Lighthouse Credit Union Kennebunk ME | Best Auto Loans & Checking

Introduction

Welcome to Lighthouse, your trusted financial partner located at 45 Portland Rd, Kennebunk, ME 04043. Established in 1936, we have proudly served our community for over eight decades, providing exceptional banking services tailored to meet the needs of our 167,035 members. As a member-focused credit union, our mission is to empower you with the financial tools and resources necessary for achieving your goals. At Lighthouse, we understand that life can be unpredictable. That's why we offer a wide range of products from personal checking and savings accounts to auto loans and mortgages all designed with your financial well-being in mind. With total assets exceeding $1,944,457,800 and a strong net worth of $204,069,985, you can trust us to handle your money with care and expertise. While members can visit us at our Kennebunk branch, official correspondence should be sent to the same address for your convenience. Our dedicated team of 400 employees, led by CEO Christopher Parker and Board President Raymond Bald, is committed to delivering personalized service that reflects our core values: integrity, community engagement, and innovation. With total deposits amounting to $46,400,206 and an impressive array of loan offerings totaling 98,178, we are here not just to help you save but also to support your aspirations through responsible lending. Whether you're looking to buy a new home or finance a vehicle, our competitive rates and flexible options make it easier than ever. We invite you to explore what Lighthouse can do for you! Visit our website at lighthousecu.org or give us a call at 800-418-1486 today. Let's work together towards a brighter financial future!

Branch History & Mission

Welcome to the Lighthouse Credit Union, where our story is deeply rooted in community and service. Established in 1936, our Kennebunk Office has been a trusted financial partner for generations. Located at 45 Portland Rd, Kennebunk, ME 04043, we are proud to serve our members with dedication and integrity. Over the years, Lighthouse has evolved significantly. From humble beginnings, we have grown into a robust institution with total assets exceeding $1.9 billion and a membership base of over 167,000 individuals. This growth reflects our commitment to providing quality financial services while supporting our community's needs. At Lighthouse, we believe that our mission goes beyond just banking. We aim to empower our members through a range of services designed to help them achieve their financial goals. Whether it's personal banking, auto loans, mortgages, or business services, we strive to offer accessible solutions tailored to every need. Our focus on community support is evident in our numerous outreach efforts and partnerships that strengthen local initiatives. While members can visit us at our Kennebunk branch for all their banking needs, official correspondence should be sent to the same address: 45 Portland Rd, Kennebunk, ME 04043. Our operating hours are convenient for everyone: Monday through Wednesday from 9:00 AM to 4:30 PM, Thursday and Friday from 8:00 AM to 5:00 PM, and Saturday from 8:00 AM to noon. Plus, with a drive-thru option available during those hours and ATM access for quick transactions, we make banking easy. Lighthouse Credit Union is committed to keeping pace with advancements in technology while ensuring ADA compliance and enhancing customer experience. We proudly offer online and mobile banking options so you can manage your finances whenever it suits you. Join us at Lighthouse Credit Union today! Experience firsthand the benefits of being part of a member-focused institution that truly cares about your financial well-being. Reach out at 800-418-1486 or visit us online at lighthousecu.org to learn more about how we can support you on your financial journey.

Branch Location & Accessibility

Welcome to the Lighthouse Credit Union at our Kennebunk Office, conveniently located at 45 Portland Rd, Kennebunk, ME 04043. Our branch is easy to find and offers a friendly environment for all your banking needs. Whether you're heading to the nearby Kennebunk River or visiting local shops, our location makes it simple to stop by and see us. At Lighthouse, we prioritize accessibility. Our branch is designed with features that ensure everyone can enjoy a seamless banking experience. You'll find ample parking available right outside, making it convenient for you to come in, whether you're walking in or using our drive-thru service. Speaking of which, our drive-thru allows you to handle basic transactions like deposits and withdrawals without leaving your vehicle. Our operating hours are crafted to fit your busy lifestyle: we're open Monday through Wednesday from 9:00 AM to 4:30 PM, Thursday and Friday from 8:00 AM to 5:00 PM, and Saturday from 8:00 AM to 12:00 PM. Need help? Don't hesitate to call us at 800-418-1486 during these hours. In addition to standard banking services such as checking and savings accounts, we offer various loan options including auto loans and mortgages. Plus, with ATM availability on-site, accessing cash is a breeze. While members can visit us at our branch address, official correspondence should be sent to the same address for consistency. We invite you to drop by the Lighthouse Credit Union in Kennebunk today! Our dedicated team is eager to assist you with all your financial needs.

Member Eligibility

At Lighthouse, we believe that everyone deserves a chance to thrive, and becoming a member is your first step toward enjoying a wealth of financial benefits. Membership is open to individuals who live, work, worship, or attend school in our vibrant community. Whether you're looking for a reliable place to save, competitive loans, or personalized financial advice, you'll find it all here. We're more than just a credit union; we're a supportive network ready to help you achieve your goals. Joining us is simple! Just visit our website for the detailed eligibility criteria at https://www.lighthousecu.org/become-a-member/ , and you'll see how easy it is to become part of our family. Once you're ready, you can open your account online by following the steps provided at https://secure.lighthousecu.org/lighthousecuonline/sdk/autoenrollmente2e . If you have any questions or need assistance along the way, feel free to give us a call at (800) 418-1486. We're excited to welcome you to Lighthouse at 45 Portland Rd Kennebunk Me 04043!

