Lge Community Credit Union Dallas GA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Lge Community, your trusted partner in financial well-being since 1951. Located at 18 Georgia Heritage Pl, Dallas, GA 30132, we proudly serve a vibrant community of over 122,553 members. At Lge Community, we understand the importance of personalized service and local expertise in helping you achieve your financial goals. With total assets reaching an impressive $2,323,071,620 and total deposits of $85,944,023, our commitment to sound financial practices ensures that your money is not only safe but also working for you. We offer a wide range of services tailored to meet your needs whether it's personal banking, auto loans, mortgage refinancing, or business banking solutions. Under the leadership of CEO Chris Leggett and Board President Curt Earnest, our dedicated team of 343 employees is here to support you every step of the way. Our focus goes beyond just numbers; we are deeply invested in the communities we serve and strive to make a positive impact through various initiatives. While members can visit us at our branch location for face-to-face assistance, we also offer convenient online and mobile banking options to help you manage your finances on your terms. If you have questions or need assistance, don't hesitate to reach out at 770-424-0060. Join us today and experience the difference with Lge Community! For more information about our services and how to become a member, please visit our website at lgeccu.org. Your journey towards financial success starts here!

Branch History & Mission

Commitment to Service

At Lge Community, we strive not only to meet your banking needs but also to support our local community. Our initiatives include partnerships with local organizations and outreach programs aimed at enhancing the lives of those around us. Whether it's helping a family secure their first home or assisting local businesses in achieving their goals, we take pride in contributing to the growth and wellbeing of Dallas. While members can visit us at 18 Georgia Heritage Pl for all their banking needs, official correspondence should be sent to our main office in Marietta if needed. We are here for you Monday through Friday from 8:30 AM to 6:00 PM and Saturday from 9:00 AM to 1:00 PM.

Modern Banking Made Easy

We understand that convenience matters in today's fast-paced world. That's why we have embraced modern technology by offering online and mobile banking solutions. Our members can manage their accounts anytime and anywhere through secure online platforms. While we currently do not offer ATM or drive-thru services at this location, our commitment to excellent customer service remains unwavering. Join us at Lge Community today! Experience firsthand how we blend traditional values with contemporary banking solutions designed just for you. Together, let's build a brighter financial future! For any questions or assistance, feel free to call us at 770-424-0060 or visit our website at LGECCU.org.

Our Journey

Over the years, Lge Community has evolved from a small local credit union into a trusted financial partner for families and businesses alike. With total assets reaching an impressive $2,323,071,620, we have established ourselves as a reliable institution where members can find services tailored to their needs. We are dedicated to providing personal banking options such as checking and savings accounts, auto loans, mortgage financing, and much more. Our mission is simple yet powerful: to empower our members through exceptional financial services while making a positive impact in our community. We believe that everyone deserves access to quality financial resources. That's why we focus on member education and support ensuring you have the tools necessary to make informed decisions about your finances.

Branch Location & Accessibility

Get in Touch

Have questions? Feel free to call us at 770-424-0060. Our friendly team is ready to assist you with any inquiries or support you may need. We look forward to welcoming you at our Dallas branch soon!

Operating Hours

We want to make your banking as convenient as possible. You can visit us Monday through Friday from 8:30 a.m. to 6:00 p.m., and on Saturdays from 9:00 a.m. to 1:00 p.m. Whether you're stopping by during your lunch break or on the weekend, we're here when you need us!

Parking and Accessibility

Our branch offers ample parking for all our members, ensuring that your visit is hassle-free. We are fully ADA compliant, featuring ramps and accessible entrances so everyone can enjoy a comfortable banking experience.

Services Offered

At Lge Community, we take pride in offering a wide array of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgages, we have everything you need under one roof. Plus, our online and mobile banking services allow you to manage your finances anytime, anywhere.

Member Eligibility

Joining the Lge Community is more than just opening an account; it's about becoming part of a supportive family that cares for your financial well-being. To become a member at our branch located at 18 Georgia Heritage Pl, Dallas, GA 30132, you'll find that eligibility is quite inclusive. If you live, work, or attend school in the areas we serve, you're likely already qualified! We're here to help everyone feel welcome and supported as they navigate their financial journeys. For the most accurate and detailed eligibility criteria, feel free to visit our website at this link. Opening an account with us is designed to be straightforward and stress-free. Once you know you're eligible, you can easily get started by checking out our account opening process online at this page. Should you have any questions along the way or need assistance, don't hesitate to reach out to us at 770-424-0060. We look forward to welcoming you into our community!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $600 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $254,458,502, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

We also offer practical merchant services that simplify payment processing. Picture a retail store owner who needs to accept credit card payments quickly and securely. Our services ensure that transactions are smooth, allowing owners to focus on what they do best serving their customers. Whether you're looking for financing or efficient payment solutions, Lge Community at 18 Georgia Heritage Pl Dallas Ga 30132 in Dallas, GA is here to support your journey. Let's work together to elevate your business! Reach out at (770) 424-0060 or visit us today!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about getting a new car? Our Auto Loans & Vehicle Financing options are flexible and competitive. Whether it's a brand-new vehicle or a reliable used one, we can help you secure financing that fits your budget. We understand how important it is to get on the road without breaking the bank.

Business Banking

For local entrepreneurs and business owners, our Business Banking services include merchant services and business loans tailored specifically for small businesses. We know how vital it is for businesses in our community to thrive, which is why we're dedicated to supporting your growth through customized financial solutions.

