Lge Community Credit Union Rome GA | Low Mortgage Rates & Business Loans

Introduction

Welcome to Lge Community, your trusted partner in financial growth and community support, located at 800 E 2Nd Ave Sw, Rome, GA 30161. Since our establishment in 1951, we have proudly served over 122,553 members, providing a range of financial services designed to empower individuals and businesses alike. With total assets exceeding $2.32 billion, we are dedicated to fostering a stable and supportive banking environment for everyone in our community. At Lge Community, we believe in making banking accessible and beneficial for all. Whether you need personal banking solutions like checking and savings accounts or are looking for financing options such as auto loans or mortgages, our friendly team is here to help. We also offer robust business banking services that include merchant services and business loans, ensuring that every member has the tools they need to thrive. Our leadership team, headed by CEO Chris Leggett and Board President Curt Earnest, is committed to ensuring that your needs come first. We pride ourselves on maintaining a solid financial foundation with a net worth of $260 million and cash reserves of $23.7 million readily available to support our members' aspirations. While members can visit us at our branch location, official correspondence should be sent to the same address: 800 E 2nd Ave SW, Rome GA 30161-33100. If you have any questions or need assistance, don't hesitate to reach out! You can contact us at 706-295-3090 during our operating hours from Monday to Friday, 8 AM to 5 PM. We invite you to explore how Lge Community can make a difference in your financial journey. Visit us online at www.LGEccu.org or stop by today let's build a brighter future together!

Branch History & Mission

Community Focus

The heart of Lge Community lies in its mission to uplift the communities we serve. We regularly engage in outreach programs and partnerships that strengthen local initiatives and support those in need. Whether it's hosting financial literacy workshops or contributing to local charities, we believe in giving back to Rome and surrounding areas. While members can visit us at 800 E 2Nd Ave Sw, official correspondence should be sent to 800 E 2nd Ave SW Rome GA 30161-33100.

Join Us

As we continue to grow and adapt to the changing financial landscape, we invite you to become part of our family. Experience the benefits of personalized service and community-focused banking at Lge Community. For inquiries or assistance, please call us at 706-295-3090 or visit our website at www.lgeccu.org. Together, let's build a brighter future for all!

Our Journey

From the very beginning, our mission has been clear: to provide accessible and affordable financial services while fostering strong community ties. Over the years, we have achieved significant milestones, including reaching total assets of over $2.3 billion. This growth reflects our dedication to serving the diverse needs of our membership through personal banking services, auto loans, mortgages, and more. Our commitment extends beyond traditional banking. We embrace modern technology with features like online banking and mobile payments to ensure our members can manage their finances with ease. We are also proud of our ADA compliance efforts, ensuring that everyone in our community can access our services without barriers.

Branch Location & Accessibility

A Warm Invitation

We invite you to visit us at Lge Community and discover how we can support your financial journey. Whether you need assistance with personal banking or want to learn more about our loan products, we're here for you every step of the way. Stop by today or call us if you have any questions we look forward to serving you!

Convenient Access and Features

At Lge Community, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ample parking to ensure that everyone can access our services with ease. If you're on the go, take advantage of our drive-thru banking service for quick deposits and withdrawals without leaving your vehicle. We also have an ATM available for your convenience, allowing you to manage your cash needs anytime.

Operating Hours

We understand that your time is valuable. That's why we're open Monday through Friday from 8:00 AM to 5:00 PM, making it easy for you to drop by before or after work. Our dedicated staff is here during these hours to help you with all your banking needs, whether you're looking for checking and savings accounts or exploring options for mortgage loans and credit cards.

Member Eligibility

At Lge Community, we believe that becoming a member is like joining a warm, welcoming family where your financial well-being comes first. If you're in the Rome area or are affiliated with one of our partner organizations, you might be eligible to join us! We warmly invite individuals who live, work, worship, or go to school in Floyd County and surrounding areas to consider membership. Plus, if you have family members who are already part of our community, that opens the door for you too! For detailed eligibility requirements, feel free to check out this resource: https://www.lgeccu.org/connect/about-lge-community-credit-union/membership.html. Opening an account with us is straightforward and designed with your convenience in mind. Whether you're looking for personal banking services, loans, or just a supportive place to grow your savings, we're here for you every step of the way. You can start your journey towards membership by visiting our account opening page at https://consumeronlineportal.lgeccu.org/consumer-deposit/getting-started or give us a call at (706) 295-3090 if you have any questions. We're excited to help you become a valued member of Lge Community at 800 E 2Nd Ave Sw Rome Ga 30161!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine running your daily operations without worrying about payment processing issues. Our merchant services streamline transactions, making it easy for your customers to pay and for you to get paid. From card readers to online payment gateways, we provide tools that fit your business's needs, allowing you to focus on what matters most growing your business. Visit us at 800 E 2Nd Ave Sw Rome Ga 30161, Rome, GA, or give us a call at (706) 295-3090. Let's turn your business aspirations into reality together!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $600 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $254,458,502, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Take advantage of our ATM services available at Lge Community. You can perform basic transactions such as withdrawals and balance checks without any hassle. We also offer drive-thru banking for deposits and simple transactions during our lobby hours from Monday through Friday from 8:00 AM to 5:00 PM. In summary, whether you're looking for personal banking options or business solutions, Lge Community is here for you every step of the way. We pride ourselves on making banking easy and accessible for all our members in Rome, GA. If you'd like more information about any of our services or want to get started today, don't hesitate to call us at (706) 295-3090 or visit our website at https://www.lgeccu.org/. Your financial journey begins here!

