Lge Community Credit Union Cartersville GA | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Lge Community, your trusted partner in financial well-being, located right in the heart of Cartersville at 105 W Main St, GA 30120. Since our establishment in 1951, we have dedicated ourselves to serving our community with a personal touch and a commitment to helping our members achieve their financial goals. With a robust membership base of over 122,553 members and total assets exceeding $2.3 billion, we pride ourselves on being more than just a credit union; we are your community's financial ally. At Lge Community, we understand that every dollar counts. That's why our dedicated team works hard to manage total deposits of $85,944,023 and loans amounting to 68,630, ensuring that your money is not only safe but also working for you. Our net worth stands strong at $260,311,521, reflecting our stability and commitment to providing value to our members. We also maintain a cash reserve of $23,696,943 to ensure liquidity and support all your banking needs. While members can visit us at our Cartersville branch for personal service, official correspondence should be directed to the same address: 105 W Main St., Cartersville, GA 30120-3507. If you have any questions or need assistance, feel free to reach out by calling us at 770-424-0060 during our lobby hours from 9 AM to 5 PM Monday through Thursday and until 6 PM on Fridays. Under the leadership of CEO Chris Leggett and Board President Curt Earnest, we are focused on fostering a supportive environment where every member feels valued. Join us as we continue to grow together your financial journey starts here! Visit us online at Lge Community for more information about our services or how you can become a member today!

Branch History & Mission

Welcome to the heart of Cartersville, where Lge Community has been serving our members since 1951. Our journey began with a simple yet powerful mission: to provide financial services that empower individuals and families in our community. Over the decades, we have grown alongside our members, evolving from a small credit union to a trusted partner for over 122,000 members. Located at 105 W Main St, Cartersville, GA 30120, our branch is easy to find and accessible for everyone. We're proud to be part of this vibrant community, contributing not just through financial services but also by engaging in various outreach programs that support local initiatives and charities. While you can visit us at our branch for all your banking needs, official correspondence should be sent to 105 W Main St., Cartersville, GA 30120-3507. At Lge Community, we are dedicated to ensuring that every member feels valued and supported. Our mission is clear: we aim to improve the financial well-being of our members while fostering a sense of community. This commitment drives us to offer a wide range of services from personal banking options like checking and savings accounts to loans for vehicles and homes. As we reflect on our history, we take pride in the milestones we've achieved together with our members. Our total assets now stand at an impressive $2,323,071,620, reflecting our growth and stability as a financial institution. We're equipped with modern facilities including ATMs and drive-thru banking services for your convenience. You can rely on us not only during regular operating hours 9:00 AM to 5:00 PM Monday through Thursday and 9:00 AM to 6:00 PM on Friday but also through our online and mobile banking platforms that make managing your finances easier than ever. Our dedication extends beyond banking; we strive for inclusivity by ensuring ADA compliance and embracing digital advancements that allow all members to access their accounts seamlessly. Additionally, we engage in partnerships with local organizations to give back through community service projects. We invite you to join us at Lge Community whether you're looking for reliable banking solutions or seeking a supportive community focused on your financial success. Experience the difference that comes from being part of a credit union that truly cares about its members. Together, let's build a prosperous future!

Branch Location & Accessibility

Come Visit Us!

Ready to experience friendly service with a personal touch? We invite you to visit us at Lge Community in Cartersville! If you have any questions before stopping by, feel free to call us at 770-424-0060. We look forward to serving you!

Convenient Access and Amenities

At Lge Community, we understand how important accessibility is for our members. Our branch features ADA-compliant entrances and ramps, ensuring everyone can enjoy our services without hassle. Plus, we offer ample parking nearby so you won't have to worry about finding a spot when you come by.

Operating Hours and Services

We are here for you during convenient hours! Our lobby is open from 9:00 AM to 5:00 PM Monday through Thursday and until 6:00 PM on Fridays. Whether you're looking to open a new account or apply for an auto loan, our friendly staff is ready to assist you with personal banking services such as checking and savings accounts, mortgages, and credit cards with rewards. For those who prefer quick transactions, our drive-thru service allows for deposits and withdrawals without leaving your car. Additionally, we have an ATM available for cash withdrawals and balance checks anytime you need it.

Member Eligibility

Joining the Lge Community means becoming part of a warm and welcoming family dedicated to your financial well-being. At our branch located at 105 W Main St, Cartersville, GA 30120, we invite you to explore the simple path to membership. If you live, work, or worship in Bartow County or are related to someone who does, you're likely eligible to join us! Our community-oriented credit union is here to support you with fantastic benefits like lower loan rates and personalized service tailored to your needs. To check the full eligibility criteria and ensure you're ready to take the next step, visit our detailed page at Lge Community Membership. When you're ready to open an account, it's as easy as pie! Just head over to our online portal at Account Opening or give us a call at 770-424-0060. Our friendly staff is here to help you every step of the way. Join us today and discover how being a member of Lge Community can make a positive difference in your financial journey!

