Lighthouse Credit Union Portsmouth NH | Low Mortgage Rates & Auto Loans

Introduction

At Lighthouse, we believe in shining a light on financial opportunities for our community. Located at 750 Lafayette Rd, Portsmouth, NH 03801, our branch has been a trusted financial partner since 1936. With a total membership of over 167,000 individuals, we are proud to provide services that empower our members to achieve their financial goals. Our commitment to the community is reflected in our robust financial standing, with total assets amounting to an impressive $1,944,457,800 and total deposits reaching $46,400,206. We understand the importance of trust in a financial institution; that's why our net worth stands strong at $204,069,985, ensuring that your investments are secure with us. Our friendly team of 400 employees, led by CEO Christopher Parker and Board President Raymond Bald, is dedicated to providing personalized service tailored to your needs. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address at 100 Borthwick Ave, Portsmouth, NH 3801. Whether you're looking for auto loans, mortgages, or credit cards with rewards, we're here to support you every step of the way. We invite you to explore our range of services online at Lighthouse Credit Union or call us at 888-436-1847 for any inquiries. Join us today and experience the difference that comes with being part of a credit union that truly cares about its members!

Branch History & Mission

At Lighthouse, we take pride in our rich history and the mission that drives us forward. Established in 1936, our Portsmouth, NH branch has been a cornerstone of the community for decades. Located at 750 Lafayette Rd, Portsmouth, NH 03801, we have grown alongside the city, fostering financial wellness and supporting our members through every stage of their lives. From humble beginnings, Lighthouse has evolved into a vibrant credit union with over 167,000 members and assets totaling $1,944,457,800. Our journey reflects a commitment to excellence and community service. Throughout the years, we have expanded our range of services to meet the diverse needs of our members. Today, we offer personal banking options such as checking and savings accounts, auto loans, mortgage refinancing, and business banking solutions. Our mission is simple yet powerful: to provide accessible financial services while uplifting our community. We believe that financial health is essential for everyone, and we strive to make banking straightforward and supportive. This mission extends beyond numbers; it resonates in our daily interactions with members who walk through our doors or connect with us online. While members can visit us at 750 Lafayette Rd, official correspondence should be sent to 100 Borthwick Ave, Portsmouth, NH 3801. Our branch operates Monday through Saturday from 9 AM to 5 PM to accommodate your busy schedule. We also offer a drive-thru banking option and an ATM on-site for added convenience. Lighthouse is dedicated to embracing technology while ensuring accessibility for all. Our online banking platform enables members to manage their finances anytime and anywhere. With mobile payments and person-to-person transfers available, we're making banking easier than ever. Community involvement is at the heart of what we do. We actively partner with local organizations and participate in outreach efforts that strengthen our neighborhoods. Whether it's sponsoring local events or providing financial literacy programs, we are committed to giving back. Join us at Lighthouse in Portsmouth, NH! Experience firsthand how our member-focused approach can make a difference in your financial journey. We invite you to learn more about membership benefits by visiting our website. Together, let's illuminate your path toward financial success!

Branch Location & Accessibility

Connect With Us

Ready to experience convenient banking? We invite you to visit us at the Lighthouse branch or give us a call at 888-436-1847 if you have any questions. Our team looks forward to serving you!

Convenient Banking Hours

We understand that your time is valuable. That's why we're open Monday through Saturday from 9 AM to 5 PM, allowing you flexibility in choosing a time that works for you. Whether you're coming in for personal banking or looking for assistance with loans and credit cards, we're here to support you during these hours.

Services at Your Fingertips

Our branch offers a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgages, we have options designed just for you. Need cash? You can conveniently use our ATM available on-site or take advantage of our drive-thru service for quick transactions without leaving your vehicle. As part of the Lighthouse family, you can expect exceptional service and a commitment to helping you achieve your financial goals.

