactions. Picture this: your customers can pay quickly and securely through various methods, enhancing their shopping experience while boosting your sales. Our merchant services ensure that you focus on what you do best running your business while we take care of the financial details. For more information about how our services can elevate your business, visit us at 6700 S 70Th St Lincoln Ne 68516 in Lincoln, NE or call us at (402) 475-7059. Let's work together to build a brighter future for your business!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. Imagine having the ability to purchase new equipment or expand your operations without the stress of financial constraints. That's where our loan options come into play, offering tailored solutions that align with your unique business goals.

Comprehensive List Of Services

Auto Loans and Vehicle Financing

Thinking about buying a new car? At Lincone, we offer competitive auto loans and vehicle financing solutions that make it easier than ever to drive off in the car you want. Our friendly staff can guide you through the loan process, ensuring you find a plan that fits your budget.

Business Banking Services

For those who run their own businesses, Lincone provides essential business banking services including merchant services and business loans. We understand the challenges entrepreneurs face, and we're here to support your growth with tailored financial products.

Convenient Access

In addition to traditional banking options, we pride ourselves on providing digital banking features that enhance convenience. You can use our ATM services for cash withdrawals or balance checks without hassle, while our drive-thru service ensures quick transactions when you're on the go. Our lobby hours are designed with your busy schedule in mind: Monday through Friday from 8:30 AM - 5:00 PM, and Saturday from 8:30 AM - 12:00 Noon. If you have any questions about our services or want assistance getting started, don't hesitate to reach out! Call us at (402) 475-7059 or visit us today at 6700 S 70Th St Lincoln Ne 68516 in Lincoln, NE. Your financial journey starts here at South 70th St. Branch, where community matters most!

Credit Cards with Rewards

Our credit cards come packed with rewards that benefit you every time you swipe. From cash back offers to points redeemable for travel, managing your expenses has never been more rewarding.

Mortgage Loans and Refinancing

Homeownership is within reach with our mortgage loans and refinancing options. Whether you're purchasing your first home or looking to refinance an existing mortgage for better terms, our team is ready to assist. We know that every dollar counts, so we strive to provide affordable rates and personalized service.

Personal Banking

Whether you're opening your first checking account or looking for a reliable savings option, we've got you covered. Our personal banking services include both checking and savings accounts tailored to fit your lifestyle. Imagine having easy access to your funds anytime with online and mobile banking options that allow you to check balances, pay bills, and transfer money right from your smartphone.

Personal Loans and Debt Consolidation

Life can throw unexpected expenses your way. That's where our personal loans come into play. If you're considering consolidating debt or need funds for a major purchase, we can help you find a solution that works for your financial situation.

Digital & Online Banking

At Lincone, we understand that your time is valuable. That's why we offer a range of digital and online banking services designed to make managing your finances easy, secure, and convenient. Whether you're at home or on the go, our online services give you full control over your accounts right at your fingertips. With our robust online banking platform, accessible at https://www.linconefcu.org/, you can check your balance, pay bills, and transfer funds 24/7. Our user-friendly interface ensures that even those who aren't tech-savvy can navigate it with ease. Plus, with the option for electronic signatures, you can complete transactions quickly without the hassle of printing or mailing documents just another way we prioritize your convenience. For members who prefer to keep things paperless, we offer e-statements as well. This feature not only helps the environment but also allows you to access your account statements anytime you need them. Stay organized and reduce clutter in one simple step! If you're always on the move, our mobile application makes banking even easier. With features like mobile payments, you can make purchases directly from your phone without needing to carry cash or cards. Plus, if you ever need to send money to a friend or family member quickly, our person-to-person transfer service simplifies that process too making it easy to share expenses or gift money. We take security seriously at Lincone. All of our online services are protected with advanced security measures to keep your personal information safe. You can bank with confidence knowing that we are here to support you every step of the way. Experience the convenience and peace of mind that come with modern banking at Lincone. For more details about our digital services, visit us at https://www.linconefcu.org/ today!

Financial Strength

Building Trust Together

Net Shares (Funds available for lending and investments): $53,046. Total Share and Deposit Accounts: 27,563, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lincone is your trusted partner. Visit us at 6700 S 70Th St Lincoln Ne 68516 or call (402) 475-7059 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

Our financial strength is further highlighted by having $19,039,328 in undivided earnings, which enables us to reinvest in innovative banking tools and enhanced security measures to serve our members better. With $4,745 in used auto loans and $85,557,715 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Member-Centric Savings Solutions

Members' savings are secured through $9,705,666 in share certificates and $4,132,794 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

While our $0 reflects our operational efficiency, it allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 43 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $19,139,328, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,142 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $35,564,802 in used vehicle loans and $15,246,528 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or prefer a reliable used option, our team is here to guide you through the process.

Credit Lines

In addition to traditional loans, we provide access to credit lines totaling $14,000,000. This option gives you the flexibility you need for unexpected expenses or planned purchases without the hassle of applying for multiple loans. For any questions regarding refinancing options or eligibility requirements, feel free to reach out at our branch located at 6700 S 70Th St Lincoln Ne 68516 or call us at 402-475-7059. We're here to help you navigate through your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Lincone, we pride ourselves on being a trustworthy partner in your financial success.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $11,345,505, make buying or refinancing simple. We provide personalized support to ensure you find the right mortgage product that fits your budget and long-term plans.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,289,226 in loans helping members manage their finances effectively. These credit cards come with attractive rewards and low-interest rates to give you peace of mind while spending.

Loan Aggregator

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Ensuring Accurate Comparisons

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Lincone