Lincone Credit Union Lincoln NE | Best Auto Loans & Business Banking

Introduction

Welcome to Lincone, your trusted financial partner located at 2500 N St, Lincoln, NE 68510. Established in 1955, we have proudly served our community for over six decades, helping our 17,754 members achieve their financial goals. With a total of $167,546,929 in assets and $5,731,964 in deposits, we are committed to offering you secure and reliable banking services. At Lincone, we understand that every member's journey is unique. Whether you're looking for personal banking solutions like checking and savings accounts or seeking assistance with auto loans and mortgages, our dedicated team is here to support you. Under the leadership of CEO Mary Sailors and Board President Roger Peterson, our friendly staff of 43 employees works tirelessly to create a welcoming environment where your needs are prioritized. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to PO Box 83088, Lincoln, NE 68510-1244. We invite you to explore our wide range of services including online and mobile banking options that put you in control of your finances. At Lincone, we believe in making an impact within our community. Our commitment goes beyond just providing financial products; we strive to create lasting relationships with our members by offering personalized service tailored to your specific requirements. So why wait? Come visit us today or give us a call at 402-475-7059. Let us help you take the next step toward achieving your financial dreams! For more information about what we offer, check out our website at linconefcu.org.

Branch History & Mission

Our Mission

At Lincone, our mission is simple yet profound: we strive to improve the financial well-being of our members while actively contributing to the growth of our community. We believe that by offering personalized financial services tailored to individual needs, we can help our members achieve their goals whether that's buying a new car or saving for a home. Our commitment extends beyond finances; we engage in various community outreach efforts that support local initiatives and charities. We understand that when our community thrives, we thrive together. As we look ahead to the future, we remain dedicated to innovation and excellence in service. With an expanding array of services and resources available at your fingertips through online platforms and mobile apps, Lincone is here for you every step of the way. Join us at Lincone and experience the difference of being part of a credit union that genuinely cares about you and your community. Whether you need assistance with loans or simply want guidance on managing your finances better, we're ready to help. Together, let's build a brighter financial future!

Our Story

Lincone began its journey over six decades ago with a mission to empower members through accessible financial solutions. From modest beginnings, we have expanded our offerings to include personal banking services such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our evolution includes embracing digital advancements like online banking and mobile payments, making it easier for our members to manage their finances anytime, anywhere. We take pride in being an ADA-compliant facility that values inclusivity and accessibility for all members. Our drive-thru service offers convenience for those on the go, while our ATM availability ensures you can access your funds whenever you need them. While members can visit us at 2500 N St, official correspondence should be sent to PO Box 83088, Lincoln, NE 68510-1244 if needed. We invite everyone in Lincoln and beyond to explore the benefits of membership with us.

Branch Location & Accessibility

Conveniently Located

Nestled near the heart of Lincoln, our branch is easy to reach and close to familiar landmarks. As you approach us, you'll find ample parking available, making it simple to stop by whenever you need. We are ADA compliant, ensuring that everyone can easily access our services without any barriers.

Friendly Operating Hours

At Lincone, we understand that life gets busy. That's why we offer flexible operating hours. Our lobby is open Monday through Friday from 8:30 AM to 5:00 PM, and on Saturdays from 8:30 AM to noon. If you prefer drive-thru banking, we're here for you even earlier our drive-thru opens at 7:30 AM on weekdays!

Get In Touch!

Have questions or want to learn more about what we offer? Don't hesitate to give us a call at 402-475-7059! We're excited to meet you and help you navigate your financial journey. Come visit Lincone today we're here for all your banking needs!

Services at Your Fingertips

We take pride in offering a variety of financial services right at your fingertips. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we're here to help you achieve your financial goals. Plus, with ATM availability on-site and basic drive-thru banking for deposits and withdrawals, managing your money has never been easier. While members can visit us at 2500 N St Lincoln Ne 68510, official correspondence should be sent to our mailing address at PO Box 83088, Lincoln, NE 68510-1244.

Member Eligibility

Joining the Lincone family at our branch feels like stepping into a welcoming community where everyone supports one another. To become a member of Lincone, you simply need to meet certain eligibility criteria that are designed to include as many people as possible. Generally, anyone who lives, works, or worships in the Lincoln area can apply. We aim to make membership accessible and beneficial for all our members. For more detailed information about specific eligibility requirements, we encourage you to visit our website at Lincone Eligibility. Opening an account with us is straightforward and inviting! Just reach out to us at 402-475-7059 or visit our website at Account Opening to get started. Whether you're looking for personal banking options or loans, becoming part of Lincone means you'll have access to a range of financial services tailored just for you, all while enjoying the friendly service that sets us apart. Our branch is located at 2500 N St, Lincoln, NE 68510 come by and see how we can help you thrive financially!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. Imagine you own a local coffee shop and want to expand your menu or renovate your space. Our commercial loans can provide the funds needed to make those dreams a reality, ensuring you have the resources to serve your customers better.

