Lincone Credit Union Lincoln NE | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Lincone, your trusted financial partner located at 4638 W St, Lincoln, NE 68503. Since our establishment in 1955, we have dedicated ourselves to serving our community with integrity and commitment. With over 17,700 members and a robust asset base of $167,546,929, we provide a range of financial services tailored to meet the needs of individuals and families alike. At Lincone, we believe in the power of community. Our mission is not just about numbers; it's about making a difference in the lives of our members. With a total deposit figure of $5,731,964 and loans amounting to 9,763, we are proud to support our members' aspirations be it buying a home, securing an auto loan, or managing personal finances effectively. Our CEO, Mary Sailors, along with Board President Roger Peterson, lead our team of 43 dedicated employees who are here to assist you every step of the way. We understand that navigating finances can be overwhelming; that's why we're committed to providing personalized service that makes banking easy and accessible. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to our mailing address: PO Box 30659, Lincoln, NE 68503-0659. Explore what Lincone has to offer by visiting our website at linconefcu.org or give us a call at 402-441-3555. Whether you're looking for checking accounts, auto financing options, or mortgage solutions, we're here to help you reach your financial goals. Come see how we can support you today!

Branch History & Mission

Join Us Today!

Whether you're looking for personal loans or business banking solutions, Lincone is here for you every step of the way. We invite you to experience the benefits of membership by joining us today! With dedicated staff ready to assist you at every turn, we look forward to helping you achieve your financial dreams. For more information or assistance, feel free to call us at 402-441-3555 or visit our website at linconefcu.org. Join Lincone today where your financial future matters!

Our Evolution

Since opening our doors, Lincone has continuously evolved to meet the needs of our members. With total assets now exceeding $167 million, we have built a solid foundation that enables us to offer a wide range of financial services. From personal banking solutions like checking and savings accounts to vehicle financing and mortgage loans, we strive to empower our members with the resources they need to achieve their financial goals. As part of our commitment to providing excellent service, we have embraced modern technology. Our online and mobile banking options make it easy for members to manage their finances on the go. We also ensure that our facilities are ADA compliant and accessible for all.

Our Mission

At the core of Lincone's mission is a dedication to serving our community. We believe that everyone deserves access to quality financial services and support. By focusing on building strong relationships with our members, we aim to foster a sense of belonging and trust. Our commitment extends beyond just banking; we actively participate in community outreach efforts and partner with local organizations to make a positive impact in Lincoln. Our operating hours are designed with your convenience in mind: the lobby is open from 8:30 AM to 5:00 PM Monday through Friday and from 8:30 AM to noon on Saturday. For those who prefer drive-thru banking, we're available from 7:30 AM to 6:00 PM on weekdays and from 8:30 AM to noon on Saturday as well.

Branch Location & Accessibility

Accessibility Features

At Lincone, we believe in making banking accessible for everyone. Our facilities are ADA compliant with ramps and designated areas for easy access. If you have any specific needs during your visit, please feel free to ask one of our friendly staff members who will be happy to assist you.

Call Us Anytime

If you have questions or want more information about our services, don't hesitate to reach out! You can call us at 402-441-3555, and one of our team members will gladly assist you. So why wait? Come visit us at Lincone today and discover how we can support your financial journey!

Comprehensive Banking Services

At Lincone, we pride ourselves on offering a variety of services tailored just for you! From personal checking and savings accounts to auto loans and credit cards with rewards, we have solutions for every financial need. Plus, our ATM is always available for quick cash withdrawals or balance inquiries whenever you need it.

Convenient Access and Nearby Landmarks

Our branch is situated close to local landmarks, making it a breeze to visit. If you're near the Lincoln Mall or the vibrant downtown area, you can swing by our location with ease. We offer ample parking spaces right outside our door, so you won't have to worry about finding a spot when you arrive.

Operating Hours

We understand that life can get busy! That's why we offer flexible operating hours designed to fit your schedule. Our lobby is open from 8:30 AM to 5:00 PM Monday through Friday, and 8:30 AM to noon on Saturdays. If you prefer the drive-thru option, it's available from 7:30 AM to 6:00 PM on weekdays and 8:30 AM to noon on Saturdays as well.

Member Eligibility

At Lincone, we believe that everyone deserves a chance to join our supportive community. Becoming a member is simple and welcoming. If you live, work, worship, or attend school in the Lincoln area, you're likely eligible to join us! We aim to foster a sense of belonging and offer our members numerous benefits, including competitive rates on loans and savings accounts, personalized service, and access to various financial resources tailored just for you. For detailed eligibility criteria, feel free to check out our website at . Opening your account is a breeze! Just head over to https://www.linconefcu.org/borrow/apply-for-a-loan where you'll find everything you need to get started. If you have any questions or need assistance along the way, don't hesitate to reach out by calling us at (402) 441-3555. We're here to help you take this exciting step toward financial empowerment at Lincone, located at 4638 W St Lincoln Ne 68503.

