Lge Community Credit Union Smyrna GA | Quick Personal Loans & Top Checking

Introduction

Welcome to Lge Community! Located at 2905 Atlanta Rd Se Ste 100, Smyrna, GA 30080, we have proudly served our members since 1951, growing into a trusted financial partner for over 122,000 individuals in our community. With a solid commitment to helping you achieve your financial goals, we manage a robust portfolio of assets totaling $2.32 billion and deposits amounting to $85,944,023. At Lge Community, our dedicated team of 343 employees, led by CEO Chris Leggett and Board President Curt Earnest, works tirelessly to provide personalized services tailored to your needs. We offer a variety of financial products, including auto loans, mortgages, and business loans, ensuring that you have access to the resources necessary for building a brighter future. While members can visit us at our branch in Smyrna, official correspondence should be sent directly to our mailing address if it differs from our physical location. We encourage you to reach out via phone at 770-424-0060 for any inquiries or assistance. Our financial health is reflected in our significant net worth of $260,311,521 and ample cash reserves of $23,696,943, demonstrating our ability to serve you reliably and effectively. Whether you're looking for personal banking solutions or business services, Lge Community is here to support you every step of the way. Join us today and experience the difference of being part of a member-focused credit union. Visit us online at LGECCU.org or stop by the branch to learn more about how we can help you thrive financially!

Branch History & Mission

A Commitment to Service

Lge Community is dedicated not only to offering excellent financial products but also to making a positive impact in Smyrna and beyond. Our partnerships with local organizations and active involvement in community outreach initiatives reflect our belief in giving back. Whether it's sponsoring local events or providing financial literacy workshops, we strive to uplift those around us. In addition to our physical presence, we embrace modern technology with services like online banking and mobile payments. We are committed to ensuring accessibility for all members by maintaining ADA compliance and offering user-friendly digital platforms. While members can visit us at 2905 Atlanta Rd SE Ste 100, official correspondence should be sent to our mailing address if it differs from the branch address. Our operating hours are convenient for busy schedules: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM until noon.

Join Us Today!

As we look forward to the future, we invite you to become part of the Lge Community family. Experience firsthand how we can support your financial journey while contributing positively to our vibrant community. Call us at 770-424-0060 or visit us online at LGECCU.org to learn more about membership opportunities and how you can benefit from being part of something bigger than just a credit union. Together, let's build a brighter future!

Our Evolution

Since opening our doors, Lge Community has experienced significant growth and evolution. From the early days of serving local families with basic banking services to now offering a wide range of financial products including personal banking, auto loans, mortgage refinancing, and business banking we have continuously adapted to meet the changing needs of our community. With total assets reaching an impressive $2,323,071,620, we are proud to say that our commitment to providing valuable financial services remains as strong as ever. Our mission is simple yet powerful: to enhance the financial well-being of our members while fostering a sense of community support and engagement. We believe in empowering individuals through education and resources that help them make informed financial decisions.

Branch Location & Accessibility

Easy Access and Parking

When you visit us, you'll find ample parking available right outside our entrance. Our facility is fully ADA compliant, featuring ramps and accessible pathways to ensure that everyone can easily navigate our branch. Whether you're popping in for a quick transaction or need assistance with your banking needs, we're here to help.

Get in Touch!

Have questions or need assistance? Don't hesitate to call us at 770-424-0060. We encourage you to stop by our branch in Smyrna your community bank is here for you! Come see how we can support your financial journey today.

Operating Hours and Services

We know your time is valuable! That's why we keep our lobby open Monday through Friday from 9:00 AM to 5:00 PM and offer Saturday hours from 9:00 AM to 12:00 PM for those who prefer weekend visits. While we do not have ATM or drive-thru services available at this location, our friendly staff is ready to assist you inside. At Lge Community, we provide a variety of personal banking services such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. Whatever your financial goals may be, we're committed to helping you achieve them.

Member Eligibility

Joining the Lge Community is like becoming part of a warm, welcoming family that's dedicated to helping you achieve your financial goals. To become a member at our Smyrna branch, located at 2905 Atlanta Rd Se Ste 100, you simply need to meet some basic eligibility criteria. If you're living, working, worshipping, or attending school in Cobb County, you're already on the right track! We also welcome family members of current members and employees of select companies. For more detailed information about eligibility, feel free to visit our website at https://www.lgeccu.org/connect/about-lge-community-credit-union/membership.html. Opening an account with us is easy and straightforward just follow the simple steps outlined on our account opening page at https://consumeronlineportal.lgeccu.org/consumer-deposit/getting-started. If you have any questions or need assistance, don't hesitate to give us a call at 770-424-0060. We can't wait for you to experience all the benefits that come with being part of Lge Community!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $600 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $254,458,502, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the tools to streamline your payments and improve customer satisfaction. Our merchant services offer just that secure payment processing that allows you to focus on what matters most: running your business. From credit card processing to online payment solutions, we equip you with everything needed to keep transactions smooth and efficient. Located conveniently at 2905 Atlanta Rd Se Ste 100 Smyrna Ga 30080 in Smyrna, GA, our team is here to partner with you for all your business banking needs. Reach out today at (770) 424-0060 to learn how we can help your business thrive!

