Liberty Credit Union Louisville KY | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Liberty, your trusted financial partner located at 2300 High Wickham Pl, Louisville, KY 40245. Established in 1936, Liberty has been serving our community for over eight decades, helping individuals and families achieve their financial goals. With a commitment to member satisfaction, we proudly support over 254,765 members and manage an impressive $4,157,434,290 in assets. At Liberty, we understand that banking should be more than just transactions; it should be about building relationships. Our dedicated team of 812 employees, led by CEO William Schirmer and Board President Wayne Kinney, is here to provide personalized service that meets your unique needs. Whether you're looking for auto loans, personal banking solutions, or business services, we have you covered with a range of offerings tailored to help you succeed. In addition to our main branch location, official correspondence can be directed to our mailing address at 4401 Theater Dr, Evansville, IN 47715-1967. We believe in transparency and are proud of our strong financial standing, which includes $593,582,703 in total deposits and a net worth of $423,262,296. Our cash reserves stand at $17,400,166, ensuring we are well-equipped to serve our members' needs. Join us at Liberty today! Whether you want to open a new account or inquire about loan options, feel free to give us a call at 502-916-8124 or visit our website at https://www.libertyfcu.org. Experience the difference of being part of a credit union that truly cares about its members and community.

Branch History & Mission

Evolution of Liberty

Located at 2300 High Wickham Pl in Louisville, our branch is not just a place for transactions; it's where relationships are built and dreams are realized. As the city evolved, so did we. Our growth mirrors the needs of our community offering services like personal banking, auto loans, mortgages, and business financing. With total assets reaching an impressive $4.16 billion, we've established ourselves as a trusted partner for financial well-being. In addition to traditional banking services, we've embraced technology to enhance member experience. We offer online and mobile banking options that allow members to manage their finances anytime, anywhere. Our commitment to accessibility is further demonstrated by our ADA-compliant facilities and shared service center availability.

Join Us!

As we look forward to the future at Liberty, we invite you to be part of our journey. Experience the benefits of membership with us where you're not just another account number but part of a thriving community focused on growth and support. Visit us today or reach out at 502-916-8124 to learn more about how we can assist you in achieving your financial dreams!

Our Mission

At Liberty, our mission is clear: we exist to support our members' financial success while fostering a sense of community. We believe that everyone deserves the opportunity to achieve their financial goals. This mission drives us to provide not only competitive financial products but also valuable resources that promote financial literacy and wellness. While members can visit us at 2300 High Wickham Pl, official correspondence should be sent to our mailing address at 4401 Theater Dr, Evansville, IN 47715-1967. We are also dedicated to giving back to our community through various outreach programs and partnerships with local organizations. Whether it's through sponsoring events or providing educational workshops, we aim to make a positive impact beyond just banking.

Branch Location & Accessibility

Welcome to Liberty's branch at 2300 High Wickham Pl in Louisville, KY! We are proud to be part of the Jefferson County community and offer a convenient location for all your banking needs. Just a short drive from local landmarks like the beautiful Oxmoor Center and the serene Seneca Park, our branch is easily accessible whether you're coming from home or work. At Liberty, we prioritize making banking accessible to everyone. Our branch features ADA-compliant facilities, including ramps for easy access. Plus, there's plenty of parking available right outside, so you can visit us without any hassle. Our operating hours are designed with your busy schedule in mind. We're open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. Whether you need help with checking accounts, auto loans, or credit cards, our friendly team is here to assist you during these hours. For added convenience, we also have an ATM on-site and a drive-thru service for quick transactions like deposits and withdrawals. If you're a member of another partner credit union, feel free to take advantage of our shared service center for basic transactions as well. While members can visit us at 2300 High Wickham Pl, official correspondence should be sent to our mailing address at 4401 Theater Dr, Evansville, IN. If you have any questions or need assistance before your visit, don't hesitate to call us at 502-916-8124. We invite you to come by and experience all that Liberty has to offer. Your financial journey starts here!

Member Eligibility

Becoming a member of Liberty feels like joining a family that truly cares about your financial well-being. Located at 2300 High Wickham Pl Louisville Ky 40245, we welcome individuals who live, work, worship, or attend school in the area. If you have a family member already with us, you can also join! The beauty of membership lies not just in access to great financial products but also in being part of a supportive community that looks out for each other's needs. You can find more detailed information on our eligibility criteria. Joining is simple and straightforward! To open an account with us, just head over to our online application at https://onlinebanking.libertyfcu.org/tob/live/reg/ui/signup.html?source=web. If you have any questions or need assistance, feel free to reach out to us at (502) 916-8124. We're excited to welcome you into the Liberty family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $591 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $728,635,820, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services can simplify your daily operations. Imagine having access to fast payment processing, secure transactions, and insights into your sales trends all essential tools for managing cash flow efficiently. Whether you run a local shop or a large enterprise, our services adapt to your needs, allowing you to focus on what matters most: serving your customers. Visit us at 2300 High Wickham Pl Louisville Ky 40245 in Louisville, KY, or give us a call at (502) 916-8124 to learn more about how we can support your business journey!

