Lighthouse Credit Union Concord NH | Best Auto Loans & Business Banking

Introduction

Welcome to Lighthouse, your trusted financial partner in Concord, NH. Located at 1 S Main St, Concord, NH 03301, we have been serving our community since 1936, providing a wide range of financial services tailored to meet the needs of our 167,035 members. As part of our commitment to you, we proudly manage total assets exceeding $1.9 billion, ensuring that your finances are in capable hands. At Lighthouse, we understand the importance of building strong relationships with our members. With a dedicated team of 400 employees led by CEO Christopher Parker and Board President Raymond Bald, we strive to create an environment where everyone feels valued and supported. Whether you're looking for personal banking solutions like checking accounts or auto loans, or business services including merchant accounts and business loans, we've got you covered. Our financial strength is reflected in our impressive portfolio: we currently hold over $46 million in deposits and have issued a total of 98,178 loans and leases. Our net worth stands at $204 million, showcasing our stability and reliability as a credit union. Plus, with cash reserves of $21 million, we're always ready to help you achieve your financial goals. While members can visit us at our Concord branch for all their banking needs, official correspondence should be sent to the same address: 1 S Main St, Concord, NH 3301. We invite you to explore our website at Lighthouse Credit Union for more information on membership eligibility and to discover how we can assist you further. Join us today and experience the difference that a community-focused credit union can make in your life. Feel free to reach out by calling us at 603-225-9744 or visiting us during our lobby hours from Monday to Friday, 9 AM to 5 PM, and Saturday from 9 AM to 12 noon. We look forward to welcoming you into the Lighthouse family!

Branch History & Mission

Community Engagement

Our efforts don't stop at banking; we actively engage in community outreach and partner with local organizations to help those in need. Together, we work towards making Concord a better place for all its residents. In conclusion, we invite you to join us at Lighthouse. Experience firsthand how we're not just another credit union but a partner invested in your success and well-being. To learn more about membership or explore our offerings, visit us online at Lighthouse or give us a call at 603-225-9744. Together, let's build a brighter future!

Our Journey

The journey of Lighthouse began with a simple yet profound mission: to provide accessible financial services that empower individuals and families. From our first day at 1 S Main St, we aimed to create a welcoming environment where everyone feels valued. As we navigated through economic changes and technological advancements, we consistently prioritized the needs of our members. We're proud to offer a wide range of services from personal banking solutions to business financing always with a focus on helping our community thrive. Our physical location at 1 S Main St Concord, NH 03301 is conveniently situated near popular landmarks that make it easy for you to drop by. While we encourage visits during our operating hours Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 12 PM we also provide modern conveniences like ATM services for your banking needs outside these hours.

Our Mission

At Lighthouse, our mission goes beyond just providing financial services. We strive to be an integral part of the Concord community by supporting local initiatives and fostering relationships that uplift those around us. We believe that when our members succeed, our entire community flourishes. This commitment is reflected in every service we offer from checking accounts and auto loans to mortgage refinancing and credit cards with rewards. We understand that accessibility is essential in today's world. That's why we've embraced digital advancements like online banking and mobile payments, ensuring you can manage your finances anytime, anywhere. Furthermore, we're proud to maintain ADA compliance in all our facilities so that everyone can access our services comfortably.

Branch Location & Accessibility

Get in Touch!

Have questions or want to learn more? Feel free to give us a call at 603-225-9744. We invite you to visit us today and discover how we can help with your financial journey! While members can visit us at 1 S Main St, official correspondence should be sent to 1 S Main St, Concord, NH 3301. We look forward to welcoming you soon!

Operating Hours

We understand that life can be hectic. That's why our lobby hours are designed to accommodate your schedule: we're open Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 12 noon. Whether you're stopping by for personal banking services or looking for assistance with loans and credit options, we're here during hours that work for you.

Our Location

Parking is readily available nearby, ensuring a hassle-free visit. Plus, our branch is designed with accessibility in mind, featuring ADA-compliant facilities that cater to all our members. If you need assistance or have special requirements, our friendly staff is always on hand to help.

Services Offered

At Lighthouse, we offer a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Need cash? Our ATM is available for quick withdrawals and balance checks whenever you need it. While we don't have drive-thru banking at this location, our team is ready to assist you inside. If you prefer handling your banking online or via mobile, check out our digital services designed for convenience and security.

Member Eligibility

At Lighthouse, we believe that everyone deserves a supportive financial community, and joining us is as easy as it gets! If you live, work, or worship in our local area, you're likely eligible to become a member. This means you can enjoy all the benefits we offer, from competitive loan rates to personalized service. Our friendly team is here to guide you through the process of opening your account, which you can start right here: https://secure.lighthousecu.org/lighthousecuonline/sdk/autoenrollmente2e . For more details on eligibility requirements, feel free to check out this link: https://www.lighthousecu.org/become-a-member/ . If you have any questions or need assistance, don't hesitate to give us a call at (603) 225-9744. We're excited to welcome you into our family at Lighthouse, located at 1 S Main St Concord Nh 03301!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $124 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $61,976,708, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a reliable partner that makes transactions easy for you and your customers. Our merchant services provide the tools you need to accept payments seamlessly, whether online or in-person. From credit card processing to point-of-sale systems, we equip your business to handle sales efficiently, allowing you to focus on what matters most serving your customers. Visit us at 1 S Main St Concord Nh 03301 or call us at (603) 225-9744 to explore how we can help your business thrive!