Comprehensive List Of Services

Business Banking Support

If you're a business owner, our Business Banking services provide essential tools like Merchant Services and Business Loans tailored just for you. We understand the importance of having reliable financial support as you grow your business.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking platforms that allow you to manage your accounts anytime and anywhere. With features like mobile payments and person-to-person transfers, banking has never been easier. At Lge Community, we're not just about transactions; we're about relationships. Our friendly staff is always ready to assist you over the phone at (770) 424-0060 or in person during our operating hours: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 PM. Explore how we can help you achieve your financial goals today! Visit us at https://www.lgeccu.org/ or reach out directly we're excited to serve you!

Home Financing Made Easy

Thinking about buying a home? Our Mortgage Loans & Refinancing services are designed with flexibility in mind. We work closely with members to find the right mortgage solution that suits their budget and needs. You can rest easy knowing that you have a dedicated team ready to help you navigate the process.

Personal Banking Solutions

For everyday banking, we offer various Checking & Savings Accounts that fit different lifestyles and savings goals. Imagine having easy access to your funds while earning interest on your savings our accounts make that possible. Additionally, if you're planning to buy a new car or need to refinance your current vehicle, our Auto Loans & Vehicle Financing options provide competitive rates that can save you money.

Personal Loans for Life’s Needs

Life can throw unexpected expenses your way. That's why we offer Personal Loans & Debt Consolidation options to help manage those costs effectively. Whether it's for a home project or consolidating debt into one manageable payment, we're here to assist you every step of the way.

Rewarding Credit Options

Looking for a credit card that gives back? Our Credit Cards with Rewards allow you to earn points on purchases, which can be redeemed for travel, merchandise, or cash back. It's an excellent way to benefit from your spending while managing your finances wisely.

Digital & Online Banking

24/7 Access

With Lge Community's 24/7 online banking services, you can take charge of your finances whenever it suits you. No more rushing to the bank before closing time; everything you need is available at any hour of the day. Whether it's checking balances late at night or transferring funds early in the morning, we've got you covered. In short, our digital banking services are tailored to meet your needs with ease and security. Experience the freedom of banking on your terms with Lge Community today!

E-Statements and Mobile Features

Say goodbye to paper statements! With our e-statements availability, you can easily access your account statements online. This feature not only helps you stay organized but also supports our commitment to being eco-friendly. Plus, our mobile application brings all these features right to your smartphone. Whether you're on the go or relaxing at home, managing your finances has never been easier. If you love making quick payments or splitting bills with friends, our person-to-person transfer feature is perfect for you. It allows you to send money instantly to anyone without the hassle of cash or checks. And if you're someone who prefers using mobile payments, you'll be happy to know that we support this convenient option as well.

Financial Strength

Commitment to Growth

With $248,814,204 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $15,555 in used auto loans and $1,541,087,093 in total loans and leases, supporting members' financial goals across various sectors. Our operational efficiency is reflected in our $9,358,630, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 340 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Community

Total Share and Deposit Accounts stand at 233,377, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $458,194. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lge Community is your trusted partner. Visit us at 2905 Atlanta Rd Se Ste 100 Smyrna Ga 30080 or call (770) 424-0060 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $422,829,345 in share certificates and $384,757,159 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Base

With a net worth of $260,311,521, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,120 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

If you're considering refinancing options or want to learn more about eligibility requirements for our loan products, please don't hesitate to reach out. You can contact us at 770-424-0060 or visit us at our branch located at 2905 Atlanta Rd Se Ste 100 Smyrna GA 30080. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how Lge Community can support your financial aspirations today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $343,169,525 in used vehicle loans and $195,316,345 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles to help you drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $254,458,502 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance your existing operations, we have solutions tailored just for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $75,829,194, make buying or refinancing simple. We are here to guide you through every step of the process so that you can focus on making your house a home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $49,481,572 in loans helping members manage their finances effectively. This can be an excellent option for those who want to consolidate debt or cover unexpected expenses without putting down collateral.

Loan Aggregator

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Call to Action

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that all loan offers presented are fair and transparent. Users can trust that they are viewing accurate information about potential loans.

Lge Community