Lighthouse Credit Union Westbrook ME | Best Auto Loans & Checking

Introduction

Welcome to Lighthouse, your trusted financial partner located at 17 Westbrook Cmn, Westbrook, ME 04092. Established in 1936, we have been dedicated to serving our community for over 85 years. With a total membership of 167,035 and assets reaching an impressive $1,944,457,800, we pride ourselves on being a cornerstone of financial support in the area. At Lighthouse, we understand that our members' needs come first. Our experienced team of 400 employees, led by CEO Christopher Parker and Board President Raymond Bald, is committed to providing personalized service and innovative solutions tailored to your financial goals. Whether you're looking for personal banking services like checking and savings accounts, auto loans, or business banking options, we've got you covered! While members can visit us at our branch location in Westbrook, official correspondence should be sent to our mailing address: 17 Westbrook Common, Westbrook, ME 04092-2804. With total loans amounting to 98,178 and deposits totaling $46,400,206, we are well-equipped to support both personal and business financial needs. Our net worth stands strong at $204,069,985, ensuring that we are not just a credit union but a reliable partner in your financial journey. We invite you to explore our array of services including online banking, mobile payments, and more. If you're ready to take the next step toward achieving your financial aspirations or have any questions about our offerings, don't hesitate to reach out! Call us at 800-418-1486 or visit us online at Lighthouse Credit Union. Your journey towards financial wellness starts here!

Branch History & Mission

A Modern Approach

In today's fast-paced world, we've embraced technology to make banking easier for you. With features like online banking and mobile payments available anytime you need them, managing your finances has never been simpler. We also ensure ADA compliance so that everyone can access our services comfortably.

Community Commitment

At Lighthouse Credit Union, we understand that our success is intertwined with the well-being of our community. That's why we are actively involved in local initiatives and outreach programs designed to uplift those around us. We partner with local organizations to support education, health, and economic development efforts. While members can visit us at 17 Westbrook Cmn for all their banking needs, official correspondence should be sent to our mailing address at 17 Westbrook Common, Westbrook, ME 04092-2804.

Join Us

We invite you to become part of the Lighthouse family! Experience how we're not just a credit union but a supportive community hub where your financial goals matter. Visit us during our convenient operating hours Monday through Thursday from 9:00 am to 4:30 pm, Friday from 9:00 am to 5:00 pm, and Saturday from 9:00 am to 12:00 pm or call us at 800-418-1486 for more information. Together, let's light the way toward a brighter financial future!

Our Journey

From humble beginnings, Lighthouse has evolved into a trusted institution in Westbrook and beyond. Over the years, we have celebrated numerous milestones that reflect our dedication to member service and community involvement. Each year, we strive to enhance our offerings while ensuring accessibility for all. Our history is not just about numbers; it's about the lives we've touched and the partnerships we've built within our vibrant community. As we continue to grow, we remain focused on our mission: to empower individuals through exceptional financial services while nurturing a sense of belonging and support. We believe that everyone deserves access to quality banking solutions that can help them achieve their dreams.

Branch Location & Accessibility

Accessibility Features

At Lighthouse, we prioritize accessibility for all members. Our branch is ADA compliant with features such as ramps and designated parking spots for individuals with disabilities. You'll find that navigating our space is straightforward and welcoming.

Call Us Today!

We invite you to visit us at Lighthouse in Westbrook or give us a call at 800-418-1486 if you have any questions. Our team is excited to assist you in achieving your financial goals! Come experience the difference of being a member of our community-focused credit union.

Convenient Location and Nearby Landmarks

Our branch is situated near popular local landmarks, making it easy to find us. Just a short drive from the bustling downtown area, you can stop by after visiting nearby shops or restaurants. Plus, we offer ample parking right outside the building for your convenience.