Credit Cards with Rewards

Our credit cards come with rewards that make spending more rewarding! With Credit Cards with Rewards, every purchase earns you points that can be redeemed for travel, merchandise, or even cash back. It's an easy way to enjoy benefits just by using your card for everyday expenses.

Mortgage Loans & Refinancing

Home ownership is within reach with our Mortgage Loans & Refinancing services. We offer mortgage options that cater to first-time buyers as well as seasoned homeowners looking to refinance their current loans for better rates. Picture yourself settling into a home that you love while knowing you have made a smart financial decision.

Online & Mobile Banking

Convenience is key in today's fast-paced world. That's why at Lge Community, we prioritize ease of access through our robust Online & Mobile Banking features. Manage your accounts anytime and anywhere whether at home or on the go making banking simpler than ever before. In addition, we also provide ATM and cash withdrawal services for quick access to your funds whenever you need them. If you're ready to explore all that we have to offer or if you have any questions about our services, feel free to reach out at (770) 424-0060 or visit us at 18 Georgia Heritage Pl Dallas Ga 30132 in Dallas, GA. Let's work together towards achieving your financial goals today!

Personal Banking

For those who want to take control of their finances, our Personal Banking options are designed for you. We offer checking and savings accounts that suit various lifestyles and goals. Imagine being able to easily manage your funds with our user-friendly online and mobile banking platforms. You can check balances, transfer money, and pay bills right from your smartphone or computer.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to consolidate debt, our Personal Loans & Debt Consolidation services can provide relief. We offer straightforward loan options designed to help you regain control over your finances. You can focus on what matters most while we assist with manageable repayment plans.

Digital & Online Banking

Key Features of Our Digital Services

Our online banking platform at https://www.lgeccu.org/ gives you the freedom to manage your accounts with ease. Whether you're checking balances, transferring funds, or paying bills, everything is available 24/7 through our secure portal. You can also enjoy the benefits of e-statements for quick access to your account statements without the clutter of paper. For those on the go, our mobile application offers the same robust features right from your smartphone. With mobile payments enabled, you can make purchases quickly and securely without needing cash or cards. Plus, if you need to send money to friends or family, our person-to-person transfer feature makes it easy to send funds instantly.

Security and Accessibility

Your security is our top priority. We use electronic signature authorization for added safety in transactions, ensuring that your personal information stays protected. Our user-friendly interface means you won't have to navigate complicated menus; everything is designed for straightforward use. With real-time account management capabilities, you'll always know where you stand financially. This accessibility allows you to make informed decisions about spending and saving while staying connected with your finances. At Lge Community, we're committed to making banking easier for you. Join us today and take advantage of all the digital conveniences we have to offer!

Financial Strength

Growing Membership Base

We currently support 233,377 total share accounts, showcasing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments stand at $458,194, further emphasizing our commitment to supporting your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lge Community is your trusted partner. Visit us at 18 Georgia Heritage Pl Dallas Ga 30132 or call us at 770-424-0060 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our net income of $9,358,630, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 340 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment in Member Services

With $248,814,204 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $15,555 in used auto loans and a total of $1,541,087,093 in loans and leases available across various sectors.

Secure Savings Opportunities

Members' savings are secured through $422,829,345 in share certificates and $384,757,159 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $260,311,521, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1120 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

For those who need extra funds for business ventures or personal projects, we have robust financing solutions available. Whether you're considering an expansion for your business or need help managing unexpected expenses, our financial products are designed with you in mind. If you're interested in refinancing any existing loans or exploring eligibility options for our various products, please don't hesitate to reach out. Our team is ready to help you find the best solutions for your financial needs. You can visit us at our branch located at 18 Georgia Heritage Pl Dallas Ga 30132 in Dallas, GA, or give us a call at (770) 424-0060 during our operating hours: M-F from 8:30 a.m. to 6:00 p.m. ET and Saturday from 9:00 a.m. to 1:00 p.m. ET. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Lge Community, we're committed to providing you with transparent information and exceptional service as you navigate your borrowing journey.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $343,169,525 in used vehicle loans and $195,316,345 in new vehicle loans already helping members get on the road. We provide financing options that are flexible and tailored to meet your unique requirements. Whether you're eyeing a brand-new model or a reliable used car, our team is here to assist you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $75,829,194, make buying or refinancing simple. We offer competitive interest rates and terms that suit your budget, helping you turn your dream of owning a home into reality.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $49,481,572 in loans helping members manage their finances effectively. Our credit cards come with rewards programs that allow you to earn while you spend, making it easier for you to stay on top of your expenses.

Loan Aggregator

How LendMesh Ensures Accurate Comparisons

LendMesh prioritizes verified data, sourcing loan offers from legitimate financial institutions. This commitment to transparency means that users can feel confident in the accuracy of the information they receive. Additionally, there are no sponsored listings on the platform; LendMesh does not prioritize lenders based on paid promotions. Instead, it aims to provide unbiased results so that users can make informed decisions. Another key feature is real-time rate comparisons. Users can access up-to-date loan rates from multiple institutions, helping them find the best deal quickly. This timely information empowers individuals to choose loans that fit their financial needs without unnecessary delays. Thousands of users trust LendMesh for loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial underscores the effectiveness of LendMesh in delivering valuable insights to its users. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

LGE COMMUNITY CREDIT UNION