LINCOLN COUNTY CREDIT UNION - Troy, MT

Welcome to Lincoln County, your trusted financial partner located at 607 E Missoula Ave, Troy, MT 59935. Since our establishment in 1957, we have proudly served our community, fostering a spirit of cooperation and support among our 5,690 members. With total assets reaching $166,904,814, we are committed to providing exceptional financial services tailored to your needs. At Lincoln County Credit Union, we believe in making banking accessible and beneficial for everyone. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans and mortgages, we are here for you. Our team of dedicated professionals, led by CEO Lindsay Beaty and Board President Jon Reny, strives to ensure that every member feels valued and supported. While members can visit us at our branch location, official correspondence should be sent to PO Box 1586, LIBBY, MT 59923. With a robust range of services including online banking and drive-thru access we make managing your finances easy and convenient. Our strong financial foundation is evident in our impressive figures: we currently hold $38,944,394 in deposits and maintain a net worth of $34,454,180. Furthermore, our commitment to responsible lending has resulted in over 2,443 loans and leases, helping members achieve their financial goals. Join us today! Visit our website at lincolncountycu.com or call us at 406-295-5569 to learn more about how Lincoln County can assist you on your financial journey. We look forward to serving you!

At Lincoln County, we take pride in our rich history and commitment to our community. Established in 1957, our branch at Steins Market has grown from a small credit union into a trusted financial partner for the residents of Troy, MT. Over the years, we have expanded our services and strengthened our ties with the community, all while maintaining our core mission: to empower our members through exceptional financial services and support. Located at 607 E Missoula Ave, Troy, MT 59935, our branch is not just a place to manage your finances; it's a hub for local connections. With easy access to nearby landmarks, we invite you to visit us during our operating hours Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to Noon for drive-thru banking. If you need to send official correspondence, please use our mailing address: PO Box 1586, Libby, MT 59923. As of now, we proudly serve 5,690 members with total assets amounting to an impressive $166,904,814. This growth reflects the trust and loyalty of our members who see Lincoln County as more than just a credit union; they view us as a vital part of their financial journey. Our mission goes beyond providing traditional banking services. We aim to enhance the quality of life in our community by offering financial education, fostering economic growth through loans and investments, and supporting local initiatives. We understand that every member's needs are unique. That's why we offer a variety of services ranging from personal banking options like checking accounts and auto loans to business banking solutions designed to help local businesses thrive. In addition to physical banking options like ATM availability and drive-thru service, we've embraced technology with online banking features that make it easier for members to manage their finances anytime, anywhere. Our shared service center also allows members from partner credit unions to conduct basic transactions seamlessly. Community outreach remains at the heart of what we do. Whether it's sponsoring local events or collaborating with schools for financial literacy programs, we believe in giving back and making a positive impact on those around us. As we look toward the future, we invite you to be part of this incredible journey. Join Lincoln County today and experience the benefits of being part of a member-focused credit union dedicated not only to your financial success but also to enriching the community we all call home. For inquiries or assistance, feel free to contact us at 406-295-5569 or visit our website here. Together, let's build a brighter tomorrow!

Becoming a member of Lincoln County is like joining a close-knit family where your financial well-being is our top priority. At our branch located at 607 E Missoula Ave Troy Mt 59935, we welcome individuals who share a commitment to community and mutual support. To be eligible for membership, you simply need to live, work, worship, or attend school in Lincoln County, MT. This means that if you have a connection to our vibrant community, you're already one step closer to enjoying all the benefits we offer, from personalized service to competitive loan rates and savings options. Joining us is easy! You can find detailed eligibility information by visiting https://lincolncountycu.opensecurely.com/apply.aspx?lenderref=lccu031921 . Once you're ready to open an account, check out our straightforward process at https://bsdc.onlinecu.com/lincolnco/ . If you have any questions or need assistance, don't hesitate to give us a call at (406) 295-5569. We're here to help you take this exciting step toward being part of something special at Lincoln County!

At Lincoln County, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand how important it is for you to know that your money is in good hands, and we are proud to share our financial strength with you. With a net worth of $34,454,180, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 20.64% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $19,530,310 in share certificates and $11,565,136 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $32,625,975 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $6,284 in used auto loans and a total of $69,042,822 in loans and leases, we support members' financial goals across various sectors. Our impressive net income of $1,828,205 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 15 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (funds available for lending and investments) stand at $859,017, while our total share accounts have reached an impressive 12,030. This shows a strong and growing member base that trusts us with their finances. Rest assured that the performance insights and financial data shared here are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lincoln County is your trusted partner. Visit us at 607 E Missoula Ave Troy MT 59935 or call 406-295-5569 to learn more about how we can help you achieve your financial goals.