Liberty Credit Union Owensboro KY | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Liberty, your trusted partner in financial well-being, located at 2930 Wimsatt Ct, Owensboro, KY 42303. Since our establishment in 1936, we have been dedicated to serving the needs of our community and supporting our members' financial goals. With over 254,000 members and total assets reaching an impressive $4,157,434,290, we take pride in being a pillar of strength in Owensboro. At Liberty, we understand that banking is more than just transactions; it's about building relationships and fostering trust. Our experienced team, led by CEO William Schirmer and Board President Wayne Kinney, is here to guide you through every step of your financial journey. Whether you're looking for personal banking solutions like checking accounts or auto loans, or business services including loans and merchant services, we have something for everyone. While you can always visit us at our branch for friendly service, please note that official correspondence should be sent to our mailing address: 4401 Theater Dr, Evansville, IN 47715-1967. With a robust portfolio that includes over 122,000 loans and leases and total deposits amounting to $593,582,703, we ensure that your money is not only safe but also working hard for you. Our commitment to transparency is reflected in our net worth of $423,262,296 and cash on hand of $17,400,166. Explore how Liberty can support your financial aspirations today! Call us at 270-240-1520 or visit our website at LibertyFCU.org to learn more about our services and start your journey with us.

Branch History & Mission

A Journey Through Time

Since opening our doors nearly nine decades ago, we have made significant strides in providing essential financial services tailored to the needs of our members. Our total assets now exceed $4.15 billion, reflecting our stability and growth. Over the years, we've expanded our offerings to include personal banking services such as checking and savings accounts, auto loans, mortgages, and business banking solutions. Each step of our journey has been marked by a dedication to enhancing the financial well-being of the individuals and families we serve. Our mission is clear: to empower our members with the tools and resources they need to achieve their financial goals while fostering a sense of community and belonging. We believe that everyone deserves access to quality financial services that help them thrive. This commitment drives us every day as we support local initiatives and participate in community outreach efforts.

Commitment to Service

At Liberty, we are more than just a credit union; we are your partner in financial success. Our operating hours make it easy for you to connect with us: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. We also offer convenient ATM access and drive-thru banking for those on the go. While members can visit us at our physical location, official correspondence should be sent to our mailing address at 4401 Theater Dr, Evansville, IN 47715-1967. This ensures that all communications reach us without delay.

Looking Ahead

As we continue to innovate and adapt to the changing financial landscape, we remain committed to serving you with integrity and compassion. Whether you're looking for a personal loan or assistance with your business finances, Liberty is here for you every step of the way. Join us at Liberty Credit Union today and experience firsthand how we can support your journey towards financial wellness. Together, let's build a brighter future for ourselves and our community! For more information or to open an account online, visit Liberty FCU.

Branch Location & Accessibility

Get in Touch!

Our friendly staff is ready to assist you with any questions or services you may need. Feel free to call us at 270-240-1520 or stop by during our operating hours. We look forward to welcoming you at Liberty's Owensboro East branch!

Nearby Landmarks and Access

Situated near popular local spots, our branch is easily accessible. If you're coming from the bustling downtown area or heading back home from a shopping trip, you'll find us just a short drive away. Our location features ample parking, ensuring that you can find a spot without hassle. We also prioritize accessibility, with ADA-compliant entrances and ramps to assist all members of our community.

Operating Hours

We understand that your time is valuable. That's why we offer flexible operating hours to suit your schedule: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. Whether you're an early bird or someone who prefers to visit later in the day, we aim to be available when you need us most.

Services Offered

At Liberty's Owensboro East branch, we provide a full range of services tailored to meet your banking needs. From personal banking options like checking and savings accounts to auto loans and mortgage financing, we've got you covered. Need some quick cash? Our ATM service is always available for withdrawals and balance checks. Plus, enjoy the convenience of drive-thru banking for simple transactions without leaving your car. If you're part of another credit union, take advantage of our shared service center where basic transactions are available for partner credit union members.

Member Eligibility

Joining the Liberty family is more than just opening an account; it's about becoming part of a welcoming community that prioritizes your financial well-being. To become a member at Liberty, you'll need to meet some simple eligibility criteria. Generally, anyone who lives, works, worships, or attends school in Daviess County can apply. This means that whether you're a long-time local or new to the area, there's a place for you here. For those who want to learn more about the specific eligibility requirements, feel free to check out our detailed guidelines at this link. Opening an account with us is straightforward and designed with you in mind. You can start the process online by visiting this page, where you'll find all the steps laid out clearly. If you have any questions or need assistance along the way, don't hesitate to reach out to us at (270) 240-1520. We're excited to welcome you into our Liberty community located at 2930 Wimsatt Ct Owensboro Ky 42303, where your financial journey can truly begin!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $591 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $728,635,820, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

Imagine having the tools you need to manage payments effortlessly. Our merchant services offer practical solutions that streamline your transactions, making it easy for you to focus on what you do best running your business. From payment processing to digital invoicing, we provide reliable support so you can enhance customer satisfaction while improving your bottom line. Visit us at 2930 Wimsatt Ct Owensboro Ky 42303 in Owensboro, KY, or call us at (270) 240-1520 to learn how we can partner with you in achieving your business goals!

