Liberty Credit Union Mount Vernon IN | Best Auto Loans & Business Banking

Introduction

Welcome to Liberty, where your financial journey is our priority! Located at 405 E 4th St, Mount Vernon, IN 47620, our Mt. Vernon Office has been serving the community since 1936. With over 254,765 members, we pride ourselves on being a trusted partner in achieving your financial goals. At Liberty, we understand that financial matters can be overwhelming. That's why we're committed to providing personalized service tailored to your unique needs. Our total assets stand at an impressive $4,157,434,290, reflecting our strength and stability in the credit union landscape. We offer a variety of services, including personal banking options like checking and savings accounts, auto loans, mortgages, and business banking solutions. You can feel confident knowing that your deposits are safe with us our total deposits reach $593,582,703. Our net worth of $423,262,296 demonstrates our commitment to maintaining a solid foundation for our members. Plus, with $17,400,166 in cash on hand, we're ready to assist you when you need it most. While you can visit us at our branch for all your banking needs, please send official correspondence to our mailing address: 4401 Theater Dr, Evansville, IN 47715-1967. Under the leadership of CEO William Schirmer and Board President Wayne Kinney, we strive to create a welcoming environment where every member feels valued. Our dedicated team of 812 employees is here to help you navigate your financial journey with ease. Ready to take the next step? Contact us today at 812-833-0973 or explore more about our services at Liberty's website. Let's build a brighter financial future together!

Branch History & Mission

Community Commitment

Liberty's heart beats for its community. We actively participate in local events and partnerships aimed at supporting various causes around Mount Vernon. Whether it's sponsoring youth sports teams or hosting financial literacy workshops, we strive to be a positive force in our area. While members can visit us at 405 E 4th St, official correspondence should be sent to 4401 Theater Dr, Evansville, IN 47715-1967. For any inquiries or assistance, feel free to reach out at 812-833-0973 during our operating hours: Monday through Thursday from 9 AM to 4 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to noon (drive-thru only).

Join Us

We invite you to become part of Liberty's growing family. Experience firsthand how we can help you achieve your financial goals while being a proud member of the community. Together, let's build a brighter future! Visit us or check out our website at LibertyFCU.org for more information on how you can get started today!

Our Journey

Liberty started with a simple mission: to empower individuals and families by offering them the financial tools they need to thrive. Over the years, we have grown significantly, now boasting total assets of over $4.15 billion. This growth reflects not just our financial strength but also the trust and loyalty of our members. From humble beginnings, we have expanded our services to include personal banking options such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our dedicated team is here to assist you every step of the way, ensuring you have access to the resources you need for your financial journey.

Our Mission

At Liberty, our mission goes beyond traditional banking; we aim to uplift our community through financial education and support. We believe that everyone deserves a chance to build a secure future. That's why we provide not only banking services but also educational programs designed to help members make informed decisions about their finances. Our drive-thru service makes banking even more convenient for those on-the-go, while our shared service center allows us to connect with other credit unions to extend our reach and offerings. As technology evolves, so do we; from online banking and mobile payments to ATM services available at various locations, Liberty is committed to making banking easier for you.

Branch Location & Accessibility

Banking Hours that Fit Your Schedule

Our operating hours are tailored to fit busy lifestyles. We're open Monday through Thursday from 9 AM to 4 PM, and on Fridays from 9 AM to 6 PM. For those on-the-go Saturdays, we offer drive-thru services from 9 AM to noon. Feel free to stop by during these times; our friendly staff is here to assist you with everything from checking accounts to auto loans.

Comprehensive Services at Your Fingertips

When you visit the Liberty branch, you'll find more than just standard banking services. Enjoy access to ATMs and drive-thru banking for quick deposits and withdrawals. If you're a member of another credit union, take advantage of our shared services as well! We offer a range of products including personal banking options, vehicle financing, mortgage loans, credit cards with rewards, and much more all aimed at helping you achieve your financial dreams.

Connect with Us Today!

We'd love for you to experience everything Liberty has to offer. If you have questions or need assistance before visiting, don't hesitate to call us at 812-833-0973. Our team is eager to help you navigate your financial journey. So why wait? Come see us today at the Liberty branch in Mount Vernon!

Easy Access and Comfort

At Liberty, we understand that accessibility matters. Our location features ADA-compliant facilities, ensuring everyone can visit us comfortably. With ample parking available right outside the branch, you can pop in without any hassle. Whether you're stopping by for a quick transaction or a more in-depth discussion about your financial goals, we've made it easy for you.

Member Eligibility

Joining the Liberty family is more than just opening an account it's about becoming part of a supportive community that values your financial well-being. At our branch located at 405 E 4Th St, Mount Vernon, IN 47620, we welcome individuals who live, work, worship, or attend school in Posey County, as well as their family members. This makes it easy for you to connect with us and enjoy the benefits of membership. By joining Liberty, you gain access to a range of services designed to help you thrive financially, from personal banking to auto loans and beyond. Ready to take the next step? Opening an account is simple! You can start the process by visiting this link. If you have any questions or need assistance, don't hesitate to give us a call at (812) 833-0973. For more detailed eligibility criteria and updates. We look forward to welcoming you into our community!

