Liberty Credit Union Henderson KY | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Liberty, your trusted partner in financial well-being, located at 349 Starlite Dr, Henderson, KY 42420. Since our establishment in 1936, we have been dedicated to serving our community with a commitment that reflects in our ever-growing membership of 254,765 individuals. With total assets exceeding $4.15 billion, we pride ourselves on being a solid foundation for your financial needs. At Liberty, we understand the importance of accessible banking services. That's why we offer a range of personal banking options including checking and savings accounts, auto loans, and mortgage refinancing all designed to help you achieve your financial goals. Additionally, we support local businesses with tailored solutions like business loans and merchant services. While members can visit us at our branch location, official correspondence should be sent to 4401 Theater Dr, Evansville, IN 47715-1967. Our dedicated team of 812 employees, led by CEO William Schirmer and Board President Wayne Kinney, is here to provide personalized service every step of the way. With total deposits around $593 million and cash reserves of approximately $17.4 million, Liberty is well-equipped to handle all your banking needs securely. We also maintain a robust net worth of about $423 million, reflecting our strong position within the credit union landscape. Whether you're looking for competitive loan rates or convenient online banking options, Liberty is here for you. Reach out today at (270) 826-3029 or explore more about us at Liberty's website. Join us in building a stronger community because together, we thrive!

Branch History & Mission

Community Engagement

We are proud to offer a variety of services designed with your needs in mind. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, Liberty is here for you every step of the way. Our online and mobile banking capabilities provide convenience and flexibility, ensuring you can manage your finances anytime, anywhere. Additionally, we offer drive-thru banking for quick transactions and shared service center access for members from partner credit unions. Our commitment to customer-centric initiatives also includes ADA compliance and ongoing digital advancements that enhance your banking experience. As we look toward the future, we invite you to join us on this journey. Experience firsthand the benefits of membership at Liberty where your financial goals become ours. Together, let's build a stronger community! For more information or to become a member today, visit us online at Liberty or call us at 270-826-3029.

Our Mission

At Liberty, our mission is clear: to empower individuals and families through accessible financial solutions that enhance their quality of life. We believe that everyone deserves the opportunity to achieve their financial goals. Our commitment goes beyond banking; it extends to supporting local initiatives and fostering community engagement. Whether it's through partnerships with local organizations or outreach programs, we strive to make a difference where it matters most. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 4401 Theater Dr, Evansville, IN 47715-1967.

Branch Location & Accessibility

Accessibility Features

At Liberty, we prioritize making banking simple and accessible for everyone. Our branch complies with ADA standards, featuring ramps and wide doorways for those who may need them. There's ample parking available right outside, ensuring you can visit us without any hassle.

Call to Action

We invite you to stop by Liberty today! Our team is ready to assist you with any questions or services you may need. Feel free to give us a call at 270-826-3029 if you have any inquiries before your visit. We look forward to serving you!

Operating Hours

We understand that life can get busy, so we offer flexible operating hours to accommodate your schedule. You can visit us Monday through Thursday from 9 AM to 5 PM, and on Fridays, we're open until 6 PM. If weekends work better for you, our drive-thru service is available on Saturdays from 9 AM to 12 PM.

Services Offered

Whether you're looking to open a checking account or need assistance with loans and credit cards, our friendly staff is here to help! We provide a range of services including personal banking options, auto loans, mortgage refinancing, and even business banking solutions. Plus, with our drive-thru service and ATM availability, managing your finances has never been easier. While members can visit us at 349 Starlite Dr for all their banking needs, official correspondence should be sent to our mailing address at 4401 Theater Dr in Evansville, Indiana.

Member Eligibility

At Liberty, we believe that everyone deserves a chance to be part of a caring community focused on helping you achieve your financial goals. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the area around our branch at 349 Starlite Dr Henderson Ky 42420, you are likely eligible to join. We welcome individuals from all walks of life, making it easy for you to access our range of services designed to support your needs. You can learn more about the specific eligibility criteria by visiting this resource. Joining us means you'll enjoy the benefits of being part of a cooperative institution that prioritizes your well-being over profit. From competitive loan rates to personalized customer service, our team is here to help. Ready to take the next step? Opening an account is straightforward simply follow the instructions available at https://onlinebanking.libertyfcu.org/tob/live/reg/ui/signup.html?source=web or give us a call at (270) 826-3029. We can't wait for you to become part of our family at Liberty!

Business Banking & Commercial Services

Merchant Services That Work

Imagine having a reliable partner for all your payment processing needs. Our merchant services enable you to accept various payment methods easily, ensuring smooth transactions for your customers. This means less hassle for you and more satisfaction for them, which can lead to repeat business. Located at 349 Starlite Dr Henderson Ky 42420 in Henderson, KY, we're here to empower your business every step of the way. Let's work together to turn your vision into reality!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $591 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $728,635,820, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash quickly? Our ATM & Cash Withdrawal Services ensure that funds are just a few taps away. Plus, if you prefer face-to-face interactions, our basic drive-thru banking allows for simple transactions like deposits and withdrawals without leaving your car.