Business Banking & Commercial Services

Member and Non-Member Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $124 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $61,976,708, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Simple

In addition to loans, our merchant services simplify everyday transactions. Imagine having the tools to accept payments easily from your customers, whether they're using credit cards or mobile payments. This means you can focus more on what matters growing your business while we handle the financial details. Located conveniently at 45 Portland Rd Kennebunk Me 04043, our team is ready to help you explore how our services can fit your unique needs. Give us a call at 800-418-1486 or visit us today!

Comprehensive List Of Services

ATM & Drive-Thru Services

For those times when you need quick access to cash or want to handle simple transactions without stepping inside the branch, our ATM services are available for withdrawals and balance checks. Plus, our drive-thru banking allows for basic deposits and withdrawals without leaving your vehicle perfect for busy days! At Lighthouse, we believe in building strong relationships with our members by providing comprehensive services that cater to their financial needs. Our dedicated team is always ready to assist you in navigating these options confidently. Ready to explore how we can help you achieve your financial goals? Give us a call at 800-418-1486 or visit us today!

Business Banking Services

If you're a business owner, our business banking solutions include merchant services and business loans designed to help you thrive. We know running a business requires smart financial management, so we're here to support your growth with tailored lending options.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your finances anytime, anywhere. Whether you need to check balances, transfer funds, or make payments on the go, our digital services make it simple and secure.

Credit Cards with Rewards

For those who enjoy using credit cards responsibly, we offer credit cards with rewards that let you earn points on everyday purchases. It's a great way to get more value from your spending while managing your budget effectively.

Home Financing Options

Thinking about buying a home? Our mortgage loans are tailored to meet various needs, whether you're a first-time buyer or looking to refinance an existing mortgage. We guide you through the process, making it easier than ever to achieve your dream of homeownership.

Personal Banking Solutions

Our personal banking services include checking and savings accounts designed for ease of access and flexibility. Imagine having a checking account that not only helps you manage your daily transactions but also offers savings options with competitive interest rates. If you're looking to finance a new car or upgrade your current vehicle, our auto loans provide affordable terms and fast approvals. We also understand that life can be unpredictable; that's why we offer personal loans and debt consolidation options to help you regain control over your finances.

Digital & Online Banking

Accessibility and Ease of Use

Managing your finances shouldn't be complicated. With features like mobile payments, you can shop effortlessly without having to carry cash or cards. Our digital banking services are designed with you in mind, ensuring that whether you're making a payment, checking transactions, or monitoring your savings goals, everything is intuitive and easy to navigate. Join us at Lighthouse today and experience how our digital and online banking services can enhance the way you manage your money. For more details about our offerings, visit us at https://www.lighthousecu.org/ or give us a call at (800) 418-1486. We're here to help you every step of the way!

Key Services

With our user-friendly mobile application, you can easily check your account balances, transfer funds, and pay bills right from your smartphone. Plus, if you prefer a more traditional approach but still want the ease of technology, our online banking service ensures you're just a click away from everything you need. Sending money to friends or family? Our person-to-person transfer feature makes it quick and hassle-free. Security is a top priority for us at Lighthouse. While we do not currently offer electronic signature authorization, rest assured that all transactions are protected with advanced security measures. We also provide e-statements for those who prefer to go paperless keeping your information organized and accessible while reducing clutter.

Financial Strength

At Lighthouse, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial standing, which ensures that we can serve you effectively and reliably. With a net worth of $204,069,985, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,049 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $390,858,616 in share certificates and $222,829,937 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $180,816,878 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $27,832 in used auto loans and a total of $1,660,376,444 in loans and leases across various sectors. While our $0 reflects our operational efficiency, it enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 387 full-time employees and 13 part-time employees who are always ready to assist you with their knowledge and commitment. Our net shares stand at $874,151, indicating funds available for lending and investments. With a total of 284,033 share accounts, this shows a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lighthouse is your trusted partner. Visit us at 45 Portland Rd Kennebunk Me 04043 or call (800) 418-1486 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $479,122,884 in used vehicle loans and $145,482,967 in new vehicle loans already helping members get on the road. Whether you are purchasing a brand-new vehicle or a reliable used one, we provide tailored financing solutions that fit your budget.

Business Financing

For business owners in our community, our outstanding commercial loans totaling $61,976,708 provide the capital needed to grow and expand your business. We understand that having access to funds is crucial for success in today's economy. At Lighthouse Credit Union, we're committed to providing personalized service and competitive rates to help you make informed decisions about your financial future. If you're interested in learning more about our loan products or would like to apply for a loan today, give us a call at 800-418-1486 or visit us at our branch. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Credit Lines and Unsecured Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $55,977,341 in loans helping members manage their finances effectively. Additionally, our credit lines totaling $697,990,935 provide quick access to funds when you need them most.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $145,951,982, make buying or refinancing simple. We guide you through the process to ensure you understand every step along the way. Plus, refinancing options are available for those looking to lower their monthly payments or access equity.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means you can trust that all offers are fair and transparent.

LIGHTHOUSE FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Member and Non-Member Loan Options

Merchant Services Made Simple

Comprehensive List Of Services

ATM & Drive-Thru Services

Business Banking Services

Convenient Online & Mobile Banking

Credit Cards with Rewards

Home Financing Options

Personal Banking Solutions

Digital & Online Banking

Accessibility and Ease of Use

Key Services

Financial Strength

Loan Offering

Auto Loans

Business Financing

Credit Lines and Unsecured Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Comparisons

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