Comprehensive List Of Services

Business Banking Services

For small business owners, Liberty understands the importance of reliable banking solutions. From merchant services that simplify payment processing to business loans that help fuel growth, we are dedicated to supporting local businesses. Imagine having a partner who understands your unique challenges this is what we aim for at Liberty.

Convenient Access Points

We know convenience matters. That's why we offer ATM services that allow you to withdraw cash or check balances without hassle. Our drive-thru service makes quick transactions easier for those on the go. Plus, if you're a member of another partner credit union, you can enjoy shared branch transactions right here at Liberty.

Credit Cards with Rewards

Want to earn rewards while making purchases? Our credit cards come with benefits that make spending more rewarding! Whether you want cashback on groceries or travel points for your next vacation, our credit card options cater to various lifestyles and preferences.

Digital Banking Features

In today's fast-paced world, having access to your accounts anytime is crucial. Our online and mobile banking features let you manage your finances on the go. You can make deposits, transfers, and payments from anywhere using just your smartphone or computer. With added security measures like electronic signatures and e-statements, managing your money has never been safer or easier. At Liberty, we are committed to empowering our members with financial tools and resources they need to thrive. If you have any questions or want to learn more about how we can assist you on your financial journey, don't hesitate to reach out! Call us today at 502-916-8124 or visit us online at Liberty FCU. We look forward to serving you!

Loans and Financing

When it comes to financing a vehicle or buying a home, Liberty offers competitive auto loans and mortgage options. If you're thinking about upgrading your car or refinancing your mortgage for better rates, our team is ready to assist you every step of the way. For those unexpected expenses or consolidating debt, our personal loans provide a flexible solution tailored just for you.

Personal Banking Solutions

Whether you're looking to open a new checking or savings account, Liberty has you covered. Our personal banking options are designed for everyday needs, making it easy for you to save for the future or manage day-to-day expenses. Imagine being able to access your funds quickly through our user-friendly online and mobile banking platforms. You can check balances, transfer money, and even make payments all from the comfort of your home.

Digital & Online Banking

Enhanced Accessibility

With our mobile application, you can carry your bank in your pocket! Our app allows for mobile payments, making it easy to pay for purchases directly from your smartphone. Additionally, our person-to-person transfer feature lets you send money to friends or family instantly perfect for splitting bills or sending gifts. Security is a top priority for us. We implement robust measures to protect your information while ensuring that our digital banking tools remain user-friendly. Your financial safety is our commitment. In conclusion, Liberty provides the tools you need for real-time account management while ensuring ease of use and security. Experience the convenience of modern banking today by visiting us online at https://www.libertyfcu.org/!

Key Features

Our online banking services are available 24/7, allowing you to check your balance, transfer funds, and pay bills whenever it suits you. Whether you're at home or on the go, managing your account is just a click away. Plus, with the ability to sign documents electronically, you can complete transactions quickly and securely without needing to visit a branch. If you prefer receiving your statements digitally, you'll be glad to know that we offer e-statements. This eco-friendly option not only helps reduce paper waste but also gives you immediate access to your financial information right from your device.

Financial Strength

A Solid Foundation

With a net worth of $423,262,296, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.18% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Efficient Operations

Our $16,530,497 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 790 full-time employees and 22 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

Our strong performance is evident with a total of 492,519 share and deposit accounts, showing a growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) stand at $44,468,288, further highlighting our capability to support your needs effectively. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Liberty is your trusted partner. Visit us at 2300 High Wickham Pl Louisville Ky 40245 or call (502) 916-8124 to learn more about how we can help you achieve your financial goals.

Investment in Your Future

With $341,670,827 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to your success is further reflected in our robust lending capacity. With $49,020 in used auto loans and $3,061,977,717 in total loans and leases, we're equipped to support your financial goals across various sectors.

Secure Savings Opportunities

Members' savings are secured through $1,113,691,365 in share certificates and $95,453,291 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $143,840,708, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $117,486,760 in used vehicle loans and $35,656,041 in new vehicle loans already helping members get on the road. Whether it's a new ride or a reliable pre-owned vehicle, our flexible financing options make it easy for you to drive away happy.

Business Loans

For business owners, our outstanding commercial loans totaling $728,635,820 provide the capital needed to grow and expand. We understand that every business is unique; therefore, our loan products are tailored to meet your specific requirements. At Liberty, we believe in making borrowing straightforward and accessible. If you're considering refinancing or want to learn about eligibility options for any of our loan products, don't hesitate to reach out. You can contact us at (502) 916-8124 for more information or visit us at 2300 High Wickham Pl Louisville Ky 40245. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to assisting you on your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $175,776,053, make buying or refinancing simple. We provide competitive rates and terms to fit your budget. Let us guide you through the process of securing the right mortgage for your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $52,846,147 in loans helping members manage their finances effectively. Our credit cards come with various benefits designed to suit your lifestyle and spending habits.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that all offers are fair and transparent. By using verified data, LendMesh provides consumers with accurate insights into available loan options.

LIBERTY FEDERAL CREDIT UNION - Louisville, KY

Type of Loan Offerings

Vehicle Loans

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Loan rates in Louisville, KY (40245)