Lge Community Credit Union Liberty Bay Braintree MA | Low Mortgage Rates & Top Auto Loans

Introduction

Welcome to Liberty Bay Credit Union, your trusted financial partner since 1917! Located at 300 Granite St Fl 3, Braintree, MA 02184, we are dedicated to serving our community with personalized banking solutions that fit your needs. With a strong membership base of over 23,000 members and total assets of $810,463,517, we pride ourselves on being a stable and reliable choice for your banking needs. At Liberty Bay, we offer a range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking options. Our commitment to providing quality service is reflected in our impressive total deposits of $12,600,808 and a net worth of $117,353,561. We understand the importance of financial stability and aim to empower our members by offering competitive rates on loans and deposits. Under the leadership of our CEO, Edward Lopes, and Board President Sean Cashman, we strive to foster a sense of community while helping you achieve your financial goals. Whether you're looking to purchase a new vehicle or save for the future, our knowledgeable team is here to assist you every step of the way. While members can visit us at our branch location for friendly service, official correspondence should be sent to the same address: 300 Granite St Fl 3, Braintree, MA 02184-3909. If you have any questions or need assistance, feel free to reach out at (617) 439-6500 during our operating hours: Monday to Friday from 8:30 AM to 5:00 PM and Saturday from 9:00 AM to 1:00 PM. Join us today at Liberty Bay Credit Union where your financial success is our priority! For more information about our services or to open an account online, visit us at lbcu.org. We look forward to serving you!

Branch History & Mission

At Liberty Bay, we pride ourselves on a rich history that dates back to 1917. Over the years, we have grown from our humble beginnings into a robust credit union dedicated to serving our community in Braintree, MA. Our branch is located at 300 Granite St Fl 3, a central spot that makes it easy for our members to access essential financial services. With a total membership of over 23,000 and assets exceeding $810 million, Liberty Bay stands as a pillar of support for individuals and businesses alike. Our mission is straightforward yet powerful: to provide exceptional financial services while fostering a sense of community among our members. We believe in putting people before profits, ensuring that every member receives personalized attention and care. Our goal is not just to help you manage your money but to empower you to achieve your financial dreams. Since opening our doors, we've continuously adapted to meet the evolving needs of our members. From introducing online banking capabilities and mobile payment options to offering competitive loan products like auto loans and mortgages, we strive to ensure that our services are both modern and accessible. We are also committed to ADA compliance, making sure everyone can easily navigate our facilities and utilize our services. Liberty Bay isn't just about banking; it's about building relationships. We actively engage in community outreach efforts, partnering with local organizations to support initiatives that improve the lives of those around us. Our commitment extends beyond financial transactions; we aim to be a trusted resource for advice and assistance. While members can visit us at 300 Granite St Fl 3, official correspondence should be sent to our mailing address: 300 Granite St Fl 3, Braintree, MA 02184-3909. If you ever have questions or need assistance, feel free to reach out at 617-439-6500 during our operating hours Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 9:00 AM to 1:00 PM. We invite you to join Liberty Bay Credit Union today and experience the difference of being part of a community-focused institution that truly cares about your financial well-being. Together, let's build a brighter future!

Branch Location & Accessibility

Accessibility Features

At Liberty Bay Credit Union, we prioritize accessibility for all our members. Our branch is equipped with ADA-compliant features to ensure that everyone can navigate our space comfortably. There are designated parking spots available nearby, making it convenient for those who may need extra assistance.

Operating Hours

We understand that life can get busy! That's why we offer flexible operating hours. Our lobby is open Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 9:00 AM to 1:00 PM. These hours are designed to accommodate your schedule so you can access your banking needs when it works best for you.

Services Offered

Liberty Bay Credit Union offers a variety of personal banking services tailored just for you. From checking and savings accounts to auto loans and mortgage refinancing, we're here to help you manage your finances effectively. Although we currently do not have ATM or drive-thru services available, our dedicated team is ready to assist you with all your banking needs during lobby hours. Feel free to give us a call at 617-439-6500 if you have any questions or if you'd like more information about how we can assist you on your financial journey. We invite you to visit Liberty Bay Credit Union today and discover the many ways we can support your financial goals!

Member Eligibility

At Liberty Bay, we believe that everyone deserves a supportive financial community, and becoming a member is your first step toward enjoying a range of benefits tailored just for you. If you're wondering about eligibility, you'll be happy to know that joining us is simple! Our membership is open to anyone who lives, works, or worships in the area surrounding 300 Granite St Fl 3 Braintree Ma 02184. We value diversity and welcome individuals from all walks of life to join our family. For those interested in learning more about our specific eligibility requirements, please visit our detailed page at . Once you're ready to take the plunge into membership, opening an account is easy! You can start the process online through this link: https://app.consumer.meridianlink.com/apply.aspx?enc=kw21wblm1yxpjjabdozadyozqlkqpm3hstgqslcnuhcyufksqivpcjbmyubodq9purhcdn2xjlnrf5durrn_fi2zgfnh2bjpu2mfmdo8gco. If you have any questions or need assistance along the way, feel free to give us a call at (617) 439-6500. We're here to help you every step of the way as you embark on your journey with Liberty Bay!

