Liberty Credit Union Louisville KY | Affordable Auto Loans & Business Banking

Introduction

Welcome to Liberty, your trusted financial partner located at 1200 Forest Bridge Rd, Louisville, KY 40223. Established in 1936, we have grown into a vibrant community of over 254,765 members, dedicated to helping you achieve your financial goals. With total assets exceeding $4.15 billion and deposits reaching $593,582,703, we are here to offer you the stability and support that comes with being a member of our credit union. At Liberty, we understand that every financial journey is unique. Whether you're looking for personal banking options like checking accounts, auto loans, or mortgage services, or need assistance with business loans and merchant services, our team is ready to help. We take pride in offering a variety of services tailored to meet the needs of our diverse membership. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 4401 Theater Dr, Evansville, IN 47715-1967. Our commitment to you goes beyond just numbers; it's about building relationships and making a positive impact in our community. Our leadership team is dedicated to ensuring that Liberty remains a reliable resource for all your banking needs. Under the guidance of CEO William Schirmer and Board President Wayne Kinney, we strive to maintain a welcoming environment where you feel valued and understood. With total loans amounting to 122,214 and a net worth of $423,262,296, Liberty stands strong as a pillar in the community. We encourage you to connect with us by calling 866-875-4500 or visiting our website at Liberty FCU for more information on how we can assist you today!

Branch History & Mission

At Liberty, we take pride in our rich history and commitment to our community. Established in 1936, our Louisville branch has been a trusted partner for generations. Located at 1200 Forest Bridge Rd, Louisville, KY 40223, we are easily accessible for all your banking needs. Our journey began with a handful of members who believed in the power of cooperative banking. Today, we proudly serve over 254,000 members, reflecting our growth and the trust placed in us by the community. Our mission is simple yet profound: to provide exceptional financial services while supporting the well-being of our members and their families. We aim to empower individuals with the tools they need to achieve their financial goals. Whether it's through personal banking services like checking and savings accounts, auto loans, or mortgage financing, we strive to make banking straightforward and beneficial. While you can visit us at our branch location for a personal touch, official correspondence should be directed to our mailing address at 4401 Theater Dr, Evansville, IN 47715-1967. We understand that convenience matters; that's why we offer various services including ATM access and drive-thru banking options for those on-the-go. Over the years, Liberty has not only expanded its membership but also its total assets, which now stand at an impressive $4,157,434,290. This growth enables us to reinvest in our community through partnerships and outreach efforts aimed at making a positive impact locally. In addition to traditional banking services, we embrace technology to enhance your experience. Our online banking platform allows you to manage your finances from anywhere while ensuring security and accessibility. We also offer mobile payments and electronic signatures for added convenience. As we look ahead, our commitment remains unwavering. With dedicated staff ready to assist you during our operating hours of Monday through Thursday from 9 AM to 5 PM and Friday until 6 PM, we invite you to experience what makes Liberty special. Join us today and be part of a community-focused credit union that truly values its members. Together, let's build a brighter financial future! For more information or inquiries, feel free to call us at 866-875-4500.

Branch Location & Accessibility

Convenient Access and Features

Our location is easily accessible and features parking options that make your visit hassle-free. Plus, we comply with ADA standards, ensuring everyone can comfortably access our services. Look out for our drive-thru service if you're on the go; it's perfect for quick deposits and withdrawals without needing to leave your vehicle.

Operating Hours

At Liberty, we know that convenience matters. That's why our lobby hours are designed to fit into your busy schedule. We're open Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. Feel free to stop by during these hours we're always ready to welcome you with a smile!

Services Tailored for You

We offer a wide range of services tailored just for you: from checking and savings accounts to auto loans, mortgage loans, personal loans, credit cards with rewards, and even business banking solutions. Our shared service center allows members of partner credit unions to enjoy basic transactions like deposits and withdrawals here too! With ATM availability on-site and basic drive-thru banking options, we ensure that accessing your funds is as simple as possible. If you're ready to take the next step in managing your finances or have any questions about our services, don't hesitate to reach out! Call us today at 866-875-4500 or come visit us at Liberty's Louisville Ky North Hurstbourne Office we look forward to serving you!

Member Eligibility

Becoming a member of Liberty is like joining a welcoming family where your financial well-being is our top priority. If you're looking to experience the many benefits of being part of our community, you'll be happy to know that membership is open to anyone who lives, works, worships, or attends school in the area around 1200 Forest Bridge Rd Louisville Ky 40223. This means that whether you're just starting out or looking to enhance your financial journey, we invite you to join us and take advantage of our tailored services designed just for you. Opening an account with us is simple and straightforward. Just visit our website at https://onlinebanking.libertyfcu.org/tob/live/reg/ui/signup.html?source=web to get started on your path to better banking. Our friendly team is here to assist you every step of the way, so feel free to reach out at (866) 875-4500 if you have any questions. For further details on eligibility criteria and membership specifics, check out our resource page at . We can't wait to welcome you into the Liberty family!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine having a reliable partner to handle your transactions so you can focus on what really matters growing your business. Our merchant services make it easy for you to accept payments and manage cash flow efficiently. From credit card processing to mobile payment solutions, we provide tools that fit your unique business needs. Discover how Liberty, located at 1200 Forest Bridge Rd Louisville Ky 40223, Louisville, KY, can empower your business. Connect with us today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $591 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $728,635,820, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Made Easy

For our business members, we offer a suite of services including merchant services and business loans. We recognize how crucial it is for businesses to have reliable financial support. Our team is dedicated to helping entrepreneurs thrive by providing accessible banking solutions that grow alongside their ventures.

