Liberty Credit Union Owensboro KY | Best Auto Loans & Business Banking

Introduction

Welcome to Liberty, your trusted partner in financial well-being located at 2820 N York St, Owensboro, KY 42301. Established in 1936, Liberty has grown into a cornerstone of the community, proudly serving over 254,765 members with a strong commitment to their financial needs. With assets totaling an impressive $4,157,434,290, we are dedicated to providing personalized banking solutions that help our members thrive. At Liberty, we understand that every member's journey is unique. That's why we offer a wide range of services from checking and savings accounts to auto loans and mortgages to meet you wherever you are on your financial path. Our total deposits amount to $593,582,703, demonstrating our strong foundation and stability as a credit union. Our leadership team, led by CEO William Schirmer and Board President Wayne Kinney, is committed to fostering a culture of trust and transparency. With a dedicated workforce of 812 employees, we strive to provide exceptional service tailored to your specific needs. While members can visit us at our Owensboro branch for all their banking needs, official correspondence should be sent to our mailing address: 4401 Theater Dr, Evansville, IN 47715-1967. Explore the advantages of being part of Liberty today! Feel free to reach out at (270) 684-6874 or visit us online at libertyfcu.org. Join us in building a brighter financial future together!

Branch History & Mission

Join Us

As we continue this journey together, we invite you to become a member of Liberty. Experience firsthand the benefits of being part of a credit union that truly cares about your financial well-being and community success. Visit us during our operating hours Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM and discover how Liberty can help you achieve your goals. Together, let's build a brighter future! For more information or assistance, don't hesitate to reach out at (270) 684-6874. Your journey with Liberty starts here!

Our Journey

Located at 2820 N York St in Owensboro, KY, our branch has seen the city evolve while remaining dedicated to providing excellent financial services. The vibrant community around us has inspired our growth and service offerings. We are proud to be part of a region that values collaboration and support among its residents. While members can visit us at our main branch address, any official correspondence should be sent to our mailing address at 4401 Theater Dr, Evansville, IN 47715-1967. This ensures that all communication is handled efficiently. Throughout our journey, Liberty has embraced innovation while keeping our members' needs at the forefront. From offering online and mobile banking options to ensuring ADA compliance for accessibility, we've adapted to meet the changing landscape of banking without losing sight of personal connections.

Our Mission

At Liberty, our mission is clear: we exist to empower our members through exceptional financial services while fostering community growth. We believe that everyone deserves access to quality financial tools and resources. Whether it's helping someone secure their first auto loan or providing valuable business banking solutions, we strive to make a positive impact on every life we touch. Our commitment extends beyond banking; we actively engage in community outreach efforts and partnerships that promote local development. We know that when our community thrives, we all benefit.

Branch Location & Accessibility

A Welcoming Environment

Accessibility is key for us. Our branch features ADA-compliant entrances, ensuring that everyone can enjoy our services without hassle. Ample parking is available right outside our doors, making it easy for you to stop by whenever you need assistance.

Connect with Us Today!

Have questions? Don't hesitate to reach out at 270-684-6874. We invite you to stop by Liberty's Owensboro Ky Office-west today our dedicated team is eager to help you achieve your financial goals!

Operating Hours That Fit Your Schedule

We understand that life can be busy. That's why our lobby hours are designed to fit into your routine: we're open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. Whether you're looking to open an account or need help with your existing one, our friendly staff is ready to assist you during these convenient hours.

Services Tailored for You

At Liberty, we offer a wide range of services tailored to meet your financial needs from checking and savings accounts to auto loans and mortgage options. Plus, with our drive-thru banking service, you can quickly handle deposits and withdrawals without leaving your car. We also provide ATM access for easy cash withdrawals and balance checks. While members can visit us at our physical location, please note that official correspondence should be sent to our mailing address: 4401 Theater Dr, Evansville, IN 47715-1967.

Member Eligibility

Welcome to the welcoming community at Liberty, where becoming a member means joining a family that cares about your financial well-being. If you live, work, or worship in the area, you're likely eligible to join us! We believe in making banking accessible and supportive for everyone. To check if you meet the eligibility criteria, feel free to explore more on our website at . Once you're ready to take that step, opening an account is a breeze! You can start the process online by visiting https://onlinebanking.libertyfcu.org/tob/live/reg/ui/signup.html?source=web. If you have any questions or need assistance, don't hesitate to reach out to us at (270) 684-6874. We look forward to welcoming you into our community at 2820 N York St Owensboro Ky 42301!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $591 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $728,635,820, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer robust merchant services that simplify transactions and enhance customer experience. Picture this: your customers can quickly pay using mobile wallets while you manage everything from invoicing to payment processing seamlessly through our platform. This means more time for you to focus on what matters growing your business. Visit us at 2820 N York St Owensboro Ky 42301, Owensboro, KY, or call us at (270) 684-6874 to discover how our tailored business banking solutions can work for you!

