Lge Community Credit Union Liberty Bay Scituate MA | Best Auto Loans & Online Banking

Introduction

Welcome to Liberty Bay Credit Union, your trusted partner in financial wellness since 1917. Located at 9 Brook St, Scituate, MA 02066, our branch is dedicated to serving our community with personalized banking solutions that fit your unique needs. With a strong commitment to our members, we proudly support over 23,176 members and manage assets totaling an impressive $810,463,517. At Liberty Bay, we believe in fostering a strong relationship with our community. Our team, led by CEO Edward Lopes and Board President Sean Cashman, is here to provide you with exceptional service and guidance. We offer a wide range of financial products including checking and savings accounts, auto loans, mortgages, and business banking services. Whether you're looking for personal loans or seeking to grow your business through our various lending options, we have you covered. While members can visit us at our Scituate location, official correspondence should be sent to our mailing address at 300 Granite Street, 3rd Fl, Braintree, MA 2184. This ensures you receive timely responses from our dedicated staff. With total deposits reaching $12,600,808 and a net worth of $117,353,561, Liberty Bay Credit Union stands as a pillar of stability and trust in the financial landscape. Our goal is to empower you with the resources necessary for achieving your financial aspirations while ensuring that your funds are secure. Discover how Liberty Bay can help you navigate your financial journey today! For more information or assistance, feel free to call us at 781-545-2344 or visit our website at lbcu.org. We look forward to welcoming you into the Liberty Bay family!

Branch History & Mission

Welcome to the heart of Scituate, where Liberty Bay Credit Union has proudly served our community since 1917. With over a century of rich history, we have grown from a small cooperative to a trusted financial partner for more than 23,000 members. Our commitment to providing top-notch financial services and fostering community spirit remains as strong today as it was on our opening day. Located at 9 Brook St, Scituate, MA 02066, our branch is easily accessible and stands as a beacon of support in the area. Whether you're visiting us for personal banking needs or seeking assistance with loans and credit cards, you'll find that every interaction is tailored to benefit you. For official correspondence, please direct your mail to 300 Granite Street, 3rd Fl, Braintree, MA 2184. At Liberty Bay, we believe that banking should be about more than just transactions; it's about building relationships. Our mission is simple yet impactful: to provide our members with exceptional financial services while actively supporting the community we love. We offer a range of services including checking and savings accounts, auto loans, mortgage financing, personal loans, and business banking solutions. Over the years, we have continuously adapted to meet the needs of our members. Today, our total assets amount to an impressive $810,463,517, showcasing our stability and commitment to serving you well. We are proud of our achievements but recognize that we owe them all to the trust placed in us by our members. In addition to traditional banking services, we also embrace technology for your convenience. Enjoy online and mobile banking options that allow you to manage your finances anytime and anywhere. Our drive-thru service makes quick transactions easy while maintaining ADA compliance ensures accessibility for everyone. Community involvement is at the core of who we are. Through various outreach programs and partnerships with local organizations, we strive to make a positive impact in Scituate and beyond. We invite you to join Liberty Bay Credit Union today! Experience firsthand how we can help you achieve your financial goals while being part of a community-focused organization that truly cares about its members. Call us at 781-545-2344 or visit us during our lobby hours from Monday through Friday between 8:30 am and 4:30 pm. Together, let's build a brighter financial future!

Branch Location & Accessibility

Call to Action

If you're looking for personal banking solutions like checking and savings accounts, auto loans, or mortgage refinancing, come by and see us! Our team is eager to help you navigate your financial journey. You can also give us a call at 781-545-2344 if you have any questions or need assistance before your visit. We look forward to welcoming you to Liberty Bay Credit Union!

Convenient Access and Features

When you visit us, you'll find ample parking that makes your trip hassle-free. Our branch is equipped with features that ensure everyone can access our services comfortably, including ADA-compliant ramps for those who need them. While we currently do not offer ATM services on-site, our dedicated team is ready to assist you with various banking needs. We also have a drive-thru service available for your convenience. Whether you're making a quick deposit or handling simple transactions, our drive-thru allows you to bank without leaving your car.

Operating Hours

We're here for you during the week, with lobby hours from Monday to Friday, opening at 8:30 am and closing at 4:30 pm. We understand how busy life can be, so we strive to make banking as convenient as possible for all our members.

Member Eligibility

At Liberty Bay, we believe that being part of our community means gaining access to valuable resources and support. Becoming a member is simple and welcoming! To qualify, you just need to live, work, worship, or attend school in certain areas of Massachusetts. It's all about connecting with people who share similar values and goals. If you're unsure whether you meet the eligibility criteria, we encourage you to check out more details at this link. Once you're ready to join us, opening an account is a breeze! You can get started by visiting our online application page here. Our friendly team is also available to answer any questions you might have at 781-545-2344. We can't wait for you to experience the benefits of membership at Liberty Bay, located at 9 Brook St, Scituate, MA 02066!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $211 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $32 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $91,991,213, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that help streamline your transactions. Imagine a local café that can easily accept payments from customers using various methods credit cards, mobile payments, or even gift cards. With our tailored merchant solutions, businesses can focus on what they do best: serving their clients while we handle the financial details. Located at 9 Brook St Scituate Ma 02066 in Scituate, MA, our team is ready to assist you in navigating the complexities of business banking. Let us help you take your venture to new heights! For inquiries, call us at (781) 545-2344.

