Lighthouse Credit Union Northwood NH | Top Checking & Personal Loans

Introduction

At Lighthouse, located at 144 1st NH Tpke, Northwood, NH 03261, we believe in shining a light on your financial journey. Since our establishment in 1936, we have been dedicated to serving our community with trust and reliability. With over 167,000 members and total assets amounting to an impressive $1,944,457,800, we are committed to providing personalized banking solutions that cater to your unique needs. Our team, led by CEO Christopher Parker and Board President Raymond Bald, strives to create a welcoming environment where everyone can thrive financially. We offer a wide range of services, including personal and business banking options, auto loans, mortgages, credit cards with rewards, and convenient online banking solutions. Whether you're looking to open a new account or apply for a loan, our knowledgeable staff is here to assist you every step of the way. While you can visit us at our Northwood branch for all your banking needs, please note that official correspondence should be directed to the same address: 144 1st NH Tpke, Northwood, NH 03261-3502. Feel free to reach out at 603-942-7284 for any inquiries or assistance. With total deposits of $46,400,206 and a net worth of $204,069,985, Lighthouse is not only financially sound but also deeply invested in the well-being of our members. We understand the importance of having access to your funds when you need them most our drive-thru service and ATM availability make banking easy and convenient. Join us today and experience how Lighthouse can illuminate your financial future! Visit our website at Lighthouse Credit Union or stop by our branch to learn more about how we can support your financial goals.

Branch History & Mission

Community Engagement

We understand that being part of a community means more than just providing financial services; it means actively participating and contributing to its well-being. Through partnerships with local organizations and initiatives aimed at enhancing financial literacy among residents, we strive to make a positive impact on Northwood and its surrounding areas. Our branch features an ATM for easy access to cash whenever you need it and drive-thru banking for quick transactions without leaving your vehicle. These conveniences are part of our ongoing efforts to enhance member satisfaction while maintaining ADA compliance so that everyone can access our services without barriers. We invite you to join us at Lighthouse and discover how we can help you achieve your financial goals while being part of a caring community. Experience firsthand why so many trust us as their financial partner! If you're ready to take the next step toward better banking options or want more information about membership eligibility, please visit us online or give us a call at 603-942-7284. Together, let's illuminate your path toward financial success!

Our Mission

At Lighthouse, our mission is clear: we strive to empower our members through comprehensive financial solutions while fostering a supportive community environment. We believe in not just offering services like checking accounts, auto loans, and mortgage options but also in giving back to the community that supports us. Our programs focus on education and outreach, ensuring that every member feels informed and confident about their financial decisions. While you can visit us at 144 1st NH Tpke, official correspondence should be sent to 144 1st NH TPKE, Northwood, NH 03261-3502 if needed. Our operating hours are designed with your convenience in mind: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM until noon. Whether you prefer visiting us in person or using our online banking services, we aim to make your experience as easy as possible.

Branch Location & Accessibility

Accessibility Features

At Lighthouse Credit Union, we prioritize accessibility for all our members. Our branch is ADA compliant, featuring ramps and accessible entrances to ensure everyone can bank comfortably. If you have any specific needs during your visit, please let our staff know we're here to help!

Conveniently Located

Nestled in Rockingham County, our branch is close to local landmarks that make it easy to visit. You can find us right off the main road, ensuring you won't have to go far out of your way. Plus, we offer ample parking for our members, so you can park with ease and get on with your day.

Operating Hours That Fit Your Schedule

We understand that life can get busy, which is why we offer flexible hours designed to accommodate your schedule. Our lobby hours are Monday through Friday from 9 AM to 5 PM. On Saturdays, our drive-thru service is available from 9 AM until noon, making it easier for you to manage your banking tasks even on weekends.

Services at Your Fingertips

When you visit us at the Northwood Office, you'll have access to a variety of financial services tailored to meet your needs. From personal banking options like checking and savings accounts to loans for cars and homes, we are equipped to support your financial goals. We also offer ATM services for quick cash withdrawals and basic transactions if you're on the go. Whether you're coming in for a simple transaction or looking for comprehensive financial advice, our dedicated team is ready to assist you. If you prefer the convenience of banking from home or on-the-go, check out our online and mobile banking options.

We’re Here For You!

Feel free to give us a call at 603-942-7284 if you have any questions before your visit or want more information about our services. We invite you to stop by Lighthouse Credit Union today your trusted partner in achieving your financial dreams!

Member Eligibility

At Lighthouse, we believe that everyone deserves a chance to be part of a caring financial community. Becoming a member is easy and welcoming. If you live, work, or worship in our area, you're likely eligible to join us! We also invite family members of current members to become part of our family. This means you can enjoy all the benefits we offer like personalized service, competitive rates on loans, and savings accounts designed with your needs in mind. If you're ready to take the next step, opening an account is straightforward. Just visit our website for more details on how to become a member at https://www.lighthousecu.org/become-a-member/ . For any questions or assistance, feel free to call us at (603) 942-7284. We're here to help you every step of the way!

Business Banking & Commercial Services

At Lighthouse, we understand that every business owner dreams of growth and success. Whether you're a startup or an established company, our business banking and commercial services are designed to help you achieve your goals. Imagine walking into your store, knowing you have the financial support to expand your operations. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $124 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $61,976,708, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, we offer merchant services that make transactions smooth and efficient. Picture this: your customers paying with ease while you manage your finances effortlessly. Our merchant services help ensure that every sale goes smoothly, giving you more time to focus on what matters most running your business. Located at 144 1St Nh Tpke Northwood Nh 03261 in Northwood, NH, we are here to empower your business journey. Reach out to us at (603) 942-7284 to explore how we can assist you further!

