Libertyone Credit Union Farmers Branch TX | Best Auto Loans & Business Banking

Introduction

At Libertyone Credit Union, we believe that financial institutions should serve the community, not just profit from it. Located at 4050 Alpha Rd Ste 120, Farmers Branch, TX 75244, our branch has been dedicated to supporting our members since 1935. With a strong commitment to providing personalized services and fostering financial well-being, we proudly serve over 9,275 members. Our financial strength is reflected in our impressive total assets of $172,554,061 and total deposits amounting to $12,340,548. We offer a variety of services designed to meet the diverse needs of our members from personal banking solutions like checking and savings accounts to auto loans and credit cards with rewards. Led by our CEO Mike Funk and Board President Charles Ramirez, our team of 24 employees is here to help you navigate your financial journey. You can count on us for expert guidance and support every step of the way. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 4050 Alpha Rd Ste 120, Farmers Branch, TX 75244. Whether you're looking for a new loan or simply want to learn more about how we can assist you in achieving your financial goals, don't hesitate to reach out! Call us at 972-980-3704 or visit us online at libertyonecu.com. Your financial success starts here!

Branch History & Mission

Welcome to Libertyone Credit Union, a financial institution with a rich history and a strong commitment to serving the community. Established in 1935, Libertyone has been a cornerstone for residents in Farmers Branch, TX, providing essential banking services for nearly nine decades. Our branch is located at 4050 Alpha Rd Ste 120, a central spot easily accessible for our members. Since our inception, Libertyone has grown significantly, now proudly boasting a total membership of over 9,275 individuals. This growth reflects our unwavering dedication to meeting the needs of our members while fostering financial well-being. With total assets amounting to $172,554,061, we continue to manage resources responsibly to support our community's diverse financial needs. At the heart of Libertyone's mission is the desire to empower our members through exceptional financial services and community support. We believe that banking should be more than just transactions; it should be a partnership that uplifts and inspires growth. Our mission statement emphasizes this by focusing on delivering personalized services ranging from checking and savings accounts to auto loans and mortgage refinancing. While members can visit us at 4050 Alpha Rd Ste 120 for their banking needs, official correspondence should be sent to the same address as our mailing address is identical. We pride ourselves on being fully equipped with modern conveniences such as online banking, mobile payments, and ATM services available on-site. Though we do not offer drive-thru banking or shared service centers at this location, we ensure accessibility for all members through ADA compliance and customer-centric initiatives. Our commitment extends beyond just financial transactions. Libertyone actively engages in community outreach efforts that foster relationships with local organizations and initiatives aimed at enhancing the lives of those around us. By building these partnerships, we work towards creating a stronger and more resilient community. As we look forward to the future, we invite you to join us at Libertyone Credit Union. Experience firsthand how we can help you achieve your financial goals while being part of a supportive community-focused institution. Together, let's create lasting impacts that enrich lives because at Libertyone, your success is our success! For more information or to become a member today, reach out to us at 972-980-3704 or visit our website at libertyonecu.com.

Branch Location & Accessibility

Welcome to Libertyone Credit Union, your friendly financial partner located right in the heart of Farmers Branch, Texas! You can find us at 4050 Alpha Rd Ste 120, a convenient spot that's easy to reach for all your banking needs. Whether you're coming from nearby landmarks like the Farmers Branch Historical Park or just passing through this vibrant area, we are here to serve you with open arms. While members can visit us at our branch address, official correspondence should be sent to the same location: 4050 Alpha Rd Ste 120, Farmers Branch, TX 75244. We aim to make your experience as smooth as possible, and that includes providing accessible features for everyone. Our branch is ADA compliant, ensuring that everyone can easily access our services. At Libertyone, we understand that convenience matters. That's why we offer ATM availability on-site so you can quickly withdraw cash or check your balance without any hassle. Unfortunately, we don't have drive-thru banking at this location, but our friendly staff is always ready to assist you inside. We're open Monday through Friday from 8:30 a.m. to 4:00 p.m., making it easy to find a time that fits your schedule. Whether you need assistance with personal banking services like checking and savings accounts or looking into auto loans and mortgages, our team is here to help. Feel free to give us a call at 972-980-3704 if you have any questions or need assistance before your visit. We can't wait to welcome you in person and help you achieve your financial goals!

Member Eligibility

At Libertyone, we believe that everyone deserves a place to grow their financial future, and becoming a member is like joining a supportive community that truly cares. If you're looking to join us at our branch located at 4050 Alpha Rd Ste 120 Farmers Branch Tx 75244, you'll be glad to know that membership is open to anyone who lives, works, worships, or attends school in our local area. This means you could easily become part of our family! The benefits of being a member include access to personalized banking services, competitive loan rates, and the peace of mind that comes from knowing you're banking with an organization focused on your success. Getting started is simple! You can learn more about the eligibility criteria by visiting our website at . When you're ready to open an account, just head over to this link: https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozadw4rewr5mxdyd-cxwclucjiojuoh8jkm21juk0rhajut6xiejievxrcbsnpqho8jdz5fygamep7dopgcm4ykxi2nbvfkuci9myjv0m7dw28v . If you have any questions or need assistance, don't hesitate to reach out to us at (972) 980-3704. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services

In addition to our loan offerings, we provide comprehensive merchant services designed to simplify your payment processes. Picture this: a retail store can easily accept card payments using our merchant services, which not only speeds up transactions but also enhances customer satisfaction. Join us at Libertyone, located at 4050 Alpha Rd Ste 120 Farmers Branch Tx 75244 in Farmers Branch, TX, where we are dedicated to helping your business thrive. For more information, give us a call at (972) 980-3704!