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to loans, we offer merchant services that streamline payment processing for your business. Imagine being able to accept payments quickly and efficiently whether you're a retailer at a bustling market or a service provider on-site. Our services help ensure that transactions are smooth, allowing you to focus on what you do best: running your business. Located at 405 E 4Th St Mount Vernon In 47620, Mount Vernon, IN, we are here to support your entrepreneurial journey every step of the way. Contact us today at (812) 833-0973 to learn how we can help your business grow!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $591 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $728,635,820, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash quickly? Our ATM and cash withdrawal services ensure that you have easy access to your funds when you need them most. Additionally, our basic drive-thru banking allows for quick deposits, withdrawals, and simple transactions without leaving your vehicle a perfect solution for those busy days.

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Look no further! Our auto loans and vehicle financing options are designed to get you on the road quickly and affordably. We work with you to find the best rates and terms that fit your budget, ensuring that your dream car is within reach.

Business Banking Services

For our business members, we offer robust solutions tailored to support your entrepreneurial journey. Our business banking services, including merchant services and business loans, are designed to help you thrive in a competitive marketplace. We understand the unique challenges businesses face and strive to provide resources that empower growth.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we prioritize digital banking features at Mt. Vernon Office. With our online and mobile banking, you can manage your accounts anytime, anywhere. Check balances, make transfers, pay bills, or even send money person-to-person all from your smartphone or computer.

Mortgage Loans & Refinancing

Homeownership is a significant milestone, and at Liberty, we make it attainable through our comprehensive mortgage loans and refinancing services. Whether you're a first-time homebuyer or looking to refinance your existing mortgage for better rates, our team is here to guide you through every step of the process.

Personal Banking Solutions

We understand that managing finances can sometimes feel overwhelming. That's why we offer a variety of personal banking options designed for your convenience. From checking and savings accounts that help you keep track of your daily expenses to personal loans and debt consolidation solutions, we're here to make life easier. Our credit cards with rewards allow you to earn while you spend, making everyday purchases more rewarding.

Shared Branch Transactions

If you're a member of another credit union within our network, you'll be pleased to know that we offer basic shared branch transactions too! This means you can conduct deposits and withdrawals conveniently at our branch while still enjoying the benefits of being part of your home credit union. With so many services available at Liberty, there's something for everyone. If you're ready to take control of your financial future or want to learn more about any specific service, don't hesitate to reach out! Call us at (812) 833-0973 or visit us today we're excited to assist you!

Digital & Online Banking

Accessibility & Ease of Use

Our user-friendly platform ensures that whether you're tech-savvy or new to online banking, you'll find everything straightforward. With real-time account management features, keeping track of your finances is easier than ever. At Liberty, we believe in making banking accessible for everyone. Join us today and experience how our digital and online services can simplify your life!

Key Features

One of the standout features of our digital banking is the ability to send person-to-person transfers. Want to split the bill with friends? No problem! With just a few taps on your phone, you can send money directly to someone else's account without any hassle. Security is a top priority at Liberty. We offer electronic signature authorization, ensuring that all your transactions are safe and verified. Plus, with e-statements available, you can easily manage your documents without the clutter of paper. We also support mobile payments, allowing you to make purchases directly from your smartphone. It's quick, simple, and perfect for those who are always on the go.

Financial Strength

Member-Centric Savings Solutions

Members' savings are secured through $1,113,691,365 in share certificates and $95,453,291 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $143,840,708, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to excellence is reflected in our financial performance as shown by our $16,530,497. This efficiency enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 790 full-time employees and 22 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Benefit

With $341,670,827 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $49,020 in used auto loans and $3,061,977,717 in total loans and leases.

Solid Financial Health

With a net worth of $423,262,296, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.18% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Numbers

The numbers speak for themselves: Net Shares available for lending and investments stand at $44,468,288, while the total share accounts show a strong and growing member base at 492,519. These figures represent the trust that members like you place in us every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Liberty is your trusted partner. Visit us at 405 E 4Th St Mount Vernon In 47620 or call (812) 833-0973 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $117,486,760 in used vehicle loans and $35,656,041 in new vehicle loans already helping members get on the road. We provide flexible financing options that make it easy for you to drive home in the vehicle you want.

Business Financing

For business owners, our outstanding commercial loans totaling $728,635,820 provide the capital needed to grow and expand. We are committed to supporting local businesses by offering tailored solutions that meet their unique needs. At Liberty, we also have refinancing options available for many of our loan products. If you're interested in exploring how refinancing could benefit you or checking your eligibility, please contact us directly. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you navigate your financial journey with confidence!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $52,846,147 in loans helping members manage their finances effectively. Our credit cards come with various benefits, making them a great tool for everyday purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $175,776,053, make buying or refinancing simple. We offer competitive rates and terms that allow you to manage your mortgage comfortably.

Loan Aggregator

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LIBERTY FEDERAL CREDIT UNION - Mount Vernon, IN

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Vehicle Loans

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