Liberty First Credit Union Seward NE | Affordable Auto Loans & Business Banking

Introduction

Welcome to Liberty First, your trusted partner in financial wellness right here in Seward, Nebraska! Established in 1935, we have proudly served our community for over 88 years, fostering a commitment to help our members achieve their financial goals. With a total membership of 33,273 and assets reaching an impressive $478,606,046, we are dedicated to providing personalized services that make banking easy and accessible for everyone. Located at 3531 Progressive Rd Ste 103, Seward, NE 68434, our branch offers a range of services tailored to meet your needs from checking and savings accounts to auto loans and business banking solutions. If you need to send us official correspondence, feel free to reach out at our mailing address: 210 N 13th St, Seward, NE 68434. Led by our CEO, Frank Wilber, and Board President, Tom Bolton, our team of 100 employees is here to ensure you receive the best service possible. We take pride in maintaining a net worth of $64,391,345 and keeping over $77,415,192 in deposits safe for our members. At Liberty First, we are not just about numbers; we are about people. Our goal is to create lasting relationships with our members while making a positive impact in the community. Whether you're looking for a new car loan or want to start saving for the future, you can count on us for guidance every step of the way. Ready to experience the difference? Call us today at 402-465-1000 or visit our website at libertyfirstcu.com for more information. Let's work together towards your financial success!

Branch History & Mission

Community Engagement and Innovations

As we continue to grow, so does our focus on innovation and inclusivity. We are proud to offer digital banking solutions that cater to your needs whether it's online banking or mobile payments making it easier for you to manage your finances anytime and anywhere. Our branch is equipped with ADA-compliant facilities ensuring everyone has access to our services. We also understand the value of partnerships within the community. By collaborating with local organizations, we aim to enhance the well-being of Seward residents through educational workshops and financial literacy programs.

Join Us

We invite you to become part of the Liberty First family! Experience firsthand how we combine top-notch financial services with a genuine commitment to community betterment. Visit us during our operating hours Monday through Friday from 7:30 AM to 6:00 PM and Saturday from 9:00 AM to 12:00 PM or call us at 402-465-1000. Together, let's build a brighter financial future! For more information about joining us or exploring our services, please visit our website at libertyfirstcu.com.

Our Mission

Liberty First's mission is simple yet powerful: to deliver exceptional financial services while actively supporting our community. We strive to empower our members with the tools they need to achieve their financial goals, whether it's through personal banking services like checking and savings accounts or specialized offerings such as auto loans and mortgage financing. We also recognize the importance of community support; that's why we engage in various outreach programs aimed at helping those in need.

Branch Location & Accessibility

Accessibility Features

At Liberty First, we prioritize accessibility. Our branch is fully compliant with ADA standards, featuring ramps and designated parking spaces to ensure everyone can access our services comfortably. If you prefer banking from your car, take advantage of our drive-thru service, available for simple transactions like deposits and withdrawals.

Connect with Us

Have questions or need assistance? Don't hesitate to reach out! You can call us at 402-465-1000 during our operating hours. We're here to help make your banking experience as smooth as possible. We look forward to welcoming you soon at Liberty First!

Convenient Hours

We understand that life can get busy! That's why our lobby hours are set from Monday through Friday, opening bright and early at 7:30 AM and closing at 6:00 PM. On Saturdays, our drive-thru is open from 9:00 AM until noon perfect for those quick weekend banking errands.

Services Offered

Liberty First provides a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we have solutions that can help you achieve your financial goals. We also offer online and mobile banking services for added convenience. If you're a member of a partner credit union, feel free to utilize our shared service center for basic transactions as well!

Member Eligibility

Welcome to the community at Liberty First! We're excited to invite you to become a member and enjoy all the benefits that come with it. Membership is open to anyone who lives, works, worships, or attends school in our area, so if you're part of the vibrant Seward community, you're likely eligible! Joining us means gaining access to personalized financial services that cater to your needs, whether it's saving for a dream vacation or financing your next vehicle. The process to become a member is straightforward and welcoming. Just visit our website for detailed eligibility criteria at , and when you're ready, you can easily open an account by following this link: https://banking.libertyfirstcu.com/apply/v2/get-started . If you have any questions or need assistance, feel free to reach out to us at (402) 465-1000. We can't wait to welcome you into our Liberty First family at 3531 Progressive Rd Ste 103 Seward Ne 68434!

Business Banking & Commercial Services

Lending That Supports Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $17 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $12 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $5,680,864, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In addition to loans, our merchant services simplify how you do business. Imagine being able to accept payments effortlessly from your customers whether it's through card transactions or online payments. This can enhance customer satisfaction and streamline your operations, allowing you to focus on what matters most: growing your business. Whether you're starting a new venture or looking to expand an existing one, Liberty First is here to support you every step of the way. Visit us at 3531 Progressive Rd Ste 103 Seward Ne 68434 or call us at (402) 465-1000 for more information on how we can assist your business today!

