Liberty Bay Credit Union Braintree MA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Liberty Bay Credit Union, your trusted financial partner since 1917! Located at 300 Granite St Fl 1, Braintree, MA 02184, we take pride in serving our community with dedication and integrity. With a robust membership of 23,176 individuals and total assets reaching an impressive $810,463,517, we are committed to helping you achieve your financial goals. At Liberty Bay, we understand that banking is about more than just transactions it's about building relationships. Under the leadership of our CEO, Edward Lopes, and Board President, Sean Cashman, we strive to create a welcoming environment where every member feels valued. Our team of 71 employees is here to assist you with everything from personal banking needs to business solutions. While members can visit us at our branch for friendly service and expert advice, official correspondence should be directed to the same address: 300 Granite St FL1, Braintree, MA 02184-3909. We offer various services including checking and savings accounts, auto loans, mortgages, credit cards with rewards, and more. Our financial strength is evident through our total deposits of $12,600,808 and net worth of $117,353,561. With over 7,181 loans and leases extended to our members, we're proud to support your dreams whether it's buying a new car or financing your first home. We invite you to explore what Liberty Bay Credit Union has to offer. Visit us online at lbcu.org or call us at 617-439-6500 for personalized assistance. Your journey toward financial wellness starts here!

Branch History & Mission

Join Us

As we continue this journey together with our members and the community at large, we invite you to become part of the Liberty Bay family. Experience firsthand how we can help you reach your financial dreams while making a meaningful difference in Braintree and beyond. Contact us today at 617-439-6500 or visit our website here to learn more about how you can benefit from being a member of Liberty Bay Credit Union. Together, let's build a brighter future!

Our Mission

At Liberty Bay, our mission is simple yet powerful: to empower our members through accessible financial services while supporting the communities we serve. We believe that everyone deserves the opportunity to achieve their financial goals whether that's buying a first car or saving for retirement. Our offerings include personal banking solutions like checking and savings accounts, auto loans, mortgage loans, and business banking services. We are more than just a financial institution; we are your neighbors. We actively participate in local events and initiatives to foster relationships and create lasting change within our community. With the support of advanced technology, including online and mobile banking options available 24/7, we ensure that our services are not only efficient but also user-friendly for all. While members can visit us at 300 Granite St Fl 1, official correspondence should be sent to 300 Granite St FL1, Braintree, MA 02184-3909. We invite you to explore what makes Liberty Bay unique during our operating hours: Monday through Friday from 8:30 AM to 4:30 PM and Saturday from 9:00 AM to 1:00 PM.

Branch Location & Accessibility

Accessibility and Features

At Liberty Bay, we prioritize accessibility for all our members. Our branch is equipped with features to ensure everyone can visit us comfortably. Parking is available nearby, and our facilities comply with ADA standards, ensuring easy access for those who may need assistance. Our friendly staff is here to assist you during our operating hours: Monday through Friday from 8:30 AM to 4:30 PM, and Saturday from 9:00 AM to 1:00 PM. For those who prefer a more flexible option, our ATM services are available around the clock, seven days a week.

Connect With Us

Have questions or need assistance? Don't hesitate to call us at 617-439-6500. We're excited to help you achieve your financial goals! Visit us today at Liberty Bay Credit Union where community and service come together!

Services Offered

As a member of Liberty Bay Credit Union, you'll enjoy a wide range of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. We also offer credit cards with rewards that make spending even more rewarding! If you're a business owner, take advantage of our merchant services and business loans. While members can visit us at our physical location, official correspondence should be sent to our mailing address at 300 Granite St FL1, Braintree, MA 02184-3909 if different from our branch address.

Member Eligibility

At Liberty Bay, we believe that becoming a member is like joining a caring community where you can thrive financially. If you're looking to take advantage of our personalized services and supportive environment, you're in the right place! To become a member at Liberty Bay, you'll find that eligibility is open to anyone who lives, works, worships, or attends school in specific areas. This means if you're part of our local communities, we'd love to welcome you with open arms. For more detailed information on eligibility requirements, feel free to check out this resource: . Once you've confirmed your eligibility, opening an account is a breeze! You can easily start the process online by visiting this link: https://app.consumer.meridianlink.com/apply.aspx?enc=kw21wblm1yxpjjabdozadyozqlkqpm3hstgqslcnuhcyufksqivpcjbmyubodq9purhcdn2xjlnrf5durrn_fi2zgfnh2bjpu2mfmdo8gco. Our friendly team is also here to help if you have any questions along the way just give us a call at (617) 439-6500. We're excited for you to join us at our branch located at 300 Granite St Fl 1 Braintree Ma 02184, where you'll discover the many benefits of being part of the Liberty Bay family!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $211 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $32 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $91,991,213, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, having reliable merchant services can make all the difference. Picture this: you're running a bustling cafe in Braintree, MA. You need a payment system that works smoothly, letting you focus on serving customers rather than worrying about transactions. Our merchant services provide just that secure payment processing that fits your needs and enhances customer satisfaction. Whether you're exploring options for financing or seeking efficient transaction solutions, Liberty Bay is here to partner with you every step of the way. Visit us at 300 Granite St Fl 1 Braintree Ma 02184 or call us at (617) 439-6500 to learn more about how we can support your business journey!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

For those times when you need cash quickly, we provide ATM services available 24/7 at convenient locations. Basic ATM access allows for easy withdrawals and balance checks so that you're always in control of your finances. Our commitment extends beyond just providing services; we're here as a partner in your financial journey. If you're ready to explore how we can assist you further or if you have any questions about our offerings, feel free to reach out by calling us at (617) 439-6500 or visiting our website at Liberty Bay Credit Union. Join us today at Liberty Bay, where your financial wellbeing is our top priority!

