Limestone Financial Sault Sainte Marie MI Credit Union | Best Auto Loans & Low Mortgage Rates

Introduction

A Community-Centric Approach

At Limestone Financial, we believe that banking is more than just transactions; it's about supporting our neighbors and enhancing their financial journey. Our team of dedicated professionals, led by CEO Jennifer Watson and Board President James Blanchard, is here to guide you through every step of your financial decisions. With a strong workforce of 27 employees, we ensure personalized service tailored to meet your unique needs.

Get in Touch!

With a solid net worth of $8,131,295 and cash in hand amounting to $519,460, we're financially equipped to serve you better. If you have questions or want to learn more about how we can assist you on your financial journey, feel free to call us at 906-341-6070 during our lobby hours from Monday to Friday between 10:00 AM and 4:30 PM. Join us at Limestone Financial where your financial goals are within reach! Visit our website for more information: Limestone Financial.

Why Choose Us?

Whether you're looking for checking and savings accounts, auto loans, mortgages, or business banking solutions, our extensive range of services is designed with you in mind. Our total loans exceed 4,221, demonstrating our dedication to lending opportunities that empower our community. We also offer online and mobile banking options for easy access to your finances anytime. While you can visit us at our branch address for all your banking needs, please note that official correspondence should be sent to our mailing address: 131 River St, Manistique, MI 49854.

Branch History & Mission

Community Engagement

Limestone Financial takes pride in being an active participant in local events and initiatives. We forge partnerships with local organizations to uplift those around us, enhancing community welfare through various outreach programs. Our efforts are designed not only to strengthen individual financial health but also to create a thriving environment for everyone. While you can visit us at 650 W Easterday Ave, official correspondence should be sent to 131 River St, Manistique, MI 49854 if necessary.

Join Us

As we continue this journey together, we invite anyone looking for a supportive financial partner to join Limestone Financial. Experience firsthand the dedication that has kept us going strong for nearly seven decades. With operating hours from Monday to Friday, 10:00 AM - 4:30 PM, feel free to reach out at 906-341-6070 or explore more about our services on our website. Together, let's build a brighter financial future!

Our Mission

At Limestone Financial, our mission is clear: we aim to empower our members through accessible financial services while actively supporting community initiatives. We believe that by helping individuals achieve their financial goals, we contribute to the overall prosperity of Sault Sainte Marie and its surrounding areas. Our approach goes beyond just banking; we focus on understanding and addressing the unique challenges faced by our members. Whether it's personal banking needs like checking and savings accounts or loans for vehicles and mortgages, we strive to offer solutions that make a difference in their lives. We also value transparency and inclusivity in all that we do. As part of this commitment, we ensure ADA compliance in our facilities and offer robust digital banking options such as online banking and mobile payments. These advancements help us meet our members where they are both physically and digitally.

Branch Location & Accessibility

Accessibility and Features

At Limestone Financial, we believe in making banking accessible for everyone. Our branch is fully ADA compliant, featuring ramps and accessible parking to ensure all members can visit us comfortably. If you're looking for an ATM, you're in luck! We have one available right here on-site for your convenience.

Call to Action

We invite you to come see us at Limestone Financial! If you have any questions or need assistance before your visit, feel free to give us a call at 906-341-6070. We look forward to serving you soon!

Operating Hours

We understand that life can get busy, so we've made our hours flexible to serve you better. Stop by Monday through Friday from 10:00 AM to 4:30 PM. Whether you need to open a new account, inquire about loans, or just want some financial advice, our friendly staff is here to help.

Services Offered

Limestone Financial offers a wide range of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we're dedicated to helping you achieve your financial goals. Plus, with online and mobile banking options available, managing your finances has never been easier! While members can visit us at our branch location for their banking needs, official correspondence should be sent to our mailing address: 131 River St, Manistique, MI 49854.

Member Eligibility

Joining the vibrant community at Limestone Financial is an exciting step toward better financial opportunities and support. If you're looking to become a member, you're in luck! Membership is open to individuals who live, work, worship, or attend school in the areas surrounding Sault Sainte Marie, as well as their family members. This means that whether you're just starting out on your financial journey or looking to expand your existing services, Limestone Financial welcomes you with open arms. The process to join is simple and straightforward. All you need to do is visit us at our location at 650 W Easterday Ave Sault Sainte Marie Mi 49783, where our friendly staff will guide you through the account opening process. For more details on eligibility requirements, feel free to check out our comprehensive resource [here]. If you have any questions or want to talk to someone directly, don't hesitate to call us at (906) 341-6070. We can't wait to welcome you into the Limestone Financial family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $8 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,820,553, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Alongside our loan options, we provide merchant services that streamline daily operations for business owners. Picture this: a local café using our payment processing solution to accept transactions seamlessly, allowing them to focus more on serving customers rather than worrying about technical issues. Our services are designed to make everyday tasks easier so you can concentrate on what truly matters growing your business. Located at 650 W Easterday Ave, Sault Sainte Marie, MI 49783, we're here to empower your business journey. Reach out to us at (906) 341-6070 or visit us during our lobby hours from Monday to Friday, 10:00 AM to 4:30 PM. Let's work together towards your success!