Comprehensive List Of Services

Business Banking Support

If you're a business owner, our Business Banking services are here to assist with everything from merchant services to business loans. We know how vital it is for businesses in our community to thrive, so we provide resources that help you succeed.

Convenient Access Anytime, Anywhere

Accessibility is key in today's fast-paced world. With features like ATM & Cash Withdrawal Services, basic drive-thru banking for deposits and withdrawals, and shared branch transactions for partner credit union members, we've made it easy for you to handle transactions when you need them.

Credit Options That Reward You

Don't forget about our Credit Cards with Rewards! Earn points on everyday purchases that can be redeemed for travel, merchandise, or cash back. It's just another way we support you in making the most of your money.

Home Financing Made Easy

Thinking about buying a home? Our Mortgage Loans & Refinancing services provide flexible options tailored to fit your unique situation. We guide you through the process so that you feel confident and informed every step of the way. For those unexpected expenses or debt consolidation needs, consider our Personal Loans. We're here to help simplify your finances by offering straightforward solutions that fit into your budget.

Join Us Today!

Ready to take the next step towards better financial health? Visit us at 3531 Progressive Rd Ste 103 Seward Ne 68434 or give us a call at (402) 465-1000. Our team at Liberty First is excited to welcome you into our family and assist with all your financial needs. Experience how easy banking can be with us! For more information or to start an application today, visit our website.

Personal Banking Solutions

We understand that managing your day-to-day finances can be challenging. That's why we offer Personal Banking services, including checking and savings accounts designed to help you save and spend wisely. Imagine having a checking account with no hidden fees that gives you easy access to your money through online and mobile banking. You can check balances, transfer funds, and pay bills from anywhere, right at your fingertips. When it comes to larger purchases, like a car or home, our Auto Loans & Vehicle Financing options make it easier than ever to drive away in your dream vehicle without breaking the bank. Our competitive rates mean you can focus on enjoying your new ride instead of worrying about payments.

Digital & Online Banking

Key Features

Our online banking service is available 24/7, allowing you to check your account balance, transfer funds, and pay bills at any time. We prioritize security in every transaction, ensuring that your personal information remains safe while you enjoy the flexibility of online banking. If you're looking for a quicker way to send money to friends or family, our person-to-person transfer feature makes it simple to share funds with just a few taps. Need to sign documents? With our electronic signature authorization, you can complete transactions without needing to print or scan paperwork. Plus, our e-statements are available for those who prefer to go paperless keeping your financial records organized and accessible at all times. If you're always on the move, our mobile application puts your bank in your pocket. You can access all these features right from your smartphone, including mobile payments that let you make purchases effortlessly. Whether you're shopping at the store or paying for lunch, just tap and go! In summary, Liberty First offers a suite of digital banking tools designed for ease-of-use and real-time account management. Explore all our online services by visiting https://www.libertyfirstcu.com/ today!

Financial Strength

Community Trust

Our commitment to our members is evident through our growing member base with a total of 61,963 share accounts. This demonstrates the trust you place in us for your financial needs. Additionally, we manage net shares available for lending and investments totaling $348,781, further assuring you of our capability to support your endeavors. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Liberty First is your trusted partner. Visit us at 3531 Progressive Rd Ste 103 Seward Ne 68434 or call (402) 465-1000 to learn more about how we can help you achieve your financial goals.

Investing Back into Member Services

With $63,806,345 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors, with $7,444 in used auto loans and $370,844,007 in total loans and leases.

Operational Efficiency

Our performance is reflected in our $0, which showcases our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products tailored for our members. We also take pride in having 88 full-time employees and 12 part-time employees who are always ready to assist you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $52,190,516 in share certificates and $949,375 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members over traditional banking practices; with non-member deposits at $93,017,000, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $64,391,345, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,345 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $114,093,183 in used vehicle loans and $26,409,862 in new vehicle loans already helping members get on the road. Whether you prefer a brand-new model or a reliable used car, our financing options can make it happen.

Business Financing

For business owners, our outstanding commercial loans totaling $5,680,864 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges and opportunities; let us support your vision for success.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $44,296,473, make buying or refinancing simple. We guide you through every step of the process so you can focus on what really matters turning your house into a home.

Refinancing Options

If you're looking to lower your monthly payments or consolidate debt, we have refinancing options available across many of our loan products. Our team is ready to discuss eligibility requirements and help you find the best solution tailored to your situation. At Liberty First in Seward, NE (3531 Progressive Rd Ste 103), we are dedicated to providing personalized service and expert guidance throughout your lending journey. For more information or to get started today, give us a call at 402-465-1000 or visit our website at Liberty First. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $10,851,073 in loans helping members manage their finances effectively. This option provides you with the freedom to cover unexpected expenses or make purchases without relying on savings.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that users receive fair and transparent offers. LendMesh takes pride in its rigorous approach to data collection, maintaining a focus on reliability and accuracy.

LIBERTY FIRST CREDIT UNION