Liberty Credit Union Louisville KY | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Liberty, your trusted financial partner located at 4220 Shelbyville Rd, Louisville, KY 40207. Since our establishment in 1936, we have been dedicated to serving our community with a range of financial services tailored to meet the needs of our 254,765 valued members. With total assets exceeding $4.15 billion and total deposits around $593.58 million, we pride ourselves on being a solid choice for personal and business banking. At Liberty, we understand that financial decisions can be daunting. That's why our team, led by CEO William Schirmer and Board President Wayne Kinney, is committed to providing guidance and support every step of the way. Our knowledgeable staff of 812 employees is here to help you navigate everything from checking accounts to auto loans, ensuring that you receive personalized attention and expert advice. While members can visit us at our Louisville branch, official correspondence should be sent to our mailing address at 4401 Theater Dr, Evansville, IN 47715-1967. We offer convenient services such as online banking, mobile payments, and an ATM for quick access to your funds. As part of our mission to enhance the lives of our members, we've made significant strides in community involvement and support. We believe in building relationships based on trust and transparency while empowering you to achieve your financial goals. Ready to take the next step? Feel free to reach out at 866-875-4500 or visit us online at Liberty FCU for more information about how we can help you thrive financially. Your journey toward financial well-being starts here!

Branch History & Mission

Commitment to Community

At Liberty Credit Union, our mission extends beyond banking; we are dedicated to uplifting our community. We actively engage in local outreach programs and partnerships that support education, health initiatives, and economic development. We believe that when our community thrives, we all benefit. While members can visit us at 4220 Shelbyville Rd, official correspondence should be sent to 4401 Theater Dr, Evansville, IN 47715-1967. Whether you need assistance with basic transactions or complex financial decisions, our staff is here to guide you every step of the way.

Join Us!

At Liberty Credit Union, we invite you to experience a different kind of banking one where you're more than just a number; you're part of a family committed to your success. Explore what it means to be a member today! Visit us online at Libertyfcu.org or call us at 866-875-4500 for more information about how we can help you achieve your financial goals. Together, let's build a stronger community!

Modern Banking Experience

In keeping with our commitment to innovation and accessibility, Liberty offers a variety of digital services designed to make banking easier for you. Enjoy features like online banking, mobile payments, and e-statements because your convenience matters to us. We also ensure that all facilities are ADA compliant so everyone can access our services comfortably. Our branch features ATM availability and drive-thru banking for those on the go. With operating hours Monday through Thursday from 9 AM to 5 PM and Fridays until 6 PM, we strive to accommodate your busy schedule.

Our Journey

Since opening our doors, Liberty Credit Union has evolved significantly. Initially founded to meet the needs of local families and workers, our mission was clear: provide accessible financial services that empower individuals and strengthen communities. Over the years, we've expanded our offerings to include personal banking, auto loans, mortgages, credit cards with rewards, and business services, ensuring we meet the diverse needs of our membership. As we grew, so did our financial strength. Today, Liberty boasts total assets exceeding $4.15 billion, reflecting our stability and dedication to responsible growth. Our team has worked diligently to ensure that every member feels valued and supported in their financial journey.

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility for all members. Our branch features ADA-compliant entrances and parking options to ensure that everyone can enjoy a comfortable visit. Plus, with convenient parking available on-site, you won't have to worry about finding a spot when you arrive.

Call to Action

Ready to experience friendly service and convenient banking? We invite you to visit us or give us a call at 866-875-4500 for any questions you may have. At Liberty, we're committed to making your banking experience as enjoyable and straightforward as possible!

Nearby Landmarks

Our location near popular landmarks makes it simple to fit banking into your day. If you're coming from the bustling shopping areas or local eateries, you'll find us just off Shelbyville Road, making us a perfect pit stop for your financial errands.

Operating Hours and Services

At Liberty, we value your time. Our operating hours are designed to fit your busy schedule: Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. We offer a wide range of services including personal banking solutions like checking and savings accounts, auto loans, and mortgage options. You can also take advantage of our ATM availability and drive-thru service for quick transactions on the go. If you're looking for additional services, we participate in shared branching as well, allowing members from partner credit unions to perform basic transactions here.

Member Eligibility

At Liberty, we believe that everyone deserves the opportunity to join a community that prioritizes their financial well-being. Becoming a member is simple and welcoming! If you live, work, or go to school in our service area, you're likely eligible to open an account with us. We aim to support you in achieving your financial goals, whether that's through competitive loan rates, savings options, or personalized services. To learn more about specific eligibility requirements, feel free to check out our detailed resource. Once you're ready to become part of our family, opening an account is just a few clicks away! You can start the process by visiting our easy-to-navigate account opening page at https://onlinebanking.libertyfcu.org/tob/live/reg/ui/signup.html?source=web. If you have any questions along the way, don't hesitate to give us a call at (866) 875-4500. We're excited to welcome you to Liberty, located at 4220 Shelbyville Rd Louisville Ky 40207, where your financial future is our top priority!

Business Banking & Commercial Services

Real-World Benefits of Merchant Services

In addition to loans, we offer merchant services that simplify transactions for your business. Imagine being able to process payments quickly and securely while offering your customers the convenience they expect. Whether you're a small shop owner or a service provider, our merchant services will streamline your payment process, giving you more time to focus on what you do best running your business. For more information about how Liberty can assist you in achieving your business goals, visit us at 4220 Shelbyville Rd Louisville Ky 40207, Louisville, KY or call us at (866) 875-4500. Let's work together to build a brighter future for your business!