Our Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Financing

Thinking about buying a new car? Our auto loans and vehicle financing options can help you hit the road in no time. We provide competitive rates and flexible terms to ensure that your dream car is within reach. Picture driving off in your new vehicle, confident that you've made a smart financial choice.

Business Banking Services

For our business members, Libertyone offers essential services including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're here to help your business thrive with tailored financial solutions.

Convenient Access

We know convenience matters, which is why we provide ATM access for quick cash withdrawals and balance checks whenever you need it. With our digital banking features like mobile payments and person-to-person transfers, managing your money has never been easier. If you're ready to explore all that Libertyone has to offer or if you have any questions about our services, don't hesitate to reach out! Call us at 972-980-3704 or visit us online at libertyonecu.com today. Join us in making your financial dreams come true!

Credit Cards with Rewards

With our credit cards that come with rewards, you can earn points on every purchase! Use them wisely for everyday expenses like groceries or gas, and watch how quickly those points add up towards exciting rewards.

Mortgage Solutions

For those looking to buy a home or refinance their existing mortgage, we offer comprehensive mortgage loans designed with your needs in mind. Our knowledgeable staff will guide you through the process, helping you understand your options so that you can make informed decisions about homeownership.

Personal Banking Solutions

Whether you're opening your first checking account or looking for ways to save for a big purchase, our personal banking services have you covered. We offer checking and savings accounts tailored to fit your lifestyle. Imagine easily managing your finances through our online and mobile banking options. You can check your balance, transfer money, and even make payments right from your phone!

Personal Loans & Debt Management

Life can sometimes bring unexpected expenses. That's why we provide personal loans and debt consolidation options to help you manage those costs without stress. Whether it's for medical bills or home repairs, our loans are here to support you during tough times.

Digital & Online Banking

Convenient Online Banking Features

With 24/7 online banking services, you can check your balances, transfer funds, and pay bills whenever it suits you. No need to wait for business hours your banking is always available. Plus, with our mobile application, managing your money has never been easier or more accessible. One of the standout features is the ability to send money instantly with person-to-person transfers. Need to split a bill with a friend? Just a few taps on your smartphone will do! Additionally, our electronic signature authorization makes it simple to sign documents securely from anywhere, streamlining your banking experience.

Embrace Mobile Payments

For those who prefer using their smartphones for transactions, we offer mobile payments. You can make purchases directly from your mobile device without fumbling for cash or cards. It's fast, secure, and incredibly convenient. At Libertyone, we prioritize your financial well-being while ensuring that managing your accounts remains straightforward and efficient. Our digital banking tools are here to empower you with real-time access and control over your finances. Experience the ease of banking at https://www.libertyonecu.com/ today!

Stay Organized with E-Statements

Keeping track of your financial activities is crucial. That's why we offer e-statements that allow you to view and download your account statements online. This feature not only helps you stay organized but also enhances your security by reducing paper waste.

Financial Strength

Comprehensive Lending Support

Our lending capacity supports members' financial goals across various sectors with $2,112 in used auto loans and $127,587,282 in total loans and leases. We are committed to helping you achieve your dreams whether it's purchasing a car or funding other significant life events. Our operational efficiency is evident in our $140,927, which enables us to continue offering competitive loan rates and solid financial products for our members.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Libertyone is your trusted partner. Visit us at 4050 Alpha Rd Ste 120 Farmers Branch Tx 75244 or call (972) 980-3704 to learn more about how we can help you achieve your financial goals.

Dedicated Team Ready to Serve You

We also take pride in having 23 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our staff is here to assist you in navigating your financial journey effectively. Total Share and Deposit Accounts stand at 17,096, showcasing a strong and growing member base that trusts us with their finances.

Member-Centric Savings Options

Members' savings are secured through $62,470,723 in share certificates, offering stable and rewarding financial growth opportunities. This reflects our commitment to maximizing your savings potential while ensuring your funds remain safe and accessible. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,454,398, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Better Services

With $18,573,970 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This approach allows us to provide improved services that align with your evolving financial needs.

Strong Net Worth

With a net worth of $18,714,897, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,085 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already provided over $44,685,907 in used vehicle loans and $15,650,384 in new vehicle loans to help members get on the road with confidence. Whether you're interested in financing a brand-new model or a reliable used car, our team is here to assist you every step of the way.

Credit Lines

For those who need a little extra flexibility in their budgeting, our total credit lines available reach up to $10,000,000. This can be an excellent safety net for emergencies or planned expenditures. At Libertyone Credit Union, we strive to make borrowing straightforward and accessible. If you're considering refinancing any existing loans or want to know more about eligibility options for our products, feel free to reach out. Our knowledgeable staff is ready to assist you with all your questions. Remember that performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. To learn more about how we can support your financial journey or if you're ready to apply for a loan today, give us a call at 972-980-3704. We're here Monday through Friday from 8:30 a.m. to 4:00 p.m., eager to help you take the next step toward achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $11,813,095, making buying or refinancing simple. We're committed to providing you with competitive rates and personalized service so you can navigate the process with ease.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $2,937,016 in loans helping members manage their finances effectively, our credit card options provide a convenient way to cover everyday purchases or unexpected expenses without the stress.

Loan Aggregator

Key Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions. This means users can trust the information provided without fear of hidden fees or misleading terms. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The focus is solely on delivering unbiased results, allowing users to make informed decisions based on actual loan offers rather than marketing tactics. - Real-Time Rate Comparisons: LendMesh updates its loan rates regularly from multiple institutions. This ensures that users have access to the most current information as they navigate their borrowing options. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback underscores LendMesh's effectiveness in helping borrowers secure favorable loans. Ready to find the best loan rates for your needs? Compare real-time loan offers today at LendMesh and take the first step toward smarter borrowing. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

LIBERTYONE CREDIT UNION