Lge Community Credit Union Rome GA | Best Auto Loans & Personal Banking

Introduction

Welcome to Lge Community, your trusted financial partner located at 1490 Martha Berry Blvd NE, Rome, GA 30165. Since our establishment in 1951, we've been dedicated to serving our members with a commitment to community and personal service. With over 122,000 members and growing, we pride ourselves on being more than just a credit union; we are a cornerstone of the Rome community. At Lge Community, we understand that financial needs vary from person to person. That's why we offer a comprehensive range of services designed to help you thrive whether you're looking for checking and savings accounts, auto loans, mortgage options, or business banking solutions. As of now, our total assets stand at an impressive $2.32 billion, supported by $85,944,023 in deposits and a robust loan portfolio comprising 68,630 loans and leases. Our leadership team is dedicated to your financial well-being. Under the guidance of our CEO, Chris Leggett, and Board President Curt Earnest, we strive to create an environment where members feel valued and supported. Our team of 343 employees works diligently every day to ensure that you receive the best possible service when you visit us or connect online. While members can visit us at our branch location for all their banking needs, any official correspondence should be sent to our mailing address: 1490 Martha Berry Blvd., NE, Rome, GA 30165-1618. We invite you to explore our website at LGECCU.org for more information on how we can assist you in reaching your financial goals. Whether you're ready to open an account or want to learn more about our services, we're here for you! Call us today at 706-295-9300 or visit our branch during lobby hours from Monday through Friday between 8:00 AM and 5:00 PM. Join us in making a positive impact on our community while achieving your financial dreams!

Branch History & Mission

At Lge Community, our journey began in 1951 in the heart of Rome, GA. Over the years, we have grown from a small credit union into a trusted financial partner for over 122,000 members. Our branch, located at 1490 Martha Berry Blvd NE, has become a cornerstone of the community, providing essential financial services that help individuals and families thrive. From our humble beginnings, Lge Community has continually evolved to meet the changing needs of our members. As we celebrate our rich legacy, we remain dedicated to offering personalized services, including checking and savings accounts, auto loans, mortgage options, and business banking solutions. With total assets exceeding $2.3 billion, we are well-equipped to support your financial goals today and into the future. Our mission is simple yet impactful: to provide exceptional financial services while actively supporting our community. We believe that by investing in our members' dreams and aspirations, we contribute to the overall well-being of Rome and surrounding areas. Our commitment goes beyond banking; it includes fostering relationships built on trust and respect. While members can visit us at 1490 Martha Berry Blvd NE, official correspondence should be sent to 1490 Martha Berry Blvd., NE, Rome, GA 30165-1618. We are proud to offer operating hours from Monday to Friday, 8:00 AM to 5:00 PM, ensuring that we are available when you need us most. In addition to traditional banking services, we have embraced technology to enhance your experience. From online banking and mobile payments to e-statements and person-to-person transfers, our digital tools make managing your finances easier than ever. And with an accessible ATM on-site, you can withdraw cash or check balances anytime. Community outreach is also at the heart of what we do. We partner with local organizations to support various initiatives aimed at improving lives across Floyd County. Whether through educational programs or financial literacy workshops, Lge Community is committed to making a positive impact. We invite you to join us on this journey. At Lge Community, you're not just a member; you're part of a family that cares about your financial success and overall well-being. Experience the benefits of being part of something bigger visit us today or explore more online at LGECCU.org. Together, let's build a brighter future!

Branch Location & Accessibility

Welcome to Lge Community at our Rome-main branch, conveniently located at 1490 Martha Berry Blvd NE, Rome, GA 30165. Nestled in the heart of Floyd County, our branch is easily accessible and is just a stone's throw away from popular local landmarks like the historic downtown area and beautiful parks, making it a perfect stop for your banking needs. Whether you're driving in or walking by, you'll find that our branch offers ample parking and features that cater to everyone, including ADA-compliant access for those with mobility challenges. Our friendly team is here to ensure you have a welcoming experience every time you visit. At Lge Community, we understand your busy schedule. That's why our lobby hours are designed to fit your lifestyle open Monday through Friday from 8:00 AM to 5:00 PM. We also provide ATM services on-site for quick cash withdrawals and balance checks. Although we don't have a drive-thru service, our dedicated staff is ready to assist you inside with a variety of personal banking services like checking and savings accounts, auto loans, mortgage options, and much more. If you need to send us any official correspondence, please use our mailing address: 1490 Martha Berry Blvd., NE, Rome, GA 30165-1618. Feel free to reach out to us at 706-295-9300 with any questions or simply stop by! We look forward to helping you achieve your financial goals.

