Liberty Credit Union Franklin TN | Best Auto Loans & Business Banking

Introduction

Welcome to Liberty, your trusted financial partner located at 1207 Liberty Pike, Franklin, TN 37067. Established in 1936, we have proudly served our community for over 85 years, cultivating strong relationships and providing valuable financial solutions to our 254,765 members. At Liberty, we understand that every member's financial journey is unique, which is why we offer a range of services tailored to meet your needs from checking and savings accounts to auto loans and mortgages. Our commitment to excellence is reflected in our robust financial health. With total assets of over $4.15 billion and total deposits reaching $593,582,703, we ensure that your money is safe and working for you. We also manage a diverse loan portfolio with 122,214 loans and leases that help members achieve their dreams while fostering economic growth in our community. While you can visit us at our Franklin branch for all your banking needs, please note that official correspondence should be directed to our mailing address at 4401 Theater Dr, Evansville, IN 47715-1967. Our friendly team of 812 employees, led by CEO William Schirmer and Board President Wayne Kinney, is dedicated to providing personalized service with a smile. Whether you're looking for competitive rates on loans or convenient online banking options, we are here for you. Don't hesitate to reach out at 800-541-1006 or explore our website at LibertyFCU.org to learn more about how we can support your financial goals. Visit us today and experience the Liberty difference!

Branch History & Mission

Commitment to Accessibility

At Liberty, we understand that accessibility is key to serving our diverse member base. That's why we provide various ways for you to interact with us from in-person visits during our operating hours (Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM) to digital options like online banking and mobile payments. Our drive-thru service opens early at 8:30 AM on weekdays for added convenience.

Community Engagement

Community outreach is also a cornerstone of our identity. We actively participate in local events and initiatives aimed at improving the lives of those around us. Whether it's sponsoring local sports teams or hosting financial literacy workshops, we are dedicated to making a positive impact.

Join Us Today!

We invite you to become part of the Liberty family. Experience firsthand the benefits of being a member-focused credit union where your financial wellness matters most. For more information or to open an account today, please visit our website or call us at 800-541-1006. Let's build a brighter future together!

Mission Statement

Our mission is simple: to empower individuals and families through superior financial products while fostering a strong sense of community. We believe that when our members thrive financially, so does our community. We strive to offer not just competitive rates and services but also programs that support local initiatives and partnerships. While members can visit us at 1207 Liberty Pike, official correspondence should be sent to 4401 Theater Dr, Evansville, IN 47715-1967. This helps ensure that all communication is handled efficiently.

Our Evolution

Over the decades, Liberty has seen remarkable growth and change. From humble beginnings, we have expanded our total assets to an impressive $4,157,434,290. This growth has allowed us to enhance our services and better support our members' financial needs. Our dedication to providing personal banking solutions such as checking and savings accounts, auto loans, mortgages, and business banking remains at the forefront of our mission.

Branch Location & Accessibility

Accessible Banking Experience

At Liberty, we prioritize accessibility for everyone. Our branch features ADA-compliant entrances and ramps, ensuring that all members can easily navigate their way inside. Parking is available right outside the building, making your visit hassle-free. While members can visit us at 1207 Liberty Pike, official correspondence should be sent to our mailing address at 4401 Theater Dr, Evansville, IN 47715-1967.

Comprehensive Services Offered

Liberty provides a wide range of services designed with you in mind. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have solutions tailored for every financial journey. Additionally, we offer ATM services for quick cash withdrawals and basic drive-thru banking for your convenience. If you have any questions or need assistance during your visit, feel free to reach out at 800-541-1006. Our friendly team is here to help! We invite you to stop by our Franklin branch today; we're eager to support your financial goals!

Conveniently Located

Located near popular spots like the CoolSprings Galleria and just a short drive from downtown Franklin, our branch is perfectly positioned to serve you. Whether you are coming from work or running errands, you'll find us in a convenient spot that's easy to access.

Operating Hours Tailored for You

We understand that everyone has busy schedules. That's why we offer flexible hours to accommodate your needs. Visit us Monday through Thursday from 9 AM to 5 PM and on Fridays from 9 AM to 6 PM. If you're looking for drive-thru services, we're ready to assist you starting at 8:30 AM on weekdays.

Member Eligibility

At Liberty, we believe that joining our community is a step towards a brighter financial future. Membership is open to anyone who lives, works, worships, or attends school in the surrounding areas. This means that whether you're a local resident or just someone who frequents the community, you're welcome to become part of our family. Not only do our members enjoy competitive rates on loans and savings accounts, but they also benefit from personalized service and a sense of belonging that comes from being part of a credit union rather than a big bank. The process to become a member is straightforward and welcoming. To get started, simply visit us at 1207 Liberty Pike Franklin Tn 37067 or give us a call at (800) 541-1006. You can find more detailed eligibility criteria by checking out this resource: . When you're ready to open an account, the steps are easy to follow online at https://onlinebanking.libertyfcu.org/tob/live/reg/ui/signup.html?source=web. We can't wait for you to join us and experience all the advantages of being a member at Liberty!

