Lighthouse Credit Union Berlin NH | Affordable Auto Loans & Business Banking

Introduction

Welcome to Lighthouse, your trusted partner in financial well-being located at 730 Main St, Berlin, NH 03570. Since our establishment in 1936, we have been dedicated to serving our community and supporting our members through various financial needs. With a proud membership of 167,035, we are committed to providing personalized services that truly make a difference. At Lighthouse, we understand that financial decisions are significant moments in life. That's why we offer a wide range of services from checking and savings accounts to auto loans, mortgages, and personal loans. Our total assets amount to an impressive $1,944,457,800, showing our strong foundation and ability to support your financial journey. Our leadership team is here for you. Under the guidance of CEO Christopher Parker and Board President Raymond Bald, we strive to create a welcoming environment where you feel valued as a member. Whether you're seeking assistance with loans currently totaling 98,178 or simply looking for a place to manage your deposits of $46,400,206, our team is ready to help. While members can visit us at our Berlin branch, official correspondence should be sent to the same address: 730 Main St, Berlin, NH 3570. We invite you to explore our website at Lighthouse Credit Union for more information about membership eligibility or to open an account online. With a net worth of $204,069,985 and cash readily available at $21,933,823, you can trust that your finances are in good hands. We encourage you to call us at 888-436-1847 or stop by during our operating hours Monday through Wednesday from 9 AM to 4:30 PM and Thursday through Friday from 9 AM to 5 PM to discuss how we can assist you today!

Branch History & Mission

Our Evolution

Lighthouse has always been driven by the principle of putting our members first. Over the decades, we have adapted to meet the changing needs of our community while maintaining our core mission: to provide exceptional financial services and foster economic empowerment. From introducing online banking options to offering competitive loan products, we've consistently embraced innovation while ensuring that personal connection remains at the heart of what we do. Our operating hours reflect our dedication to serving you; we welcome you Monday through Wednesday from 9 AM to 4:30 PM, Thursday and Friday from 9 AM to 5 PM, and on Saturday from 9 AM to 12 PM. For those who prefer convenience, we offer drive-thru banking during these hours as well as ATM access for easy withdrawals and balance checks.

Our Mission

The mission of Lighthouse is simple yet profound: We strive to enhance the financial well-being of our members by providing a full suite of banking services tailored to their needs. This includes personal banking options like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. We believe that when our members thrive financially, so does the entire community. We are not just a bank; we're your partner in achieving your financial goals. Whether it's helping you secure a home or providing resources for starting a business, we are here every step of the way. Additionally, our community outreach efforts reflect our commitment to giving back. We actively participate in local events and support various initiatives that uplift the people around us. For any official correspondence, please send your letters to 730 Main St, Berlin, NH 3570. If you're looking for a credit union that values relationship-building just as much as it does financial success, consider becoming part of the Lighthouse family today! Join us and experience firsthand how we can help you navigate your financial journey with confidence. Visit us online at Lighthouse Credit Union or call us at (888) 436-1847 for more information about membership opportunities!

Branch Location & Accessibility

Connect With Us

Have questions or want to learn more about how we can help? Feel free to call us at 888-436-1847. We invite you to stop by and see how Lighthouse Credit Union can brighten your financial journey!

Nearby Landmarks and Accessibility

Located near popular landmarks, our branch is just a short drive from the scenic Androscoggin River and within walking distance of local shops and eateries. We provide ample parking right outside our doors, ensuring that your visit is as hassle-free as possible. For those with mobility needs, our facility is fully ADA compliant, featuring ramps and accessible entrances so everyone can easily reach us.

Operating Hours

We understand that your time is valuable. That's why our lobby hours are designed with your schedule in mind. Visit us Monday through Wednesday from 9 AM to 4:30 PM, Thursday and Friday from 9 AM to 5 PM, and even on Saturday from 9 AM to noon! If you're looking for extra convenience, our drive-thru service opens earlier at 8:30 AM on weekdays and Saturday perfect for quick transactions without leaving your car.

Services Offered

At Lighthouse Credit Union, we offer a variety of services tailored to meet your financial needs. From checking and savings accounts to personal loans, mortgage refinancing, and credit cards with rewards, we have something for everyone. Plus, our ATM is available for easy cash withdrawals and balance checks whenever you need it. While members can visit us at 730 Main St, official correspondence should be sent to the same address as our mailing address: 730 Main St, Berlin, NH 3570.

Member Eligibility

At Lighthouse, we believe that everyone deserves a chance to be part of a supportive community that truly cares about your financial well-being. Becoming a member is easier than you might think! If you live, work, or worship in the area, you're likely eligible to join us. We welcome individuals from various backgrounds and experiences, making sure everyone feels included and valued. For those who want to dive deeper into the eligibility details, feel free to check out our membership criteria. Joining Lighthouse means access to a range of personalized financial services tailored just for you. From checking accounts to auto loans and beyond, we're here to help you achieve your goals. Plus, opening an account is a breeze! You can start the process online by visiting our account opening page or give us a call at (888) 436-1847 if you have any questions. We're excited to welcome you into our family at 730 Main St Berlin Nh 03570!

