At Lighthouse, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's uncertain world, knowing your finances are in good hands can provide peace of mind. That's why we're proud to share insights about our financial strength, ensuring you feel confident in your choice to be a member of our community. With a
net worth of $204,069,985, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation empowers us to support our members effectively, whether they are looking to save or borrow. Our
net worth ratio of $1,049 demonstrates a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. We believe in being prepared for whatever comes our way. Members' savings are secured through
$390,858,616 in share certificates and
$222,829,937 in money market shares, offering stable and rewarding financial growth opportunities. Your money is not only safe with us but also working hard for you. Unlike traditional banks, we prioritize our members. With non-member deposits at
$0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks tailored to your needs. With
$180,816,878 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment means we continually improve the services available to you. Our lending capacity supports members' financial goals across various sectors with
$27,832 in used auto loans and
$1,660,376,444 in total loans and leases. We strive to help you achieve your dreams whether that's getting a new car or financing a significant life event. Despite facing operational challenges this past year, our efforts have kept us resilient, with a reported
$0 reflecting our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having
387 full-time employees and
13 part-time employees at Lighthouse, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our staff is here to answer questions and provide support whenever needed. Our net shares amount to
$874,151, indicating the funds available for lending and investments. Furthermore, with a robust total of
284,033, it's clear that more people trust us with their finances each day. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lighthouse is your trusted partner. Visit us at 694 Columbus Ave Rochester Nh 03867 or call (603) 335-0446 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at:
https://www.ncua.gov , based on the latest results.
