Liberty Credit Union Spring Hill TN | Affordable Auto Loans & Business Banking

Introduction

Welcome to Liberty, your trusted credit union located at 4922 Main St, Spring Hill, TN 37174. Since our establishment in 1936, we have proudly served our community with a commitment to providing reliable financial services and support. With a membership base of over 254,765 individuals, Liberty stands as a pillar of strength and trust in the financial landscape. At Liberty, our total assets amount to an impressive $4,157,434,290, showcasing our stability and growth. We understand the importance of providing accessible financial solutions, which is why we offer a wide range of services including personal banking, auto loans, mortgage financing, and business banking options. Our members have access to a total of 122,214 loans and leases, ensuring that we meet diverse financial needs effectively. Your trust is essential to us; that's why our net worth is robust at $423,262,296, with total deposits reaching $593,582,703. We also maintain a healthy cash reserve of $17,400,166, allowing us to serve you better every day. Whether you're looking for ways to save or need assistance with loans, our dedicated team is here to guide you. Our leadership team is led by CEO William Schirmer and Board President Wayne Kinney, who are both committed to fostering a welcoming environment for all members. With a dedicated workforce of 812 employees, we're ready to assist you with any questions or concerns you may have. While members can visit us at our branch location for personalized service and support, official correspondence should be sent to our mailing address at 4401 Theater Dr, Evansville, IN 47715-1967. We invite you to explore everything Liberty has to offer. For more information about our services or to become a member today, visit us online at Liberty's website or call us at 629-229-7863. Join us in experiencing the benefits of being part of a community-focused credit union!

Branch History & Mission

Looking Ahead

As we look toward the future, Liberty remains committed to innovation and inclusivity. We are continuously exploring new ways to enhance your experience with us while ensuring all facilities are ADA compliant. Our digital advancements allow you to manage your finances effortlessly through online and mobile platforms. Join us on this exciting journey! Experience firsthand how becoming a member of Liberty can open doors to opportunities you might not have thought possible. Together, let's build a brighter financial future for you and your family. For more information or assistance, feel free to contact us at 629-229-7863 or visit our website at Liberty FCU.

Our Mission

At Liberty, we believe that financial success is not just about numbers; it's about people. Our mission is to provide accessible financial services while making a positive impact on the lives of those around us. We strive to foster economic growth by supporting local businesses and engaging in community outreach programs. With our shared service center available for additional convenience and drive-thru banking options for quick transactions, we aim to make banking easier for everyone. While members can visit us at 4922 Main St, official correspondence should be sent to 4401 Theater Dr, Evansville, IN 47715-1967. We understand that life can be busy, so we offer various ways for you to engage with us whether it's through our friendly staff during operating hours or via our user-friendly website.

Our Story

Since our inception, Liberty has been driven by a simple yet powerful mission: to empower individuals and families with the financial tools they need to thrive. As we evolved through the years, we remained dedicated to serving our community's diverse needs. From auto loans and mortgages to personal banking solutions, we've continually adapted our offerings to ensure our members have access to the best possible resources. Our headquarters are based in Evansville, IN, but our heart lies within each community we serve. Whether you're visiting us in Spring Hill or connecting with us online through features like mobile banking and e-statements, we're here for you every step of the way.

Branch Location & Accessibility

Accessibility Features

At Liberty, we prioritize making banking accessible for everyone. Our branch is equipped with ramps and ADA-compliant features to ensure that all members can navigate comfortably. Plus, we offer ample parking space right outside the entrance for added convenience.

Call to Action

We invite you to stop by Liberty in Spring Hill! Feel free to reach out by phone at 629-229-7863 if you have any questions or need assistance before your visit. We're excited to help you achieve your financial goals!

Mailing Information

While you can visit us directly at our branch for all your transactions, please note that any official correspondence should be sent to our mailing address: 4401 Theater Dr, Evansville, IN 47715-1967.

Operating Hours

We know that life can be busy, so we aim to accommodate your schedule. While our specific operating hours are currently being finalized, rest assured that we'll provide service during hours that suit your lifestyle.

Services Offered

Our branch offers a range of services tailored to meet your personal and business banking needs. Whether you're looking to open a checking account, apply for an auto loan, or explore mortgage options, our friendly staff is ready to assist you. We also have an ATM available for quick cash withdrawals and a drive-thru option for easy transactions without leaving your car.

Member Eligibility

At Liberty, we believe that becoming a member is like joining a close-knit family that truly cares about your financial well-being. If you're wondering whether you qualify, you'll be pleased to know that many people can join! Typically, eligibility includes residents of our local community, as well as those who work or worship in the area. We welcome individuals with a variety of backgrounds and financial needs, making it easy for you to feel at home here. You can find more details about who can become a member by visiting our website at . Joining is simple and straightforward! Just head over to our account opening page at https://onlinebanking.libertyfcu.org/tob/live/reg/ui/signup.html?source=web to get started on your journey with us. If you have any questions or need assistance, don't hesitate to reach out to us at (629) 229-7863. We're excited to help you become part of the Liberty family and enjoy all the benefits that come with membership!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $591 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $728,635,820, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine being able to accept payments quickly and securely, allowing you to focus on what you do best running your business. Our merchant services make transactions easier for both you and your customers, enhancing their experience while boosting your bottom line. Located at 4922 Main St Spring Hill Tn 37174, Spring Hill, TN, we are here to help your business succeed. Contact us today at (629) 229-7863 to learn more about how we can assist you!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about getting a new car? Our auto loans and vehicle financing options can help make that dream a reality. With competitive rates and flexible terms, we aim to simplify the car-buying process for you. Picture driving off in your new vehicle while knowing you got the best financing available.

