Lighthouse Credit Union Kittery ME | Affordable Auto Loans & ATM Services

Introduction

Welcome to Lighthouse, your trusted credit union located at the Portsmouth Naval Shipyard in Kittery, ME. Since our establishment in 1936, we have proudly served our community with commitment and care. With a strong membership base of over 167,000 members, we are dedicated to providing exceptional financial services tailored to meet your needs. At Lighthouse, we understand that financial security is essential for everyone. That's why we manage total assets of $1,944,457,800, ensuring that your deposits are safe and sound. We offer a variety of services including personal banking, auto loans, mortgage loans, and business financing solutions all designed to help you achieve your financial goals. While members can visit us at Portsmouth Naval Shipyard, official correspondence should be sent to our mailing address: Portsmouth Naval Shipyard, Building #14, Kittery, ME 3904. Our team of over 400 employees, led by CEO Christopher Parker and Board President Raymond Bald, is here to support you every step of the way. With total loans exceeding 98,178 and deposits amounting to $46,400,206, we are well-equipped to assist you with all your borrowing and saving needs. Our net worth stands at an impressive $204,069,985, reflecting our stability and dedication to our members. We invite you to explore all that Lighthouse has to offer. Whether you're looking for a new vehicle loan or simply want to open a savings account, our friendly staff is ready to help. Feel free to reach out by calling us at 207-438-1245 or visiting our website at lighthousecu.org for more information. Join us in building a brighter financial future together!

Branch History & Mission

Community Commitment

Lighthouse takes pride in its deep-rooted connection to the Kittery community. Beyond providing financial services, we actively participate in local events and initiatives that uplift those around us. By partnering with various organizations and supporting local causes, we aim to give back to the community that has supported us for so long. While you can visit us at Portsmouth Naval Shipyard, official correspondence should be sent to Portsmouth Naval Shipyard, Building #14, Kittery, ME 3904 if needed. Our branch operates Monday through Friday from 8:30 AM to 4:30 PM, making it easy for you to reach out when it's convenient for you. We invite anyone looking for a reliable financial partner to join Lighthouse Credit Union. Experience firsthand how we're dedicated not just to your financial success but also to building a thriving community together. For more information or to become a member today, please visit our website. Together, let's light the way toward a brighter financial future!

Our Mission

Our mission at Lighthouse is simple yet powerful: to provide our members with accessible financial services while fostering a sense of community and belonging. We strive to empower our members through education and support as they navigate their financial journeys. Whether it's helping someone buy their first car or guiding a business owner through loan options, we are here every step of the way. We believe in making banking easy and convenient for everyone. With features like online banking and mobile payments available to all members, managing finances has never been simpler. Additionally, we ensure accessibility by complying with ADA standards so that everyone can enjoy our services without barriers.

Branch Location & Accessibility

Welcome to Lighthouse Credit Union at our Shipyard Office! Conveniently located at Portsmouth Naval Shipyard in Kittery, ME, we are here to serve you with a smile. Whether you're visiting us for personal banking or exploring options for auto loans and more, our branch is easily accessible and ready to assist. Our location is nestled near key landmarks, making it straightforward for you to find us. With ample parking available, you won't have to worry about searching for a spot when you arrive. We also prioritize accessibility; our facilities are ADA compliant, ensuring that everyone can visit us comfortably. If you need to reach out or have any questions before your visit, feel free to give us a call at (207) 438-1245. Our friendly staff is eager to help! We're open Monday through Friday from 8:30 AM to 4:30 PM, so there's plenty of time during the week for you to come by. And if you need access outside of these hours, remember we have a night drop box available for your convenience. For those who prefer cash transactions, we offer ATM services right here at the branch, allowing you easy access to your funds whenever you need them. While members can visit us at Portsmouth Naval Shipyard Kittery Me 03904, official correspondence should be sent to our mailing address: Portsmouth Naval Shipyard, Building #14, Kittery, ME 3904. We invite you to stop by and experience all that Lighthouse Credit Union has to offer. Whether it's opening a new account or discussing loan options, we look forward to welcoming you into our community!

Member Eligibility

At Lighthouse, we believe that everyone deserves a financial partner who truly cares. Joining our community is simple and welcoming! To become a member, you just need to meet a few friendly eligibility criteria. If you're an employee of the Portsmouth Naval Shipyard or a family member of one, you're already set! We also welcome members from other select groups, making it easy for many to join us. For more detailed information on eligibility, feel free to check out our website at https://www.lighthousecu.org/become-a-member/ . Opening an account is a breeze too! Just visit us at https://secure.lighthousecu.org/lighthousecuonline/sdk/autoenrollmente2e to get started on your journey with Lighthouse. We're here to support you every step of the way, whether you need help with loans, savings, or just want to explore your options. Have questions? Don't hesitate to give us a call at (207) 438-1245. Together, let's create a brighter financial future right here at Portsmouth Naval Shipyard Kittery Me 03904!

Business Banking & Commercial Services

Practical Merchant Services

In addition to our loan options, we offer merchant services that simplify transactions for your business. Imagine having the tools to accept payments effortlessly, manage payroll, and track sales all from one place. Our services help you focus on what you do best: running your business. Visit us at Portsmouth Naval Shipyard Kittery Me 03904 in Kittery, ME, or call us at (207) 438-1245 to learn how we can help your business thrive!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $124 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $61,976,708, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For business owners, we provide specialized services like merchant services and business loans. Whether you're just starting out or looking to expand your operations, our dedicated team is here to assist you in navigating the financial landscape.

