Liberty Credit Union Evansville IN | Best Auto Loans & Business Banking

Introduction

Welcome to Liberty, your trusted partner in financial growth located at 728 Locust St, Evansville, IN 47708. Established in 1936, we have proudly served our community for decades, helping over 254,765 members achieve their financial goals. With total assets exceeding $4.15 billion, and a solid net worth of $423,262,296, we are committed to providing reliable services tailored to meet your needs. At Liberty, we understand that banking is not just about transactions; it's about building relationships. Our dedicated team of over 812 employees, led by CEO William Schirmer and Board President Wayne Kinney, is here to support you every step of the way. We offer a variety of services including personal banking, auto loans, mortgages, and business financing all designed with our members' best interests in mind. While you can visit us at our Evansville branch for all your banking needs, please note that official correspondence should be sent to our mailing address: 4401 Theater Dr, Evansville, IN 47715-1967. With a commitment to community impact and member satisfaction, we invite you to explore the many ways Liberty can help you thrive financially. Whether you're looking for a new loan or simply want to learn more about managing your finances, our doors are always open. Feel free to call us at 812-213-3500 or visit our website at Liberty FCU for more information. Join us today and become part of a credit union that truly values its members!

Branch History & Mission

Community Engagement

Our drive-thru service and ATM availability make banking easy for busy individuals. We also offer shared service center options so that members of partner credit unions can access their accounts seamlessly. Our team is committed to providing top-notch customer service during our operating hours: Monday through Thursday from 8:30 AM to 4:00 PM and Friday from 8:30 AM to 5:00 PM. As we move forward, Liberty remains dedicated not only to meeting the financial needs of our members but also to fostering a sense of community among all who walk through our doors. We invite you to join us at Liberty! Experience firsthand how we can help you reach your financial aspirations while being part of a supportive community. Visit us today or learn more about becoming a member here.

Our Evolution

Liberty began with a small group of dedicated individuals who recognized the need for a member-focused financial institution. From those humble beginnings, we have expanded significantly. Today, we proudly serve over 254,000 members with total assets exceeding $4.15 billion. Our branch is located at 728 Locust St, Evansville, IN 47708, easily accessible for anyone in the area. If you prefer to send us official correspondence, please use our mailing address at 4401 Theater Dr, Evansville, IN 47715-1967. As we've grown, we've also embraced innovation. Our commitment to digital banking ensures that members can access their accounts anytime through online and mobile banking options. We prioritize accessibility and have made strides toward ADA compliance to ensure everyone can benefit from our services.

Our Mission

At Liberty, our mission is clear: to empower our members by offering a full range of financial products and services that help them achieve their goals. Whether it's personal banking needs like checking and savings accounts or more complex solutions like mortgage loans and business banking services, we are here to support you every step of the way. We believe that being a credit union means more than just providing financial products; it means giving back to the community. That's why we engage in various outreach efforts and partnerships that uplift local initiatives and improve the lives of those around us.

Branch Location & Accessibility

Call Us Today!

While you can visit us at our branch location for any immediate needs, official correspondence should be sent to our mailing address at 4401 Theater Dr, Evansville, IN 47715-1967. If you have any questions or need assistance before stopping by, feel free to give us a call at 812-213-3500. We're excited to help you with all your banking needs! Come see us today at Liberty you'll find a welcoming team ready to support you every step of the way!

Convenient Access

At Liberty, we understand how important it is for you to have convenient access to your financial needs. Our branch offers ample parking with easy entry and exit points, making it simple to stop by anytime during our operating hours. If you need assistance entering the building, rest assured that our facility meets ADA compliance standards with ramps and accessible pathways.

Operating Hours and Services

Our lobby hours are designed with your busy schedule in mind: we're open Monday through Thursday from 8:30 AM to 4:00 PM and on Fridays from 8:30 AM to 5:00 PM. During these times, our dedicated staff is ready to assist you with personal banking services including checking and savings accounts, auto loans, mortgage options, and more. Plus, if you're in a hurry, take advantage of our drive-thru service for quick deposits and withdrawals without leaving your vehicle. For those who prefer self-service options, we also provide ATM access for cash withdrawals and balance checks. And don't forget our shared service center allows members from partner credit unions to conduct basic transactions right here at Liberty.

Member Eligibility

Becoming a member of Liberty is like stepping into a warm, welcoming community where your financial well-being is our priority. If you live, work, worship, or attend school in Vanderburgh County, you're already on the path to joining us! We strive to make membership inclusive and accessible for everyone. By choosing Liberty, you'll enjoy a range of benefits tailored to support your financial journey, from personalized service to competitive rates on loans and savings. To get started, simply visit us at our branch located at 728 Locust St Evansville In 47708, or check out the details on how to open an account by visiting this link: https://onlinebanking.libertyfcu.org/tob/live/reg/ui/signup.html?source=web. If you have any questions or need assistance, feel free to give us a call at (812) 213-3500. For more information about eligibility requirements, please refer to this resource: . We can't wait to welcome you into our family!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, our merchant services make daily operations easier for local businesses. Imagine having a reliable partner that simplifies payment processing so you can focus on what really matters: serving your customers. From point-of-sale solutions to online payment options, we provide the tools you need to thrive in today's competitive market. Visit us at 728 Locust St Evansville In 47708, Evansville, IN, or call us at (812) 213-3500 to learn more about how we can help your business grow.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $591 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $728,635,820, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Support

For entrepreneurs and business owners, we provide comprehensive business banking services, including merchant services and business loans. Partnering with us means having access to tools that help your business thrive.