Business Banking

If you're a small business owner, you'll find valuable resources at Liberty. From merchant services to business loans, our team understands what it takes to run a successful operation. We're dedicated to supporting local businesses like yours by providing tailored banking solutions.

Convenient Access and Support

We recognize the importance of accessibility in today's fast-paced world. That's why we offer ATM services for quick cash withdrawals and basic drive-thru banking for deposits and simple transactions. Additionally, our shared branch services allow members from partner credit unions to conduct deposits and withdrawals seamlessly. At Liberty, we believe that banking should be straightforward and accessible for everyone. If you have questions or would like more information about any of our services, feel free to reach out at (629) 229-7863 or visit us online at our website. Your financial journey starts here, so let's take the next step together!

Credit Cards with Rewards

Our credit cards come with rewards programs that allow you to earn points on every purchase. Imagine earning cashback on groceries or travel rewards while making everyday purchases it's just another way we help our members save more!

Mortgage Loans & Refinancing

For those considering homeownership or looking to refinance, we offer mortgage loans tailored to fit your needs. Our team is ready to guide you through every step of the process, ensuring that you secure the best possible deal for your new home or investment property.

Personal Banking

Whether you're looking to open a checking or savings account, Liberty offers personal banking solutions designed for your lifestyle. Imagine having easy access to your funds through our user-friendly online and mobile banking platforms. You can check your balances, transfer money, and even set up alerts for transactions all from the palm of your hand.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's why Liberty provides personal loans and debt consolidation options. Whether it's covering medical bills or consolidating high-interest debts into one manageable payment, we're here to support you during challenging times.

Digital & Online Banking

Easy Account Management

With our user-friendly online banking platform, available at https://www.libertyfcu.org/, you can check your balance, transfer funds, and pay bills with just a few clicks. Our 24/7 online banking services ensure you have round-the-clock access to your accounts, making it simple to stay on top of your financial needs. Plus, if you're looking for quick transactions with friends or family, our person-to-person transfer feature lets you send money instantly.

Mobile Convenience

For those who prefer managing their finances on their smartphones, our mobile application provides all the features you need right in your pocket. Enjoy mobile payments for quick checkouts at stores and restaurants, making transactions as easy as a tap on your phone. In summary, Liberty is committed to providing accessible and efficient digital banking solutions that fit into your lifestyle. Experience the ease of managing your finances online or through our mobile app today!

Secure Transactions

Security is a top priority at Liberty. We offer electronic signature authorization for added protection when signing important documents online. You can also opt for e-statements to keep track of your account activity without the hassle of paper statements it's eco-friendly and secure!

Financial Strength

Growing Trust

Total Share and Deposit Accounts: 492,519, showing a strong and growing member base that trusts us with their finances. With Net Shares (Funds available for lending and investments) at $44,468,288, we have the resources necessary to support your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Liberty is your trusted partner. Visit us at 4922 Main St Spring Hill Tn 37174 or call (629) 229-7863 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings

Members' savings are secured through $1,113,691,365 in share certificates and $95,453,291 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $143,840,708, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our performance shows through our $29,929,275, reflecting our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 790 full-time employees and 22 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment in Our Community

Our commitment to our members is further reflected in our $341,670,827 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $49,020 in used auto loans and $3,061,977,717 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Strong Financial Health

With a net worth of $423,262,296, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,018 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $117,486,760 in used vehicle loans and $35,656,041 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we have options that fit your budget.

Business Loans

For business owners in our community, our outstanding commercial loans totaling $728,635,820 provide the capital needed to grow and expand your ventures. Whether you're starting a new business or looking to enhance an existing one, we have solutions that cater specifically to your requirements. At Liberty, we're dedicated to supporting you through every financial journey. Our knowledgeable staff is here to assist you in understanding your options and finding the right loan product for your needs. If you have any questions or would like more information about our loan offerings at Liberty located at 4922 Main St Spring Hill Tn 37174, feel free to reach out at 629-229-7863. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Credit Lines and Unsecured Loans

For those looking for flexibility in managing expenses or unexpected bills, we also provide credit lines with a total availability of $1,564,853,641. This allows you to access funds when you need them most without having to take out a traditional loan. Additionally, our unsecured credit card loans amounting to $52,846,147 help members manage their finances effectively while enjoying rewards and benefits.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $175,776,053, make buying or refinancing simple. We offer various mortgage products designed to help you navigate the path to owning your home. If you're considering refinancing your existing mortgage, our team can guide you through eligibility options and find a plan that suits your needs.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures fair and transparent offers. By relying on verified financial institutions, LendMesh guarantees that the loan comparisons you see are accurate and trustworthy.

Liberty

Type of Loan Offerings

Personal Loans

Vehicle Loans