Liberty First Credit Union Lincoln NE | Affordable Auto Loans & Business Banking

Introduction

Welcome to Liberty First, your trusted partner in financial success since 1935. Located at 5101 N 27th St, Lincoln, NE 68521, we are proud to serve our community with a commitment that goes beyond just banking. With over 33,000 members, we focus on building lasting relationships and providing personalized financial services that cater to your needs. At Liberty First, we understand that managing your finances is an important part of life. That's why our total assets amount to a robust $478,606,046, ensuring that we have the resources to support you in every financial endeavor. Whether you're looking for a new car with our auto loans or planning for your future through savings accounts, we've got you covered. Our total deposits stand at $77,415,192, a reflection of the trust our members place in us. Our dedicated team of 100 employees, led by CEO Frank Wilber and Board President Tom Bolton, is here to provide you with exceptional service. We pride ourselves on being more than just a credit union; we're a community hub where you can find financial guidance and support every step of the way. For your convenience, while members can visit us at our branch address, official correspondence should be sent to our mailing address: 5101 North 27th, Lincoln, NE 68521. If you have any questions or need assistance, feel free to reach out at 402-465-1000 or visit our website at libertyfirstcu.com. Join us today and experience the difference of being part of Liberty First where your financial goals become our mission!

Branch History & Mission

Community Impact

Liberty First believes that giving back is just as important as providing financial services. We actively engage in community outreach programs and partnerships that uplift those around us. Whether it's sponsoring local events or supporting educational initiatives, we are committed to making a positive impact. In addition to traditional banking services, we have embraced technology by offering online banking options, mobile payments, and e-statements to make banking easier for everyone. Our drive-thru service provides added convenience for those on the go. We invite you to become part of the Liberty First family. Join us today and experience the benefits of being a member of a credit union that truly cares about your financial well-being. Together, we can build a brighter future! For more information or to open an account, please visit our website or call us at 402-465-1000.

Our Mission

The mission of Liberty First is straightforward: to empower our members with the financial tools they need to succeed. We strive to offer a range of services from personal banking like checking and savings accounts to auto loans, mortgages, and credit cards with rewards. Our goal is not only to facilitate transactions but also to foster financial literacy and growth within our community. While members can visit us at 5101 N 27Th St, official correspondence should be sent to 5101 North 27th, Lincoln, NE 68521 if necessary. Our branch features convenient operating hours from Monday-Friday 7:30 am - 6 pm and Saturday 8:30 am - 12 pm, ensuring you can reach us when you need us most.

Branch Location & Accessibility

Branch Features and Accessibility

At Liberty First, we prioritize accessibility for all members. Our branch is ADA compliant, featuring ramps and designated parking spaces so everyone can enjoy their visit. We also have a drive-thru option available for those who prefer to bank from the comfort of their car.

Get in Touch!

Have questions? Feel free to give us a call at 402-465-1000. We can't wait to welcome you into our branch!

Nearby Landmarks

You'll find us right off major roads, with easy access to local shops and restaurants. This makes it simple to pop in for a quick transaction while you're out running errands.

Operating Hours

We are here for you during convenient hours: Monday through Friday from 7:30 AM to 6 PM and Saturday from 8:30 AM to noon. Our friendly staff is ready to assist you with everything from opening an account to discussing loan options.

Services Offered

As part of our commitment to serving you better, we offer a wide range of services including personal checking and savings accounts, auto loans, mortgage refinancing, credit cards with rewards, and business banking solutions. Plus, with ATM availability and shared service center options, your banking needs are covered no matter where you are. While members can visit us at 5101 N 27th St, official correspondence should be sent to 5101 North 27th, Lincoln, NE 68521.

Member Eligibility

At Liberty First, we believe that becoming a member is like joining a caring community where your financial well-being is our priority. If you live, work, worship, or go to school in Lancaster County or are related to someone who does, you're already eligible to join us! Our membership is designed to be inclusive and supportive, welcoming anyone who shares our values. By joining Liberty First, you'll gain access to a range of benefits, including competitive rates on loans and savings accounts, personalized service from our friendly staff, and a wealth of resources to help you achieve your financial goals. Ready to take the next step? Opening an account with us is simple! Just visit us at 5101 N 27Th St in Lincoln, NE 68521 or give us a call at 402-465-1000. You can also find more details about the eligibility criteria on our website at Liberty First. For those eager to get started right away, check out the account opening process online at this link. We can't wait to welcome you into our Liberty First family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $17 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $12 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $5,680,864, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we provide essential merchant services that simplify payment processing. Whether you're a retailer or a service provider, our solutions help you accept payments easily. Picture this: a customer walks into your store, makes a purchase, and checks out seamlessly using their favorite payment method all thanks to our reliable merchant services. Located at 5101 N 27Th St Lincoln Ne 68521, Lincoln, NE, we're here to empower your business every step of the way. Contact us at (402) 465-1000 to learn more about how we can support your journey toward success!