Operating Hours Designed for You

We understand that everyone has busy schedules. That's why our lobby hours are designed to fit your needs: Monday through Thursday from 9:00 AM to 4:30 PM, Friday from 9:00 AM to 5:00 PM, and Saturday from 9:00 AM to 12:00 PM. If you prefer the convenience of drive-thru banking, we're here for you too! Drive-thru hours are Monday through Wednesday from 8:00 AM to 4:30 PM and Thursday through Friday from 8:00 AM to 5:00 PM.

Services Available

At our Westbrook branch, you'll find a variety of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. We also have ATM access available for quick cash withdrawals and balance checks whenever you need it.

Member Eligibility

At Lighthouse, we're thrilled to welcome you into our community! Becoming a member is easy and open to those who live, work, or worship in the area. If you're looking for a financial partner that truly cares about your needs, you've come to the right place. We invite individuals from various backgrounds to join us, whether you're just starting out or have years of experience managing your finances. To learn more about the specific eligibility criteria, feel free to check out our detailed guidelines at https://www.lighthousecu.org/become-a-member/ . Once you see how simple it is to qualify, you can start your journey with us by opening an account online at https://secure.lighthousecu.org/lighthousecuonline/sdk/autoenrollmente2e . If you have any questions or need assistance along the way, don't hesitate to reach out at (800) 418-1486. We're here to help you take this exciting step towards better financial well-being right at our branch located at 17 Westbrook Cmn Westbrook Me 04092!

Business Banking & Commercial Services

At Lighthouse, we understand that running a business is both rewarding and challenging. That's why we're dedicated to providing tailored financial solutions that help you thrive. Whether you're starting a new venture or expanding an existing one, our commercial loan options are designed to support your growth every step of the way. Imagine securing the funding needed to purchase new equipment or hire additional staff. With our commitment to supporting businesses, we've funded over $124 in commercial loans for our members, helping them scale and succeed. We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions for everyone. Our outstanding commercial loan portfolio of $61,976,708 reflects our dedication to driving economic growth by financing new and expanding businesses in Westbrook, ME. Additionally, we offer comprehensive merchant services that simplify payment processing, making it easier for you to focus on running your business. By choosing Lighthouse, you're not just getting a bank; you're gaining a partner in your journey toward success. For more information or to discuss how we can assist your business, visit us at 17 Westbrook Cmn Westbrook Me 04092 or call us at (800) 418-1486. Let's grow together!

Comprehensive List Of Services

Business Banking Services

For our business members, we offer tailored solutions as well. From merchant services that help streamline your payments to business loans that support growth and innovation, we are committed to helping local businesses thrive.

Credit Cards and Rewards

Don't forget about our credit cards with rewards! Enjoy perks while managing your everyday expenses it's a win-win!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why Lighthouse provides robust online and mobile banking features. Access your accounts anytime, anywhere from checking balances to transferring funds with just a few taps on your phone. Plus, our ATM and cash withdrawal services ensure you can get cash when you need it without hassle.

Easy Transactions with Drive-Thru Service

For those who prefer face-to-face interaction but want to keep things quick and simple, our basic drive-thru banking service allows you to handle deposits, withdrawals, and other transactions efficiently. We understand that every member's financial journey is unique. That's why at Lighthouse, we strive to create an inclusive environment where everyone feels supported. If you have questions or would like more information about any of our services, don't hesitate to reach out.

Get in Touch!

Feel free to visit us at our branch located at 17 Westbrook Cmn Westbrook Me 04092, call us at (800) 418-1486, or explore more online at Westbrook. We look forward to serving you!

Personal Banking Solutions

Starting with personal banking, we offer various checking and savings accounts designed for everyone. For those planning to buy a car or need financing for a vehicle, our auto loans and vehicle financing options come with competitive rates that make it easy to hit the road without breaking the bank. Thinking about purchasing a home? Our mortgage loans and refinancing services can guide you through the process, ensuring you find the best fit for your financial situation. If unexpected expenses arise or if you're considering consolidating debt, our personal loans and debt consolidation services provide quick access to funds when you need them most.

