Lge Community Credit Union Cartersville GA | Affordable Vehicle Loans & Business Banking

Introduction

At Lge Community, we believe in building strong relationships with our members and the community. Located at 32 W Main St, Cartersville, GA 30120, our branch has been serving the area since 1951. With over 122,000 members, we are proud to offer a range of financial services designed to meet your needs, whether it's personal banking or business solutions. Our dedicated team, led by CEO Chris Leggett and Board President Curt Earnest, works tirelessly to ensure that our members receive the best possible service. We have a solid financial foundation with total assets reaching an impressive $2.32 billion and total deposits of $85,944,023. This allows us to provide competitive loan options over 68,630 loans and leases to help you achieve your financial goals. While you can visit us in person at our branch location, please note that any official correspondence should be directed to the same address: 32 W Main St, Cartersville, GA 30120. We are committed to fostering a sense of community and trust among our members. Our robust offerings include personal checking and savings accounts, auto loans, mortgage financing, credit cards with rewards, and comprehensive business banking solutions. Furthermore, with a total net worth of $260,311,521, we prioritize your financial security. Feel free to reach out to us at 470-348-4200 for any inquiries or assistance you might need. We invite you to explore how Lge Community can support you on your financial journey. Visit our website at LGECCU.org for more information or to start your membership today!

Branch History & Mission

Commitment to Innovation

As we look toward the future, Lge Community embraces digital advancements that make banking more convenient for our members. Our online and mobile banking options ensure that you can manage your finances anytime and anywhere. From electronic signatures to person-to-person payments, we aim to simplify your banking experience while adhering to ADA compliance standards. While our branch does not offer drive-thru service or shared service centers, we do provide ATM availability for easy cash access. Our team is here Monday through Friday from 8:00 AM to 5:00 PM ready to assist you with all your banking needs.

Join Us

We invite you to become part of the Lge Community family. Experience the benefits of being a member-driven credit union that prioritizes your financial success while giving back to the community. Whether you're looking for personal loans or need guidance on managing your finances better, we're here for you. For any inquiries or assistance, feel free to call us at 470-348-4200 or visit us at our Cartersville location. Together, let's build a brighter financial future!

Our Mission

At Lge Community, our mission is clear: we strive to provide exceptional financial services while enhancing the quality of life for our members and the community at large. We believe that everyone deserves access to tools that can help them achieve their financial goals. This commitment drives us to offer a wide range of services, including personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our dedication extends beyond just financial services; we actively engage in community outreach initiatives that strengthen local ties. We partner with various organizations and participate in events that support education, health, and economic development within Cartersville.

Branch Location & Accessibility

Finding Us

Our branch is nestled right on Main Street, close to popular local spots such as the historic downtown area and the beautiful parks that Cartersville has to offer. You'll find ample parking available right outside our doors, making it simple to pop in and take care of your banking needs. Plus, we're proud to say our facility is fully accessible, featuring ramps and ADA-compliant features to ensure everyone can visit us comfortably.

Operating Hours & Services

We're open Monday through Friday from 8:00 AM to 5:00 PM, ready to assist you with a range of services. Whether you need help setting up a checking account, exploring auto loans, or managing your mortgage needs, our dedicated team is here for you. While we don't currently offer drive-thru banking services, our ATM is available for your convenience anytime you need cash or want to check your balance. If you have any questions or would like more information about our offerings, feel free to call us at 470-348-4200. We value each member and are eager to provide personalized service tailored to your financial goals. While members can visit us at 32 W Main St, official correspondence should be sent to the same address. We invite you to stop by today and discover how Lge Community can support your financial journey!

Member Eligibility

Becoming a member of Lge Community is like joining a family that cares about your financial well-being. If you live, work, worship, or go to school in Bartow County or nearby areas, you're already eligible to join us! We welcome individuals from all walks of life, so whether you're just starting out or looking to take your finances to the next level, you'll find a supportive community here. Our members enjoy a range of benefits, including competitive rates on loans and savings accounts, personalized service, and access to valuable financial resources. To get started with your membership at Lge Community, simply visit our website for detailed eligibility criteria at https://www.lgeccu.org/connect/about-lge-community-credit-union/membership.html. When you're ready to open an account, it's quick and straightforward; just head over to https://consumeronlineportal.lgeccu.org/consumer-deposit/getting-started. If you have any questions or need assistance, feel free to call us at (470) 348-4200. We're excited to help you on your financial journey!

Business Banking & Commercial Services

Business Loans Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $600 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $254,458,502, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

In today's world, efficient payment processing is key. Our merchant services help businesses accept payments quickly and securely, allowing you to focus on what you do best running your business. Picture a busy café seamlessly processing orders while managing inventory all from a single platform. That's the power of our merchant solutions at work. Visit us at 32 W Main St Cartersville Ga 30120 in Cartersville, GA or call us at (470) 348-4200 to learn how we can partner with you for success!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners, Lge Community provides tailored Business Banking services. From Merchant Services that simplify payment processing to Business Loans designed to support growth and innovation, we're here to help your business thrive.

