Limestone Financial Manistique MI Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Limestone Financial, where your financial well-being is our top priority! Located at 725 E Lakeshore Dr, Manistique, MI 49854, our credit union has been serving the community since 1954. With a dedicated team of 27 employees led by our CEO, Jennifer Watson, and Board President, James Blanchard, we take pride in being a trusted partner for over 4,733 members. At Limestone Financial, we understand that each member's financial journey is unique. Our total assets stand at an impressive $77,723,930, demonstrating our commitment to providing robust financial solutions tailored to your needs. Whether you're looking for personal banking services, auto loans, or business financing, we've got you covered with a total of 4,221 loans and leases amounting to substantial support for our members. For your convenience, we offer a variety of services including checking and savings accounts, mortgage loans, personal loans, and even credit cards with rewards. We also ensure you have access to your finances anytime through our online and mobile banking platforms. And if you prefer in-person assistance, feel free to visit us during our lobby hours from Monday to Friday, 9:00 AM - 6:00 PM, or on Saturday from 10:00 AM - 1:00 PM. If you need to reach out to us for any inquiries or support, don't hesitate to call us at (906) 341-5866. While members can visit us at our branch address mentioned above, please direct all official correspondence to our mailing address at 131 River St, Manistique, MI 49854. Join us at Limestone Financial and experience the difference of a community-focused credit union. We are here to help you achieve your financial goals come visit us today!

Branch History & Mission

Looking Forward

As we look towards the future, Limestone Financial continues to embrace technology by offering online and mobile banking options for your convenience. We also ensure that our facilities are ADA compliant so everyone can access our services comfortably. With ATM availability at our branch and a focus on customer-centric initiatives, we are committed to making banking easy and accessible. Join us today and experience how Limestone Financial can help you achieve your financial dreams while being a part of a supportive community network. Together, let's build a brighter financial future!

Our Mission

At Limestone Financial, our mission is clear: We aim to provide personalized financial solutions that empower our members. We believe that everyone deserves access to quality financial services regardless of their background. By prioritizing member satisfaction and community impact, we strive to create lasting relationships built on trust and mutual benefit. While members can visit us at our branch location at 725 E Lakeshore Dr, official correspondence should be sent to 131 River St, Manistique, MI 49854. Our operating hours are Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 10:00 AM to 1:00 PM. You can reach us at (906) 341-5866 for any inquiries or assistance.

Our Story

Limestone Financial was established with the mission of providing accessible financial services to everyone in our community. Over the years, we have adapted to meet the changing needs of our members while remaining true to our core values of service, integrity, and community involvement. From offering essential banking products like checking and savings accounts to providing loans for vehicles and homes, we've expanded our services to ensure that we are there for you every step of the way. We take pride in being more than just a financial institution; we are a part of your neighborhood. Our commitment extends beyond banking as we actively engage in various community outreach initiatives. Whether it's sponsoring local events or partnering with organizations that support those in need, we believe in giving back to the community that supports us.

Branch Location & Accessibility

Conveniently Located

You can find us just a stone's throw away from the picturesque Lake Michigan shoreline, making it a lovely spot to visit. While you are here, you can enjoy the surrounding parks and local shops that add to the vibrant atmosphere of our area.

Easy Access for Everyone

At Limestone Financial, we understand that accessibility is important. Our branch is equipped with features that comply with ADA standards, ensuring everyone can easily navigate our space. Parking is plentiful, allowing you to stop by without any hassle.

Get in Touch!

If you have any questions or need assistance before your visit, feel free to call us at 906-341-5866. We invite you to come by and see how we can help you achieve your financial goals! Remember, while members can visit us at 725 E Lakeshore Dr, official correspondence should be sent to 131 River St, Manistique, MI 49854. We look forward to welcoming you soon!

Operating Hours That Fit Your Schedule

We want to make your banking experience as convenient as possible. That's why our lobby hours are designed to accommodate your busy life. You can visit us Monday through Friday from 9:00 AM to 6:00 PM and on Saturdays from 10:00 AM to 1:00 PM. Whether you need assistance with your accounts or want to apply for a loan, we are here for you during these hours.

Services Tailored for You

Limestone Financial offers a range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Plus, our ATM is available for quick cash withdrawals or balance checks when you're on the go. Unfortunately, we don't have drive-thru service at this location, but our friendly staff is always ready to assist you inside the branch.

Member Eligibility

At Limestone Financial, we believe that becoming a member means joining a welcoming community where everyone can thrive together. If you're looking to experience personalized financial services and supportive banking, you're in the right place! To become a member of Limestone Financial, you just need to meet some simple eligibility criteria. Generally, anyone who lives, works, or worships in the Schoolcraft County area is invited to join us. This means that if you're part of our vibrant community, you're likely eligible! For more detailed information on what qualifies someone for membership, feel free to check out [this link]. Joining is as easy as picking up the phone! Just give us a call at (906) 341-5866, and one of our friendly team members will guide you through the account opening process. You can also visit us at our branch located at 725 E Lakeshore Dr Manistique Mi 49854 for a warm welcome and assistance with any questions. We can't wait to have you as part of our family at Limestone Financial!