Business Banking & Commercial Services

Financing Your Vision

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $591 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $728,635,820, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In addition to loans, our merchant services offer practical solutions that can help streamline your operations. Imagine having the ability to accept payments quickly and easily, giving your customers more options at checkout. This not only enhances their experience but also boosts your sales potential. Join us at Liberty, located at 1207 Liberty Pike Franklin Tn 37067 in Franklin, TN, where we're dedicated to fueling the success of local businesses like yours! For more information or to get started, visit us online or call us at (800) 541-1006.

Comprehensive List Of Services

Business Banking

For local entrepreneurs and business owners, we offer comprehensive business banking services including merchant services and business loans tailored to fit your unique needs. Whether you're just starting out or looking to expand, we are here to support your journey.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking options. You can check balances, transfer funds, pay bills, and even make person-to-person payments from the comfort of your home or on-the-go! Plus, with our ATM services and cash withdrawal facilities available at multiple locations, accessing your money has never been easier.

Drive-Thru & Shared Branch Transactions

Need quick service? Our drive-thru banking lets you handle deposits, withdrawals, and simple transactions without leaving your car. We also participate in shared branch transactions for members of partner credit unions, making it easy for you to deposit or withdraw funds no matter where life takes you. At Liberty, we believe that banking should be simple and accessible for everyone. With our friendly staff always ready to assist you via phone at (800) 541-1006, you can count on us as your reliable financial partner. Ready to explore these services further? Visit us at Franklin Tn -liberty Pike today! Your financial success is just a call or click away!

Personal Banking

Our personal banking services are designed with you in mind. We offer checking and savings accounts that suit various lifestyles and financial goals. Imagine having easy access to your funds while earning interest on your savings. That's exactly what our accounts provide! Need a loan? We have options like auto loans and vehicle financing for those exciting new rides or reliable used cars. Plus, if you're thinking about purchasing a home, our mortgage loans and refinancing solutions can help make your dreams come true. For those unexpected expenses or projects you've been considering, our personal loans and debt consolidation options can give you the financial flexibility you need. And let's not forget about our credit cards with rewards, which allow you to earn while you spend!

Digital & Online Banking

Key Features

One standout feature is our mobile application, which allows you to handle your banking on the go. Whether you're shopping or commuting, you can use mobile payments to make quick transactions right from your phone. Additionally, our person-to-person transfer service makes it simple to send money to friends or family without any hassle. For those who prefer going paperless, e-statements are available, giving you a clear view of your financial activity while helping the environment. Plus, with electronic signature authorization, signing important documents has never been simpler or more secure.

Security and User-Friendliness

We prioritize your security with advanced encryption measures to keep your information safe. Our user-friendly interface means that even if you're new to online banking, you'll find it easy to navigate through all the features we offer. In summary, Liberty is committed to providing accessible and efficient digital banking services that empower you to manage your finances confidently. Visit us today at https://www.libertyfcu.org/ and experience the freedom of banking on your terms!

Financial Strength

At Liberty, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that your trust is built on our ability to provide reliable services, which is why we're proud to share our strong financial position. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $423,262,296, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,018 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,113,691,365 in share certificates and $95,453,291 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $143,840,708, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $341,670,827 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is reflected in our portfolio, with $49,020 in used auto loans and a total of $3,061,977,717 in loans and leases available to support your financial goals across various sectors. Our operational efficiency shines through with a net income of $29,929,275, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 790 full-time employees and 22 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $44,468,288. Total Share and Deposit Accounts: 492,519, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Liberty is your trusted partner. Visit us at 1207 Liberty Pike Franklin Tn 37067 or call (800) 541-1006 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With $117,486,760 in used vehicle loans and $35,656,041 in new vehicle loans already helping members get on the road, we provide competitive financing options that make driving off in your dream car easier than ever.

Business Financing

For business owners looking for capital to grow and expand their operations, our outstanding commercial loans totaling $728,635,820 provide the support needed to take your business to the next level. We understand the unique challenges businesses face and are committed to offering solutions that work for you.

Flexible Options

At Liberty, we believe in making borrowing accessible. If you're interested in refinancing options or checking eligibility for any of our loan products, don't hesitate to reach out. Our team is here to assist you with all your questions. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Feel free to contact us at 800-541-1006 for more information about our loan offerings or visit us at our branch located at 1207 Liberty Pike, Franklin, TN 37067. Your journey toward better financial health starts with us!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $175,776,053, make buying or refinancing simple. We guide you through every step of the process to ensure you find the right fit for your budget and lifestyle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $52,846,147 in loans helping members manage their finances effectively. These cards come with great benefits that can help you earn rewards while keeping your expenses in check.

Loan Aggregator

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Liberty

Type of Loan Offerings

Personal Loans

Vehicle Loans