Convenient Access Anytime

In today's fast-paced world, accessibility is key. That's why we offer ATM & Cash Withdrawal Services for quick access to your funds whenever you need them. Our Basic ATM Access allows for easy withdrawals and balance checks without stepping into the branch. If you'd like more information about how our services can benefit you or if you're ready to get started with any of our offerings, don't hesitate to reach out! You can contact us at (470) 348-4200 during our operating hours from Monday to Friday between 8:00 AM and 5:00 PM. At Lge Community, we're dedicated to making banking simple and accessible for everyone in Cartersville and beyond. Visit us today or check out our website at Gcb-cartersville for more details on how we can assist you with all your financial needs!

Financial Solutions for Every Need

Life can be unpredictable, and sometimes you need extra financial support. That's where our Personal Loans & Debt Consolidation come into play. Whether you're facing unexpected expenses or looking to consolidate debt for easier management, we offer solutions that work for you. To reward your spending, explore our Credit Cards with Rewards that allow you to earn points or cash back on everyday purchases. Enjoy the benefits while managing your finances effectively!

Personal Banking Made Easy

Our personal banking services are designed with you in mind. Whether you're looking to open a Checking or Savings Account, we have options that fit every lifestyle. Imagine having access to your funds anytime, anywhere, thanks to our robust Online & Mobile Banking platforms. With just a few taps on your phone, you can manage your accounts, transfer funds, and pay bills without any hassle. If you're considering buying a new car, our Auto Loans & Vehicle Financing provide competitive rates and flexible terms. We understand that purchasing a vehicle is an important step, which is why we aim to make the process smooth and straightforward. Furthermore, if you're planning to buy a home or refinance an existing mortgage, our Mortgage Loans & Refinancing options can help you secure the best deal for your situation.

Digital & Online Banking

Flexibility at Your Fingertips

With our mobile payments feature, paying for purchases is as easy as a tap on your phone. Whether you're shopping at the store or dining out with friends, leave your wallet behind and enjoy the ease of mobile payments. At Lge Community, we're committed to providing accessible and user-friendly digital banking solutions so that managing your finances is straightforward and efficient. Explore all these features today and experience banking made simple!

Key Features

Our online banking platform, which you can access at https://www.lgeccu.org/, offers a wide range of features that make managing your money easier than ever. You can check your account balance, transfer funds, and pay bills all in one place. Plus, our 24/7 online banking services ensure you have access to your accounts whenever you need it.

Stay Connected

You can also take advantage of person-to-person transfers, which allow you to send money quickly to friends or family without any hassle. And if you prefer going paperless, we provide e-statements that let you view your account statements electronically no more cluttered mailboxes!

User-Friendly and Secure

Security is a top priority for us. We offer electronic signature authorization, ensuring that your transactions are safe and secure. Additionally, our mobile application provides an intuitive interface, making it easy for you to handle banking tasks right from your smartphone.

Financial Strength

Growing Member Base

Total Share and Deposit Accounts stand at 233,377, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) total $458,194, reinforcing our ability to serve you effectively. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lge Community is your trusted partner. Visit us at 32 W Main St Cartersville Ga 30120 or call (470) 348-4200 to learn more about how we can help you achieve your financial goals.

Lending Capacity

Our lending capacity supports members' financial goals across various sectors with $15,555 in used auto loans and a total of $1,541,087,093 in loans and leases. This means whether you're looking to buy a car or finance other personal projects, we're here to help make it happen.

Member Savings

Members' savings are secured through $422,829,345 in share certificates and $384,757,159 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $9,358,630 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 340 full-time employees and 3 part-time employees ready to assist you with knowledgeable service.

Our Financial Health

With a net worth of $260,311,521, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,120 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment in Our Community

With $248,814,204 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to support your goals through various financial products tailored to your needs.

Loan Offering

At Lge Community, we understand that life presents various financial needs, whether it's buying a new car, purchasing a home, or managing everyday expenses. That's why we offer a range of loan products designed to help you achieve your goals while ensuring you have the support you need. Located at 32 W Main St, Cartersville, GA 30120, our branch is dedicated to providing personalized service and competitive rates. With over 68630 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular among those looking to hit the road with confidence. We currently offer $343,169,525 in used vehicle loans and $195,316,345 in new vehicle loans. This means you can access some of the lowest rates in the industry and drive away in your next vehicle with ease. Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $75,829,194, making buying or refinancing simple and accessible for many members. For those who need additional funds for personal expenses or unexpected costs, we also provide flexible terms on unsecured credit card loans. With a total of $49,481,572 in unsecured credit card loans available, our offerings help members manage their finances effectively without added stress. If you're a business owner looking for financial support, our outstanding commercial loans totaling $254,458,502 can provide the capital needed to grow and expand your operations. We encourage you to explore refinancing options as well if you're considering lowering your payments or accessing cash from your existing loans. To learn more about eligibility for our loan products or to start your application process, feel free to reach out to us at 470-348-4200. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Lge Community, we're committed to helping you navigate your financial journey with clarity and support every step of the way.

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Lge Community