Business Banking Services

For our business members, we provide comprehensive banking services tailored specifically for your entrepreneurial journey. This includes merchant services to help you process payments seamlessly and business loans to fuel your growth ambitions. We want to support local businesses by offering solutions that make managing finances easier.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. Our online and mobile banking platforms allow you to access your accounts anytime, anywhere. You can check balances, transfer funds, pay bills, and even make person-to-person payments right from the palm of your hand. Plus, with features like e-statements and electronic signatures, managing your finances has never been easier.

Credit Cards and Rewards

At Lge Community, we understand the importance of rewards in today's world. That's why we offer credit cards that come with exciting rewards programs. Whether it's cash back on everyday purchases or travel perks for your next adventure, our credit cards are designed to enhance your spending experience.

Personal Banking Solutions

We offer various personal banking options that fit into your lifestyle. From checking and savings accounts designed for everyday transactions to auto loans and vehicle financing that help you get on the road, our services are crafted with you in mind. If you're planning to buy a home, our mortgage loans and refinancing options provide you with competitive rates and personalized service. Additionally, if you're dealing with debt, our personal loans and debt consolidation solutions can help you regain control of your financial situation.

Digital & Online Banking

Key Features

With our online banking platform, you can access your accounts anytime, anywhere. Need to check your balance or transfer funds? It's all just a few clicks away! Our services include e-statements, so you can go paperless and keep track of your financial activity without clutter. Plus, if you ever need to sign documents, our electronic signature authorization makes it quick and simple. For those who love to stay connected while on the move, our mobile application lets you manage your accounts right from your smartphone. You can even make mobile payments with ease, ensuring that paying for things is hassle-free. And if you want to send money to a friend or family member, our person-to-person transfer feature has got you covered.

Security and Accessibility

Your security is our priority. We use advanced technology to protect your information while providing a user-friendly experience. With 24/7 online banking services available, you'll have peace of mind knowing that you can access your accounts anytime day or night. In summary, Lge Community offers a comprehensive suite of digital banking tools designed to make managing your money straightforward and secure. Join us today and experience the convenience of modern banking!

Financial Strength

At Lge Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our robust financial health, ensuring you can trust us with your savings and loans. With a net worth of $260,311,521, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.20% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $422,829,345 in share certificates and $384,757,159 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $248,814,204 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $15,555 in used auto loans and an impressive $1,541,087,093 in total loans and leases. Our operational efficiency is reflected in our net income of $9,358,630, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 340 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 233,377, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $458,194. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lge Community is your trusted partner. Visit us at 800 E 2Nd Ave Sw Rome Ga 30161 or call 706-295-3090 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $343,169,525 in used vehicle loans and $195,316,345 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, we provide options that fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $254,458,502 provide the capital needed to grow and expand. Whether you're looking to invest in equipment or need working capital, we have solutions that support your entrepreneurial journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $75,829,194, make buying or refinancing simple. We understand that securing a mortgage is a significant step, and our team is here to guide you through the process every step of the way.

Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility options for any of our products, our experienced staff is ready to assist you. We aim to ensure that you have access to the best financial solutions available. At Lge Community, we pride ourselves on our commitment to serving our community and helping you navigate your financial journey. If you have any questions or would like more information about our loan offerings, don't hesitate to reach out at (706) 295-3090 or visit us at 800 E 2Nd Ave Sw Rome Ga 30161. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

Managing finances can be challenging, which is why we also offer flexible terms on unsecured credit card loans, with a total of $49,481,572 in loans helping members manage their finances effectively. These cards are designed for those who want to maintain control over their spending without tying up their assets as collateral.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures that users receive fair and transparent offers.

Lge Community