Liberty Credit Union Bowling Green KY | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Liberty, your trusted financial partner located at 2187 Gary Farms Blvd, Bowling Green, KY 42104. Established in 1936, Liberty has been dedicated to providing exceptional service and financial solutions to our growing community. With a proud membership of 253,499 individuals, we are here to support you in achieving your financial goals. At Liberty, we understand that every member's needs are unique. That's why we offer a wide range of services including personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our total assets exceed $4.32 billion, reflecting our strong commitment to the financial well-being of our members. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to 4401 Theater Dr, Evansville, IN 47715-1967. We have built a solid foundation with total deposits amounting to $610 million and maintained a net worth of over $442 million, ensuring that your money is secure with us. Under the leadership of our CEO William Schirmer and Board President Wayne Kinney, Liberty is committed to enhancing the lives of our members and making a positive impact in the community. Our dedicated team of 857 employees is always ready to assist you with personalized service. Whether you're looking for reliable checking accounts or seeking assistance with loans totaling 118,570, we're here for you every step of the way. Don't hesitate to reach out! Call us at 812-477-9271 or visit our website at LibertyFCU.org for more information. Join us today and experience the difference that comes with being part of a credit union that truly cares about its members!

Branch History & Mission

Commitment to Innovation and Accessibility

As we move forward into the future, Liberty embraces technological advancements that enhance member experiences. With features like online banking and mobile payments available for easy access anytime and anywhere, we prioritize making banking as effortless as possible. We're also proud of our ADA compliance efforts which ensure everyone can access our services comfortably.

Community Connections

Partnerships are vital to our success. We actively collaborate with local organizations to contribute positively to Bowling Green's growth and well-being. Our shared service center further enhances accessibility for members needing transactions or support outside standard hours. Join us at Liberty today! Experience firsthand how we can help you achieve your financial goals while being an integral part of a vibrant community. Whether you're looking for personal or business banking solutions, we're here for you every step of the way. Contact us at 812-477-9271 or explore more on our website Liberty FCU. Together, let's build a brighter financial future!

Our Mission

At Liberty, our mission is clear: we strive to provide exceptional financial services while fostering a supportive environment that nurtures community growth. We believe in putting our members first by offering tailored services like personal checking and savings accounts, auto loans, mortgage options, and business banking solutions. Our commitment extends beyond traditional banking; we focus on community outreach initiatives that uplift those around us. With a deep-rooted dedication to service, we ensure all members feel valued and understood. Our operating hours Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM are designed for your convenience, along with Saturday drive-thru services available from 9 AM to 12 PM.

Branch Location & Accessibility

Welcome to Liberty at 2187 Gary Farms Blvd in Bowling Green, Kentucky! Our branch is conveniently situated in the vibrant Gary Farms area, making it easy for you to access all your banking needs. You'll find us right near local landmarks, which makes visiting even more enjoyable. At Liberty, we prioritize accessibility for all our members. Our branch is designed with ADA-compliant features, including ramps and ample parking spaces to ensure everyone can visit us comfortably. If you're driving through the area, you'll appreciate our drive-thru service, available for quick deposits and withdrawals without leaving your vehicle. Plus, our ATM is always ready to serve you whenever you need cash. We are here to assist you during our welcoming hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. Whether you're stopping by for personal banking services like checking and savings accounts or looking for assistance with loans and credit cards, our friendly staff is eager to help. While you can visit us at the branch for all your banking needs, please note that any official correspondence should be directed to our mailing address at 4401 Theater Dr, Evansville, IN 47715-1967. We're excited to welcome you at Liberty! If you have any questions or would like more information about our services, feel free to call us at 812-477-9271. Stop by soon and see how we can support your financial journey!

Member Eligibility

At Liberty, we believe that everyone deserves a chance to belong to a community that cares about their financial well-being. Becoming a member is simple and welcoming! If you live, work, or worship in the Bowling Green area, or if you are related to someone who does, you may qualify for membership. This means that whether you're just starting out or looking for a trusted partner in managing your finances, we're here for you. Membership at Liberty opens the door to a range of benefits like personalized service, competitive loan rates, and access to various financial products tailored just for you. To get started on your journey with us, simply visit our website at https://onlinebanking.libertyfcu.org/tob/live/reg/ui/signup.html ?source=web where you can find all the details on opening an account. If you have any questions or need assistance along the way, feel free to give us a call at (812) 477-9271. We're excited to welcome you into our family at Liberty, located at 2187 Gary Farms Blvd Bowling Green Ky 42104! For more information about eligibility requirements, don't forget to check out this resource.