Comprehensive List Of Services

Business Banking

If you're a business owner, we haven't forgotten about you! Our business banking services, including merchant services and business loans, are crafted to support your entrepreneurial journey. We understand that running a business comes with its own set of challenges, and we're here to offer solutions tailored specifically for small businesses.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that let you manage your accounts anytime, anywhere. With options like ATM and cash withdrawal services, as well as person-to-person payment capabilities, managing your money has never been easier.

Credit Cards and Rewards

Don't forget about our credit cards with rewards, which allow you to earn points on your everyday purchases. This means that every time you swipe your card, you're one step closer to exciting rewards that can enhance your lifestyle.

Drive-Thru and Shared Branch Services

For those who prefer face-to-face interactions, our basic drive-thru banking provides an easy way to handle deposits and withdrawals without leaving your car. Additionally, if you're a member of a partner credit union, our shared branch transactions make it simple for you to access funds wherever you go.

Get Started Today!

The team at Liberty First is excited to support you on your financial journey. If you're ready to explore all these services further or have questions about how we can help meet your needs, don't hesitate to reach out! Call us at (402) 465-1000 or visit us online at North today. Let's work together towards achieving your financial goals!

Personal Banking Solutions

Our personal banking options are designed with you in mind. You can choose from various checking and savings accounts that suit your lifestyle, allowing you to manage your finances effectively. If you're considering purchasing a vehicle, our auto loans and vehicle financing solutions offer competitive rates and flexible terms, making it easier for you to hit the road in style. For those looking to buy a home or refinance their existing mortgage, our mortgage loans and refinancing services can help guide you through the process with ease. Need some extra cash? Our personal loans and debt consolidation options provide quick access to funds when life throws unexpected expenses your way.

Digital & Online Banking

At Liberty First, we understand that banking should fit seamlessly into your life. That's why we offer a range of digital and online banking services designed for convenience and security, allowing you to manage your finances anytime, anywhere. With our 24/7 Online Banking Services available at https://www.libertyfirstcu.com/, you can easily access your accounts, check balances, pay bills, and transfer funds without stepping foot in a branch. Need to send money to a friend? Our Person-to-Person Transfers feature lets you do just that with just a few taps on your phone. For those who prefer managing their accounts on the go, our Mobile Application is an essential tool. It offers all the functionalities you need right at your fingertips from checking account activity to making payments. Plus, with the ability to make Mobile Payments, handling transactions has never been easier or more secure. At Liberty First, we prioritize your security. We offer Electronic Signature Authorization, allowing you to sign documents digitally without the hassle of printing or scanning. This means quicker approvals and less waiting around for important transactions. Stay organized with our E-Statements Availability. Accessing your statements online not only helps reduce paper clutter but also allows you to view your financial history at a glance whenever you need it. With our user-friendly tools and features, managing your finances becomes straightforward and efficient. Whether you're at home or on the move, Liberty First is here to support your banking needs securely and conveniently. Visit us today or check out our online services at https://www.libertyfirstcu.com/!

Financial Strength

Commitment to Growth

With $63,806,345 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is reflected in our $7,444 in used auto loans and $370,844,007 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency is highlighted by a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 88 full-time employees and 12 part-time employees who are dedicated to serving you with a knowledgeable and committed team.

Growing Trust

Total Share Accounts stand at 61,963, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $348,781 reflect our ability to meet the needs of our valued members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Liberty First is your trusted partner. Visit us at 5101 N 27Th St Lincoln Ne 68521 or call (402) 465-1000 to learn more about how we can help you achieve your financial goals.

Member-Centric Approach

Members' savings are secured through $52,190,516 in share certificates and $949,375 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $93,017,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $64,391,345, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,345 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $114,093,183 in used vehicle loans and $26,409,862 in new vehicle loans already helping members get on the road. We have options for both new and used vehicles that make financing simple and straightforward.

Business Financing

For business owners, our outstanding commercial loans totaling $5,680,864 provide the capital needed to grow and expand your business. Whether it's for equipment purchases or operational costs, we aim to support local businesses through tailored financing solutions. At Liberty First located at 5101 N 27Th St Lincoln Ne 68521, our experienced team is ready to assist you in finding the right loan product for your needs. Feel free to reach out at 402-465-1000 during our operating hours: Monday-Friday from 7:30 AM - 6 PM and Saturday from 8:30 AM - 12 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you navigate your borrowing options today!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $10,851,073 in loans helping members manage their finances effectively. Our credit cards come with rewards and are designed to give you peace of mind as you handle everyday expenses.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $44,296,473, make buying or refinancing simple. We believe in making the dream of owning a home accessible to our members. If you're considering refinancing your current mortgage, we also have programs designed to help you save more over time.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This compliance ensures that users receive fair and transparent offers when exploring loan options.

Liberty First