Liberty Bay Credit Union Hingham MA | Affordable Auto Loans & Mortgage Refinancing

Introduction

Welcome to Liberty Bay Credit Union, your trusted financial partner in Hingham, MA. Established in 1917, we've proudly served our community for over a century. With a total membership of 23,176, we are more than just a credit union; we are a family dedicated to helping you achieve your financial goals. Located at 10 Downer Ave, Hingham, MA 02043, our branch is here to offer personalized banking services tailored to your needs. For any official correspondence, please send it to our mailing address at 300 Granite Street, 3rd Fl, Braintree, MA 2184. At Liberty Bay, we understand that trust and reliability are key when it comes to managing your finances. That's why we maintain a robust financial standing with total assets amounting to $810,463,517 and total deposits of $12,600,808. Our commitment extends beyond numbers; we aim to build lasting relationships with our members while providing quality services like personal loans, auto financing, mortgages, and business banking solutions. Led by our CEO Edward Lopes and Board President Sean Cashman, we pride ourselves on strong leadership and an experienced team of 71 employees who are always ready to assist you. Our goal is to empower you through financial education and resources that foster confidence in your financial decisions. Whether you're looking for a new auto loan or want assistance with mortgage refinancing, we're here for you every step of the way. Don't hesitate to reach out at 781-749-2026 or visit us online at libertybaycu.org for more information on how we can help you today!

Branch History & Mission

Commitment to Community

At Liberty Bay, community outreach is essential. We believe that when our community thrives, we all benefit. We actively participate in local events and partnerships aimed at supporting education, housing initiatives, and health programs. Our dedication goes beyond traditional banking; we aim to uplift every member of the Hingham area. In this ever-changing world, we've made strides in digital banking as well. With features like online banking and mobile payments available 24/7 through ATMs that are easily accessible throughout the week your financial needs are always just a click away. Our commitment also extends to ADA compliance ensuring that everyone can access our services comfortably.

Join Us!

As we look toward the future with excitement and optimism, we invite you to become part of the Liberty Bay family. Experience firsthand how we can help you achieve your financial goals while also making an impact in our beloved community. Whether you're opening your first account or seeking advice on loans or credit cards with rewards we're here for you. Call us today at 781-749-2026 or visit us at [Liberty Bay Credit Union](https://lbcu.org/) for more information on how you can join or learn about the services we offer! Together, let's build a brighter financial future.

Our Mission

The mission of Liberty Bay is clear: we strive to empower our members through reliable financial solutions while fostering a sense of belonging within our community. We offer a range of services including checking and savings accounts, auto loans, mortgage financing, personal loans, business banking services, and much more. Our goal is not just to be a bank but a supportive ally on your financial journey. While members can visit us at 10 Downer Ave, official correspondence should be sent to 300 Granite Street, 3rd Fl, Braintree, MA 2184. This allows us to keep everything organized while ensuring you can always reach out for assistance.

Branch Location & Accessibility

Welcome to Liberty Bay Credit Union, conveniently located at 10 Downer Ave in the picturesque town of Hingham, MA. Nestled in Plymouth County, our branch is easily accessible and close to local landmarks that make banking a breeze. Whether you're stopping by after a visit to the nearby Hingham Shipyard or taking a stroll through the beautiful local parks, we are here to serve you. At Liberty Bay, we prioritize your convenience. Our branch features ample parking and is fully ADA compliant, ensuring accessibility for all members. With our friendly staff ready to assist you, every visit feels welcoming and supportive. Our operating hours are designed with your busy schedule in mind. We're open Monday through Friday from 8:30 AM to 4:30 PM, and on Saturdays from 9:00 AM to 1:00 PM. Need access outside of these hours? Our ATM is available 24/7 for your convenience. For those who prefer quick transactions, we also offer drive-thru banking services. You can manage deposits, withdrawals, and simple transactions without leaving your vehicle. While members can visit us at our Hingham location for all their banking needs, official correspondence should be sent to our mailing address at 300 Granite Street, 3rd Fl, Braintree, MA. If you have any questions or would like to learn more about our services like personal banking, auto loans, or online banking options, feel free to give us a call at 781-749-2026. We invite you to stop by Liberty Bay Credit Union today your trusted partner in financial well-being!

Member Eligibility

Joining the Liberty Bay community is more than just opening an account; it's about becoming part of a supportive family that genuinely cares for your financial well-being. If you're wondering whether you can become a member, the good news is that eligibility is quite inclusive! Anyone who lives, works, or worships in certain areas of Massachusetts can apply to join us. This means that if you're in our community, you're already on the right track! For a detailed look at all the eligibility criteria, feel free to check out this page. When you decide to take the next step and open an account with us at our Hingham branch located at 10 Downer Ave, you'll unlock numerous benefits tailored to fit your needs. Not only will you have access to competitive rates on loans and savings products, but you'll also receive personalized service from our dedicated team. Ready to get started? You can easily open an account by visiting this link or give us a call at 781-749-2026 for any questions. We can't wait to welcome you into our Liberty Bay family!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer merchant services that simplify payment processing. Imagine being able to accept payments seamlessly from your customers whether in-store or online. This not only enhances customer satisfaction but also streamlines your operations, allowing you to focus on what you do best: growing your business. Visit us at 10 Downer Ave Hingham Ma 02043 in Hingham, MA, or call us at (781) 749-2026 to learn more about how we can help your business thrive. Let's build a brighter future together!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $211 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $32 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $91,991,213, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For small business owners, we provide specialized services through our business banking division, including merchant services and business loans. We aim to support your entrepreneurial journey by offering financial products that help grow your enterprise.