Visit Us Easily

At our Portsmouth branch, we prioritize accessibility for everyone. Our location features ADA-compliant facilities, including ramps and designated parking spaces. You'll find ample parking available right outside our doors, making it simple to stop by for your banking needs. If you need assistance, our friendly staff is always ready to help. While members can visit us at 750 Lafayette Rd, please note that official correspondence should be sent to our mailing address at 100 Borthwick Ave, Portsmouth, NH 3801.

Member Eligibility

At Lighthouse, we believe that becoming a member means joining a supportive family where your financial well-being is our priority. If you're looking to join us at our Portsmouth branch located at 750 Lafayette Rd, you're in the right place! Membership is open to anyone who lives, works, or worships in the communities we serve. Whether you're a first-time account holder or someone seeking better financial options, we welcome you with open arms. Getting started is easy! Simply visit our website for detailed eligibility criteria at Lighthouse Member Eligibility. Once you're ready to take that next step, opening an account is just as simple; check out the quick process at Account Opening. Should you have any questions along the way, don't hesitate to reach out to us at 888-436-1847. We can't wait to help you on your journey with Lighthouse!

Business Banking & Commercial Services

Merchant Services That Empower

In addition to loans, we offer robust merchant services that simplify transactions and enhance customer experiences. Imagine having a payment solution that allows you to accept payments easily, whether in-store or online. Our tools help you focus on what really matters growing your business without the hassle of complicated financial processes. Located conveniently at 750 Lafayette Rd Portsmouth Nh 03801, Portsmouth, NH, we are here to partner with you for all your business needs. Reach out to us at (888) 436-1847 to learn more about how we can assist you in achieving your business goals!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $124 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $61,976,708, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessible Banking Options

Our branch also features an ATM for cash withdrawals and provides essential drive-thru banking services for deposits and simple transactions. This ensures that even if you're in a rush, accessing your funds is quick and hassle-free. At Lighthouse, we believe that banking should be as easy as possible for everyone. For any questions or assistance regarding our services, please reach out at (888) 436-1847. We invite you to explore how we can help you achieve your financial goals today! Visit us at Portsmouth Nh Branch for more information and resources tailored just for you.

Digital Banking Convenience

In today's fast-paced world, convenience is key. Our Online & Mobile Banking platforms provide 24/7 access to your accounts, allowing you to manage your finances on the go. You can easily transfer money between accounts, pay bills, and even send money to friends through our Person-to-Person payment feature.

Empowering Businesses

For local entrepreneurs, we offer robust Business Banking services, including merchant services and business loans that can help turn your dreams into reality. Whether you're launching a new venture or looking to expand an existing one, we are here to support you every step of the way.

Financing Your Dreams

Looking to buy a new car? Our Auto Loans & Vehicle Financing options can help you hit the road in no time. With flexible terms and competitive interest rates, financing your vehicle has never been easier. If you're considering buying a home or refinancing your current mortgage, our Mortgage Loans & Refinancing services will guide you through the process step by step.

Personal Banking Made Easy

We understand that managing your finances should be straightforward. That's why we offer Personal Banking services, which include checking and savings accounts designed to fit your lifestyle. Whether you're saving for a big purchase or just want a safe place for your daily expenses, our accounts come with competitive rates and low fees.

Support for Your Financial Journey

Life can throw unexpected expenses your way. Our Personal Loans & Debt Consolidation solutions provide the financial relief you need, allowing you to manage payments more effectively. Plus, don't forget about our Credit Cards with Rewards, which let you earn points on everyday purchases perfect for those who love to travel or shop!

Digital & Online Banking

Key Features for Your Convenience

For those who prefer going paperless, we provide e-statements that are not only eco-friendly but also easily accessible. You can view your account statements anytime without having to sift through piles of paperwork. Additionally, our mobile application makes banking even more convenient; with just a few taps on your smartphone, you can manage your finances on the go. Need to send money to a friend? With our person-to-person transfer feature, sending cash is as simple as sending a text. No need for cash or checks just a few clicks and you're done! And if you love using mobile payments, you're in luck; our platform supports this feature too, allowing you to pay with just your phone.