Supporting Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $591 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $728,635,820, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? With our ATM services available at multiple locations, accessing your funds is quick and simple. Our drive-thru banking offers basic transactions like deposits and withdrawals without leaving your car.

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans provide competitive rates and flexible terms, making it easier than ever to drive off in the vehicle of your dreams. Whether it's a new model or a used vehicle, we can help you navigate the financing process smoothly.

Business Banking

For small business owners, our business banking services include merchant services and business loans designed to help your enterprise thrive. From managing daily transactions through online banking to securing funding for expansion, we support local businesses every step of the way.

Credit Cards with Rewards

With our credit cards, not only can you make purchases conveniently, but you also earn rewards on every dollar spent! Enjoy cash back or points towards travel it's all about giving back to our members while they spend wisely.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why at Liberty, we provide robust online and mobile banking options. You can manage your accounts anytime from anywhere pay bills, transfer funds, or check balances right from your smartphone or computer. Plus, with features like person-to-person payments and e-statements, staying on top of your finances has never been easier.

Mortgage Loans & Refinancing

If you're considering buying a home or refinancing your existing mortgage, our mortgage loans offer customized solutions tailored just for you. We understand how important this investment is and strive to make the process straightforward and manageable.

Personal Banking

We offer various personal banking options including checking and savings accounts that make managing your day-to-day finances easy. Imagine having a checking account that comes with no monthly fees and a savings account that helps you grow your money effortlessly. Our personal loans are available for those times when unexpected expenses arise, helping you consolidate debt or fund personal projects without the stress.

Shared Branch Transactions

If you're a member of another partner credit union, you can still enjoy many of our services through shared branch transactions. This means you can deposit or withdraw funds conveniently even when you're away from home. At Liberty, we're committed to providing financial solutions that fit into your lifestyle while ensuring ease of access through our digital platforms. For any questions or to get started with any of our services, don't hesitate to call us at (866) 875-4500. We look forward to serving you!

Digital & Online Banking

Key Features

We offer a variety of features that make banking easier for you. With E-Statements, you can go paperless and access your statements anytime, reducing clutter while keeping your information secure. Plus, with Electronic Signature Authorization, signing documents is quick and hassle-free no more printing and mailing! Managing payments is also a breeze with our Mobile Payments feature. You can make purchases directly from your phone without needing cash or cards. Our dedicated Mobile Application puts all these tools in the palm of your hand, allowing you to bank on the go. Want to send money to friends or family? Our Person-to-Person Transfers service makes it simple and instantaneous. Just a few taps on your mobile device and you're done! Plus, with 24/7 Online Banking Services, you can access your accounts whenever it suits you best.

Security & Support

Your security is our top priority. We utilize advanced technology to ensure that your personal information remains safe while you're banking online. If you ever have questions or need assistance, our friendly team is just a phone call away at (866) 875-4500. In summary, Liberty offers comprehensive digital and online banking solutions tailored to meet your needs. Experience the freedom of managing your finances on your terms!

Financial Strength

A Growing Community

Total Share and Deposit Accounts: 492,519, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $44,468,288, further reinforcing our capacity to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Liberty is your trusted partner. Visit us at 4220 Shelbyville Rd Louisville Ky 40207 or call (866) 875-4500 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $1,113,691,365 in share certificates and $95,453,291 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $143,840,708, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our impressive $16,530,497 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 790 full-time employees and 22 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $341,670,827 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to your financial well-being is reflected in our diverse lending capacity; with $49,020 in used auto loans and $3,061,977,717 in total loans and leases, we support members' financial goals across various sectors.

Solid Financial Health

With a net worth of $423,262,296, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.18% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We've already provided over $117,486,760 in used vehicle loans and $35,656,041 in new vehicle loans to help our members get on the road with ease. Whether it's a brand-new model or a reliable pre-owned vehicle, we have financing options tailored for you.

Business Financing

For business owners looking for capital to grow and expand their operations, our outstanding commercial loans totaling $728,635,820 provide the financial support needed to take your business to the next level. We understand the unique challenges businesses face and are committed to providing solutions that work for you.

Mortgage Options

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $175,776,053. This means you can access competitive rates and terms designed to fit your budget and lifestyle. Our team is here to guide you through the process from start to finish.

Refinancing Options

If you're considering refinancing any existing loans or credit lines, we're here to discuss eligibility options that might benefit you financially. Whether it's lowering your monthly payments or accessing cash for other needs, our team can help explore what's best for your situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're ready to learn more about how our loan offerings can work for you or if you have any questions regarding eligibility or application processes, feel free to reach out at 866-875-4500 or visit us online at Liberty FCU. We're here to support you every step of the way!

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. We also offer flexible terms on unsecured credit card loans with a total of $52,846,147 available to help members manage their finances effectively. These credit cards come with features that allow you to earn rewards while keeping your spending under control.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures fair and transparent offers, allowing users to trust the information they receive.

LIBERTY FEDERAL CREDIT UNION - Louisville, KY

Type of Loan Offerings

Vehicle Loans

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Loan rates in Louisville, KY (40207)