Comprehensive List Of Services

Business Banking Solutions

For our local businesses, we provide tailored solutions through our Business Banking services. This includes everything from Merchant Services that make accepting payments easier, to flexible Business Loans designed to fuel growth and innovation in your enterprise.

Credit Cards and Rewards

We believe in rewarding our members. That's why we offer Credit Cards with Rewards, allowing you to earn points on every purchase. Use those points for exciting rewards like travel, merchandise, or even cash back making every purchase count!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why Liberty Bay offers robust Online & Mobile Banking features. You can check balances, pay bills, and transfer funds right from your smartphone or computer anytime and anywhere. With options like ATM & Cash Withdrawal Services, as well as basic Drive-Thru Banking for quick transactions, managing your finances has never been easier.

Get Started Today!

At Liberty Bay Credit Union in Scituate, MA, we're not just about numbers we're about building relationships with our members and helping them succeed financially. If you have any questions or want to explore how we can assist you further, don't hesitate to reach out at 781-545-2344 or visit us online at lbcu.org. Your journey toward better financial health starts here!

Personal Banking Services

When it comes to personal banking, we offer a variety of options tailored just for you. Our Checking and Savings Accounts provide safe places for your money while allowing you easy access to it whenever you need. Whether you're saving for a vacation or everyday expenses, our accounts are designed to fit your lifestyle. If you're thinking about getting a new vehicle, our Auto Loans & Vehicle Financing can help turn that dream into reality. Imagine driving off in your new car with affordable monthly payments that won't stretch your budget. Plus, if you're looking to improve your home or consolidate debt, our Personal Loans & Debt Consolidation options are here for you. Don't forget about our Mortgage Loans & Refinancing services! We can guide you through the process of buying your first home or refinancing your existing mortgage for better rates. It's all part of how we aim to support you on your financial journey.

Digital & Online Banking

Key Features

With our online banking platform, accessible at https://lbcu.org/, you can check your account balances, transfer funds, and pay bills anytime you need. Enjoy the peace of mind that comes with knowing you can access your accounts 24/7. Plus, our electronic signature authorization makes it simple to complete transactions securely without needing to visit a branch. Going paperless? We've got you covered! With e-statements available, you can view your statements digitally whenever you wish, helping the environment while keeping your finances organized. For those who love using their smartphones, our mobile application makes banking even more straightforward. You can make mobile payments easily and send money directly to friends or family through our person-to-person transfer feature.

Security and Accessibility

Your security is our top priority. We utilize advanced technology to ensure that all your transactions are safe and secure. Our user-friendly interface means that even if you're not tech-savvy, you'll find it easy to navigate through the various options available. Managing your finances in real-time is now effortless with our comprehensive suite of digital tools. From checking balances to making payments, everything is just a tap away. Experience the benefits of banking on your terms with Liberty Bay where convenience meets security. Whether you're checking your account from the comfort of your couch or making payments while out shopping, Liberty Bay ensures that you have full control over your financial journey whenever you need it.

Financial Strength

At Liberty Bay, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $117,353,561, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,448 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $175,677,465 in share certificates and $56,681,547 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $13,152,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $111,759,232 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment is further reflected in our lending capacity: with $2,172 in used auto loans and $634,595,335 in total loans and leases, we support our members' financial goals across various sectors. Our operational efficiency is highlighted by our $1,913,982, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 71 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $1,643,436. Total Share and Deposit Accounts: 47,653, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Liberty Bay is your trusted partner. Visit us at 9 Brook St Scituate Ma 02066 or call (781) 545-2344 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $42,254,019 in used vehicle loans and $9,374,535 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that suit your budget. You can apply for financing easily and get pre-approved quickly.

Business Financing

For business owners, our outstanding commercial loans totaling $91,991,213 provide the capital needed to grow and expand. We work closely with local businesses to ensure they have access to the funds necessary for success.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $88,503,428, make buying or refinancing simple. We believe in making the dream of owning a home accessible to everyone. Our team is here to guide you through the process and answer any questions you may have about eligibility or refinancing options.

Personal Loans and Credit Lines

For those unexpected expenses or when you want to consolidate debt, we offer personal loans with straightforward terms. Additionally, our total credit lines amounting to $238,967,426 provide you with the flexibility you need for various financial situations.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. While we currently don't have any outstanding amounts in this category at the moment, our focus remains on helping members manage their finances effectively. Our commitment is to provide personalized service and expert advice throughout your borrowing journey. If you're considering refinancing or exploring eligibility options for any of our loan products, don't hesitate to reach out. Feel free to contact us at 781-545-2344 or visit us at 9 Brook St Scituate MA 02066. Our branch is open Monday through Friday from 8:30 AM to 4:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Liberty Bay, we're dedicated to supporting your financial needs today and into the future!

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach guarantees that the offers you see are fair and reliable. LendMesh's commitment to accuracy means you will receive genuine loan options that reflect current market conditions.

Benefits of Using LendMesh

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Liberty Bay