Convenient Access and Support

We strive to make banking as convenient as possible with features like ATM access, where you can easily withdraw cash or check balances without hassle. Our branch also provides basic drive-thru banking for deposits, withdrawals, and simple transactions perfect for those on the go! Plus, if you're a member of partner credit unions, take advantage of our shared branch transactions for deposits and withdrawals. If you ever need assistance or have questions about your account, don't hesitate to call us at 866-875-4500. Our friendly staff is here during our lobby hours from Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM.

Join Us Today!

Whether you're in need of personal finance solutions or business banking options, Liberty is here to help. Explore all that we offer at Liberty's website and consider opening an account with us today! Your financial success is just a step away with Liberty by your side.

Loans Tailored to Your Needs

At Liberty, we also offer personal loans and debt consolidation options. Whether you need extra cash for unexpected expenses or want to simplify your finances by combining multiple debts into one payment, our loan specialists are ready to assist you. And if you're looking to earn rewards while spending, check out our credit cards with rewards program. Enjoy benefits while using your card for everyday purchases!

Personal Banking Solutions

When it comes to personal banking, we offer checking and savings accounts that help you manage your money with ease. Imagine having the flexibility to access your funds anytime through our convenient online and mobile banking platforms. You can check your balances, transfer money, and even make payments on the go! If you're planning to purchase a new car or refinance your existing vehicle, our auto loans and vehicle financing options are tailored just for you. We make the process simple and straightforward so that you can hit the road in no time. Additionally, our mortgage loans and refinancing services provide competitive rates to help you secure your dream home or adjust your current mortgage terms.

Digital & Online Banking

Key Features

Our online banking platform is available 24/7, giving you the freedom to check your account balances, pay bills, and transfer funds whenever it suits you. You can easily handle person-to-person transfers, making it simple to send money to friends or family without any hassle. If you're looking for a paperless option, our e-statements are here to help. You can opt for electronic statements that not only save trees but also make it easier to track your finances without clutter. Plus, with electronic signature authorization, signing documents has never been more convenient no more printing and scanning!

Mobile Banking Made Easy

For those on the go, our mobile application brings all these features right to your smartphone. Whether you're making mobile payments or checking your latest transactions while waiting in line, our app is user-friendly and secure. You'll have real-time access to your accounts right at your fingertips. At Liberty, we prioritize your security. Our systems are built with robust security measures so you can bank with confidence. Enjoy the ease of managing your finances digitally while knowing that your information is safe. In today's fast-paced world, having reliable digital banking options is essential. At Liberty, we're committed to providing accessible and straightforward online banking services that fit seamlessly into your lifestyle. Join us today and experience the difference!

Financial Strength

At Liberty, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to serve the community from our location at 1200 Forest Bridge Rd Louisville Ky 40223 in Louisville, KY. You can reach us at (866) 875-4500 whenever you have questions or need assistance. Our financial health is robust, as demonstrated by our net worth of $423,262,296. This strong position enables us to offer better rates, lower fees, and enhanced services tailored to your needs. Additionally, our net worth ratio of $1,018 reflects a solid capital foundation that ensures we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,113,691,365 in share certificates and $95,453,291 in money market shares, which provide stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits totaling $143,840,708, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $341,670,827 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $49,020 in used auto loans and a total of $3,061,977,717 across all loans and leases. This capacity supports our members' financial goals across various sectors. We also take pride in our operational efficiency, as indicated by our $29,929,275, allowing us to continue offering competitive loan rates and solid financial products for our members. Our dedicated team consists of 790 full-time employees and 22 part-time employees who are always ready to assist you with their knowledge and commitment. Our net shares available for lending and investments stand at $44,468,288, demonstrating our readiness to support your financial aspirations. With a total of 492,519 share accounts, we boast a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Liberty is your trusted partner. Visit us at 1200 Forest Bridge Rd Louisville Ky 40223 or call (866) 875-4500 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $117,486,760 in used vehicle loans and $35,656,041 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable pre-owned vehicle, our competitive rates can help make your dream car more affordable.

Business Loans

For business owners looking to expand or invest in new opportunities, our outstanding commercial loans totaling $728,635,820 provide the capital needed to grow your business. We understand the unique challenges faced by businesses today and are here to support your vision with tailored financing options. At Liberty, we also provide refinancing options for many of our loan products. If you're interested in lowering your monthly payments or accessing cash from existing equity our team is here to assist you every step of the way. For more information on any of our loan offerings or to discuss eligibility options, please feel free to reach out at 866-875-4500 or visit us at 1200 Forest Bridge Rd Louisville Ky 40223. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how Liberty can help you achieve your financial goals today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $175,776,053, make buying or refinancing simple. We offer various mortgage solutions designed to fit different budgets and lifestyles. Let us guide you through the process of securing financing for your future home.

Unsecured Credit Cards

Managing finances can be easier with our flexible terms on unsecured credit card loans. With a total of $52,846,147 in loans helping members manage their finances effectively, our credit cards offer convenience along with potential rewards. Use them for everyday purchases while enjoying peace of mind knowing you have a solid backup when needed.

Loan Aggregator

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures that users receive fair and transparent offers. Each lender's information is verified, giving users peace of mind that they are comparing legitimate options.

The Benefits of Using LendMesh

- Verified Data: All loan offers come from credible financial institutions, ensuring clarity in what users can expect. - No Sponsored Listings: Unlike some comparison tools, LendMesh does not prioritize lenders based on paid promotions. This dedication to unbiased results means users can make decisions without hidden agendas. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates across multiple institutions, empowering them to make informed choices quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial reflects the genuine impact LendMesh has had on its users' financial decisions. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Liberty

Type of Loan Offerings

Personal Loans

Vehicle Loans