Merchant Services

In addition to loans, we offer comprehensive merchant services designed to simplify transactions for your business. Whether it's processing credit card payments or managing payroll, our services ensure your operations run smoothly. For instance, having reliable payment solutions means less hassle during busy hours, allowing you to focus on what matters most growing your business. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses in Lincoln, NE. Let us partner with you on your journey to success! For more information, visit us at 2500 N St Lincoln Ne 68510 or give us a call at (402) 475-7059.

Comprehensive List Of Services

Business Banking Solutions

For local businesses, we offer merchant services and business loans to help you thrive. Our team understands the challenges of running a business and is ready to assist you with tailored financial solutions that can enhance your operations.

Convenient Access

With our ATM services available at multiple locations, you can withdraw cash and check balances effortlessly. Plus, our drive-thru banking offers basic transactions like deposits and withdrawals without leaving your car perfect for those busy days!

Credit Cards with Rewards

Imagine earning rewards just for using your credit card! At Lincone, we offer credit cards with rewards programs that let you earn points on everyday purchases. Whether it's travel perks or cash back, there's a card that suits your spending habits.

Loans Made Easy

If you're thinking about buying a car or need extra cash for personal expenses, our auto loans and personal loans are tailored to fit your lifestyle. We offer competitive rates for vehicle financing, ensuring that you get the best deal possible. Additionally, if you're considering home ownership or refinancing your mortgage, our mortgage loans provide flexible options that can help make your dreams a reality.

Personal Banking

Whether you're looking to open a checking or savings account, our personal banking services are designed with you in mind. You can easily access your accounts online or through our mobile banking app, making it simple to check balances, transfer funds, and pay bills on the go.

Stay Connected Digitally

In today's fast-paced world, digital convenience is key. That's why we emphasize online and mobile banking features that allow you to manage all aspects of your finances from anywhere at any time. Enjoy the ease of accessing your accounts securely with just a few taps on your phone. At Lincone, we prioritize making banking easy and accessible for all members. If you have any questions or want to learn more about how we can assist you with these services, don't hesitate to reach out! Call us at (402) 475-7059 or visit us today at 2500 N St Lincoln Ne 68510. We look forward to serving you!

Digital & Online Banking

Key Services Offered

Our online banking service is available 24/7, allowing you to check balances, make transfers, and pay bills without the need to visit a branch. For those who prefer managing their finances on-the-go, our mobile application provides easy access to all the features you need right from your smartphone. Security is a top priority for us. You can rest easy knowing that our electronic signature authorization feature makes signing documents quick and secure. Plus, with e-statements available, you can go paperless and view your statements whenever you need them. Are mobile payments more your style? We've got you covered! Our mobile payments feature allows you to make transactions directly from your device, making it easier than ever to pay for goods and services. For added convenience, we also support person-to-person transfers, so sending money to friends or family is just a few taps away. Whether you're splitting a bill or sending a gift, it's all handled effortlessly through our platform. At Lincone, we're committed to providing accessible and user-friendly services that help you manage your finances in real-time. With everything from balance inquiries to mobile payments at your fingertips, banking has never been easier or more secure. Join us today and experience the ease of digital banking!

Financial Strength

Commitment to Growth

Our commitment to growth is reflected in our $19,039,328 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $4,745 in used auto loans and $85,557,715 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Growing Membership Base

The strength of our community is highlighted by our total share accounts of 27,563, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $53,046. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lincone is your trusted partner. Visit us at 2500 N St Lincoln Ne 68510 or call (402) 475-7059 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $9,705,666 in share certificates and $4,132,794 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is evident with a reported $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 43 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Foundation

With a net worth of $19,139,328, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,142 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $35,564,802 in used vehicle loans and $15,246,528 in new vehicle loans already helping members get on the road. We provide flexible financing options tailored to your needs, making it easier than ever to drive away with the vehicle you want.

Credit Lines

If you need extra cash flow for emergencies or projects, our credit lines are available with a total limit of $14,000,000. This option gives you peace of mind knowing that funds are available when you need them most. Our dedicated team at Lincone is committed to providing personalized service and support throughout your borrowing experience. You can reach us at 402-475-7059 or visit us at 2500 N St Lincoln NE 68510 for more information about our loan offerings and eligibility requirements. For performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $11,345,505, make buying or refinancing simple. Whether you're purchasing your first home or looking to refinance your current mortgage for better terms, our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

Managing everyday expenses can be tricky. That's why we also offer flexible terms on unsecured credit card loans, with a total of $2,289,226 in loans helping members manage their finances effectively. These cards provide an easy way to cover unexpected costs while enjoying competitive rates.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures fair and transparent offers for users seeking loans.

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Take Action

Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

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