Digital & Online Banking

At Lighthouse, we understand that your time is valuable. That's why we offer a range of digital and online banking services designed to bring convenience and security right to your fingertips. Whether you're at home or on the go, managing your finances has never been easier. One of the standout features of our services is 24/7 Online Banking. With just a few clicks at https://www.lighthousecu.org/ , you can check your account balances, transfer funds, and pay bills anytime, anywhere. Plus, our Mobile Application allows you to do all this directly from your smartphone, putting complete control in your pocket. We also provide the option for E-Statements, making it easy to stay organized without the clutter of paper. You can access your statements whenever you need them while enjoying peace of mind knowing they are securely stored online. Speaking of security, we prioritize your safety with features like secure logins and encryption, ensuring that your personal information stays protected. Need to send money to friends or family? Our Person-to-Person Transfers feature lets you quickly send funds without hassle perfect for splitting dinner bills or paying back a loan. And if you're someone who loves the convenience of mobile payments, you'll be pleased to know that we support various Mobile Payments options as well. Though we don't currently offer Electronic Signature Authorization, we still strive to make every transaction as straightforward as possible. With our focus on accessibility and ease-of-use, managing your finances has never felt more manageable. Join us at Lighthouse and experience how our digital and online banking services can enhance your financial journey!

Financial Strength

Commitment to Growth

Our $180,816,878 in undivided earnings reflects our dedication to reinvesting in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $27,832 in used auto loans and $1,660,376,444 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Growing Member Base

Total Share and Deposit Accounts stand at 284,033, showing a strong and growing member base that trusts us with their finances. Our Net Shares (Funds available for lending and investments) total $874,151, which enhances our ability to support your needs. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lighthouse is your trusted partner. Visit us at 17 Westbrook Cmn Westbrook Me 04092 or call (800) 418-1486 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 387 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $390,858,616 in share certificates and $222,829,937 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $204,069,985, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,049 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

If you're looking for more than just auto and mortgage loans, we also provide credit lines totaling $697,990,935 for those who need extra flexibility in managing their finances. Plus, for business owners seeking growth opportunities, our outstanding commercial loans totaling $61,976,708 provide the capital needed to expand your ventures. At Lighthouse, our mission is to empower our members with accessible and affordable loan options while ensuring transparency and ease throughout the application process. If you're interested in exploring refinancing options or checking your eligibility for any of our loan products, feel free to reach out to us at (800) 418-1486 or visit us at our branch located at 17 Westbrook Cmn Westbrook Me 04092 in Westbrook, ME. We look forward to helping you take the next step toward reaching your financial aspirations!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $479,122,884 in used vehicle loans and $145,482,967 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used vehicle, we provide flexible financing options tailored to fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $145,951,982, make buying or refinancing simple. We know that securing a mortgage can be daunting, but our team is here to guide you through every step of the process, ensuring you find a plan that suits your lifestyle.

Unsecured Credit Card Loans

Managing daily expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $55,977,341 in loans helping members manage their finances effectively. These cards come with competitive rates and various rewards options to help you make the most of your purchases.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures fair and transparent offers for every user. By relying on verified institutions, LendMesh guarantees that the information presented is accurate and trustworthy.

LIGHTHOUSE FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Introduction

Branch History & Mission

A Modern Approach

Community Commitment

Join Us

Our Journey

Branch Location & Accessibility

Accessibility Features

Call Us Today!

Convenient Location and Nearby Landmarks

Operating Hours Designed for You

Services Available

Member Eligibility

Business Banking & Commercial Services

Comprehensive List Of Services

Business Banking Services

Credit Cards and Rewards

Digital Banking Features

Easy Transactions with Drive-Thru Service

Get in Touch!

Personal Banking Solutions

Digital & Online Banking

Financial Strength

Commitment to Growth

Growing Member Base

Operational Efficiency

Secure Savings Options

Solid Financial Health

Loan Offering

Additional Financing Options

Auto Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

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