Comprehensive List Of Services

Accessible Service Options

At Liberty, we value accessibility. That's why we provide Basic Drive-Thru Banking for quick transactions like deposits and withdrawals without needing to step inside the branch. Additionally, if you're a member of another credit union participating in shared branching, you can perform basic transactions such as deposits and withdrawals at our location too. With all these offerings designed with you in mind, Liberty is proud to be part of the Owensboro community. If you'd like more information about any of our services or want assistance setting up an account, don't hesitate to call us at 270-240-1520 or visit us today! Your financial future is bright with Liberty let's achieve those goals together!

Digital Convenience at Your Fingertips

In today's fast-paced world, convenience is key. Our Online & Mobile Banking features allow you to manage your finances anytime, anywhere. You can easily check balances, transfer funds, and even pay bills from the comfort of your home or on the go. Plus, with access to ATMs and cash withdrawal services right at your fingertips, banking has never been easier.

Flexible Financing Options

Life can throw unexpected expenses your way, which is why having access to Personal Loans & Debt Consolidation options is crucial. Our loans offer flexible terms and competitive rates so you can tackle those surprise bills or consolidate existing debt into one manageable payment.

Helping You Achieve Your Homeownership Dreams

When it comes to buying a home, navigating the mortgage process can be daunting. That's where our Mortgage Loans & Refinancing services come in. We work closely with you to find the best rates and terms that fit your budget and goals. Whether you're a first-time homebuyer or looking to refinance your existing mortgage for better rates, we're here to help.

Personal Banking Made Easy

Whether you're just starting your financial journey or looking for ways to enhance your savings, our Personal Banking options are designed to support you. From checking and savings accounts that help you manage day-to-day expenses to specialized accounts that can grow your savings, we offer solutions for every stage of life. If you're planning a big purchase like a car, our Auto Loans & Vehicle Financing options make it easy for you to get behind the wheel without breaking the bank.

Rewarding Credit Solutions

Our Credit Cards with Rewards program provides not just purchasing power but also rewards for everyday spending. Imagine earning cash back or points on your purchases that can be redeemed for travel or merchandise. It's a smart way to spend!

Supporting Local Businesses

For business owners in our community, our Business Banking services include essential tools like Merchant Services and Business Loans. Whether you're starting a new venture or expanding an existing one, we have financial products tailored specifically for small businesses.

Digital & Online Banking

Enhanced Security and Accessibility

Security is a top priority at Liberty. We offer features like person-to-person transfers, ensuring that sending money to friends or family is safe and straightforward. Plus, with 24/7 online banking services, you'll have access to your account whenever you need it. Managing your finances has never been easier or more secure. Join us at Liberty and experience the benefits of digital banking that puts you in control of your financial journey. Visit https://www.libertyfcu.org/ today to learn more!

Key Services at Your Fingertips

Discover the ease of managing your accounts through our online banking portal available at https://www.libertyfcu.org/. Whether you need to check your balance, pay bills, or transfer funds, everything is just a few clicks away. You can also take advantage of electronic signature authorization, allowing you to complete transactions securely without the need for paperwork. For those who prefer a paperless approach, we provide e-statements so you can view your account statements electronically no more cluttered mailboxes! And if you're on the go, our mobile application makes it simple to bank from your smartphone. You can even make mobile payments easily and securely.

Financial Strength

Growing Membership Base

Total Share Accounts stand at 492,519, showing a strong and growing member base that trusts us with their finances. Our commitment to your financial well-being is evident through our efforts to keep your funds secure while providing the best possible service. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Liberty is your trusted partner. Visit us at 2930 Wimsatt Ct Owensboro Ky 42303 or call 270-240-1520 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $1,113,691,365 in share certificates and $95,453,291 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $143,840,708, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $29,929,275 net income reflects our operational efficiency. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 790 full-time employees and 22 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvesting in Your Future

With $341,670,827 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust as we have $49,020 in used auto loans and a total of $3,062,977,717 in loans and leases, supporting our members' financial goals across various sectors.

Strong Financial Health

With a net worth of $423,262,296, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1018 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already provided over $117,486,760 in used vehicle loans and $35,656,041 in new vehicle loans to help members get on the road. Whether you're interested in financing a brand-new vehicle or opting for a reliable used car, our dedicated team is here to guide you through the process.

Business Loans

For business owners, our outstanding commercial loans totaling $728,635,820 provide the capital needed to grow and expand your business. We're committed to supporting local businesses with personalized service and competitive rates. At Liberty, we prioritize transparency and accessibility in all our offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you have any questions or want more information about any of our loan products, don't hesitate to reach out! You can contact us at 270-240-1520 or visit us at our branch located at 2930 Wimsatt Ct Owensboro Ky 42303. We're here to help you navigate your financial journey every step of the way!

Credit Card Loans

For those looking to manage their day-to-day expenses better, we also provide flexible terms on unsecured credit card loans. With a total of $52,846,147 in unsecured credit card loans already helping members effectively manage their finances, you'll find it easier than ever to stay on top of your budgeting and spending.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $175,776,053, helping you take the next step toward owning your dream home. Our friendly staff can assist you with eligibility options and refinancing solutions tailored to fit your needs.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures fair and transparent offers for all users. Each lender's information is verified to maintain accuracy, allowing you to compare options effectively.

Liberty

Type of Loan Offerings

Personal Loans

Vehicle Loans