Convenient Access

Accessing these services is made easy with our ATM & cash withdrawal facilities available right at our branch. You can also use basic ATM access for withdrawals and balance checks without any hassle. With features like mobile payments and person-to-person transfers, managing your finances has never been more convenient. At Lighthouse, we believe that banking should be straightforward and accessible for everyone. Our friendly staff is always ready to assist you with any questions or concerns you might have. If you're interested in learning more about how we can support your financial journey, don't hesitate to reach out at 207-438-1245. We invite you to experience all that Lighthouse has to offer. Visit us today at Portsmouth Naval Shipyard in Kittery or explore more about our services by visiting our website. Your financial well-being is our priority!

Credit Cards

Don't forget about our credit cards with rewards! They're perfect for making everyday purchases while earning points that can be redeemed for exciting rewards. It's a simple way to make the most out of every dollar spent.

Loans and Financing

When it comes to financing, we offer a variety of loan options. Looking for a new car? Our auto loans and vehicle financing can help you get behind the wheel quickly and affordably. If you're considering buying a home or refinancing your current mortgage, our mortgage loans are designed with competitive rates and flexible terms to suit your situation. For those unexpected expenses or plans that need funding, our personal loans and debt consolidation options can provide relief and help you regain control over your finances.

Personal Banking

Our personal banking services include checking and savings accounts tailored to help you manage your money effectively. Imagine having easy access to your funds through online and mobile banking, allowing you to check balances or transfer money anytime, anywhere. This means no more waiting in line; you can handle your banking needs from the comfort of your home or on the go!

Digital & Online Banking

Additional Benefits

Need to send money quickly? Our person-to-person transfer feature allows you to send funds to friends and family instantly, making shared expenses a breeze. And if you're a fan of modern payment methods, you'll love that we support mobile payments too! While we currently do not offer electronic signature authorization for transactions, rest assured that our services are built with ease-of-use in mind. Whether you're managing daily expenses or planning for the future, our digital tools help you stay organized and informed about your financial health. Explore all these features and more by visiting us today at https://www.lighthousecu.org/ . With Lighthouse, banking is not just convenient; it's also designed for your lifestyle!

Key Features

Our online banking service operates 24/7, so whether it's early morning or late at night, your accounts are always accessible. You can easily check balances, transfer funds, and pay bills without the need to visit a branch. Plus, our mobile application brings this functionality directly to your smartphone, making banking even easier when you're on the go. Worried about keeping track of your statements? With e-statements available at Lighthouse, you can say goodbye to paper clutter and access your financial documents securely online. Our commitment to security means that all transactions are protected with advanced encryption technology, ensuring that your personal information remains safe.

Financial Strength

Growing Trust

We have successfully established trust within our community, as shown by the total number of share accounts: 284,033. This growing member base reflects the confidence that people have placed in us to manage their finances wisely. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lighthouse is your trusted partner. Visit us at Portsmouth Naval Shipyard Kittery Me 03904 or call (207) 438-1245 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Investment in Growth

With $180,816,878 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This approach allows us to support various financial goals across sectors. Currently, we have $27,832 in used auto loans and a total of $1,660,376,444 in loans and leases available for our members.

Member-Centric Services

Members' savings are secured through $390,858,616 in share certificates and $222,829,937 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. Our focus on member benefits is evident as we manage non-member deposits at $0, ensuring that our resources are dedicated to serving you with better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 387 full-time employees and 13 part-time employees who are always ready to assist you with their knowledge and commitment.

Solid Financial Foundation

With a net worth of $204,069,985, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. This strength is reflected in our net worth ratio of $1,049, which demonstrates a solid capital foundation. It ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We have already issued over $479,122,884 in used vehicle loans and $145,482,967 in new vehicle loans to help members get on the road without breaking the bank. Whether you're eyeing a brand-new model or a reliable used car, our flexible terms and competitive rates can meet your needs.

Business Loans

For business owners seeking capital for growth and expansion, our outstanding commercial loans total $61,976,708, providing essential funding to help you take your business to the next level. If you're considering refinancing options or want to know more about eligibility requirements for any of our loan products, don't hesitate to reach out or visit us online at Lighthouse CU. We are committed to making financial services accessible and straightforward for everyone in our community. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Come visit us today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $145,951,982. This means you can find an affordable path toward owning your dream home while benefiting from easy application processes and personalized service.

Unsecured Credit Card Loans

Managing everyday expenses can be easier with our unsecured credit card loans. With a total of $55,977,341 in loans helping our members manage their finances effectively, these cards come with flexible terms tailored to fit your lifestyle.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers without hidden fees or misleading terms. Each comparison reflects the most current information available, giving you peace of mind that you are viewing accurate loan options.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the effectiveness of LendMesh in helping individuals secure better financing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

LIGHTHOUSE FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Commitment

Our Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Practical Merchant Services

Supporting Your Growth

Comprehensive List Of Services

Business Banking

Convenient Access

Credit Cards

Loans and Financing

Personal Banking

Digital & Online Banking

Additional Benefits

Key Features

Financial Strength

Growing Trust

Investment in Growth

Member-Centric Services

Operational Efficiency

Solid Financial Foundation

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Accurate Loan Comparisons

Benefits of Using LendMesh

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