Liberty Credit Union Evansville IN | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Liberty Federal Credit Union, your trusted financial partner located at 4401 Theater Dr, Evansville, IN 47715. Since our establishment in 1936, we have proudly served the Evansville community and beyond, growing to a membership of over 254,765 individuals. At Liberty, we understand that financial services are not just about numbers; they're about helping you achieve your dreams and secure your future. With total assets exceeding $4.15 billion and deposits totaling $593,582,703, we stand strong as a pillar of financial stability in our region. Our commitment to you is reflected in our diverse range of services including personal banking, auto loans, mortgages, and business solutions. We have facilitated more than 122,214 loans and leases, empowering our members to make significant purchases and investments. Our dedicated team of 812 employees, led by CEO William Schirmer and Board President Wayne Kinney, is here to provide personalized support tailored to your needs. Whether you're looking for online banking options or in-person assistance, we prioritize making your banking experience seamless and convenient. While members can visit us at the branch for all their financial needs, official correspondence should be sent to our mailing address: 4401 Theater Dr, Evansville, IN 47715-1967. At Liberty Federal Credit Union, we believe in fostering long-lasting relationships with our members through trust and transparency. Join us today or reach out at (812) 477-9271 to learn how we can help you on your financial journey. Explore more about our offerings on our website Liberty Federal Credit Union. Your future starts here!

Branch History & Mission

Community Focus

Liberty is deeply committed to community outreach. We actively partner with local organizations and initiatives aimed at improving the lives of those around us. From financial literacy programs to charitable events, we strive to make a positive impact in Evansville and beyond. In addition to traditional banking services like checking accounts and loans, we embrace technology with online banking and mobile payment options. These advancements ensure that our members have easy access to their accounts anytime, anywhere. As we continue on this journey together, we invite you to join Liberty Federal Credit Union. Experience firsthand how we can help you achieve your financial goals while being part of a community-focused credit union that cares about your success. Together, let's build a brighter future!

Our Mission

At the core of Liberty Federal Credit Union's mission is a simple yet powerful commitment: to provide exceptional financial services while fostering community growth. We believe that everyone deserves access to affordable banking options and personalized support. Our mission statement emphasizes this goal ensuring that every member feels valued and empowered in their financial decisions. While members can visit us at 4401 Theater Dr, official correspondence should be sent to our mailing address at 4401 Theater Dr, Evansville, IN 47715-1967. Our operating hours are designed with your convenience in mind: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM.

Branch Location & Accessibility

Accessibility and Features

At our branch, accessibility is a priority. We offer ADA-compliant facilities, ensuring that everyone can comfortably access our services. Parking is readily available for our members, making your visit hassle-free. While members can visit us at 4401 Theater Dr, official correspondence should be sent to the same address for your convenience.

Call to Action

We invite you to come visit us at Liberty Federal Credit Union on Theater Dr! If you have any questions or would like more information about our services before stopping by, feel free to give us a call at 812-477-9271. We look forward to serving you soon!

Operating Hours

We understand that life can get busy, which is why we strive to accommodate your schedule. Our lobby hours are as follows: Monday through Thursday from 9 AM to 5 PM and Friday from 8:30 AM to 6 PM. On Saturday, we're open from 9 AM to noon. Whether you need personal banking services or want to discuss loans, our friendly staff is here during these hours to assist you.

Services Offered

At Liberty Federal Credit Union, we pride ourselves on providing a wide range of services designed for both personal and business banking needs. From checking and savings accounts to auto loans and mortgage refinancing, we have options tailored just for you. Plus, if you're a member of another partner credit union, you can still benefit from basic shared branch transactions right here! While we currently don't have ATM availability or drive-thru service at this location, our team is ready to help with all your transactions inside the branch.

Member Eligibility

Becoming a member of Liberty is like opening the door to a supportive community that truly cares about your financial well-being. If you live, work, or worship in Vanderburgh County, you're already on your way to joining us! We also welcome family members of existing members and those who are affiliated with certain organizations. This means more people can enjoy our personalized service and competitive rates designed just for you. To learn more about specific eligibility details, feel free to check out our website at . Opening an account is simple and straightforward! Just visit us online at https://onlinebanking.libertyfcu.org/tob/live/reg/ui/signup.html?source=web or give us a call at (812) 477-9271 if you have any questions. We're here to help you every step of the way as you become part of the Liberty family. Your journey towards better banking starts right here at our branch located at 4401 Theater Dr Evansville In 47715.