Business Banking & Commercial Services

At Lge Community, we understand that running a business is no small feat. Whether you're just starting or looking to expand, having the right financial partner can make all the difference. Our commercial loan options are designed to fuel your growth and support your vision. Imagine being able to purchase new equipment, hire additional staff, or even open a new location. With our member commercial loans totaling over $600, we've helped local businesses like yours thrive in the community. We also believe in supporting everyone in our area, offering $7 in non-member commercial loans to help create more opportunities for growth and success. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - With an outstanding commercial loan portfolio of $254,458,502, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, our merchant services simplify everyday transactions for you and your customers. By providing easy payment processing solutions, we help ensure that you can focus on what matters most running your business successfully. Located at 105 W Main St Cartersville Ga 30120 in Cartersville, GA, we're here to provide personalized service tailored to meet your unique needs. Reach out today at (770) 424-0060 to learn how we can assist you on your business journey!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're in the market for a new car, our auto loans and vehicle financing options make it easy to drive away in your dream vehicle. We offer competitive rates and flexible terms, so you can find a loan that fits your budget.

Business Banking Solutions

For entrepreneurs and business owners, our business banking services include merchant services and business loans designed to support your growth. Whether you're starting a new venture or expanding an existing one, we provide the resources you need.

Credit Cards with Rewards

Consider our credit cards with rewards programs that allow you to earn points on everyday purchases. These rewards can be redeemed for travel, merchandise, or cash back making every purchase count!

Drive-Thru & Basic ATM Services

For those who prefer face-to-face transactions without leaving their vehicles, our drive-thru banking services provide quick access for deposits and withdrawals. Additionally, our ATMs allow for cash withdrawals and balance checks, making banking as straightforward as possible. At Lge Community, we strive to make banking simpler and more accessible for everyone in the community. If you're ready to learn more about how we can assist you in reaching your financial goals, don't hesitate! Call us at (770) 424-0060 or visit us online at Cartersville. Join us today; we're excited to help you achieve your dreams!

Easy Access Through Digital Banking

In today's busy world, convenience is key. That's why we offer robust online and mobile banking platforms that allow you to manage your accounts at any time. You can check balances, transfer funds, pay bills, and even deposit checks using your smartphone. Our ATM services ensure that you have access to cash whenever you need it.

Mortgage Loans & Refinancing

For those looking to buy a home or refinance an existing mortgage, our mortgage loans provide personalized solutions tailored to your financial situation. We understand that purchasing a home is one of the biggest decisions you'll ever make, and our team is here to guide you through every step of the process.

Personal Banking

Our personal banking services include checking and savings accounts that cater to various lifestyles and financial goals. Whether you're saving for a vacation or managing daily expenses, our accounts are designed for your convenience. With features like online and mobile banking, you can access your funds anytime, anywhere.

Personal Loans & Debt Consolidation

Need extra cash? Our personal loans can help with everything from unexpected expenses to debt consolidation. We work with you to create a plan that makes sense for your financial goals.

Digital & Online Banking

Key Features of Our Online Banking Services

Our 24/7 online banking service allows you to check balances, transfer funds, and pay bills with ease. You can also sign documents securely using our electronic signature authorization feature, which eliminates the hassle of printing and mailing paperwork. Plus, if you prefer going paperless, e-statements are available to help you stay organized and reduce clutter. For those on the go, our mobile application offers all the features you need right at your fingertips. You can enjoy mobile payments, making transactions quick and hassle-free directly from your smartphone. Want to send money to friends or family? Our person-to-person transfer feature allows you to do just that in a matter of seconds.

Security and User Experience

We prioritize your security while providing a user-friendly experience. All transactions are safeguarded with advanced encryption technology, ensuring that your information stays private and protected. Whether you're checking your account balance or making payments, you can feel confident that your data is secure. In today's fast-paced world, having easy access to your finances is essential. At Lge Community, we strive to empower our members with the tools they need for real-time account management. Join us today and take advantage of our convenient digital banking solutions!

Financial Strength

A Growing Community

Total Share Accounts: 233,377, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $458,194. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lge Community is your trusted partner. Visit us at 105 W Main St Cartersville Ga 30120 or call (770) 424-0060 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $248,814,204 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $15,555 in used auto loans and $1,541,087,093 in total loans and leases.

Member-Centric Savings Options

Members' savings are secured through $422,829,345 in share certificates and $384,757,159 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $9,358,630 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 340 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $260,311,521, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,120 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Offerings

If you're a business owner looking for capital to grow and expand, our outstanding commercial loans amounting to $254,458,502 can provide the support you need. We understand that every business has unique financial challenges; thus, our team is here to assist you in finding the right solution. We also recognize that sometimes life changes require quick adjustments. That's why we provide refinancing options that can help lower payments or consolidate debts into one manageable loan. For more information on eligibility requirements and how to apply for any of these loan products, please visit our website at Lge Community or give us a call at (770) 424-0060. Our friendly staff is ready to assist you during business hours from 9:00 AM to 5:00 PM Monday through Thursday and until 6:00 PM on Fridays. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward securing your financial future!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With $343,169,525 in used vehicle loans and $195,316,345 in new vehicle loans already helping members get on the road, you can feel confident knowing you're getting great value. We provide financing options for both new and used vehicles so you can choose what fits your budget best.

Credit Card Loans

For those who need flexibility in managing expenses, we also offer unsecured credit card loans with total funding of $49,481,572. These cards come with straightforward terms designed to help you manage your finances effectively without the burden of high interest rates.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $75,829,194. Whether you are purchasing a new home or refinancing an existing mortgage, we have solutions tailored to your situation.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified data ensures that users receive fair and transparent offers tailored to their needs.

Lge Community