Business Banking & Commercial Services

Merchant Services That Make Sense

In today's market, having the right tools is essential for success. Our merchant services simplify transactions, allowing you to focus on what matters most running your business. Imagine seamlessly processing payments while offering various options to your customers. Whether it's in-store or online, we provide reliable solutions tailored to your operational needs. Visit us at 730 Main St Berlin Nh 03570 in Berlin, NH or call us at (888) 436-1847 to discover how our business banking services can help you thrive!

Tailored Business Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $124 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $61,976,708, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

At Lighthouse, we understand that businesses have unique needs. Our Business Banking services include everything from essential Merchant Services to tailored Business Loans that can help you grow and thrive. We aim to empower local businesses by providing reliable financial tools and resources.

Convenient Access

We also prioritize convenience with features like our ATM & Cash Withdrawal Services, ensuring you have access to your funds whenever needed. Our basic drive-thru banking allows for quick deposits and withdrawals without leaving your vehicle a perfect option for busy days! Our commitment extends beyond traditional banking hours with extended access through digital platforms. With features like mobile payments, person-to-person transfers, and e-statements, managing your finances is simple and secure. If you're curious about how these services can work for you, reach out! Call us at 888-436-1847 or visit us at our Berlin branch. We look forward to helping you achieve your financial goals. Join us today at Lighthouse, where we illuminate your path to financial success!

Personal Banking

Starting with personal banking, we offer various Checking & Savings Accounts designed for every lifestyle. If you're saving for a dream vacation or managing daily expenses, our accounts provide flexibility and accessibility. With Online & Mobile Banking, managing your finances has never been easier. Check your balance, transfer funds, and pay bills all from your phone or computer at your convenience. If you're considering purchasing a new car, our Auto Loans & Vehicle Financing options can help you get on the road with affordable rates and flexible terms. Additionally, for those looking to buy a home or refinance an existing mortgage, our Mortgage Loans & Refinancing services are here to assist you in finding the best solution that fits your budget. For unexpected expenses or consolidating debt, our Personal Loans & Debt Consolidation options provide straightforward solutions without hidden fees. And don't forget about our Credit Cards with Rewards, which let you earn points on everyday purchases perfect for those who love getting more out of their spending.

Digital & Online Banking

Mobile Application

For those who prefer to bank on their smartphones, our mobile application is here to make life easier. You can download it to access all your banking needs right from your pocket. With features like mobile payments, person-to-person transfers, and easy viewing of e-statements, staying on top of your finances has never been more straightforward.

Security and Convenience

We prioritize your security with each feature we offer. While we do not currently provide electronic signature authorization for documents, rest assured that our online services are designed with strong security measures in place to protect your information. Plus, having access to e-statements means you can easily track your finances without the clutter of paper statements. In today's fast-paced world, convenience is key. With our digital banking services at Lighthouse, you have the freedom to handle transactions wherever you are whether you're grabbing coffee or waiting in line. We're committed to providing an easy-to-use platform that empowers you with real-time account management. Discover how easy banking can be with us! Visit https://www.lighthousecu.org/ today to learn more about how our digital services can work for you.

Financial Strength

Building Trust Together

Net Shares (Funds available for lending and investments): $874,151. Total Share Accounts: 284,033, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lighthouse is your trusted partner. Visit us at 730 Main St Berlin Nh 03570 or call (888) 436-1847 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Centric Savings Options

Members' savings are secured through $390,858,616 in share certificates and $222,829,937 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 387 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment in Our Community

With $180,816,878 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $27,832 in used auto loans and $1,660,376,444 in total loans and leases.

Solid Financial Health

With a net worth of $204,069,985, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,049 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $479,122,884 in used vehicle loans and $145,482,967 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new ride or need assistance with a reliable used vehicle, we have flexible options to fit your budget.

Commercial Loans

For business owners, our outstanding commercial loans totaling $61,976,708 provide the capital needed to grow and expand your business. Whether you're starting a new venture or looking to invest in equipment, we are committed to helping you succeed. At Lighthouse, we're dedicated to providing personalized service and financial solutions tailored just for you. For more information about our loan offerings or to see if you qualify, give us a call at (888) 436-1847 or visit us at 730 Main St Berlin Nh 03570 in Berlin, NH. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer loans for Junior Lien 1-4 Family Residential Properties totaling $145,951,982, allowing you to take that important step towards owning your home. If you're considering refinancing an existing mortgage, our team is here to guide you through the eligibility process and help you find the best solution for your situation.

Unsecured Credit Card Loans

Managing finances can be challenging, but we're here to help. We offer flexible terms on unsecured credit card loans, with a total of $55,977,341 in loans assisting our members effectively manage their expenses. Whether you're looking to consolidate debt or need extra funds for unexpected costs, our credit card solutions can provide the support you need.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This adherence to established guidelines guarantees that users receive fair and transparent offers. Each listing is verified to ensure its legitimacy, creating a trustworthy platform for comparing loan options.

LIGHTHOUSE FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Introduction

Branch History & Mission

Our Evolution

Our Mission

Branch Location & Accessibility

Connect With Us

Nearby Landmarks and Accessibility

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Make Sense

Tailored Business Loans

Comprehensive List Of Services

Business Banking

Convenient Access

Personal Banking

Digital & Online Banking

Mobile Application

Security and Convenience

Financial Strength

Building Trust Together

Member-Centric Savings Options

Operational Efficiency

Reinvestment in Our Community

Solid Financial Health

Loan Offering

Auto Loans

Commercial Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Comparisons

Customers Also Interested In

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