Comprehensive List Of Services

Business Banking Services

For our entrepreneurial members, Liberty offers comprehensive Business Banking solutions. From Merchant Services that streamline payment processing to tailored Business Loans designed to fuel growth, we're here to support your ambitions.

Convenience at Your Fingertips

In today's fast-paced world, convenience is key. That's why we've invested in robust Online & Mobile Banking features. You can access your accounts anytime and anywhere check balances, transfer funds, and pay bills all from your smartphone or computer. Plus, with ATM & Cash Withdrawal Services available at our branch and through shared networks, managing your cash flow has never been easier.

Credit Solutions

Life can sometimes throw unexpected expenses your way. That's why we provide Personal Loans & Debt Consolidation options to help you regain control over your finances. Additionally, our Credit Cards with Rewards allow you to earn while you spend, giving you valuable benefits on everyday purchases.

Home Financing Options

Thinking about buying a home? Our Mortgage Loans & Refinancing services make homeownership more attainable. With competitive rates and personalized assistance, we guide you through every step of the mortgage process, ensuring you find the right fit for your budget.

In-Person Support

If you prefer face-to-face interactions, visit us for basic drive-thru banking where you can handle deposits and withdrawals quickly and efficiently. We also offer basic shared branch transactions for partner credit union members, which means even more flexibility in accessing your funds. At Liberty in Owensboro, KY, we're dedicated to making your banking experience positive and straightforward. For any inquiries or further assistance regarding our services, feel free to reach out at 270-684-6874. Ready to get started? Visit us today or explore more about our services online at Liberty FCU. Your financial journey begins here!

Personal Banking Solutions

Whether you're opening your first checking account or looking to save for a future goal, our Personal Banking options are designed for everyone. We offer flexible Checking & Savings Accounts that fit your lifestyle, making it simple to manage your finances. If you're considering purchasing a new car, our Auto Loans & Vehicle Financing can help get you behind the wheel without the stress of high payments.

Digital & Online Banking

At Liberty, we understand that managing your finances should be easy and secure. That's why we offer a range of digital and online banking services designed to give you control over your money whenever and wherever you need it. With our 24/7 Online Banking Services available at https://www.libertyfcu.org/, you can access your accounts anytime, from the comfort of your home or on the go. Whether you're checking balances, transferring funds, or reviewing transactions, our user-friendly platform makes it simple. Plus, with E-Statements Availability, you can keep track of your finances without the clutter of paper statements. Security is a top priority for us. Our Electronic Signature Authorization feature allows you to complete important documents securely online, giving you peace of mind that your information is protected. You can also take advantage of Person-to-Person Transfers to send money quickly to friends or family members right from your account. For those who prefer banking on their mobile devices, our Mobile Application Availability ensures that you have everything you need right at your fingertips. You can even use Mobile Payments to make purchases with ease. Just imagine paying for groceries or splitting a dinner bill without needing cash or cards! At Liberty, we believe in making banking accessible and straightforward for everyone. With real-time account management and a suite of digital tools designed for convenience, we are here to help you manage your finances efficiently. Join us today and experience how easy banking can be!

Financial Strength

Commitment to Growth

Total Share Accounts stand at 492,519, showing a strong and growing member base that trusts us with their finances. With Net Shares available for lending and investments amounting to $44,468,288, we ensure that your deposits are working hard for you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Liberty is your trusted partner. Visit us at 2820 N York St Owensboro Ky 42301 or call (270) 684-6874 to learn more about how we can help you achieve your financial goals.

Member-Focused Resources

Members' savings are secured through $1,113,691,365 in share certificates and $95,453,291 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $143,840,708, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency shines through with a net income of $29,929,275, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 790 full-time employees and 22 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Your Future

With $341,670,827 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $49,020 in used auto loans and $3,061,977,717 in total loans and leases.

Robust Financial Health

With a net worth of $423,262,296, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,018 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $117,486,760 in used vehicle loans and $35,656,041 in new vehicle loans already helping members get on the road. We make it easy for you to find the right financing option that fits your budget and lifestyle.

Business Financing

For business owners, our outstanding commercial loans totaling $728,635,820 provide the capital needed to grow and expand your business. We understand that every business has unique needs and are here to help you find the right solution. At Liberty in Owensboro, KY (2820 N York St), we are dedicated to supporting our community through comprehensive financial services. If you're considering refinancing or would like to learn more about eligibility options for any of our loan products, please don't hesitate to reach out at (270) 684-6874. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial well-being is important to us; let us help you take the next step towards achieving your dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $175,776,053, make buying or refinancing simple. We guide you through every step of the process to ensure that you feel confident in your investment.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $52,846,147 in loans helping members manage their finances effectively. This option allows you to handle unexpected expenses or make necessary purchases without tying up your savings.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy ensures that users receive fair and transparent offers without hidden terms or conditions.

Liberty

Type of Loan Offerings

Personal Loans

Vehicle Loans