Business Banking & Commercial Services

At Lincone, we understand that every business has unique needs and goals. That's why we offer tailored business banking and commercial services designed to support your growth journey. Imagine having access to flexible financing options that empower you to invest in new equipment, expand your workforce, or even open a new location. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. When it comes to managing transactions, our merchant services simplify payment processes for you and your customers. Whether you're running a bustling café or a retail store, our easy-to-use tools help streamline payments, allowing you to focus on what really matters growing your business. Visit us at 4638 W St Lincoln Ne 68503 in Lincoln, NE, or call us at (402) 441-3555 to discover how we can help your business thrive!

Comprehensive List Of Services

Business Banking

If you own a business or are planning to start one, our Business Banking services are here to support your growth. We provide comprehensive merchant services and business loans that cater specifically to small businesses in our community.

Convenient Access

Your time is valuable, which is why we ensure convenient access to cash and banking services. With our ATM & Cash Withdrawal Services available at various locations, including the drive-thru option for quick transactions like deposits and withdrawals, you'll never feel stranded without access to your money.

Loans and Financing

Need a new car or thinking about refinancing your home? Our Auto Loans & Vehicle Financing options provide competitive rates that make it easier for you to hit the road in style. If you're considering buying a home, our Mortgage Loans & Refinancing services will guide you through every step of the process, ensuring you find the best fit for your budget. For those unexpected expenses or personal projects, we also offer Personal Loans & Debt Consolidation solutions to help you regain control over your finances. Plus, if you're looking to earn rewards while spending, check out our Credit Cards with Rewards perfect for everyday purchases.

Personal Banking

Whether you're opening your first checking account or looking for ways to save for the future, our Personal Banking services have you covered. We offer checking and savings accounts designed for convenience and flexibility. Imagine having easy access to your funds anytime, anywhere through our robust Online & Mobile Banking options. You can manage your accounts, pay bills, and even deposit checks right from your smartphone.

Shared Branching

In addition to our own offerings, we participate in Basic Shared Branch Transactions, allowing members from partner credit unions to conduct deposits and withdrawals at our location. This feature enhances your banking experience by providing more accessibility when you're on the go. At Lincone, we're dedicated to making banking simple and effective for everyone. If you have questions about any of our services or want more information on how we can assist you further, please don't hesitate to reach out. Call us at 402-441-3555, or visit us during lobby hours: Monday through Friday from 8:30 AM - 5:00 PM and Saturday from 8:30 AM - noon. We look forward to serving you!

Digital & Online Banking

Key Services

One of the highlights of our digital offerings is our user-friendly online banking platform, accessible at https://www.linconefcu.org/ . Here, you can view account balances, transfer funds, and pay bills with just a few clicks. No more waiting in lines or rushing to the bank before closing time! For those who prefer to manage their finances through their smartphones, our mobile application provides a convenient solution. Whether you're checking your balance during lunch or making a payment while commuting, our app ensures you have everything you need right at your fingertips.

Security and Convenience

Security is a top priority for us at Lincone. We provide electronic signature authorization to help streamline processes while keeping your information safe. Plus, with e-statements available, you can easily keep track of your transactions without the clutter of paper statements. Need to send money quickly? Our mobile payments feature allows you to make transactions instantly and securely. And if you want to share funds with friends or family, we also support person-to-person transfers for added convenience. In today's fast-paced world, having control over your finances is essential. At Lincone, our digital and online banking services give you easy access and real-time management of your accounts so that you can focus on what matters most in life. Join us today and experience banking made simple!

Financial Strength

Commitment to Innovation and Growth

With $19,039,328 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $4,745 in used auto loans and $85,557,715 in total loans and leases.

Growing Member Base

Our commitment to serving you is further demonstrated by our growing member base of 27,563 total share accounts. This indicates trust from our community as we work together towards achieving financial success. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lincone is your trusted partner. Visit us at 4638 W St Lincoln Ne 68503 or call (402) 441-3555 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 43 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $9,705,666 in share certificates and $4,132,794 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $19,139,328, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,142 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $35,564,802 in used vehicle loans and $15,246,528 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier for you to drive away in the car you want.

Credit Options

We also offer flexible terms on unsecured credit card loans, with a total of $2,289,226 in loans helping members manage their finances effectively. This allows you to access funds without needing collateral while enjoying benefits like rewards and low-interest rates. For those looking to expand their business, our credit lines total $14,000,000, providing the capital necessary to grow and succeed.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $11,345,505, make buying or refinancing simple. We offer various mortgage products that can accommodate different budgets and situations, ensuring you find the right fit for your financial future.

Refinancing and Eligibility

If you're already a member and are considering refinancing any existing loans or credit lines, we encourage you to reach out. Our team can guide you through eligibility options and help you secure better terms that suit your current financial situation. At Lincone, we are dedicated to providing personalized service and solutions that empower our members. For inquiries about our loan offerings or to apply for a loan, please contact us at (402) 441-3555 or visit us at 4638 W St Lincoln Ne 68503 in Lincoln, NE. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial aspirations!

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LINCONE FEDERAL CREDIT UNION