Security and Ease of Use

Security is our top priority at Lighthouse. While we currently do not offer electronic signature authorization, rest assured that all transactions made through our online banking are protected with the latest security measures. Our user-friendly interface ensures that all features are easy to navigate, so you can focus on what matters most your financial well-being. Whether you're looking to check your account balance or make a quick payment, Lighthouse provides the tools and support you need for effective real-time account management. Experience hassle-free banking today!

Financial Strength

Commitment to Innovation and Growth

Our $180,816,878 in undivided earnings means we can reinvest in innovative banking tools and stronger lending options, enhancing your banking experience. With $27,832 in used auto loans and $1,660,376,444 in total loans and leases, we support your financial goals across various sectors.

Growing Membership Base

With a strong member base of 284,033, Lighthouse continues to grow as more individuals trust us with their finances. Our net shares available for lending and investments stand at $874,151, highlighting our capacity to support even more member initiatives. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lighthouse is your trusted partner. Visit us at 750 Lafayette Rd Portsmouth Nh 03801 or call (888) 436-1847 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Your savings are well-protected here at Lighthouse. We have secured $390,858,616 in share certificates and $222,829,937 in money market shares, which offer you stable and rewarding growth opportunities. Unlike traditional banks, we prioritize our members our resources are focused on benefiting you directly through better loan rates and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive products tailored to your needs. We're proud of our dedicated team of 387 full-time employees and 13 part-time employees who are always ready to assist you with knowledge and care.

Strong Financial Position

With a net worth of $204,069,985, we ensure that our financial foundation is robust. This strength allows us to navigate various economic conditions while continuing to serve our members effectively. Our net worth ratio of $1,049 further demonstrates our solid capital base, ensuring we can provide loans and competitive savings rates without interruption even during uncertain times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $479,122,884 in used vehicle loans and $145,482,967 in new vehicle loans already helping members get on the road. We make it easy to drive off in your dream vehicle with flexible terms and quick approvals.

Business Loans

For business owners, our outstanding commercial loans totaling $61,976,708 provide the capital needed to grow and expand. We understand the challenges faced by small businesses and are committed to supporting your entrepreneurial journey. If you're considering refinancing any existing loans or want more information on eligibility options, our team is ready to assist you. We believe that everyone deserves a chance at achieving their financial dreams, and we're here to help make that happen. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Reach out to us today at (888) 436-1847 or visit us at 750 Lafayette Rd Portsmouth Nh 03801 in Portsmouth, NH to learn more about how our loan products can help you meet your financial goals.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $145,951,982, make buying or refinancing simple. Our dedicated team will guide you through every step of the process, ensuring you find the right solution for your situation.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $55,977,341 in loans helping members manage their finances effectively. These cards can provide you with the purchasing power you need while offering competitive interest rates and no hidden fees.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in your choices. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results, allowing you to see all options equally. - Real-Time Rate Comparisons: You get up-to-date loan rates from multiple institutions, which helps you make well-informed financial decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness and reliability of the platform. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to accuracy ensures that you receive fair and transparent offers. By using reliable data, LendMesh empowers you to compare options confidently.

LIGHTHOUSE FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Connect With Us

Convenient Banking Hours

Services at Your Fingertips

Visit Us Easily

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Empower

Tailored Loan Options

Comprehensive List Of Services

Accessible Banking Options

Digital Banking Convenience

Empowering Businesses

Financing Your Dreams

Personal Banking Made Easy

Support for Your Financial Journey

Digital & Online Banking

Key Features for Your Convenience

Security and Ease of Use

Financial Strength

Commitment to Innovation and Growth

Growing Membership Base

Member-Centric Savings

Operational Efficiency

Strong Financial Position

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Cards

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

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