Libertyone Credit Union Dallas TX | Affordable Auto Loans & Business Banking

Introduction

Welcome to Libertyone Credit Union, your trusted financial partner located at 1100 Commerce St Ste 615, Dallas, TX 75242. Established in 1935, we have proudly served our members for over eight decades, building a strong community of nearly 9,275 members. At Libertyone, we understand that banking is more than just numbers; it's about relationships and making a positive impact on the lives of those we serve. With total assets exceeding $172 million and deposits amounting to $12,340,548, our commitment to financial stability and growth is unwavering. We offer a range of services tailored to meet your needs from personal banking options like checking and savings accounts to auto loans and mortgages. Our dedicated team of 24 employees, led by CEO Mike Funk and Board President Charles Ramirez, is here to ensure you receive the best service possible. While members can visit us at our branch location, official correspondence should be sent to the same address: 1100 Commerce St Ste 615, Dallas, TX 75242. Feel free to reach out via phone at 214-413-5588 or explore our offerings online at www.libertyonecu.com. Join us today and experience the difference of a credit union that truly cares about your financial well-being!

Branch History & Mission

Welcome to Libertyone Credit Union, a cornerstone of financial support and community spirit in Dallas, TX. Established in 1935, our branch has grown alongside the community, providing trusted financial services for nearly nine decades. With a rich history, Libertyone began as a small local initiative aimed at helping members achieve their financial dreams. Today, we proudly serve over 9,275 members, reflecting our commitment to growth and community engagement. Located at 1100 Commerce St Ste 615 Dallas, TX 75242, our branch is easily accessible and conveniently situated near key landmarks in the bustling heart of Dallas. While members can visit us here for personal banking needs, official correspondence should be sent to the same address. Our operating hours are Monday through Friday from 8:30 a.m. to 4:00 p.m., making it easy for you to connect with us during your busy week. At Libertyone, our mission goes beyond just providing financial services; we aim to enhance the quality of life for our members and the wider community. We believe that everyone deserves access to quality financial tools, so we offer a range of services including checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our commitment to member satisfaction is evident in every interaction as we strive to help you navigate your financial journey successfully. In addition to traditional banking services, we've embraced modern technology to ensure that our members can manage their finances conveniently. Our online and mobile banking platforms allow you to bank anytime and anywhere while ensuring security and ease of use. We also provide ATM access for cash withdrawals and balance checks whenever needed. Community outreach is a core part of who we are. Libertyone partners with local organizations and participates in various initiatives aimed at uplifting those around us. Whether it's supporting educational programs or participating in local events, we are dedicated to making a positive impact. As we look ahead, we invite you to be part of this inspiring journey with us. Join Libertyone Credit Union today and experience firsthand the benefits of being part of a member-focused organization that truly cares about your financial well-being. Together, let's build a stronger community! If you have any questions or would like more information about joining us, please call us at 214-413-5588 or visit our website at libertyonecu.com.

Branch Location & Accessibility

A Convenient Stop for All Your Banking Needs

At Libertyone, we believe that banking should be as convenient as possible. Our location is designed with accessibility in mind, ensuring everyone can visit us without hassle. While there's ample parking available for our members, we also offer ADA-compliant features to assist those who may need extra support.

Get in Touch

While members can visit us at 1100 Commerce St Ste 615, official correspondence should be sent to the same address. If you have any questions or need assistance, feel free to give us a call at 214-413-5588. We're excited to assist you in achieving your financial goals! Visit Libertyone Credit Union today and experience the difference that personalized service makes!

Operating Hours and Services

We're here to serve you Monday through Friday from 8:30 a.m. to 4:00 p.m., so whether you're looking to open a new account or need assistance with loans and credit cards, our friendly staff is ready to help. We provide a variety of services including personal banking options like checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards. Plus, with an ATM on-site, you can quickly access cash whenever you need it. If you're unable to visit during our lobby hours, don't worry! You can still take advantage of our online and mobile banking services for your convenience.

Member Eligibility

At Libertyone, we believe that becoming a member is like joining a caring community where your financial well-being comes first. If you live, work, or worship in the Dallas area, you're already on the path to membership! We welcome individuals from various backgrounds and life stages, making it easy for anyone to join our family. For more detailed eligibility criteria, feel free to check out our resource at . Opening an account with us is a simple process. You can start right away by visiting our account opening page here: https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozadw4rewr5mxdyd-cxwclucjiojuoh8jkm21juk0rhajut6xiejievxrcbsnpqho8jdz5fygamep7dopgcm4ykxi2nbvfkuci9myjv0m7dw28v. If you have any questions or need assistance, don't hesitate to reach out to us at (214) 413-5588. We're here to help you every step of the way as you embark on this exciting journey with Libertyone!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

Imagine walking into your store and seeing customers happily checking out with ease. Our merchant services simplify payment processing so you can focus on what you do best serving your customers. From credit card processing to online payments, we provide tools that help streamline transactions and enhance customer satisfaction. Located at 1100 Commerce St Ste 615 Dallas Tx 75242 in Dallas, TX, our team is ready to assist you Monday through Friday from 8:30 a.m. to 4:00 p.m. Connect with us at (214) 413-5588 to explore how our business banking solutions can benefit you today!