Comprehensive List Of Services

Accessing Your Funds

Need cash? Our ATM services are available right at our location and provide quick access to your money without any hassle. At Limestone Financial, we pride ourselves on being more than just a credit union; we're a partner in helping you achieve your financial goals. Whether you're a long-time member or considering joining us for the first time, we're here for all your financial needs. Feel free to reach out to us at 906-341-6070 during our operating hours from Monday through Friday between 10:00 AM and 4:30 PM. We look forward to serving you!

Business Banking Solutions

For entrepreneurs and small business owners, Limestone Financial has tailored solutions just for you. Our business banking services include merchant services that simplify payment processing and business loans designed to help you grow. We know how important it is for businesses to have reliable financial support, so we work closely with you to understand your unique needs.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience matters. That's why we offer online and mobile banking services that allow you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, or pay bills all from the comfort of your home or while on the go. With features like person-to-person payments and basic ATM access for withdrawals and balance checks, banking has never been easier.

Personal Banking Made Simple

When it comes to personal banking, we offer checking and savings accounts that fit your lifestyle. Imagine having easy access to your funds while enjoying competitive interest rates. Our auto loans and vehicle financing options make it simple to get behind the wheel of your new car without the stress of complicated paperwork. For those looking to buy a home, our mortgage loans and refinancing options ensure you can find the right fit for your budget. If you're facing unexpected expenses or looking to consolidate debt, our personal loans provide flexibility and peace of mind. Plus, our credit cards come with rewards that allow you to earn points on everyday purchases making your spending work for you.

Digital & Online Banking

Key Features

With mobile payments available, making purchases on the go has never been easier. You can also send money to friends and family instantly with our person-to-person transfer feature perfect for splitting bills or sending gifts. Plus, with e-statements, you'll receive your financial statements electronically, reducing paper clutter while keeping everything secure. We prioritize your security and ensure that every transaction is protected, giving you peace of mind as you manage your accounts online. At Limestone Financial, we believe in providing accessible solutions that empower you to stay on top of your finances without the hassle. Join us today and experience the ease of digital banking tailored just for you!

Financial Strength

At Limestone Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to maintaining a strong financial foundation ensures that we can provide you with the services and support you need. With a net worth of $8,131,295, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.46% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $25,248,914 in share certificates and $2,559,697 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $7,985,325 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $837 in used auto loans and a total of $61,145,632 in loans and leases. Our impressive net income of $145,970 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 21 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share Accounts: 11,272, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Limestone Financial is your trusted partner. Visit us at 650 W Easterday Ave Sault Sainte Marie Mi 49783 or call 906-341-6070 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $14,332,787 in used vehicle loans and $5,133,961 in new vehicle loans to help our members get on the road with confidence. Whether you're considering a new or pre-owned vehicle, we provide flexible terms that suit your budget.

Commercial Loans

For business owners looking to grow and expand their ventures, our outstanding commercial loans total $1,820,553. These loans are tailored to provide the necessary capital for your business needs. At Limestone Financial, we believe in empowering our members through tailored financial products and support. If you're considering refinancing options or want to explore eligibility requirements for any of our loans, don't hesitate to ask our friendly staff for assistance. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. We're here to help you navigate your financial journey with confidence!

Credit Lines and Unsecured Credit Card Loans

For those who need access to funds for various personal expenses or emergencies, we offer credit lines totaling $49,254,065. Additionally, our unsecured credit card loans amounting to $1,180,456 come with flexible terms that help members manage their finances effectively without the burden of collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Property loans totaling $3,146,612, providing affordable solutions for those looking to invest in their future.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With an easy-to-use platform, users can quickly see options that fit their financial needs. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to transparency means that you can trust the offers presented on LendMesh are fair and reliable. One of the standout features of LendMesh is its focus on verified data. All loan offers come from legitimate financial institutions, ensuring users receive transparent and trustworthy information. Additionally, LendMesh does not prioritize lenders based on paid promotions; instead, it provides unbiased results so that you can make informed decisions without any hidden agendas. With real-time rate comparisons from multiple institutions, users benefit from having access to up-to-date loan rates. This timely information helps individuals choose the best options available for their specific situations. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" To start comparing real-time loan offers today, visit LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

LIMESTONE FINANCIAL CREDIT UNION - Sault Sainte Marie, MI

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