Member Eligibility

At Lge Community, we believe that everyone deserves a chance to be part of a caring financial community. Joining us is simple and welcoming! If you live, work, worship, or attend school in Floyd County, you're eligible to become a member. We also extend our membership to family members of existing members. It's our way of creating a network of support that feels like home. By becoming a member at Lge Community, you'll enjoy access to personalized banking services, competitive loan rates, and the chance to participate in community events and initiatives that truly make a difference. To get started on your journey with us, you can easily open an account by visiting our website or calling us at (706) 295-9300 for more information. For detailed eligibility criteria, feel free to check out our resource page at https://www.lgeccu.org/connect/about-lge-community-credit-union/membership.html. We can't wait to welcome you into the Lge Community family at 1490 Martha Berry Blvd Ne Rome Ga 30165!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine having a reliable payment processing solution that enhances your customer experience. Our merchant services do just that allowing you to accept payments smoothly, manage transactions effortlessly, and keep your cash flow healthy. It's more than just a service; it's about empowering your business to thrive in a competitive market. Located at 1490 Martha Berry Blvd Ne Rome Ga 30165, Rome, GA, our team is ready to help you explore how our business banking and commercial services can meet your specific needs. Reach out to us at (706) 295-9300 or visit our website at https://www.lgeccu.org/ today!

Supporting Your Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $600 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $254,458,502, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our members who are small business owners, we offer tailored business banking solutions including merchant services and business loans. We understand that every business has unique needs, and our goal is to support your growth and success.

Convenient Online & Mobile Banking

In today's fast-paced world, having access to your finances at your fingertips is essential. Our online and mobile banking services allow you to manage accounts, pay bills, and transfer money easily whenever you need it. You can also use our ATM services for quick cash withdrawals or balance checks without stepping into a branch. If you're interested in learning more about how Lge Community can assist you with your financial goals, please don't hesitate to reach out! Give us a call at (706) 295-9300 or visit us at 1490 Martha Berry Blvd Ne Rome Ga 30165 in Rome. Experience the difference that personalized service can make in managing your finances! We look forward to serving you!

Credit Cards with Rewards

Make your everyday purchases work for you with our credit cards that come with rewards. From cashback offers to travel points, you'll find a card that matches your spending habits and helps you earn while you spend.

Flexible Personal Loans

Need extra cash for unexpected expenses? Our personal loans can provide the financial relief you need. We also specialize in debt consolidation, helping you combine multiple debts into one manageable payment.

Home Financing Options

Homeownership is within reach with our mortgage loans and refinancing services. Whether you're a first-time buyer or looking to refinance your existing mortgage, our friendly team will guide you through the process, making it as smooth as possible.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, our personal banking services have you covered. We understand that managing everyday expenses can be challenging, so we offer accounts that fit different lifestyles and budgets. With easy online and mobile banking options, you can check your balance or transfer funds from anywhere at any time.

Vehicle Financing Made Easy

Thinking about purchasing a new car? Our auto loans and vehicle financing options are tailored to help you drive off in the vehicle of your dreams without breaking the bank. We also offer competitive rates on refinancing if you're looking to lower your current monthly payments.

Digital & Online Banking

Key Features

We understand that security is paramount when it comes to online banking. That's why we offer electronic signature authorization Yes for added peace of mind while you conduct transactions digitally. Plus, with e-statements Yes, you can keep track of your finances without the clutter of paper statements. For those who prefer mobile banking, our mobile application Yes gives you full access to your accounts right at your fingertips. Need to send money to a friend? With our person-to-person transfers Yes, sharing funds is simple and quick. And if you're looking for a way to make payments even easier, our mobile payments feature Yes allows you to shop securely without fumbling for cash or cards. At Lge Community, we believe that managing your money should be straightforward and stress-free. Join us today and discover how our digital and online banking solutions can enhance your financial experience!

Financial Strength

Members First

Members' savings are secured through $422,829,345 in share certificates and $384,757,159 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $9,358,630 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 340 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $248,814,204 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $15,555 in used auto loans and $1,541,087,093 in total loans and leases.

Solid Financial Foundation

With a net worth of $260,311,521, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,120 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted by Many

Total Share and Deposit Accounts: 233,377, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $458,194. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lge Community is your trusted partner. Visit us at 1490 Martha Berry Blvd Ne Rome Ga 30165 or call (706) 295-9300 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $343,169,525 in used vehicle loans and $195,316,345 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles to ensure you find the perfect fit for your lifestyle and budget.

Business Financing

For business owners, our outstanding commercial loans totaling $254,458,502 provide the capital needed to grow and expand your business. We understand the challenges that come with running a business and are here to support you with practical financing solutions. If you're considering refinancing or checking your eligibility for any of our loan products, feel free to reach out. You can contact us at 706-295-9300 or visit us at our branch located at 1490 Martha Berry Blvd Ne Rome Ga 30165 during our operating hours from Monday to Friday between 8:00 AM and 5:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how Lge Community can assist you in achieving your financial goals today!

Credit Lines and Unsecured Loans

For those seeking flexibility in managing expenses, we offer credit lines totaling $338,592,366. Additionally, our unsecured credit card loans have a total of $49,481,572, providing a great way to manage your finances effectively without the need for collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $75,829,194, make buying or refinancing simple. We aim to guide you through every step of the mortgage process with clear terms and competitive rates.

Loan Aggregator

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Lge Community