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $660 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $886,297,576, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, having reliable merchant services is crucial. Imagine being able to accept payments seamlessly from customers, whether they're shopping online or in-store. Our merchant services help streamline transactions, making it easier for you to focus on growing your business. From payment processing solutions to point-of-sale systems, we provide tools that can enhance your customer experience while boosting your bottom line. Visit us at 2187 Gary Farms Blvd Bowling Green Ky 42104 in Bowling Green, KY, or give us a call at (812) 477-9271 to learn how we can help your business thrive!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, you'll find valuable support through our Business Banking services. We provide essential tools like Merchant Services & Business Loans, designed to help your business thrive and grow. Whether you need assistance managing transactions or funding for expansion, we're here to help you succeed.

Convenient Access and Support

At Liberty, convenience is key. We understand that busy schedules can make banking a challenge, which is why we offer various ways to access your accounts and conduct transactions. Our branch features include ATM & Cash Withdrawal Services, as well as basic drive-thru banking for quick deposits and withdrawals without leaving your vehicle. Additionally, we participate in basic shared branch transactions, allowing members of partner credit unions to perform deposits and withdrawals easily. This means more flexibility for you wherever you are!

Engage with Us Today!

We invite you to explore all that Liberty has to offer by visiting us at 2187 Gary Farms Blvd Bowling Green Ky 42104 or giving us a call at (812) 477-9271. Experience firsthand how our comprehensive list of services can support your personal and business financial goals. Join us today, and let's build a brighter financial future together!

Personal Banking Solutions

Managing your finances should be easy and convenient. That's why we offer a variety of Personal Banking services, including Checking & Savings Accounts that help you manage your daily expenses and save for the future. Imagine having instant access to your funds through our user-friendly Online & Mobile Banking platforms. With these features, you can check balances, transfer money, and even make payments right from your smartphone. When it comes to financing your dream car, our Auto Loans & Vehicle Financing options make it simple to get behind the wheel without breaking the bank. And if you're considering purchasing a home or refinancing an existing mortgage, our competitive Mortgage Loans & Refinancing will ensure you find the best rates available. For those unexpected expenses or projects that require extra cash, our Personal Loans & Debt Consolidation services can help you regain control over your finances. Plus, enjoy rewards on every purchase with our attractive Credit Cards with Rewards, making every transaction count.

Digital & Online Banking

Key Services

Our user-friendly mobile application gives you all the tools you need at your fingertips. From checking balances and reviewing transactions to paying bills and transferring money, it's all just a few taps away. Plus, with our mobile payments feature, you can make quick and easy payments directly from your smartphone. For those times when you need to send money to friends or family, our person-to-person transfer service makes it simple and fast. You can send money instantly without any hassle, making splitting bills or sharing expenses a breeze.

Security and Convenience

Your security is our top priority. That's why we offer electronic signature authorization for safe document handling and e-statements for easy access to your account statements without the clutter of paper. You can stay organized while keeping your information secure. Whether you're at home or out running errands, our online banking services let you manage your finances in real-time. With just a few clicks, you can check your account status, transfer funds between accounts, or view recent transactions all while knowing that your information is protected by state-of-the-art security measures. At Liberty, we are committed to providing accessible banking solutions that fit into your daily life. Experience the freedom of digital banking today! For more information or to get started, visit us at https://www.libertyfcu.org/ .

Financial Strength

Committed Team

Our $9,311,061 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 839 full-time employees and 18 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Trust

Our financial strength means we can continue serving you with confidence. With total share accounts of 493,312, we have a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $40,063,150. Whether you're saving, borrowing, or planning for the future, Liberty is your trusted partner. Visit us at 2187 Gary Farms Blvd Bowling Green Ky 42104 or call (812) 477-9271 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $382,244,825 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $47,077 in used auto loans and $3,213,157,068 in total loans and leases.

Member-Centric Approach

Members' savings are secured through $1,266,333,451 in share certificates and $93,741,443 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $60,323,079, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $442,529,413, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,023 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $135,692,809 in used vehicle loans and $31,765,609 in new vehicle loans already helping members get on the road. We provide flexible financing options to suit your needs. Plus, if you're considering refinancing your current auto loan, we have options available that could save you money each month.

Business and Commercial Loans

For business owners, our outstanding commercial loans totaling $886,297,576 provide the capital needed to grow and expand. We understand that every business is unique; therefore, we work closely with you to create a tailored lending solution that meets your specific requirements. If you're ready to explore any of these exciting loan options or want more information about eligibility and application processes, please reach out to us at 812-477-9271. Our knowledgeable team is here to assist you every step of the way! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit our website at Liberty FCU for more details on all our services!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $192,336,010, make buying or refinancing simple. We offer competitive rates and terms designed to help you secure the home of your dreams. If you're interested in refinancing your existing mortgage, we can guide you through the process to find the best solution for your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $52,869,232 in loans helping members manage their finances effectively. Our credit cards come with rewards programs that can benefit you while providing the flexibility you need for everyday purchases.

Loan Aggregator

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LIBERTY FEDERAL CREDIT UNION - Bowling Green, KY

Type of Loan Offerings

Personal Loans

Vehicle Loans