Comprehensive List Of Services

ATM Services

Need cash on the go? Our ATM & Cash Withdrawal Services make it easy to access your funds when you need them most. With basic ATM access available for withdrawals and balance checks, we've got you covered. At Lighthouse, we're dedicated to providing comprehensive financial solutions in a welcoming environment. If you're ready to take control of your financial future or simply want more information about any of our services, please give us a call at 603-225-9744, visit us at 1 S Main St, Concord, NH 03301, or explore more online at Lighthouse. Your journey begins here!

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our Auto Loans & Vehicle Financing options can help you get behind the wheel without breaking the bank. Picture yourself driving off in that new ride, knowing you secured a great rate and terms that work for you.

Business Banking

For business owners, we provide robust Business Banking services including Merchant Services & Business Loans. Running a business is no small feat; let us help streamline your banking needs so you can focus on what matters most growing your business.

Credit Cards with Rewards

Looking for a credit card that gives back? Our Credit Cards with Rewards offer great benefits for everyday purchases. Think about using points from your shopping trips toward travel or cash back it's a win-win!

Mortgage Loans & Refinancing

Homeownership dreams can become a reality with our Mortgage Loans & Refinancing options. We understand how important it is to find the right mortgage plan, and we're here to guide you through each phase. Whether you're purchasing your first home or looking to refinance an existing mortgage, we have solutions that will suit your needs.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why our Online & Mobile Banking services allow you to manage your finances anytime, anywhere. Check balances, transfer money, or pay bills right from your smartphone you're always connected with us.

Personal Banking

For those managing everyday finances, our Personal Banking services are designed to make life easier. We offer various Checking & Savings Accounts that fit different lifestyles. Imagine having easy access to your funds while also earning interest on your savings it's all part of what we do.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our Personal Loans & Debt Consolidation come in handy. You can tackle those surprise costs head-on or consolidate multiple debts into one manageable payment making budgeting simpler and more straightforward.

Digital & Online Banking

At Lighthouse, we know that convenience and security are essential for our members. That's why we offer a range of digital and online banking services designed to make managing your finances easy and secure from anywhere, at any time. With our robust online banking platform, accessible at https://www.lighthousecu.org/ , you can monitor your accounts 24/7. Whether you're checking your balance, transferring funds, or paying bills, our user-friendly interface makes it simple. And if you prefer to handle things on the go, our mobile application is available for download, allowing you to manage your finances right from your smartphone. One feature that sets us apart is the ability to send money easily with person-to-person transfers. This means you can quickly pay back a friend or family member without needing cash. Plus, if you're looking to simplify your paperwork, we offer e-statements for those who want to go green and reduce clutter. For added convenience, we support mobile payments so you can make purchases securely with just a tap of your phone. Even better, there's no need for electronic signature authorization just enjoy a hassle-free experience! At Lighthouse, we prioritize security in every transaction. Our systems are designed to keep your information safe while providing real-time account management that fits into your lifestyle. Enjoy the peace of mind that comes with knowing you can access your financial information anytime you need it. Explore all these services and more by visiting us at https://www.lighthousecu.org/ today!

Financial Strength

A Committed Team

We also take pride in having 387 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our operational efficiency is reflected in our performance; even though our net income is currently $0, this highlights our focus on member-centric services rather than profit maximization.

A Solid Foundation

With a net worth of $204,069,985, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1049 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

Total Share Accounts stand at an impressive 284,033, showing a strong and growing member base that trusts us with their finances. Additionally, we have net shares available for lending and investments totaling $874,151, which further illustrates our readiness to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lighthouse is your trusted partner. Visit us at 1 S Main St Concord Nh 03301 or call 603-225-9744 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $180,816,878 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $27,832 in used auto loans and a total of $1,660,376,444 in loans and leases.

Member-Centric Savings

Members' savings are secured through $390,858,616 in share certificates and $222,829,937 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. We ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Additional Financing Options

For those interested in personal financing solutions beyond auto and mortgage loans, we provide various credit line options as well. With a total of $697,990,935 available for credit lines, you'll find the flexibility needed for larger purchases or projects.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $479,122,884 in used vehicle loans and $145,482,967 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we've got you covered.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $145,951,982, make buying or refinancing simple. We know that navigating the world of mortgages can be overwhelming, but our experienced team is here to guide you through the process every step of the way.

Refinancing and Eligibility

If you're considering refinancing an existing loan or would like to learn more about eligibility options for any of our products, please reach out to us. Our knowledgeable staff is ready to assist you with personalized solutions tailored to your unique situation. For further inquiries or assistance with your loan application process, don't hesitate to call us at 603-225-9744. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you take the next step toward achieving your financial goals!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $55,977,341 in loans helping members manage their finances effectively. Whether you're looking to consolidate debt or cover unexpected expenses, our credit card options can provide the financial support you need without requiring collateral.

Loan Aggregator

Benefits of Using LendMesh

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LIGHTHOUSE FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Engagement

Our Journey

Our Mission

Branch Location & Accessibility

Get in Touch!

Operating Hours

Our Location

Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

ATM Services

Auto Loans & Vehicle Financing

Business Banking

Credit Cards with Rewards

Mortgage Loans & Refinancing

Online & Mobile Banking

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Financial Strength

A Committed Team

A Solid Foundation

Growing Together

Investing in Your Future

Member-Centric Savings

Loan Offering

Additional Financing Options

Auto Loans

Mortgage Loans

Refinancing and Eligibility

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

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