Comprehensive List Of Services

Business Banking Support

If you're a business owner, you'll find valuable resources here too. We provide comprehensive Business Banking services that include essential Merchant Services & Business Loans to support your growth and operations.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why Libertyone offers robust Online & Mobile Banking solutions. You can easily access your accounts, transfer funds, and pay bills from anywhere at any time. With our ATM & Cash Withdrawal Services, getting cash when you need it is as simple as finding one of our ATMs nearby. For those who prefer traditional banking methods, we also offer basic ATM access for withdrawals and balance checks making sure that whatever method you choose is hassle-free.

Personal Banking Made Easy

When it comes to personal banking, we've designed our services with you in mind. Open a Checking or Savings Account that fits your lifestyle and makes managing your money straightforward. Need a new car? Our Auto Loans & Vehicle Financing options help you drive away in the vehicle you want without breaking the bank. If you're thinking about homeownership or looking to refinance, our Mortgage Loans & Refinancing services are tailored to guide you through the process smoothly. Additionally, we offer Personal Loans & Debt Consolidation options to help you manage expenses effectively. For those who love rewards, our Credit Cards with Rewards program gives you benefits just for using your card!

Stay Connected

We know that having easy access to your finances is important. That's why we're committed to providing excellent customer service. If you have any questions or need assistance, feel free to reach out at 214-413-5588 during our operating hours: Monday through Friday from 8:30 a.m. to 4:00 p.m. At Libertyone Credit Union, we're not just about transactions; we're about building relationships and supporting your financial journey every step of the way. Explore all our services today by visiting us at Libertyone Credit Union or stop by our branch in Dallas! Let us help you achieve your financial goals because at Libertyone, you're more than just a member; you're part of our family!

Digital & Online Banking

Convenient Online Banking Services

With our robust online banking platform available at https://www.libertyonecu.com/, you can access your accounts 24/7. Whether you want to check your balance, pay bills, or transfer funds, everything is just a click away. No need to wait in line or adjust your schedule; our online services are here to help you manage your money on your terms.

Real-Time Account Management

Managing your finances has never been easier. With our online tools, you'll enjoy real-time account updates and notifications right when they happen. This means no more guessing about balances or pending transactions stay informed and in control every step of the way. In summary, Libertyone offers an array of digital banking services designed for ease-of-use and security. Visit us today at https://www.libertyonecu.com/ and experience the benefits of modern banking at its best!

Secure Transactions

Your security is our top priority. At Libertyone, we utilize electronic signature authorization for safe online transactions, ensuring that your sensitive information remains protected. Plus, with features like two-factor authentication built into our platform, you can feel confident knowing that you're banking securely.

User-Friendly Mobile Features

In today's fast-paced world, convenience is key. That's why we offer a mobile application that allows you to handle your banking needs from the palm of your hand. From making person-to-person transfers to setting up mobile payments, our app keeps your finances at your fingertips. You can even view e-statements for quick access to important account information.

Financial Strength

At Libertyone, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on our solid financial foundation, ensuring that your money is in safe hands. With a net worth of $18,714,897, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,085 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $62,470,723 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,454,398, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $18,573,970 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $2,112 in used auto loans and $127,587,282 in total loans and leases. Our operational efficiency is reflected in our $140,927, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts: 17,096, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Libertyone is your trusted partner. Visit us at 1100 Commerce St Ste 615 Dallas Tx 75242 or call (214) 413-5588 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $44,685,907 in used vehicle loans and $15,650,384 in new vehicle loans already helping members get on the road. We provide competitive terms and flexible options to fit your budget.

Credit Lines

For those who prefer flexibility in their borrowing options, our total credit lines amounting to $10,000,000 give you access to funds when you need them most. If you're interested in refinancing any of these options or want to learn more about eligibility requirements for our loan products, don't hesitate to reach out. You can contact us at 214-413-5588 during our operating hours from Monday through Friday between 8:30 a.m. and 4:00 p.m. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. At Libertyone, we believe that everyone deserves a chance at financial success. Let us help you find the right loan solution for your needs today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $11,813,095, make buying or refinancing simple. Whether you're purchasing a new home or looking to refinance an existing mortgage, our dedicated team is ready to assist you every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,937,016 in loans helping members manage their finances effectively. This option provides you with the ability to make purchases without tying up your cash reserves.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency for every user. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that truly reflect the market. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, empowering them to make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback underscores the platform's effectiveness in helping individuals secure better financing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that users can trust the information they receive is both accurate and fair. Each loan offer is verified to ensure it comes from legitimate financial institutions, promoting an environment of transparency in lending.

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