Convenient Access

At Liberty Bay, convenience is key. Our online and mobile banking services allow you to manage your accounts from anywhere at any time. Need cash? Our ATM services enable quick withdrawals and balance checks around the clock, making it easy for you to access your money when you need it. Additionally, our drive-thru banking service provides a fast way to handle deposits, withdrawals, and simple transactions without leaving your car. We're committed to making your banking experience as smooth as possible!

Credit Solutions

We also recognize that unexpected expenses can arise, which is why our personal loans and debt consolidation options are designed to help you regain control over your finances. Furthermore, our credit cards with rewards offer benefits that make everyday spending more rewarding.

Get in Touch

Ready to explore how we can assist you further? We invite you to visit us at 10 Downer Ave Hingham Ma 02043 or give us a call at (781) 749-2026. Our friendly team is here to answer any questions and guide you through our services. At Liberty Bay, we're not just about transactions; we're about building relationships that help you achieve your financial goals. Visit us today or check out our website at Liberty Bay Credit Union for more information!

Personal Banking

Starting with personal banking, we offer checking and savings accounts tailored to fit your lifestyle. Imagine having access to your funds anytime you need them, whether it's for everyday purchases or saving for a special occasion. With features like online banking and mobile payments, managing your money has never been easier. If you're considering buying a new car or refinancing an existing loan, our auto loans and vehicle financing options come with competitive rates that can help you drive away in style without breaking the bank. For those planning to buy a home, our mortgage loans and refinancing services provide flexible terms and expert guidance throughout the process.

Digital & Online Banking

Conclusion

With Liberty Bay, you'll find that managing your money is simpler than ever. From accessing e-statements to utilizing our mobile app for payments, every aspect is designed with your convenience in mind. Explore all that our digital banking services have to offer today!

Key Features

One of the standout features of our online banking service is the ability to sign documents electronically. With Yes, you can complete transactions without the hassle of printing, signing, and scanning paperwork. It's fast, efficient, and perfect for today's busy lifestyle. For those who prefer paperless options, we provide e-statements to help you keep track of your finances without the clutter of physical documents. You can easily view and download your statements whenever you need them, giving you real-time insight into your account.

Mobile Access

Our mobile application makes banking even more convenient. You can manage your accounts right from your smartphone or tablet. Plus, with our mobile payments feature, making purchases has never been easier. Just link your account and use your device for quick transactions. While person-to-person transfers aren't available at this time, you can still enjoy secure online banking that keeps all your financial information safe. Our platform uses advanced security measures to protect your data so you can bank with peace of mind.

Financial Strength

A Solid Foundation

With a net worth of $117,353,561, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,448 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

A Strong Team Behind You

Our $1,913,982 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 71 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

Total Share and Deposit Accounts: 47,653, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $1,643,436. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Liberty Bay is your trusted partner. Visit us at 10 Downer Ave Hingham Ma 02043 or call (781) 749-2026 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $111,759,232 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is reflected in our $2,172 in used auto loans and $634,595,335 in total loans and leases, supporting your financial goals across various sectors.

Member Savings Secured

Members' savings are secured through $175,677,465 in share certificates and $56,681,547 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $13,152,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $42,254,019 in used vehicle loans and $9,374,535 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates tailored to your budget. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options that can meet your needs.

Business Loans

For business owners seeking capital for growth and expansion, our outstanding commercial loans totaling $91,991,213 provide the resources necessary for success. We understand the unique challenges businesses face and are here to support your journey. At Liberty Bay in Hingham, MA (10 Downer Ave), we pride ourselves on offering personalized service. If you have any questions about our loan offerings or would like assistance with your application process, please don't hesitate to reach out at 781-749-2026. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us online at Liberty Bay Credit Union for more information about how we can assist you with your financial needs today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $88,503,428, make buying or refinancing simple. We aim to make the process straightforward and accessible so you can focus on what matters most your new home. If you're considering refinancing your current mortgage, we also have options available that could help lower your payments.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. Although currently there are no outstanding amounts in this category at Liberty Bay, our credit card options are designed to help members manage their finances effectively when they do need them.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh helps users navigate their loan options confidently. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to accuracy is based on the latest results from NCUA, ensuring that users receive fair and transparent offers. By relying on verified financial institutions, LendMesh builds trust through its dependable comparison tool. One of the key benefits of using LendMesh is its Verified Data. All loan offers come from legitimate financial institutions, which means users can trust that the information they see is genuine. Additionally, LendMesh maintains a strict policy of No Sponsored Listings; lenders are not prioritized based on paid promotions. This dedication to providing unbiased results empowers users to make informed decisions without hidden influences. LendMesh also offers Real-Time Rate Comparisons, displaying up-to-date loan rates from multiple institutions at once. This feature allows users to quickly assess their options and choose the best fit for their needs. Thousands of users have turned to LendMesh for help with their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of LendMesh as a reliable tool in the search for optimal loan rates. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

LIBERTY BAY CREDIT UNION - Hingham, MA