Business Banking & Commercial Services

Merchant Services That Matter

In today's fast-paced market, effective merchant services can make all the difference. Imagine a local café that accepts various payment methods seamlessly credit cards, mobile payments, and contactless transactions all thanks to our tailored merchant services. This not only enhances customer experience but also boosts sales potential. Located at 725 E Lakeshore Dr Manistique Mi 49854 in Manistique, MI, we're ready to partner with you on your business journey. Reach out to us at (906) 341-5866 to explore how our services can elevate your operations today!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $8 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,820,553, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Offerings

For our business members, we offer specialized services like merchant services and business loans. We know running a business comes with its own set of challenges, so we're here to support you with the financial tools you need to succeed.

Credit and Rewards

When it comes to credit options, our credit cards with rewards allow you to earn points on everyday purchases. This means you can enjoy benefits while managing your spending effectively an ideal solution for those who want their credit card experience to work for them.

Digital Banking Features

In today's fast-paced world, having access to your accounts anytime is crucial. That's why at Limestone Financial, we provide robust online and mobile banking options. You can check balances, transfer funds, and even make payments right from your smartphone or computer. Plus, our ATM and cash withdrawal services give you easy access to your money whenever you need it. With features like basic ATM access for withdrawals and balance checks, managing your finances has never been easier. And if you ever have questions or need assistance, don't hesitate to reach out via phone at 906-341-5866 we're here for you! In summary, whether you're looking for personal banking solutions or support for your business endeavors, Limestone Financial is committed to helping you achieve your financial goals. Visit us at 725 E Lakeshore Dr Manistique MI 49854, explore all our offerings, and see how we can help simplify your financial journey today!

Personal Banking Solutions

We understand that everyone has unique financial goals, which is why we offer a variety of personal banking services. Our checking and savings accounts are designed for everyday use, making it easy to save for future dreams or manage daily expenses. If you're considering a new vehicle, our auto loans and vehicle financing options can help make that purchase a reality with competitive rates. For those planning to buy a home or refinance an existing mortgage, our mortgage loans provide flexible terms to fit your budget. Additionally, our personal loans and debt consolidation services can assist you in managing your finances more effectively, allowing you to tackle larger expenses or consolidate debt into manageable payments.

Digital & Online Banking

Online Banking Services

Our online banking platform makes it easy for you to stay on top of your finances. You can log in 24/7 to check your account balances, pay bills, and transfer funds all from the comfort of your home. For more information about these services.

Real-Time Management

Need to send money quickly? Our person-to-person transfer feature allows you to send funds instantly to friends and family. And if you prefer going paperless, our e-statements keep your financial records organized while reducing clutter. With all these features working together, managing your money has never been easier or more secure. At Limestone Financial, we're committed to providing you with user-friendly tools that empower you to take control of your finances whenever and wherever you need it.

Security and Ease of Use

Your security is our top priority. We offer electronic signature authorization, making it simple and safe to sign documents digitally without the hassle of printing or mailing. Plus, our mobile application enhances your banking experience with features like mobile payments, so you can make purchases directly from your phone.

Financial Strength

At Limestone Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial health with you, which reflects our commitment to supporting your needs and aspirations. With a net worth of $8,131,295, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.46% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $25,248,914 in share certificates and $2,559,697 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $7,985,325 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Currently, we have supported our community with $83,700 in used auto loans and $61,145,632 in total loans and leases, ensuring we can help you achieve your financial goals across various sectors. Our operational efficiency is reflected in our net income of $145,970, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 21 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share and Deposit Accounts stand at 11,272, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Limestone Financial is your trusted partner. Visit us at 725 E Lakeshore Dr Manistique Mi 49854 or call 906-341-5866 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $14,332,787 in used vehicle loans and $5,133,961 in new vehicle loans already helping members get on the road. We understand that purchasing a vehicle is a significant decision, which is why we provide competitive rates and flexible terms. Plus, refinancing options are available if you want to reduce your monthly payments or interest rates.

Business Financing

For business owners looking to expand or invest in new opportunities, our outstanding commercial loans totaling $1,820,553 provide the capital needed for growth. Whether it's for inventory or equipment upgrades, we support local businesses with customized lending solutions. Limestone Financial is here to help you every step of the way. If you're interested in any of our loan products or would like to learn more about eligibility options and refinancing possibilities, don't hesitate to reach out at 906-341-5866. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Come visit us today and discover how we can assist you in achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $3,146,612, making buying or refinancing simple. We guide you through the entire process and ensure you find a solution that fits your financial situation perfectly.

Unsecured Credit Card Loans

Managing finances can sometimes be tricky. That's why we also offer flexible terms on unsecured credit card loans, with a total of $1,180,456 in loans helping members navigate their expenses effectively. Our credit cards come with rewards and benefits designed to make your purchases more rewarding.

Loan Aggregator

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LIMESTONE FINANCIAL CREDIT UNION - Manistique, MI

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