Business Banking & Commercial Services

Running a business is no small feat. At Liberty Bay, we understand the challenges you face and are here to help you thrive. Located at 300 Granite St Fl 3 Braintree Ma 02184 in Braintree, MA, our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $211 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $32 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $91,991,213, we continue to drive economic growth by financing new and expanding businesses. Beyond loans, our merchant services are designed to streamline your operations. Imagine being able to accept payments quickly and easily, enabling you to focus on what you do best: running your business. Our team is ready to partner with you, providing tailored solutions that fit your unique needs. Let's take your business further together! Reach out today at (617) 439-6500 or visit us online at Liberty Bay Credit Union to learn more about how we can assist you.

Comprehensive List Of Services

Business Solutions

For small business owners, we offer tailored solutions through our business banking services. From merchant services that simplify payment processing to business loans that support growth and expansion, we're here to empower your entrepreneurial journey.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we provide robust online and mobile banking features. Access your accounts anytime, anywhere with ease whether you're checking balances or transferring funds. Although we don't have ATM facilities at this branch, our digital services ensure that accessing your money is never a hassle. Our friendly staff is always ready to assist you during our lobby hours: Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 9:00 AM to 1:00 PM. If you have any questions about our services or want to open an account, feel free to give us a call at (617) 439-6500. At Liberty Bay, we're more than just a credit union; we're your partner in financial success. Visit us today or explore more about what we offer on our website at Liberty Bay Credit Union. Let's work together to build a brighter financial future!

Financial Flexibility

Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation services come into play. We can help you consolidate debts into one manageable payment or provide funds for those unplanned purchases. Plus, with our credit cards with rewards, you can earn points on every dollar spent, making your everyday purchases even more rewarding.

Personal Banking

We offer a variety of personal banking options designed with your needs in mind. Our checking and savings accounts are perfect for everyday transactions and saving for important milestones. If you're considering purchasing a new car, our auto loans and vehicle financing options can help get you behind the wheel quickly and affordably. For those looking to buy a home, our mortgage loans and refinancing services make it easy to navigate the home buying process.

Digital & Online Banking

E-Statements and Mobile Access

Stay organized and reduce paper clutter with e-statements available to all our members. You'll receive monthly statements straight to your inbox, making it easy to track your spending and keep an eye on your finances. Plus, our mobile application offers the same great features as our online banking, ensuring you can manage your money on the go. Whether you need to make a payment or check an account balance, everything is right at your fingertips.

Key Features

Our online banking service allows you to check balances, transfer funds, and pay bills with just a few clicks. We prioritize your security, offering electronic signature authorization for various transactions, giving you peace of mind while managing your accounts from the comfort of home.

Simplified Payments

We also support mobile payments, allowing you to make purchases directly from your smartphone. This feature adds another layer of convenience to your daily routine. Although person-to-person transfers aren't currently available, we are committed to providing reliable options for managing your money. In summary, at Liberty Bay, we strive to offer services that are accessible and user-friendly. With our comprehensive digital banking options, managing your finances has never been easier or more secure! For more information about our services, visit us at https://lbcu.org/ today!

Financial Strength

Commitment to Growth

With $111,759,232 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $2,172 in used auto loans and $634,595,335 in total loans and leases.

Growing Trust

We proudly manage a total of 47,653 share and deposit accounts, showing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments totaling $1,643,436, we are well-positioned to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Liberty Bay is your trusted partner. Visit us at 300 Granite St Fl 3 Braintree Ma 02184 or call (617) 439-6500 to learn more about how we can help you achieve your financial goals.

Member-Centric Approach

Members' savings are secured through $175,677,465 in share certificates and $56,681,547 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $13,152,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $1,913,982, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 71 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $117,353,561, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,448 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $42,254,019 in used vehicle loans and $9,374,535 in new vehicle loans already helping members get on the road. We also provide refinancing options for those looking to lower their monthly payments or reduce their interest rates.

Business Loans

For business owners, our outstanding commercial loans totaling $91,991,213 provide the capital needed to grow and expand. We understand the unique challenges businesses face and work closely with our members to find financing solutions that fit their specific requirements. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're interested in any of these loan products or want more information on eligibility options or refinancing opportunities, feel free to reach out. You can contact us at 617-439-6500 or visit us at 300 Granite St Fl 3 Braintree Ma 02184 during our operating hours: Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 9:00 AM to 1:00 PM. At Liberty Bay, we aim to empower our members with the financial tools they need for success. Let us help you take that next step!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $88,503,428, make buying or refinancing simple. Our team is here to guide you through the process and help you find the best solution for your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. While currently there are no unsecured credit card loans issued yet, our commitment remains strong as we continually look for ways to assist our members in managing their finances effectively.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that the offers displayed are not only accurate but also fair and transparent. By relying on verified financial institutions, LendMesh guarantees that users receive reliable loan options without hidden fees or misleading information.

Liberty Bay