Convenient Access Points

Accessibility is key in today's busy world. Our branch offers convenient ATM and cash withdrawal services, along with basic drive-thru banking for quick deposits and withdrawals. We also support shared branch transactions so members of partner credit unions can conduct their banking easily. At Liberty, we're proud of our commitment to serving our community through various financial products and services designed for ease of use and accessibility. Stop by today or explore more about how we can help you achieve your financial goals by visiting us online at https://www.libertyfcu.org/. Your financial success is just a phone call away!

Loans Tailored for You

Need a new car or looking to refinance your home? Our auto loans and vehicle financing solutions are here to help you hit the road in no time. If you're considering homeownership, our mortgage loans and refinancing options can guide you through the process smoothly. And for those unexpected expenses, our personal loans and debt consolidation services offer flexible solutions to get you back on track.

Personal Banking Made Easy

Whether you're looking to open a checking or savings account, Liberty has you covered with personal banking options designed for your lifestyle. Imagine being able to manage your finances effortlessly from anywhere. Our online and mobile banking features allow you to access your accounts, make transfers, and even pay bills right from your smartphone or computer.

Rewarding Credit Options

Credit cards can often feel daunting, but not with us! With our credit cards that come with rewards, you can earn points on every purchase while enjoying competitive rates. Whether it's for everyday shopping or special occasions, we have a card that suits your needs.

Digital & Online Banking

Key Services

Visit us at https://www.libertyfcu.org/ to explore how our online banking can simplify your everyday tasks. From checking your balance to transferring funds, everything is just a click away. If you're on the go, our mobile application ensures that all these features are right at your fingertips. You can even make mobile payments effortlessly, making shopping a breeze. We prioritize security in every transaction. Our electronic signature authorization feature allows you to sign documents securely from home, saving you a trip to the branch. Plus, e-statements are available for those who prefer going paperless keeping your financial documents organized and accessible whenever you need them.

Real-Time Management

Need to send money to a friend? With our person-to-person transfer option, it's as easy as sending a text! You can split bills or share expenses in real-time without any stress. All these features come together to give you real-time management of your accounts while ensuring that every transaction is safe and sound. At Liberty, we strive to provide an experience that fits seamlessly into your lifestyle. Whether you're at home or on the move, our digital banking services are here to support you every step of the way. Join us today and experience banking that adapts to you!

Financial Strength

A Growing Member Base

With total share accounts reaching 492,519, we showcase a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $44,468,288, showing the resources at your disposal when it comes time for your next financial decision. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Liberty is here to help you achieve your financial goals. Visit us at 728 Locust St Evansville In 47708 or call (812) 213-3500 to learn more about how we can assist you today. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings

We believe in prioritizing our members' needs. Your savings are secured through $1,113,691,365 in share certificates and $95,453,291 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we focus on benefiting you our members with resources dedicated to delivering better loan rates, lower fees, and exclusive perks. With non-member deposits at $143,840,708, our commitment remains clear: your success is our priority.

Operational Efficiency

Our impressive $29,929,275 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for you. We also take pride in having 790 full-time employees and 22 part-time employees who ensure our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Growth

Our commitment to our members is further illustrated by our $341,670,827 in undivided earnings, which we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $49,020 in used auto loans and $3,061,977,717 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Solid Financial Health

With a net worth of $423,262,296, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,018 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $117,486,760 in used vehicle loans and $35,656,041 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make it easier for you to drive away in your dream vehicle.

Business Financing

For business owners, our outstanding commercial loans totaling $728,635,820 provide the capital needed to grow and expand. We understand that every business has unique needs, and our team is here to help tailor solutions that fit your vision.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $175,776,053, make buying or refinancing simple. We aim to streamline the process so you can focus on making your house a home.

Refinancing Options

If you're looking to lower your monthly payments or consolidate debt, we offer refinancing options across our loan products. This could be an excellent way to save money and simplify your finances. At Liberty, we are dedicated to providing personalized service and guidance throughout your borrowing journey. If you have any questions or would like more information about how we can assist you, please don't hesitate to reach out at (812) 213-3500 or visit us at 728 Locust St Evansville In 47708, Evansville, IN. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial wellbeing is our priority!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $52,846,147 in loans helping members manage their finances effectively. These cards come with no collateral required and can help you build your credit score while providing access to funds when you need them.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Take control of your borrowing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This adherence to established regulations guarantees fair and transparent offers to consumers. By utilizing verified data, users can trust that they are seeing legitimate loan offers from reputable financial institutions.

Liberty

Type of Loan Offerings

Personal Loans

Vehicle Loans