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $591 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $728,635,820, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, efficient payment processing can set you apart from the competition. Our merchant services simplify transactions so you can focus on what you do best running your business. Whether you're accepting payments online or in-store, our solutions ensure you get paid quickly and securely. Visit us at 4401 Theater Dr Evansville In 47715 in Evansville, IN, or call us at (812) 477-9271 to learn how we can help your business thrive!

Comprehensive List Of Services

Business Banking Support

For business owners, we provide comprehensive business banking services, including merchant services and business loans. We understand how important it is to keep your business running smoothly, so we are here to assist with all your financial needs.

Convenient Online & Mobile Banking

We recognize that life gets busy, which is why our online and mobile banking features offer you the flexibility to bank from anywhere at any time. With easy access to your accounts through our mobile application, you can check balances, transfer funds, and pay bills on the go. Additionally, our ATM and cash withdrawal services ensure you always have access to your money when you need it.

Credit Cards with Rewards

With our credit cards featuring rewards, you can earn points on everyday purchases that add up to exciting benefits. This makes spending not just practical but rewarding too!

Personal Banking Solutions

We understand that managing your money is crucial, which is why we offer various personal banking options. Our checking and savings accounts are designed to help you save for short-term goals or manage everyday expenses efficiently. You can also take advantage of our auto loans and vehicle financing solutions, making it easier than ever to get behind the wheel of a new car. If you're considering a home purchase or need assistance with your current mortgage, our mortgage loans and refinancing options provide flexible terms and competitive rates. We also offer personal loans and debt consolidation services, perfect for anyone looking to simplify their finances or cover unexpected expenses.

Shared Branch Transactions

As part of a larger network, we also offer basic shared branch transactions for partner credit union members. This means deposits and withdrawals are simple no matter where you are. At Liberty, we believe that convenience should be a priority in your banking experience. For more information about our services or to speak with one of our friendly representatives, don't hesitate to reach out at (812) 477-9271 or visit us online at Liberty Federal Credit Union. We look forward to assisting you!

Digital & Online Banking

Convenient Online Banking

With our 24/7 online banking services available at https://www.libertyfcu.org/, managing your accounts has never been easier. You can check balances, pay bills, and transfer funds all from the comfort of your home or on the go. Plus, you can enjoy the benefits of e-statements, making it easy to keep track of your financial activities without the clutter of paper statements.

Mobile Banking at Your Fingertips

Our mobile application takes convenience even further. You can access all your banking needs right from your smartphone. Whether you're making person-to-person transfers or setting up mobile payments, everything is just a tap away. And if you prefer to sign documents electronically, we offer electronic signature authorization for a quick and secure process.

Real-Time Account Management

Our digital banking tools allow you to manage your accounts in real-time. Whether you're checking your balance before making a purchase or transferring money instantly, you're always in control. With features like mobile payments and person-to-person transfers, sending money to friends or family is simple and straightforward. At Liberty, we are committed to providing you with accessible and efficient banking solutions that adapt to your lifestyle. Explore our digital banking services today and take charge of your financial future!

Secure and User-Friendly Features

Security is a top priority for us at Liberty. Our online and mobile banking platforms are equipped with advanced security measures to ensure that your personal information remains safe. We strive to create an easy-to-use experience so that you can navigate our services confidently.

Financial Strength

At Liberty, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial position, which reflects our commitment to serving you. With a net worth of $423,262,296, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,018 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,113,691,365 in share certificates and $95,453,291 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $143,840,708, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $341,670,827 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is evident with $49,020 in used auto loans and $3,061,977,717 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency is highlighted by a healthy net income of $29,929,275, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 790 full-time employees and 22 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $44,468,288. Total Share and Deposit Accounts: 492,519, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Liberty is your trusted partner. Visit us at 4401 Theater Dr Evansville In 47715 or call (812) 477-9271 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $117,486,760 in used vehicle loans and $35,656,041 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options that make it easy and affordable for you.

Business Loans

For business owners, our outstanding commercial loans totaling $728,635,820 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing business, our loan products can support your ambitions. At Liberty, we prioritize our members' needs by offering personalized service and expert advice. If you're considering refinancing or are unsure about eligibility, don't hesitate to reach out. Our friendly team is ready to assist you with any questions you may have. You can visit us at our branch located at 4401 Theater Dr Evansville In 47715 in Evansville, IN, or give us a call at (812) 477-9271. Let's work together to turn your financial aspirations into reality!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $175,776,053, make buying or refinancing simple. We provide guidance throughout the process to ensure you find the right fit for your budget and lifestyle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $52,846,147 in loans helping members manage their finances effectively. These cards come with various benefits and rewards designed to give you more value for your spending.

Loan Aggregator

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Liberty

Type of Loan Offerings

Personal Loans

Vehicle Loans