Comprehensive List Of Services

Accessibility

We also recognize that not everyone has the same banking needs. That's why our lobby hours during the week are from 9 AM to 5 PM with special drive-thru hours on Saturdays from 9 AM until noon. If you have questions or want more information about any of our services, don't hesitate to reach out! You can call us at 603-942-7284. We invite you to explore all the ways Lighthouse can support your financial journey. Whether you're looking for personal advice or specific products tailored just for you, we're here with open arms ready to assist. Visit us online at lighthousecu.org or stop by our Northwood location today!

Business Banking Solutions

If you're a business owner, we have tailored services just for you. Our business banking solutions, including merchant services and business loans, are designed to support your growth and help manage cash flow effectively. You can focus on what matters most running your business while we take care of your financial needs.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. With these tools at your fingertips, you can easily check balances, transfer funds, pay bills, and even send money to friends through our person-to-person payment service all from the comfort of your home or on-the-go. For those times when you need cash quickly or prefer face-to-face service without stepping inside the branch, our ATM and cash withdrawal services are available for your convenience. And if you prefer traditional banking methods, our basic drive-thru banking allows for quick deposits and withdrawals without leaving your vehicle.

Personal Banking Services

Our personal banking options make it easy for you to handle everyday transactions and plan for your financial future. We offer checking and savings accounts that fit different lifestyles and goals. If you're considering purchasing a vehicle, our auto loans and vehicle financing solutions will help you drive off in style without breaking the bank. For those larger purchases like buying a home, our mortgage loans and refinancing options provide competitive rates to make homeownership more accessible. When life throws unexpected expenses your way, having access to personal loans and debt consolidation can help ease financial stress. Plus, with our credit cards featuring rewards, you can earn points on everyday purchases turning spending into savings!

Digital & Online Banking

Key Features

One standout feature is our mobile application, which allows you to manage your accounts right from your smartphone. You can make person-to-person transfers, so sending money to friends or family is quick and hassle-free. Plus, if you're someone who loves using mobile payments, you'll be happy to know that we support this feature as well! We also provide e-statements for those who prefer going paperless. This not only helps the environment but also makes it easier to keep track of your finances without clutter. And while we currently do not offer electronic signature authorization, rest assured that our processes are user-friendly and straightforward. For members who appreciate real-time updates, our 24/7 online banking services mean you can always stay informed about your financial situation. Whether it's checking recent transactions or reviewing your savings goals, everything is just a tap away. In summary, Lighthouse makes it easy for you to manage your finances securely and efficiently through our various digital banking options. Explore all these features today at https://www.lighthousecu.org/ and take control of your banking experience!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 284,033, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $874,151. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lighthouse is your trusted partner. Visit us at 144 1St Nh Tpke Northwood Nh 03261 or call (603) 942-7284 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 387 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Benefit

With $180,816,878 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors, with $27,832 in used auto loans and $1,660,376,444 in total loans and leases.

Secure Savings Opportunities

Members' savings are secured through $390,858,616 in share certificates and $222,829,937 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Net Worth and Capital Foundation

With a net worth of $204,069,985, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,049 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $479,122,884 in used vehicle loans and $145,482,967 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, we provide options that fit your budget and lifestyle.

Business Financing

For business owners, our outstanding commercial loans totaling $61,976,708 provide the capital needed to grow and expand. Whether it's for equipment purchases, working capital, or other business needs, we are here to support local businesses with tailored financing solutions. At Lighthouse, we prioritize transparency and member satisfaction. If you're interested in any of our loan products or want to learn more about refinancing options, please feel free to reach out to us at (603) 942-7284 or visit us at our branch located at 144 1St Nh Tpke Northwood Nh 03261 in Northwood, NH. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to assisting you on your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $145,951,982, make buying or refinancing simple. We guide you through the process and ensure you understand all your options. If you're considering refinancing your current mortgage, we can help explore eligibility options that might be right for you.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $55,977,341 in loans helping members manage their finances effectively. These cards come with competitive interest rates and rewards programs that can enhance your purchasing power while keeping your expenses manageable.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency throughout the comparison process. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect the true market. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, helping them make informed choices about their financing options. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how the platform can lead to significant savings for borrowers. Ready to take the next step? Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

LendMesh takes pride in ensuring that the loan data it provides is both accurate and reliable. The platform sources its loan offers directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous approach guarantees fair and transparent offers, allowing users to compare loans without the confusion that often accompanies such decisions.

LIGHTHOUSE FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Engagement

Our Mission

Branch Location & Accessibility

Accessibility Features

Conveniently Located

Operating Hours That Fit Your Schedule

Services at Your Fingertips

We’re Here For You!

Member Eligibility

Business Banking & Commercial Services

Comprehensive List Of Services

Accessibility

Business Banking Solutions

Digital Banking Convenience

Personal Banking Services

Digital & Online Banking

Key Features

Financial Strength

Growing Member Base

Operational Efficiency

Reinvesting for Your Benefit

Secure Savings Opportunities

Strong Net Worth and Capital Foundation

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

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