Business Banking

For local businesses looking for support, we provide robust business banking services including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, our financial products are designed to help your business thrive.

Digital Banking Convenience

Embracing modern technology, Liberty Bay offers online and mobile banking features that make managing your finances simple and convenient. With just a few clicks or taps on your smartphone, you can check balances, transfer funds, and pay bills anytime no need to visit the branch in person!

Loans & Debt Solutions

If you're facing debt challenges, our personal loans and debt consolidation services are here to assist you. We understand that life can throw unexpected expenses your way, and having the right support can make all the difference. Our team will work closely with you to find a solution tailored to your needs. Additionally, our credit cards come with rewards programs that allow you to earn points on everyday purchases. This way, not only do you spend wisely, but you also reap the benefits in return.

Personal Banking Services

For those seeking personal banking solutions, we offer a variety of checking and savings accounts designed to help you manage your finances easily. Imagine having a checking account that fits your lifestyle, whether it's for everyday spending or saving for a future goal. Our savings accounts provide you with the means to grow your money while enjoying competitive interest rates. When it comes time to make significant purchases like a car or home, our auto loans and mortgage loans come into play. Picture yourself driving off in your dream vehicle with an affordable loan from us, or settling into your new home with favorable mortgage terms. We also offer refinancing options that can lower your monthly payments and save you money over time.

Digital & Online Banking

Key Features

Our services include electronic signature authorization, making it simple and fast to sign documents without the hassle of printing or mailing. Plus, with e-statements available, you can easily view your account statements online, reducing clutter and helping you stay organized. For those who prefer mobile banking, our mobile application is at your fingertips. You can even take advantage of mobile payments to make purchases directly from your device a convenient option when you're out and about. While person-to-person transfers aren't currently offered, our focus remains on providing secure and straightforward transactions through our other features. You can trust that your data is protected with the highest security measures in place. In summary, Liberty Bay is committed to enhancing your banking experience with user-friendly tools that give you control over your finances anytime, anywhere. Explore more about our digital offerings at https://lbcu.org/ and see how easy banking can be!

Financial Strength

Efficient Operations

Our operational efficiency is reflected in our $1,913,982, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 71 full-time employees ready to assist you at every turn.

Growing Member Base

With a total of 47,653 share accounts, our growing member base showcases the trust placed in us by the community. Your continued support strengthens our commitment to providing exceptional service. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Liberty Bay is your trusted partner. Visit us at 300 Granite St Fl 1 Braintree Ma 02184 or call (617) 439-6500 to learn more about how we can help you achieve your financial goals.

Reinvestment for Better Services

With $111,759,232 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to improvement ensures that you always have access to modern banking solutions tailored to your needs. Our lending capacity supports your financial goals across various sectors. We proudly manage $2,172 in used auto loans and $634,595,335 in total loans and leases, providing flexible options for those looking to make significant purchases or investments.

Safe and Rewarding Savings Options

We prioritize your savings by securing them through $175,677,465 in share certificates and $56,681,547 in money market shares. These options provide stable and rewarding opportunities for financial growth while ensuring your funds are safe with us. Unlike traditional banks, we focus on our members first. With non-member deposits at $13,152,000, we ensure that our resources are directed toward benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $117,353,561, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid financial footing is crucial in ensuring that we can meet your banking needs with confidence. Our net worth ratio of $1,448 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

At Liberty Bay, we understand that financial needs vary from person to person. That's why we offer a diverse range of loan products designed to help you reach your goals, whether you're looking to purchase a vehicle, buy a home, or manage your finances more effectively. Located at 300 Granite St Fl 1, Braintree, MA 02184, our branch is committed to serving you with personalized care and competitive rates. With over 7181 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly noteworthy; if you're looking to buy a new car, you'll find that our rates are some of the lowest in the industry. We have already issued $42,254,019 in used vehicle loans and $9,374,535 in new vehicle loans helping our members hit the road with confidence. For those considering homeownership, our mortgage options can simplify the process for you. We offer Junior Lien 1-4 Family Residential Properties loans totaling $88,503,428. Whether you're buying your first home or refinancing an existing mortgage, our team is here to guide you through every step. If you're a business owner in need of capital to grow and expand, you'll be pleased to know that we also provide outstanding commercial loans totaling $91,991,213. These loans are tailored to meet the specific needs of businesses in our community. In addition to these offerings, we provide flexible terms on unsecured credit card loans. While currently there are no unsecured credit card loans issued yet at Liberty Bay, we ensure that when available, they will help our members manage their finances effectively. Our commitment goes beyond just offering loans; we aim to equip you with the tools necessary for financial success. If you're interested in refinancing options or eligibility inquiries for any of our loan products, please don't hesitate to reach out. You can contact us at 617-439-6500 during our lobby hours: Monday through Friday from 8:30 AM to 4:30 PM and Saturday from 9:00 AM to 1:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Liberty Bay Credit Union, we're dedicated to helping you find the right loan solution tailored specifically for you!

Loan Aggregator

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Liberty Bay