Business Banking

If you're running a business, our Business Banking services can assist you in managing your finances effectively. From Merchant Services that simplify transactions to Business Loans for expanding your operations, we are committed to helping local businesses thrive.

Credit Cards

To reward your spending habits, we provide Credit Cards with Rewards. These cards not only make everyday purchases easier but also allow you to earn points for travel, cash back, or other perks.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer comprehensive Online & Mobile Banking solutions that let you manage your accounts anytime and anywhere. With features like mobile payments and person-to-person transfers, banking has never been easier!

Home Financing

Thinking about buying a home or refinancing? Our Mortgage Loans & Refinancing options allow you to explore competitive rates that suit your budget. Whether you're a first-time homebuyer or looking to upgrade, our team is here to guide you through the process.

Personal Banking

For those looking to manage their day-to-day finances, we offer various Personal Banking options. You can open Checking & Savings Accounts tailored to fit your lifestyle, making it easier for you to save and spend wisely. If you're in the market for a new vehicle, our Auto Loans & Vehicle Financing services can help get you behind the wheel without breaking the bank.

Personal Loans

Sometimes life throws unexpected expenses your way. With our Personal Loans & Debt Consolidation options, you can tackle those challenges head-on. We aim to help you achieve peace of mind by offering flexible loan terms that meet your financial needs.

Shared Branch Transactions

We also support basic shared branch transactions for partner credit union members, which means even more flexibility when accessing your funds on the go. At Liberty, we're not just about banking; we're about building relationships with our members. Whether you're visiting us at 349 Starlite Dr Henderson Ky 42420, calling us at (270) 826-3029, or using our online services from anywhere in the world, we're here to help you every step of the way. Ready to explore how we can assist you further? Visit us today or check out our website at https://www.libertyfcu.org/ to learn more about all the ways we can support your financial journey!

Digital & Online Banking

Convenient Features for Your Lifestyle

Need to send money to a friend? Our person-to-person transfer feature makes it easy and quick. Just a few taps on your phone or clicks on your computer can get the job done. And when it comes to documentation, signing forms electronically is straightforward with our electronic signature authorization no more printing and scanning! Stay organized with e-statements available directly in your online account. This not only helps reduce paper clutter but also ensures you can access your statements quickly whenever needed. Plus, if you're someone who enjoys the simplicity of mobile payments, you'll be happy to know that we support this feature too!

Explore Our Online Banking Services

Our online banking platform is accessible 24/7, meaning you can check your balance, make transfers, and pay bills whenever it suits you. Whether you're at home or on the go, logging in is simple through our secure portal at https://www.libertyfcu.org/. Plus, if you prefer using your smartphone, our mobile application provides all the functionalities right at your fingertips.

Security You Can Trust

We prioritize your safety with every transaction. Our digital banking services come equipped with robust security measures designed to keep your personal information safe. You can rest easy knowing that managing your money online is protected by top-notch technology. In summary, Liberty's digital and online banking services offer an accessible, efficient way to manage your finances while keeping security at the forefront. Discover how easy it is to take control of your financial life by visiting us online today!

Financial Strength

Commitment to Growth and Innovation

With $341,670,827 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust as well; with $49,020 in used auto loans and $3,061,977,717 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency is reflected in our $16,530,497, enabling us to continue offering competitive loan rates and solid financial products for our members.

Dedicated Team for Your Needs

We also take pride in having 790 full-time employees and 22 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The strength of our workforce translates into exceptional service for all your banking needs.

Secure Savings for Members

Members' savings are secured through $1,113,691,365 in share certificates and $95,453,291 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $143,840,708, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $423,262,296, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.18% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Reliability

Total Share Accounts: 492,519, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $44,468,288 further illustrate our capability to support your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Liberty is your trusted partner. Visit us at 349 Starlite Dr Henderson Ky 42420 or call (270) 826-3029 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $117,486,760 in used vehicle loans and $35,656,041 in new vehicle loans already helping members get on the road. We provide flexible terms and options that fit your budget and lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $728,635,820 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to finance an existing business project, we are here to support your entrepreneurial spirit. At Liberty, we are committed to providing personalized service tailored to your specific financial situation. If you're considering refinancing or want to explore eligibility options for any of our loan products, please reach out. For more information about our loan offerings or to apply today, visit us at our branch located at 349 Starlite Dr, Henderson, KY 42420, or give us a call at 270-826-3029. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $175,776,053, make buying or refinancing simple. We can help you navigate the mortgage process whether you're a first-time buyer or looking to refinance your existing mortgage.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $52,846,147 in loans helping members manage their finances effectively. This option allows you to make purchases while keeping your spending under control.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that the information is accurate and up-to-date. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions its goal is to provide unbiased results that help users make informed decisions. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users have access to the latest information when comparing options. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective and user-friendly the platform is. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This sourcing ensures that users receive fair and transparent offers. LendMesh prioritizes accuracy in its comparisons, giving consumers confidence in the information they receive.

LIBERTY FEDERAL CREDIT UNION - Henderson, KY

Type of Loan Offerings

Vehicle Loans

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Loan rates in Henderson, KY (42420)